What car you drive? Your age? Etc.....

kc66

1991 BMW E30 318is
Im 23. Insurance is €1475 with 3 yrs NCB. Full license

deRanged

05 Mazda3 1.4
935 euro fully comp with Quinn
full licence, 1 years NCB (had 5 years named driving)
I'm 28.

t5pwr

1995 Volvo 850 T5
Age 29
1k TPFT with AXA that's with NCB protection, breakdown, windscreen cover etc... Under my own name.
6 years NCB
Full license for 11 years.

Got mad quote of over 1,600 from Hibernian, Quinn won't even quote the car...

Dingatron

01 Renault Laguna Concorde 1.6
AGE: 37 :eek:
Full license for 9 years
Insurance: €600 Fully Comp FNC Bonus

Stephen

Car: '00 Fiesta zetec
Size: 1.25
Age: 23
Policy: My own policy
Cost: €1300 TPF&T
With Company: Quinn Direct
People insured: Just me
No Claims Bonus: 1 year named driving (it was actually 1 year and 9 months but the bastards only count that as 1 year), not yet a full year under my own name
Licence: Full Irish since February. I was 22 at the time of insuring the car, so hopefully it might drop a little bit when I reinsure in 2 months time.

I had 5 years no claims on motorbikes (Full bike licence for a few years too) before this but they count for utterly zero on a car policy. I'd like to upgrade to something a bit faster and sexier, but I'm gonna have to wait until I'm at least 25 for that kind of thing.

Stephen

Juan Pablo wrote:

However, I may be looking to put my GF on the policy, she's 22 and on a provisional. From experience how much do ya'll reckon this will push the policy up?

It might even push it down a little, given that she's female - although on a 1.6 i'm not sure. If your car was a 1.0-1.4 I'd bet money on your premium dropping after adding a female named driver, even on a provisional.

glynf

Car: Volvo S40 2.0D SE 136Bhp (until march getting my IS 220d )
AGE: 33
Full license: 12 years
Insurance: €1100 fully comp, axa via. broker, 5 yrs Ncb

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faigs

21, M
01 VW Golf 1.9 SDI (Insurance reasons - hoping to get a nice TDI next year.)
Full licence 3 years, driving 4(legally).
Ins: Quinn Direct €1200 TPF&T under my fathers policy. (Will hopefully come down in March)
NCB 4 years but I don't think they consider this for named drivers.

seamus

Car:
Peugeot 206 1.1 LX
Age: 23
Policy: My own policy
Cost: €1700 Comp
With Company: Hiberian through a broker
People insured: Just me
Licence: Full
No Claims Bonus: None

Bike:
Honda Varadero 125
Policy: My own policy
Cost: €1150 TPO
With Company: Carole Nash
Licence: Full
No Claims Bonus: 3 years

Mayshine

'05 Lexus GS300
27/M
3 years n/c bonus
about euro1400

But in the UK though

Atomic Pineapple

Age:22
03 Ford Focus 1.4
22000 miles
1 years ncb
full licence 3 years
1500 fully comp with quinn direct

TCP/IP

Age 27
Car - 2004 MGTF 160 convertible
3000 miles
Insurance 1100 FBD
No NCB been driving a company car for years and they wont take it into account
Full license 8 years

Cyrus

2001 VW Golf GTI 1.8t
Age 25
1.4k Fully comp with Hibernian that's with NCB protection, breakdown, windscreen cover etc... Under my own name.
6 years named driver experience taken into acc by hibernian, full licence since i was 17

impr0v

27 years old.
2003 Saab 93 1.8t, 37k miles from new
My policy, 5yrs ncb
insurance 890 (fully comp with ncb protection, etc.) or so from memory with Allianz, through Frank Glennon (broker).

*Oul_Doll_Cork*

I'm 20 years old! (Female)
Provisional License
94 Honda CRX Del Sol 1.5 VTec
No insurance company will quote me!

Driving daddy's 05 Astra Coupe 1.5 untill Full Licence on the 1st Feb when I can get insured on my CRX!!
Cost of insurance on Daddy's car.... €315 untill March!!

monster1

20 years old
male
provisional licience
0 years ncb
1998 ford escort gti
2400 euro with quinn direct (TPFT)

Rabies

I don't own a car but I'm thinking about buying one some time in the new year. Right now I drive my parents cars.

