Where would you go next...

un5byh7sqpd2x0

Axel Angry Income wrote: »

If you are with BOI* you can pay with your debit card and it won’t be much different price wise, possibly even cheaper than a currency company when the transaction will be so large. It’s instant and easy also. Just to reiterate I mean pay with the debit card and get the visa exchange rate not transfer from a boi account at boi’s awful rates.

*all other banks have stupidly low daily transaction limits on their debit cards.

Ulster Bank don't

jesus_thats_gre

Voodoomelon wrote: »

https://www.visa.co.uk/support/consumer/travel-support/exchange-rate-calculator.html?amount=30000&fee=0&exchangedate=12%2F19%2F2019&fromCurr=EUR&toCurr=GBP&submitButton=Calculate+exchange+rate

I just did a quick currency check with a £30,000 conversion and Visa Debit rate is only 0.7% which is excellent, assuming your bank charges you nothing. As far as I remember, BOI charge maxes out at €12.50 for any one transaction.

There is a daily limit now with BOI Debit Cards of 20k (might be 25k). Nearly caught me out 6 months ago.

bazz26

digiman wrote: »

Now this is something I would buy over the Model 3 Performance I think

https://www.usedcarsni.com/260881951

I'm used to an oyster/cream interior now so wouldn't fancy going back to a dark interior even though it's easier to keep clean. VRT is a killer on them though. I did a VRT query on a 2017 540i a few weeks back for the laugh and it was still coming in at just over 10k.

vintagevrs

I was in Derry past week and parked beside a new shape 5 series, in SE guise with chrome etc. Only later noticed the badge and exhaust showing it was a 540i. I liked the sleeper look it had as you wouldn't look twice at it, thought it was pretty cool.

jesus_thats_gre

jesus_thats_gre wrote: »

There is a daily limit now with BOI Debit Cards of 20k (might be 25k). Nearly caught me out 6 months ago.

Since when? Must be in the last 12 months if there is as they have been unlimited. Saw someone one put 35k sterling on one just less than 12 months ago.

carsfan2

digiman wrote: »

Now this is something I would buy over the Model 3 Performance I think

https://www.usedcarsni.com/260881951

Lovely car. I would have one every day over a model 3. Don’t get hung up on 0-60 times.
However, You’d have it sub 70k but will be worth 50k in a few months whereas the model 3 would hold better value I suspect.

carsfan2

Went car shopping today. Drove Volvo BMW and Audi. Wife wouldn’t look at Land Rover.
Surprised to be offered more for our own BMW from Audi than BMW or maybe not that surprised.
Anyway no decisions made but all really nice machines.
Engines are way ahead in the Germans and more comfortable ride too.

Heres Johnny

carsfan2 wrote: »

Went car shopping today. Drove Volvo BMW and Audi. Wife wouldn’t look at Land Rover.
Surprised to be offered more for our own BMW from Audi than BMW or maybe not that surprised.
Anyway no decisions made but all really nice machines.
Engines are way ahead in the Germans and more comfortable ride too.

When I worked for BMW there was a push on to get people out of mercs and audis and they were offering good deals to people trading them. Better deals than people trading in BMWs, some long standing customers. This was around the time they moved from motor import to BMW Ireland as the distributor. May be a push on from audi doing something similar. I drove only BMWs for years but wouldn't have any brand allegiance to them any more I'm in an Audi now. Next car change will be based on best deal available not brand. Although I'll go with one or the other I'd say can't see me buying anything else. A 17/18 530e is the early favourite now for the next 2 to 3 years then possibly an e tron when prices come down.

digiman

carsfan2 wrote: »

Lovely car. I would have one every day over a model 3. Don’t get hung up on 0-60 times.
However, You’d have it sub 70k but will be worth 50k in a few months whereas the model 3 would hold better value I suspect.

Do you really think it would be down as low as 50k that soon? I would be hoping it would be worth 45k to sell in 2 years time.

My model 3 has already gone up in value from 65.5k to 69.6k:D:D I was thinking today about buying it anyway and trying to sell it within the 7 day return window and try to get it for face value and make a few k.

At the moment I've a few cars that I have seen and plan to see in next week or so that I'm really interested in:

2017 BMW 530d xdrive. 50k
Took this for a test drive, very nice to drive. Extremely comfortable, love the Nappa Comfort seats and there is just a ton of extras on it but quite a few I would never spec and hard to put much value on them even though they cost a ton. Main hesitant with this car is that I think it's pretty pricey when people will just compare it to any other 530d, even if I could get it for around 47k it will be a 3 year old car in March and will also need to spend about 1200 on it to get an extended 1 year warranty from BMW. This seemed very expensive to me? It's already had about 60k plus of depreciation but in 2 years time it will probably be another 20k gone of it.

