Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Would you buy beside social housing?

Options
1…89111314…22

Comments

  • Options
    #302
    AulWan
    Closed Accounts Posts: 1,653 ✭✭✭AulWan


    lola85 wrote: »
    What?

    Of course people in social houses can but they that was the discussion.

    “Several purchase schemes have been developed to enable TENANTS of local authority houses or apartments to buy their homes from the local authority”

    Oh sweet jesus.

    You know as well as I do, that once a tenant applies to buy the house, is approved, secures the mortgage etc, they are no longer a tenant.

    But you obviously have more time on your hands to make stupid arguments then I do.

    Have a nice day.


  • Options
    #303
    Deebles McBeebles
    Registered Users Posts: 5,777 ✭✭✭Deebles McBeebles


    Oh good, pedantry.


  • Options
    #304
    Feisar
    Registered Users Posts: 6,628 ✭✭✭Feisar


    AulWan wrote: »
    Newsflash. The tenants have to pay for them too. They pay rent for the use of the house.

    Unlike the buyer who is buying an asset, the tenant will never own the home.

    Its really not that mind boggling.

    Yes however they will have the house in perpetuity (thank you GOT) so in all but name they own it.

    First they came for the socialists...



  • Options
    #305
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    AulWan wrote: »
    The point is, if you already know you can't predict anything with absolutely certainty, then you should not be making pre-judgements at all.

    That's absolutely ridiculous.

    I'm not talking about pre-judging by postcode - i'm saying the ones who you see behave like feral little bastards as kids are more likely to turn out to be adult wasters than the studious respectful ones.

    That's blindingly obvious as far as i'm concerned.


  • Options
    #306
    Mad_maxx
    Registered Users Posts: 13,505 ✭✭✭✭Mad_maxx


    lola85 wrote: »
    Vicxas wrote: »
    We bought a house in a new estate and found out that the 2 houses beside us are Social housing, not much we can do now.

    But that got me thinking that i was born and raised in a council house and i turned out semi decent, so i'm hoping it'll be the same story for my new neighbours.
    How in gods name can brand new houses be given as social houses while others have to pay for them?

    Mind boggling.

    Social engineering


  • Advertisement
  • Options
    #307
    Mad_maxx
    Registered Users Posts: 13,505 ✭✭✭✭Mad_maxx


    AulWan wrote: »
    lola85 wrote: »
    How in gods name can brand new houses be given as social houses while others have to pay for them?

    Mind boggling.


    Newsflash. The tenants have to pay for them too. They pay rent for the use of the house.

    Unlike the buyer who is buying an asset, the tenant will never own the home.

    Its really not that mind boggling.

    Newsflash!

    The social housing tenants rent is a fraction of the amount the next door mortgage holder pays or the private tenant a few doors down for that matter


  • Options
    #308
    ELM327
    Registered Users Posts: 21,792 ✭✭✭✭ELM327


    Mad_maxx wrote: »
    Newsflash!

    The social housing tenants rent is a fraction of the amount the next door mortgage holder pays or the private tenant a few doors down for that matter
    +1
    It's not Rent, it's "Rent"
    €20-€50 a week when the house next door is paying many multiples of that is not rent


  • Options
    #309
    Trigger Happy
    Registered Users Posts: 6,084 ✭✭✭Trigger Happy


    How much are social housing rents? Its a % of household income - but how much?


  • Options
    #310
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    Trigger Happy wrote: »
    How much are social housing rents? Its a % of household income - but how much?

    I'm a social housing tenant..my rent is €100 euro a week and my take home pay after tax is 435 ..I have one son in college living with me


  • Options
    #311
    Trigger Happy
    Registered Users Posts: 6,084 ✭✭✭Trigger Happy


    claregal1 wrote: »
    I'm a social housing tenant..my rent is €100 euro a week and my take home pay after tax is 435 ..I have one son in college living with me

    So in your case it is much more than nominal, 23% of your take home pay.


  • Advertisement
  • Options
    #312
    ELM327
    Registered Users Posts: 21,792 ✭✭✭✭ELM327


    Trigger Happy wrote: »
    So in your case it is much more than nominal, 23% of your take home pay.


    So €400 a month for min 2 bed ?
    Where would you get that these days near a college??


    Not even representative of real rental market amounts


  • Options
    #313
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    Trigger Happy wrote: »
    So in your case it is much more than nominal, 23% of your take home pay.
    I think it varies from council to council . Also the more children you have there is a deduction per child on the rent I think.


