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Car insurance - tell us your quotes/renewals
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Age : 30’s
Car: 2017 Mercedes Benz C 200d
NCB 9+
Cover: Comprehensive + Full protection
No claims / No Penalty points/ No convictions
Renewal time and it was €680 with 123.ie
Did some quotes
Chill insurance €501
Quote Devil €540
AXA €690
AIG €650
AIB €660
Its4women €730
BOI €600
TheAA €640
Liberty €590
Aviva €620
Post Office €600
FBD €705
Tried 123.ie as a new customer and my quote was €480 so I rang them up and said i want the new quote and not the renewal, not a problem and so for the first time in a long time my insurance came down significantly
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Make sure you ring them and tell them you've a quote at least 50 euro cheaper. They can almost always do better.
I checked Liberty and it was 560, 123 wouldn't quote me as a new customer.
I just paid and renewed the original renewal after that. I really don't think they could go lower than that so didn't call them.
Maybe next year. I always try to get the best deal, but 400 euro was just fine and I didn't think that they could go any lower. If I wasted 50 euro then be it
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I checked Liberty and it was 560, 123 wouldn't quote me as a new customer.
I just paid and renewed the original renewal after that. I really don't think they could go lower than that so didn't call them.
Maybe next year. I always try to get the best deal, but 400 euro was just fine and I didn't think that they could go any lower. If I wasted 50 euro then be it
Was speaking specificilly of my own experiences with 123 the past number of years I have been with them. Not a year has gone by that they've not knocked at least 50 quid off the renewal price with a phone call. They've only started that "web only" renewal price the past 3 years or so (I think) probably as an attempt to put people off ringing them but as I've said - without fail, they have always reduced that price. TBF to them (from my perspective) they've not been beaten on price the the past number of years I have been with them.
To add: I do have the wifes car and the house with them, so there are some "discounts" that they "forgot to apply" usually on that........0 -
I get what you are saying, but with 06 car insured I have less room for negotiation.
Happy enough, they really offered me best prices in last few years and if not I switched nó problem. On one occasion I got new policy from them because it was cheaper than renewal. When you hit 400 euro renewal you kinda know that is close to base lowest price and with a car registered in 2006 it really is.
Next time I will try to haggle a bit just to see if there is a room for a bit of discount, sure there must be 0 -
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Mine is similiar (08) - always worth the negotiation in my own opinion on any of the insurances or regular ultility contracts.I get what you are saying, but with 06 car insured I have less room for negotiation.
Happy enough, they really offered me best prices in last few years and if not I switched nó problem. On one occasion I got new policy from them because it was cheaper than renewal. When you hit 400 euro renewal you kinda know that is close to base lowest price and with a car registered in 2006 it really is.
Next time I will try to haggle a bit just to see if there is a room for a bit of discount, sure there must be0 -
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