***** Motors chat - round 12 *****

Manic Moran

Out of interest, how easy is it to get the hardtop on and off, and how much room does it take to store it safely?

PsychoPete

Was putting the front back on a car this morning, fitted everything and closed the bonnet then realised I never fitted the release cable. Absolute pain to get the bonnet back open

Tommyboy40

Manic Moran wrote: »

Out of interest, how easy is it to get the hardtop on and off, and how much room does it take to store it safely?

It's heavy and awkward, especially the panoramic one. It's a 2 person lift and ideally you'd want the same person doing it with you all the time. The Hard top is bulky, you wouldn't be keeping it in your hallway

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Tommyboy40

PsychoPete wrote: »

Was putting the front back on a car this morning, fitted everything and closed the bonnet then realised I never fitted the release cable. Absolute pain to get the bonnet back open

I took the whole front panel off the Smart to sort a dodgy wiper linkage and realised that I'd forgotten to connect up the side indicators

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CIP4

If I am moving car insurer and pay fully. Do I need to inform the company I am leaving ? I assume the fact I don't pay for it they will know I am not renewing it as I hadn't been doing direct debits ?

L-M

Tommyboy40 wrote: »

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Very nice. Absolutely love that colour/ vintage of Mercedes. There was a beautiful 300 around Limerick for awhile, not sure if it’s still about

Tazzimus

CIP4 wrote: »

If I am moving car insurer and pay fully. Do I need to inform the company I am leaving ? I assume the fact I don't pay for it they will know I am not renewing it as I hadn't been doing direct debits ?

I had to ring Axa as they had it set to auto renewal, might be different if paid in full though.
No harm ringing to make sure.

CIP4

CIP4 wrote: »

If I am moving car insurer and pay fully. Do I need to inform the company I am leaving ? I assume the fact I don't pay for it they will know I am not renewing it as I hadn't been doing direct debits ?

Nope..... They'll ring you frequently though in the few days leading up to expiry date, I found so anyway.

Wailin

As Augeo said, no need to ring them at all. Might not be a bad idea to do so though and ask them to match the fee. Save you the hassle of sending in all the paperwork.

CIP4

Wailin wrote: »

As Augeo said, no need to ring them at all. Might not be a bad idea to do so though and ask them to match the fee. Save you the hassle of sending in all the paperwork.

Didn’t bother as the insurer I am moving too has fully comp driving other cars and they don’t even need insurance so better than my current insurers 3rd party extension. Not that I use it that often. Plus there is €400 of a price difference doubt they would match that.

CIP4

Went to my local supermarket this afternoon came out and there was a new enough Mini Cooper S parked on one side of me and a 2018 S5 on the other side. You’d never see them kind of cars so close together where I live. The S5 was a really nice blue colour serious car.

eljono

https://twitter.com/GardaTraffic/status/1248649917314347008?s=09

The0ne

CIP4 wrote: »

Didn’t bother as the insurer I am moving too has fully comp driving other cars and they don’t even need insurance so better than my current insurers 3rd party extension. Not that I use it that often. Plus there is €400 of a price difference doubt they would match that.

Who is the new insurer CIP4? I use it a lot but only have third party, so would be handy to know come renewal.

CIP4

The0ne wrote: »

Who is the new insurer CIP4? I use it a lot but only have third party, so would be handy to know come renewal.

AXA. You do have to pay a little extra to get fully comp driving other cars as it’s an option but it was like ~€25 so a no brainer really.

blackbox

CIP4 wrote: »

AXA. You do have to pay a little extra to get fully comp driving other cars as it’s an option but it was like ~€25 so a no brainer really.

I was tempted to change to AXA as they were a little cheaper, but driving other cars was restricted to 2 litres max. Would not suit me.

Muppet Man

Hi cip4 - with the other cars being driven comprehensive, I assume that you can't be the owner of those other cars. Otherwise you could own several cars and be insured on them all with one policy + 25 euro.

Just looking at 2nd car weekend options.