  • Options
    #314
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    ELM327 wrote: »
    So €400 a month for min 2 bed ?
    Where would you get that these days near a college??


    Not even representative of real rental market amounts

    I never said it was near a college ....


  • Options
    #315
    Trigger Happy
    Registered Users Posts: 6,084 ✭✭✭Trigger Happy


    ELM327 wrote: »
    So €400 a month for min 2 bed ?
    Where would you get that these days near a college??


    Not even representative of real rental market amounts

    The purpose of social housing is not to house people at market rates as people in need of social housing cannot afford to pay market rates.
    There are many flaws in the system, that is accepted, but the core principle remains.


  • Options
    #316
    Grab All Association
    Registered Users Posts: 3,918 ✭✭✭Grab All Association


    armaghlad wrote: »
    And people who physically can’t work? Or have a debilitating illness which restricts their ability to work full time and be eligible for a mortgage? Or maybe one of their kids is severely disabled and they have to provide full time care for them? I’ll say one thing about threads like this, it never ceases to amaze me the number of snobby reprobates that post on boards

    I have a theory about most of the people that make these threads.

    These people have either recently become unemployed or can’t get employment. They are most likely on rent allowance in shïtty apartments and are angry at the council for putting them on the bottom of the list. They see the unmarried mothers getting all the houses so they come on here hoping they can stir up hate against these people.


  • Options
    #317
    Sweet.Science
    Registered Users Posts: 2,846 ✭✭✭Sweet.Science


    Grab All Association wrote: »
    I have a theory about most of the people that make these threads.

    These people have either recently become unemployed or can’t get employment. They are most likely on rent allowance in shïtty apartments and are angry at the council for putting them on the bottom of the list. They see the unmarried mothers getting all the houses so they come on here hoping they can stir up hate against these people.


    Or maybe just maybe

    They are employed. Dont qualify for social housing . Cant afford to rent privately. They live with their parents until their late 30s. One day may be able to buy a house in a very undesirable area with huge social problems.

    All the while they watch Jacinta and her kids handed the keys to a new build 4 bed semi for €30 euro a week.


  • Options
    #318
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    Sweet.Science wrote: »
    Or maybe just maybe

    They are employed. Dont qualify for social housing . Cant afford to rent privately. They live with their parents until their late 30s. One day may be able to buy a house in a very undesirable area with huge social problems.

    All the while they watch Jacinta and her kids handed the keys to a new build 4 bed semi for €30 euro a week.

    There will always be people who play the system .. I have neighnours who are in receipt of SW and their take home pay is more than my working salary . It can be extremely frustrating when you see and hear the amount of money they are getting on SW and the low rent they pay in comparison to me . I'm grateful that I'm in Social housing because I genuinely would not be able to pay full rents on just my salary. Not everyone gets a brand new house either . My house was built in the 60's and is not one of the upgraded houses either . And for the record , I have just put my eldest two through college - one has a masters in Marine Biology and the other a degree in Business and IT both living away from home now .. so not everyone in Social housing are wasters .


  • Options
    #319
    nthclare
    Banned (with Prison Access) Posts: 3,316 ✭✭✭nthclare


    Working class heroes wrote: »
    “these people” eh?
    Maybe you should review your recruitment policy?

    That's why I said they're quite clever at manipulating the system, a bit like people using word salad in job interviews for a position of a CEO or GM

    Maybe you should review my whole post and not cherry pick.


  • Options
    #320
    lola85
    Closed Accounts Posts: 667 ✭✭✭lola85


    How strict are local authorities on increasing the rent when someone’s income goes up?

    Is there people who’s income has increased through the years massively yet still paying 40 euro a week?


  • Options
    #321
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    lola85 wrote: »
    How strict are local authorities on increasing the rent when someone’s income goes up?

    Is there people who’s income has increased through the years massively yet still paying 40 euro a week?

    Rent review forms come out every Jan and its then reviewed . Some people might have partners living with them and might not declare their income which is why in some cases the rent is not increased .


  • Advertisement
  • Options
    #322
    ELM327
    Registered Users Posts: 21,792 ✭✭✭✭ELM327


    claregal1 wrote: »
    I never said it was near a college ....
    If you have a son in college?


    Trigger Happy wrote: »
    The purpose of social housing is not to house people at market rates as people in need of social housing cannot afford to pay market rates.
    There are many flaws in the system, that is accepted, but the core principle remains.