2016 BMW M5 65k
Haven't driven this yet, looks quite a clean car and have heard some good feedback on it. It's got decent spec as most M5s do. Has always been a dream to own an M5 and now is probably my best chance of owning one. Will try and get a drive in it in the new year. Has 2 years warranty on it, but would cost quite a lot to run I would imagine. Would constantly be going to fill it up.

2019 BMW 540i ~70k
Will take a look at this car between xmas and NY. It's optioned up to around 98,000 and also has a load of M-Performance kit on it. It's got almost every option I would want bar the Adaptive LED headlights, I love using these but living in the city I get very little use out of them. I think it's a stunning car with all the M-Performance gear and even the roof looks like an M-Performance roof, not sure how they managed that?

2020 BMW M340i ~75k
Test drove the one linked in previous posts today, amazing car to drive, so much power in it from every gear and just moves so quick. This car will just lose a ton of value and the GMFV on this from BMW is 27,000 which gives a view on where they think it will be in 3 years time from a list price of 80,000. Out of all the cars this is the one I would probably lose the most on in 2 years time which is not something I want to do. The other thing the 3 just doesn't have the same quality as the 5 series which would push me towards the 540i if given the choice between them. Doesn't seem like it's an option to take on in from the UK either as there are none that are 6months old for another 4-5 months and there will be much better value on them at that stage as well but I can't wait that long to get a new car.

2020 Telsa Model 3 Performance 65k
Loved the day I had in this car, amazing to drive, really comfy seats, tons of tech, cheap to run but just not sure on Tesla as a company. So far their delivery updates have been shocking, there are definite build quality issues and also in-life issues, range anxiety is something to worry about in this country and they don't seem to care about Irish customers at all, there are inventory cars in the UK in exact spec that I want yet they can't get it over here. Another poster ordered his with exact spec I have 3 months after me and has been assigned a VIN yet I am still waiting on mine. On the other hand the constant SW updates are class which are bringing proper value like improved performance, better range are brilliant.


Really don't know what to do, love BMWs and this is probably the last time I will get a chance to buy a decent 3L petrol as in 2 years time there will be a huge choice of electric cars from all the major brands and the charging network should be a lot better at that stage as well. I'm inclined to go BMW but main issue is they depreciate like crazy and the dealer network don't give you anything on a trade-in and you need to try and sell privately to get any sort of value out of your car which is extremely difficult. In saying that in 2 years time the new model M5 or even M3 should be in my price range and would be a very realistic next next car!!

drunkmonkey

Have you looked at the new M135i. It'd be a lot nimbler and should hold its value reasonably well. Reviews are very positive and it had big boots to fill.

digiman

drunkmonkey wrote: »

Have you looked at the new M135i. It'd be a lot nimbler and should hold its value reasonably well. Reviews are very positive and it had big boots to fill.

They had one there today, didn't drive it but actually looked really good to be fair. It's a pity they didn't leave the 6 cylinder in it though, would have been a proper little animal then.

drunkmonkey

digiman wrote: »

They had one there today, didn't drive it but actually looked really good to be fair. It's a pity they didn't leave the 6 cylinder in it though, would have been a proper little animal then.

It's still an animal. Drive a Golf R and you'll lose the 6 cylinder hang up you'll be grinning so much.

carsfan2

@Digiman,
What was the drive in m340i like?
Did you discuss numbers with them in terms of discounts etc?

jesus_thats_gre

Axel Angry Income wrote: »

Since when? Must be in the last 12 months if there is as they have been unlimited. Saw someone one put 35k sterling on one just less than 12 months ago.

I learned of it in July when looking to put 39k on my card. Thankfully discovered it the day before.

digiman

carsfan2 wrote: »

@Digiman,
What was the drive in m340i like?
Did you discuss numbers with them in terms of discounts etc?

It was really impressive to drive, you don’t feel like you are going fast at all, quite a smooth ride to be fair. Took her on some back roads and felt very confident moving her on, the xdrive helps a lot there I think and it’s one thing that would concern me a little in the f10 m5 that it would be easy enough to lose control of her if you wanted to act the ejit a small bit. Coming off a side road onto the main road and put the shoe down and you can feel the m340i shooting out at the back a bit but keeps herself under control easily enough. You feel much more under control than I would have in my old 328i for instance. I suppose after you get more used to the car you would want to turn that off abit more but on a test drive I was happy to have it on.

We did talk numbers, I’m seriously interested in her. They are to come back to me with some more revised numbers on it. Biggest stumbling block would be the delivery timelines to get one, would be early March and I’ve no car at the moment. I just feel if I buy one now I’m going to lose a fortune on her and would be best waiting 6 months and there will be more about in the UK that I could take in but then I would need something to tie me over until then.

