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Strokestown **Mod Note in Post #4461**

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    #4052
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    LawBoy2018 wrote: »
    Wow this is quite a toxic thread, do people not have an ounce of compassion anymore? I know a property developer who's in circa €1,000,000 debt with KBC and they wouldn't dare try to seize his home. Why are people siding with the banks?? How naive do you have to be to not realise that they don't care about you? You're nothing but a resource they exploit to turn a profit, at whatever the cost.

    Please explain to us what would happen if everyone who took out a loan didn't pay it back.

    In your own time.


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    #4053
    pgj2015
    Registered Users Posts: 8,976 ✭✭✭pgj2015


    LawBoy2018 wrote: »
    Wow this is quite a toxic thread, do people not have an ounce of compassion anymore? I know a property developer who's in circa €1,000,000 debt with KBC and they wouldn't dare try to seize his home. Why are people siding with the banks?? How naive do you have to be to not realise that they don't care about you? You're nothing but a resource they exploit to turn a profit, at whatever the cost.




    we know, if i go in to a casino and loose my rent money,or spend it all on drink that is my fault and i live with the consequences. fair is fair, just because people may hate banks doesnt mean you can use a sob story to get out of paying you debts.


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    #4054
    hatrickpatrick
    Registered Users Posts: 17,797 ✭✭✭✭hatrickpatrick


    pgj2015 wrote: »
    you can oppose what you want, its business, if you owe people money you pay them or get out, simple as.

    It’s business which could be outlawed at the stroke of a pen if society decided to outlaw it. What frustrates me is that it isn’t even talked about as an issue on the table for reforming society.


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    #4055
    hatrickpatrick
    Registered Users Posts: 17,797 ✭✭✭✭hatrickpatrick


    pablo128 wrote: »
    Please explain to us what would happen if everyone who took out a loan didn't pay it back.

    In your own time.

    The for-profit usury system would collapse altogether. Good f*cking riddance.


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    #4056
    weldoninhio
    Closed Accounts Posts: 14,311 ✭✭✭✭weldoninhio


    hatrickpatrick wrote: »
    It’s business which could be outlawed at the stroke of a pen if society decided to outlaw it. What frustrates me is that it isn’t even talked about as an issue on the table for reforming society.

    So how would one buy a house if banks were not willing to give a mortgage??


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    #4057
    fullstop
    Registered Users Posts: 11,327 ✭✭✭✭fullstop


    LawBoy2018 wrote: »
    Wow this is quite a toxic thread, do people not have an ounce of compassion anymore? I know a property developer who's in circa €1,000,000 debt with KBC and they wouldn't dare try to seize his home. Why are people siding with the banks?? How naive do you have to be to not realise that they don't care about you? You're nothing but a resource they exploit to turn a profit, at whatever the cost.

    These **** didn’t even try to engage with the bank, over several years. It’s very difficult to evict anyone in this country. This lot were evicted through the courts and got a vigilante mob together to beat people up and kill some dogs. **** them.


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    #4058
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    hatrickpatrick wrote: »
    The for-profit usury system would collapse altogether. Good f*cking riddance.

    Good luck saving up 250k under your pillow to buy a house then.


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    #4059
    hatrickpatrick
    Registered Users Posts: 17,797 ✭✭✭✭hatrickpatrick


    pablo128 wrote: »
    Good luck saving up 250k under your pillow to buy a house then.

    Replacing the for profit usury based banking system with a non profit interest free public lending system wouldn’t require anyone to have 250k under their pillow.


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    #4060
    weldoninhio
    Closed Accounts Posts: 14,311 ✭✭✭✭weldoninhio


    hatrickpatrick wrote: »
    Replacing the for profit usury based banking system with a non profit interest free public lending system wouldn’t require anyone to have 250k under their pillow.

    And what about the people with savings in banks that would lose them if it went kaput??


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    #4061
    hatrickpatrick
    Registered Users Posts: 17,797 ✭✭✭✭hatrickpatrick


    weldoninhio wrote: »
    And what about the people with savings in banks that would lose them if it went kaput??

    Those could be covered by the central bank as a once off during the transition to a public banking system.


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    #4062
    weldoninhio
    Closed Accounts Posts: 14,311 ✭✭✭✭weldoninhio


    hatrickpatrick wrote: »
    Those could be covered by the central bank as a once off during the transition to a public banking system.

    Hahahahahahahahahahahahahahahahahahahahaha


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    #4063
    Topgear on Dave
    Registered Users Posts: 4,533 ✭✭✭Topgear on Dave


    I'm sure this "non profit interest free public lending system" would take a generous attitude toward anybody who will not repay their loans??


