€25k invested in prize bonds

dxhound2005

All the people advising us to take out our money and go chasing big returns may not be thinking it through. What would be the effect on the economy if our €4 billion and another €150 billion on top moved into the shares/property/gold/bitcoin etc spaces? It seems a lot of people are happy to keep their money safe with little return, and that is part of how the economy works.

On the NTMA long term schemes, they are paying zero or very little in the early years. I would take my chances with Prize Bonds instead of tying up large sums with a view to a modest return after 5 or 10 years. They might turn out to be unwise choices, if inflation comes back.

Still Clueless

New to boards and just found this thread. I got €3.5k of PB between Sept 2013 and Dec 2014 when my son started school and so far I have won 7 prizes of €50 at rate of one win per year.

As he starts secondary next week I'm going to get a similar amount so it will help with the first year of college or towards travel etc. when he is older if he doesn't want to go to college. It's safer than the lotto, but let's see if it will match the return of the 3% savings cert!

unkel

https://www.boards.ie/discussion/comment/117807031#Comment_117807031

Good luck with that, my return over the last 4-5 years is about 0.1%

tuisginideach

Yippee - 1st win since May 2021 - €50.

Good luck to all!

pbwinner

https://www.boards.ie/discussion/comment/117807031#Comment_117807031

Are those dates and/or amounts correct?

pbwinner

Winnings on 27th August 2021: €0

Last win 18th December 2020: €100

Total winnings on €25k from Feb 2011 to date: €3150

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €0

PB2018

Wins on 27th August 2021: €0

Last win: 23rd July 2021: €50

Weeks since last win: 5

€134k invested in prize bonds since July 2017

Win ratio: 25 wins in 217 weeks (12%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-date): 1 x €50 = €50

dxhound2005

Nothing for me. 18 prizes to Leitrim, 2 to the same person.

€50.00 ALH855387 Leitrim

€50.00 ALH855487 Leitrim

sportsfan90

https://www.boards.ie/discussion/comment/113839609#Comment_113839609

Hi dxhound - sorry to dig up an old post from last year.

Do you happen to know what €100k would win you with average luck (not including the big winners like in the previous post) now since they changed the prizes/rates earlier this year?

dxhound2005

Five prizes now €250 with average luck.

sportsfan90

https://www.boards.ie/discussion/comment/117811862#Comment_117811862

Thanks. I've certainly noticed my win rate has decreased, although I was getting beginners luck last year so I guess it's evened out a bit.

pbtracker

Another zero week for me, 2 months now since last win.

Winnings on 27th Aug 2021: €0

Last win : €50 25th June 2021

Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)

Winnings Total : €350

Pre 2020 : €50

2020 : €150

2021 : €150

Still Clueless

https://www.boards.ie/discussion/comment/117810520#Comment_117810520

Absolutely... know I've been fairly lucky!

dxhound2005

I did a count to see how previous calculations are holding up. The four draws in August. All bonds are under 3 months.

Aug 06 21 million bonds AWN to AXH inclusive, 126 wins average 6.0, highest AWX 10, lowest AWP and AXC 3.

Aug 13 20 m AWQ to AXJ 102 wins average 5.1, highest AWU and AXH 10, lowest AWY 1.

Aug 20 18 m AWU to AXL 105 wins average 5.83, highest AWU 10, lowest AWW 2.

Aug 27 17 m AWW to AXM 87 wins average 5.12 highest AXE 12, lowest AXL 2.

Total wins 420 from 76 million bonds average 5.5263 per million. x 52 x €50 = €14,368.42 winnings for one million bonds worth €6.25 m in a year.

Divided by 62.5 to get winnings for €100K = €229.90, nearest to €250 in €50 prizes. So 5 prizes for €100K in a year with average luck.

John arse

2021 to date. 66k up to 11 june/11 june on up to 170k-winnings to date €0.🙁

pbwinner

Winnings on 3rd September 2021: €0

Last win 18th December 2020: €100

Total winnings on €25k from Feb 2011 to date: €3150

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €0

dxhound2005

Nothing for me today. The number of €50 prizes in each of the September draws is 4,149 up from 4,130 in August.

The newest bond to win on 06 August was AXI431062, newest 03 September AXP564502, sales of around €44.5 million.

PB2018

Wins on 3rd September 2021: €0

Last win: 23rd July 2021: €50

Weeks since last win: 6

€134k invested in prize bonds since July 2017

Win ratio: 25 wins in 218 weeks (11%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-date): 1 x €50 = €50

pbtracker

Another €0....

Winnings on 3rd Sept 2021: €0

Last win : €50 25th June 2021

Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)

Winnings Total : €350

Pre 2020 : €50

2020 : €150

2021 : €150

Taylor365

€50 today!

That's 2 wins in two months on 66k!

€200 in wins for the year so far.

Mantis Toboggan

Has anyone had a letter from prize bonds looking to confirm the source of the funds?

The want proof also like bank statements, pay slips etc. Seems a bit excessive considering I gave them all the information when I signed up to prize bonds last year.

sportsfan90

https://www.boards.ie/discussion/comment/117866937#Comment_117866937

I never heard of this. Can I ask how significant a sum it was? The most I've bought in one go was €58k so maybe it's for amounts closer to the max allowable figure.

Mantis Toboggan

https://www.boards.ie/discussion/comment/117869577#Comment_117869577

No just slightly more than that.

PB2018

Wins on 10th September 2021: €0

Last win: 23rd July 2021: €50

Weeks since last win: 7

€134k invested in prize bonds since July 2017

Win ratio: 25 wins in 219 weeks (11%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-date): 1 x €50 = €50

Agent Smyth

A double whammy for us today €50 from both big and little batches €100 😁

pbwinner

Winnings on 10th September 2021: €0

Last win 18th December 2020: €100

Total winnings on €25k from Feb 2011 to date: €3150

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €0

dxhound2005

€50 for me today. My MN €29K bunch is over performing this year, six wins to date. Certainly much better than my MC €70K bunch.

Up to date as of Friday 10 September 2021

10 Sep 2021

Prize Bond Number

Value of Prize

MN574974

€50.00

20 Aug 2021

MN575489

€50.00

11 Jun 2021

MN573440

€50.00

21 May 2021

MC928435

€50.00

19 Feb 2021

MC928578

€50.00

MN575446

€50.00

04 Jan 2021

MN574043

€50.00

MN573371

€50.00

BronsonTB

Do you get notified by post if you win or do you have to check your numbers for each draw?

(I have a few from the early 80's - before emails, lol)

dxhound2005

A couple of things of interest today. Or friend in Greece who won €50K a while back got two prizes today. Not easy to search the new Boards, but I am fairly certain that previous winners went up to around ZH816xxx, so their holding would be over the €250K.

Prize Value

Winning Prize Bond

€50.00

ZH760839

Greece

€50.00

ZH782934

Greece

Also very unusually only one of the €1K prizes went to Dublin. Two each to Sligo and Wicklow.

Sultan of Bling

50k bought between June & Aug 2021 - no winners so far.