Heres Johnny

Are these new petrol engines in the likes of a 530e or 340i more efficient in the real world than the likes of the petrol cars I used to drive, for example I had an e39 530i and 525i and an e60 523i and looking back now, they were all pigs on fuel, only offset by the fact I bought them dirt cheap. I'm in an a6 2.0tdi now and it's great on fuel, averaging 45mpg or about 6.6 litres per 100kms whereas the petrol cars were doing 25/26 mpg in mixed driving. What are the new ones doing in reality?

carsfan2

Is the standard spec on the m 340i any better than the regular m sport 3 series or do you need to add all the packs to improve the kit?
I’ve bought from MorrisonBMW in the past and they are one of the best to deal with in terms of being straight and wanting to do a deal.
With brexit happening now will it still be possible to import cars as easily as up to now I wonder?
It’s seriously good car but like all premium models will lose a lot over the first few years.

bazz26

digiman wrote: »

We did talk numbers, I’m seriously interested in her. They are to come back to me with some more revised numbers on it. Biggest stumbling block would be the delivery timelines to get one, would be early March and I’ve no car at the moment. I just feel if I buy one now I’m going to lose a fortune on her and would be best waiting 6 months and there will be more about in the UK that I could take in but then I would need something to tie me over until then.

Are you going PCP? BMW PCP figures traditionally are very poor especially around GMFV v dealer trade in values. They leave you with little or no equity.
Maybe that's bit them now in regards sales so they have copped on that the figures have to be more favorable to get customers to roll over into new deals.
Also if the numbers were good would you not consider a bangernomics cars to tie you over until delivery?

Heres Johnny wrote: »

Are these new petrol engines in the likes of a 530e or 340i more efficient in the real world than the likes of the petrol cars I used to drive, for example I had an e39 530i and 525i and an e60 523i and looking back now, they were all pigs on fuel, only offset by the fact I bought them dirt cheap. I'm in an a6 2.0tdi now and it's great on fuel, averaging 45mpg or about 6.6 litres per 100kms whereas the petrol cars were doing 25/26 mpg in mixed driving. What are the new ones doing in reality?

Your never going to get diesel mpg from them if used like a diesel should be but if your driving style and regular routes suit the 530e then it will easily beat diesel mpg running on electricity alone. But if your driving is mostly motorway then your going to mostly be driving a 2.0 litre turbo petrol engine and the electric motor won't help. Regarding the 340i, it's a 3.0 litre petrol so again if your looking for diesel economy then forget it as it's not a diesel and driving it like a granny with fuel economy anxiety defeats the purpose of the car.

Regarding the m340i, I think I posted these videos before but Joe Achilles seems to sum it up well:

https://www.youtube.com/watch?v=xTFAX_HEUs8

https://www.youtube.com/watch?v=YmBHGLpYQEw

digiman

I don’t think Brexit will have any effect on importing cars for the next year. Sterling has fallen back again a bit again after a little surge post the election. Hopefully it can fall further in the next month and make it a little more attractive should I go that route.

I did find Morrison’s very good yesterday in fairness, time will tell though

carsfan2

After crunching the numbers it looks like it costs roughly the same to get a 201 xc90 as 19 Audi Q7 or BMW X5.
Nicest to drive for both of us was the BMW and then Audi. Volvo fine too just not as nice an engine or ride. The second and third row accommodation is best in Volvo and Audi. Audi feels Most solid in terms of build quality.
Any opinions?

Heres Johnny

I do a mixed bag of driving bazz and it's about 20k kms a year. I know I won't get diesel economy but are they better than the cars I used to drive? Mid 00s 2.5 to 3.0 6 cylinder BMWs.
I have my doubts to be honest but a 530e would probably balance it out for me. 20k kms is about 60kms a day average and I could guarantee having it fully charged most days leaving work for free which would cover commute home, a bit of tipping around in the evening and commute back in. The additional mileage is mainly leisure stuff at weekends. They should be sub 30k next year which I'd be happy to pay for a 2017 reg, might even get an 18 for that there seem to be plenty on sale now for under 35k.

Wailin

carsfan2 wrote: »

After crunching the numbers it looks like it costs roughly the same to get a 201 xc90 as 19 Audi Q7 or BMW X5.
Nicest to drive for both of us was the BMW and then Audi. Volvo fine too just not as nice an engine or ride. The second and third row accommodation is best in Volvo and Audi. Audi feels Most solid in terms of build quality.
Any opinions?

I think you are more of a BMW fan than Audi? Do you think you'll be happy switching over to Audi after driving mostly beemers? I'm sure the Q7 is lovely and well built, so it really comes down to your personal taste and preference.