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    #4064
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    hatrickpatrick wrote: »
    Replacing the for profit usury based banking system with a non profit interest free public lending system wouldn’t require anyone to have 250k under their pillow.

    And if you got a mortgage from your not for profit bank and didn't pay it back? Still no consequences?


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    #4065
    [Deleted User]
    Posts: 13,712 ✭✭✭✭ [Deleted User]


    Topgear on Dave wrote: »
    I'm sure this "non profit interest free public lending system" would take a generous attitude toward anybody who will not repay their loans??
    Surely, as a lender that is essentially backed by the State, the lender could easily make orders for the attachment of earnings or welfare-transfer Income

    That should be far easier to do than engaging in prolonged, adversarial litigation, as currently happens. it would be pretty much impossible to avoid paying a proportion of your income.

    We have the current system because its one we inherited from a different era. If it were possible to start again from scratch, I doubt many people would suggest our present model is the ideal.


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    #4066
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    A Tyrant Named Miltiades! wrote: »
    Surely, as a lender that is essentially backed by the State, the lender could easily make orders for the attachment of earnings or welfare-transfer Income

    That should be far easier to do than engaging in prolonged, adversarial litigation, it would be pretty much impossible to avoid paying a proportion of your income.
    Your job needs your approval afaik before they agree to an attachment of earnings. That also applies if you are self employed.


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    #4067
    hatrickpatrick
    Registered Users Posts: 17,797 ✭✭✭✭hatrickpatrick


    pablo128 wrote: »
    And if you got a mortgage from your not for profit bank and didn't pay it back? Still no consequences?

    I’d have no problem with a publicly owned bank repossessing land and downgrading people to basic social housing if they took the piss in this manner, but the idea of making anyone homeless is fundamentally immoral and I deplore any organization or ideology which contemplates doing so as an acceptable course of action under any circumstances.
    weldoninhio wrote: »
    Hahahahahahahahahahahahahahahahahahahahaha

    Fantastic contribution to the debate. Would read again. :pac:


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    #4068
    facehugger99
    Registered Users Posts: 7,241 ✭✭✭facehugger99


    pablo128 wrote: »
    Please explain to us what would happen if everyone who took out a loan didn't pay it back.

    In your own time.

    The only reason lads like that get away with it for so long is because the rest of us are effectively picking up the tab for them.


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    #4069
    cj maxx
    Registered Users Posts: 13,534 ✭✭✭✭cj maxx


    The long and short of it seems they over mortgaged, as many people did during the free money boom , and KBC hired the UDA /UVF to enforce the court order .
    Fu*k kbc for bringing those scumbags in and the 'other side' were right to chase them.


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    #4070
    pablo128
    Closed Accounts Posts: 6,221 ✭✭✭pablo128


    cjmc wrote: »
    The long and short of it seems they over mortgaged, as many people did during the free money boom , and KBC hired the UDA /UVF to enforce the court order .
    Fu*k kbc for bringing those scumbags in and the 'other side' were right to chase them.

    If the security were Muslim or Sikh or Amish, the family would have left peacefully? Pull the other one, it plays a tune.


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    #4071
    fullstop
    Registered Users Posts: 11,327 ✭✭✭✭fullstop


    hatrickpatrick wrote: »
    I’d have no problem with a publicly owned bank repossessing land and downgrading people to basic social housing if they took the piss in this manner, but the idea of making anyone homeless is fundamentally immoral and I deplore any organization or ideology which contemplates doing so as an acceptable course of action under any circumstances.

    Who is being made homeless here? Don’t they have other properties?


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    #4072
    [Deleted User]
    Posts: 13,712 ✭✭✭✭ [Deleted User]


    pablo128 wrote: »
    Your job needs your approval afaik before they agree to an attachment of earnings. That also applies if you are self employed.
    An attachment order is a court order, the whole point is that it is compulsory.

    http://mcmahonsolicitors.ie/attachment-of-earnings-and-benefits/


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    #4073
    cj maxx
    Registered Users Posts: 13,534 ✭✭✭✭cj maxx


    pablo128 wrote: »
    If the security were Muslim or Sikh or Amish, the family would have left peacefully? Pull the other one, it plays a tune.
    I don't understand that post. ?
    They weren't security , they were an outlawed bunch of thugs hired to strong arm people out of their homes.
    I hope their asses burned all the way back to portadown or wherever


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    #4074
    Brendan Bendar
    Registered Users Posts: 19,142 ✭✭✭✭Brendan Bendar


    hatrickpatrick wrote: »
    The for-profit usury system would collapse altogether. Good f*cking riddance.