    Yes but they should not be given houses which the real working class cannot afford.


  • Options
    #323
    Trigger Happy
    Registered Users Posts: 6,084 ✭✭✭Trigger Happy


    ELM327 wrote: »
    If you have a son in college?






    Yes but they should not be given houses which the real working class cannot afford.

    I did not say that they did. And nor did claregal?


  • Options
    #324
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    ELM327 wrote: »
    If you have a son in college?



    My son gets the train to college every morning at 6.50 and is home around 7 ..we live 65 km from GMIT . He went on a J1 to San Francisco during the summer and it was either work all summer here and save for rent in Galway or commute this year and have his summer in San Francisco. When the other two lived away ..one in Cork and one in Galway , I borrowed from the credit union to pay for their rents .


  • Options
    #325
    Sweet.Science
    Registered Users Posts: 2,846 ✭✭✭Sweet.Science


    claregal1 wrote: »
    Rent review forms come out every Jan and its then reviewed . Some people might have partners living with them and might not declare their income which is why in some cases the rent is not increased .

    Do you really have to pay rent though ? Arrears are in the millions. You aren't going to be evicted if you have children. So technically the property is free if people choose not to pay it


  • Options
    #326
    claregal1
    Registered Users Posts: 556 ✭✭✭claregal1


    Sweet.Science wrote: »
    Do you really have to pay rent though ? Arrears are in the millions. You aren't going to be evicted if you have children. So technically the property is free if people choose not to pay it

    I pay 200 a fortnight direct debit when I get paid .. I'm not in arrears , I would be terrified of getting evicted if my rent wasn't paid ( I actually pay my rent a day early ) I genuinely don't know what the story is with people who don't pay their rent .


  • Options
    #327
    sbsquarepants
    Registered Users Posts: 11,812 ✭✭✭✭sbsquarepants


    Working class heroes wrote: »
    Can you link that study by the US Military please.
    Also, only an idiot would think someone with an IQ of below 80 are of no use for any practical reason?

    I can't remember where i read it to be honest, but i've done a quick google search and there's plenty online about it.
    They do their own tests to screen recruits (the ASVAB test) and there are different scores required to gain acceptance to various branches but the long story short is, it's against the law for the army to recruit anyone below an IQ of roughly 83.


  • Options
    #328
    Working class heroes
    Registered Users Posts: 3,544 ✭✭✭Working class heroes


    nthclare wrote: »
    That's why I said they're quite clever at manipulating the system, a bit like people using word salad in job interviews for a position of a CEO or GM

    Maybe you should review my whole post and not cherry pick.

    No. I’ll cherry pick away. But thanks for the suggestion.

    Racism is now hiding behind the cloak of Community activism.



  • Options
    #329
    Working class heroes
    Registered Users Posts: 3,544 ✭✭✭Working class heroes


    sbsquarepants wrote: »
    I can't remember where i read it to be honest, but i've done a quick google search and there's plenty online about it.
    They do their own tests to screen recruits (the ASVAB test) and there are different scores required to gain acceptance to various branches but the long story short is, it's against the law for the army to recruit anyone below an IQ of roughly 83.

    You clearly implied that people with low intelligence have no function in society. You used a study by the US Military to back this up.

    Now You say you can’t remember where you read it. Then you say there is plenty online about it yet still can’t provide any links.

    I’ll leave it with you so.

    Racism is now hiding behind the cloak of Community activism.



  • Options
    #330
    AulWan
    Closed Accounts Posts: 1,653 ✭✭✭AulWan


    ELM327 wrote: »
    Yes but they should not be given houses which the real working class cannot afford.

    Real working class? What are they?

    Where does someone like Claregal fall on your scale of working class?


  • Advertisement
  • Options
    #331
    Bluefoam
    Registered Users Posts: 7,737 ✭✭✭Bluefoam


    Working class heroes wrote: »
    You clearly implied that people with low intelligence have no function in society. You used a study by the US Military to back this up.

    Now You say you can’t remember where you read it. Then you say there is plenty online about it yet still can’t provide any links.

    I’ll leave it with you so.

    Literally the first link in google... Not my arguement, I just heard about it now... I'm just doing the donkey work for you.

    https://reddit.com/r/JordanPeterson/comments/84qmsj/source_of_83_iq_minimum_for_the_us_military/


Advertisement