The X5 will always feel better to drive. It's a trademark of BMW. The Audi will always have a more upmarket feel in the cabin, again a trademark of Audi. Which would you prefer?

drunkmonkey

carsfan2 wrote: »

After crunching the numbers it looks like it costs roughly the same to get a 201 xc90 as 19 Audi Q7 or BMW X5.
Nicest to drive for both of us was the BMW and then Audi. Volvo fine too just not as nice an engine or ride. The second and third row accommodation is best in Volvo and Audi. Audi feels Most solid in terms of build quality.
Any opinions?

How many people are you carrying around in it, what engine did drive in the Volvo.
We had the D5 loaded again today not a bother on it. It's not as refined as the BMW engine wise but the interior was better put together, it's well able for kids.
I was cursing that garage again on the way to limerick i'm not usually driving it but they couldn't even put the window wipers on correct. We literally paid them to brake stuff.
We bought it when it was about 16mts old I think, it had lost about 35k in value, something to consider if looking at a new one of any of those jeeps.

Leonard Hofstadter

digiman wrote: »

I don’t think Brexit will have any effect on importing cars for the next year. Sterling has fallen back again a bit again after a little surge post the election. Hopefully it can fall further in the next month and make it a little more attractive should I go that route.

I did find Morrison’s very good yesterday in fairness, time will tell though

Now that they've passed the withdrawal agreement, the UK will effectively be part of the EU's single market right up until this time next year, so importing cars from over there can continue as normal next year.

After that what happens is anyone's guess, but with the North remaining in lockstep with the EU, I guess that will continue to be an option even if there ends up being no deal with the rest of the UK.

carsfan2

drunkmonkey wrote: »

How many people are you carrying around in it, what engine did drive in the Volvo.
We had the D5 loaded again today not a bother on it. It's not as refined as the BMW engine wise but the interior was better put together, it's well able for kids.
I was cursing that garage again on the way to limerick i'm not usually driving it but they couldn't even put the window wipers on correct. We literally paid them to brake stuff.
We bought it when it was about 16mts old I think, it had lost about 35k in value, something to consider if looking at a new one of any of those jeeps.

Drove the new B5 engine which is mild hybrid diesel.235 hp and torque was reasonable.
4/5 people mainly in it but obviously up to 7.

I actually think in the medium term BMW might lose more value percentage wise but my wife likes idea of brand new with factory warranty.

carsfan2

Wailin wrote: »

I think you are more of a BMW fan than Audi? Do you think you'll be happy switching over to Audi after driving mostly beemers? I'm sure the Q7 is lovely and well built, so it really comes down to your personal taste and preference.

The X5 will always feel better to drive. It's a trademark of BMW. The Audi will always have a more upmarket feel in the cabin, again a trademark of Audi. Which would you prefer?

I won’t drive the car that much but if it was my choice the x5 is the nicest drive. I had a few Audi a4’s and a6 before I migrated to BMW so not too fussed on brand.
However my wife will ultimately be the main user and overall how the car copes with daily living is most important not handling, performance etc.

drunkmonkey

carsfan2 wrote: »

Drove the new B5 engine which is mild hybrid diesel.235 hp and torque was reasonable.
4/5 people mainly in it but obviously up to 7.

I actually think in the medium term BMW might lose more value percentage wise but my wife likes idea of brand new with factory warranty.

The BMW will lose more, it had when we were looking. It was the same price as the Volvo but cost more new by a long shot.
We had 12mts of factory warranty and 2yrs of mapfre when the factory one expired. As Volvo broke the car on the last service Volvo claimed on the mapfre one as I refused to give one cent towards the problem they said it wasn't a warranty issue (recall for the problem since). It was seamless though, we didn't need to do anything Volvo looked after it all including picking up the car as it broke down on the way home from the service.
Personally I'd rather not suffer the initial depreciation if it's going to be a family workhorse.

Leonard Hofstadter

On something the size of an XC90 or X5, you'd really need the six cylinders if you're sticking with diesel or petrol, it will make for a much nicer driving experience

If you like the Volvo, is there any reason why you wouldn't consider the T8? It still has seven seats (unlike the X5, which loses its rear seats if you want the PHEV option) and is a lot faster. It will be smoother because it's petrol and also because it can run in EV mode. If it's going to be used mostly in an urban environment it will be much cheaper to run than the diesel, too. It could end up retaining its value better than the diesel especially if the anti-diesel sentiment continues and as more people become used to the idea of a plug-in.

Wailin

Good comparison here between the two:

https://www.whatcar.com/news/new-bmw-x5-vs-audi-q7/n18839

The Q7 gets the nod overall for space and practicality. It really is ahead of the X5 in that department which probably suits your needs better.

MetzgerMeister

It's good to see the 3 litre petrols making a come back as opposed to the way they went from 2008 to around 2014.