    So you could horse up 35Ok for a house out of your back pocket?

    The Commies back in the day lived miserable lives where everyone existed in drab communities,existed from day to day.

    That your kind of gig, my friend?


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    #4075
    Guy:Incognito
    Registered Users Posts: 38,247 ✭✭✭✭Guy:Incognito


    hatrickpatrick wrote: »
    And this is precisely why some of us fundamentally oppose the very concept of usury and for-profit banking.

    Well dont get involved in it. Go live in a tent in the woods and let the rest of us live in normal society.


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    #4076
    Guy:Incognito
    Registered Users Posts: 38,247 ✭✭✭✭Guy:Incognito


    cjmc wrote: »
    I don't understand that post. ?
    They weren't security , they were an outlawed bunch of thugs hired to strong arm people out of their homes.
    I hope their asses burned all the way back to portadown or wherever

    Why was any security needed?

    Maybe the bank should have waited another few years sending ever more strongly worded letters begging the people to get out of thei (the banks) property, yeah?

    If people either A) paid their debts they willfully took out themselves or B) didnt pay then pissed off out of it, the banks wouldnt need to waste more money paying for security to collect on whats owed.


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    #4077
    weldoninhio
    Closed Accounts Posts: 14,311 ✭✭✭✭weldoninhio


    hatrickpatrick wrote: »
    I’d have no problem with a publicly owned bank repossessing land and downgrading people to basic social housing if they took the piss in this manner, but the idea of making anyone homeless is fundamentally immoral and I deplore any organization or ideology which contemplates doing so as an acceptable course of action under any circumstances.



    Fantastic contribution to the debate. Would read again. :pac:

    Oh, you were serious!!


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    #4078
    JCJCJC
    Registered Users Posts: 1,270 ✭✭✭JCJCJC


    cjmc wrote: »
    I don't understand that post. ?
    They weren't security , they were an outlawed bunch of thugs hired to strong arm people out of their homes.
    I hope their asses burned all the way back to portadown or wherever

    Will you go away with that ould bull****. If an employee of CIE was a republican sympathizer, would you call the whole company IRA terrorists?
    They were a legitimate security company exercising their lawful right to work across an EU border. The politics past or present of their employees is irrelevant. The thugs were the gang who caused trouble at the repossession and those who subsequently attacked the security men. It was obvious it wasn’t their first rodeo. That was where the criminality lies. Same psychopathic mindset as the thugs who assaulted the Quinn executive.


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    #4079
    [Deleted User]
    Posts: 18,749 ✭✭✭✭ [Deleted User]


    hatrickpatrick wrote: »
    I sincerely hope so, but unfortunately I'd imagine that the Gardaí will do a "ring of steel" type operation in order to prevent the eviction being interfered with. Not getting my hopes up for a reprise of what happened last time, but life can always surprise you...

    This is an absolutely disgusting atitiude. Do you have any idea what those scumbags did to the security?
    They are filth, scumbags & I really hope they do a long time in prison

    Oh & you don't think they did it for anything other than financial gain do you? Because they are paid thugs.
    How did you feel about what happened to Quinn executive Kevin lunney?


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    #4080
    CatFromHue
    Moderators, Science, Health & Environment Moderators Posts: 18,145 Mod ✭✭✭✭CatFromHue


    cjmc wrote: »
    The long and short of it seems they over mortgaged, as many people did during the free money boom , and KBC hired the UDA /UVF to enforce the court order .
    Fu*k kbc for bringing those scumbags in and the 'other side' were right to chase them.

    To say they over mortgaged is about 1% of what the guy in question did.

    He signed an agreement when getting the loan that he'd be the only person living in the place, broke multiple agreements he made with the bank, was given multiple chances by the bank to work with them, agrees to vacate the property and then changes his mind again.


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    #4081
    relax carry on
    Registered Users Posts: 4,072 ✭✭✭relax carry on


    CatFromHue wrote: »
    To say they over mortgaged is about 1% of what the guy in question did.

    He signed an agreement when getting the loan that he'd be the only person living in the place, broke multiple agreements he made with the bank, was given multiple chances by the bank to work with them, agrees to vacate the property and then changes his mind again.

    That's not even starting on all his others debts including Revenue debt, which is stealing from the state, ie you and me. He appears to have racked up a 100% penalty on his Revenue debt which is only applicable in cases of deliberate action and non cooperation. This is someone who seems to take no responsibility for their own actions.


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