Muppet man

User1998

I’m curious about the fact the other cars don’t even need an active insurance policy on them, usually that’s required. You could get a weekend car registered to your spouses name and drive it no problem

CIP4

Yes I asked them on the phone when getting the quote and they said the car can’t be owned by you. It doesn’t need to have its own insurance policy however does need tax and an a valid NCT.

M7roadrunner

User1998 wrote: »

I’m curious about the fact the other cars don’t even need an active insurance policy on them, usually that’s required. You could get a weekend car registered to your spouses name and drive it no problem

As it’s your spouse you would be deemed to have an insurable interest in the other car so that wouldn’t stand afaik. The car would have to be otherwise roadworthy with valid tax and insurance present.
That’s the case with my current insurance 123.ie broker RSA insurance.

joujoujou

Happy Easter to all of ya!

johndaman66

I seen this topic was brought up on another thread on this forum before (and I have no doubt that it was brought up on other threads that I did not view). Of course there were the usual arrogant self proclaimed experts out there who believe they know it all subscribing to the thread.

Within all the noise off dumb responses and high horse brigade one guy who mentioned he worked in the Motor insurance industry and certainly came across as knowing his stuff noted that technically speaking the car you are driving does not need to have a separate insurance specifically on it. Of course as and aside it would need to be road worthy, up to date motor tax and also certificate of road worthiness as required.

Problem potentially arises when you aren't driving it, can you park on a public street and wander off shopping? Quite likely no.

The insurance policy offering the extension facility will stipulate does the other car need to be otherwise insured or not.

Titzon Toast

Stirling Moss has passed away. RIP.

CianRyan

Augeo wrote: »

Problem potentially arises when you aren't driving it, can you park on a public street and wander off shopping? Quite likely no.

The insurance policy offering the extension facility will stipulate does the other car need to be otherwise insured or not.

That's a fair point but that makes it a personal risk where as having insurance while driving is a legal requirement.

To be honest, insured or not I'd rather my car wasnt broken Into or stolen, a lot of people dint even have fire and theft on their policies.

CianRyan

CianRyan wrote: »

That's a fair point but that makes it a personal risk where as having insurance while driving is a legal requirement.

To be honest, insured or not I'd rather my car wasnt broken Into or stolen, a lot of people dint even have fire and theft on their policies.

I think it's a legal requirement to have a car insured if its parked in public also.

3rd party without fire & theft cover is a rarity.

CianRyan

Without tax and NCT youd be correct but once you have your own proof of insurance with you to display when approached then that should be sorted.
As far as I know. A car parked in public does not have to have it's own insurance but I could be wrong.

CianRyan

CianRyan wrote: »

Without tax and NCT youd be correct but once you have your own proof of insurance with you to display when approached then that should be sorted.
As far as I know. A car parked in public does not have to have it's own insurance but I could be wrong.

If you drive a car or keep it on a public road in Ireland you must have at least third party car insurance.

https://www.ccpc.ie/consumers/money/insurance/car-insurance/

The logic is simple, example....no insurance and the handbrake fails & causes an accident who compensates the 3rd parties involved?

An insurance disc is also a requirement....

5. (1) When a vehicle is used in a public place the insurance disc for the vehicle shall be carried on the vehicle at all times after the expiry of 10 days from the date of authentication of the certificate of insurance.

http://www.irishstatutebook.ie/eli/1984/si/355/made/en/print

wotzgoingon

Just seen this picture and a few others on Facebook of a GTi. Look at the amount of room around the exhaust. From this picture I gather they use the same body on at least the GTI and R as there is all that space for the drive shaft of the R model.

colm_mcm

Think it’s generally a thing with MQB cars. Tunnel also gives rigidity.
Stupid hump in the floor of my FWD Octavia too.
Same body shell for all variants of a model I’d imagine.

Toyotafanboi

Yeah, that photo could be the underside of any VAG yoke from the last decade.

The R has a prop shaft in that space and diesels have a big centre silencer. Think that pic makes it look like a deceptively big space too.