25, male, full licence (3.5yrs)

'03 Toyota Landcruiser
3 Litre
Named driver

'95 LandRover Discovery
2.5 Litre
Named driver

'00 Nissan Pirmera
1.6 Litre
Named driver

skibum

Car (1)
87D MK2 golf 1.6 diesel
Age: 39
Policy: My own policy
Cost: €425 Comp
With Company: AXA through the AA
People insured: Me and the missus
Licence: Full
No Claims Bonus: full


Car (2)
00 renault scenic 1.4
Age: can't say, she'd kill me
Policy: Her own policy
Cost: €400 Comp
With Company: Hiberian
People insured: The missus and me
Licence: Full
No Claims Bonus: full

paul moore

Car: GT Starlet 1.3 Turbo
Insurer: Quinn Direct
No Claims Bonus: 7 years
Licence: Full for 6 years
Claims:None
Points:None (YET!)
Age: 26
Cost: €655 TPFT

ds20prefecture

Car: 1972 Citroën DS (2.0 100bhp)
Insurer: First Ireland
Type: Fully comp, windscreen, stepback, 15k agreed value, 10000mile annual limit
No Claims Bonus: 5 years
Licence: Full for 10 years
Claims:None
Points:None
Age: 36
Cost: € 620

Misticles

age: 19 female
car: 1999 rover 216 SI-1.6L
insurer: ladys plus- royal and sun alliance-1400 tpft, nobody else on the policy
license: provisional
ncb: just over 1 year

junkyard

Car: 2001 BMW M5.
Insurer:St. Pauls.
Type: Fully comp.
Licence: Full 18 years.
Claims: None.
Points: 2
Age:38.
Cost: 4680 euros.:(

shayser

MkV Golf GTI
2L T 200bhp
Own policy
Full Licence
Full NCB
€900 ish
Axa

bmoferrall

bmoferrall wrote:

Car: 2002 Alfa 156 GTA (3.2L).
Age: older than I look...and older than I feel
Sweeteners: Full licence with 7 yrs no claims bonus.
Damage: e1100 with A.R.B. (via Britton Insurance) - far too much :mad: !
TPFT only :eek: - the less I can give the feckers the better.

Just loeurve it...until death do us part

...and 4 points (back to 0 in 12 months though).
Tax: e1343

Ernie Ball

01 Toyota MR2 Roadster, 1.8 litre
In my name
Full license
Haven't got an NCB
€2,100 with St. Paul Travelers via Britton Insurance
I'm 44.

I've had a full license in another (non-EU country) for 27 years and haven't had an accident in the last 26. I've also had a full Irish license for 5 years. None of that driving experience is recognised by insurance companies however and I could only find one company that would insure me on my car at any price. This is because, until this year, I haven't owned a car in Ireland. I have no NCB as yet although I'll have a one year NCB (touch wood) in April.

PaddyFagan

I'm 29 (for another month anyway).

2005 Skoda Octavia vRS
Insurance is with the AA - €640 (fully comp)

I'm getting a Golf Plus 1.6FSI in February (:mad: sick of **** breaking into my house to get the keys for the vRS) - when I checked with the AA my policy will go up by €10-15 when I get the Golf :eek:

Paddy

PS It's my own policy, seven years claim free driving....

ciarsd

junkyard wrote:

Car: 2001 BMW M5.
Insurer:St. Pauls.
Type: Fully comp.
Licence: Full 18 years.
Claims: None.
Points: 2
Age:38.
Cost: 4680 euros.:(

Junk, that is a disgrace, given your lack of claims and full clean(ish) licence - how much of a NCB have you got in your own name on your own policy?

ciarsd

PaddyFagan wrote:

I'm 29 (for another month anyway).

2005 Skoda Octavia vRS
Insurance is with the AA - €640 (fully comp)

I'm getting a Golf Plus 1.6FSI in February (:mad: sick of **** breaking into my house to get the keys for the vRS) - when I checked with the AA my policy will go up by €10-15 when I get the Golf :eek:

Paddy

PS It's my own policy, seven years claim free driving....

I wonder if that is because the Golf Plus holds more? and is more inclined to have more passengers in it? A friend of mine had to get rid of his Zafira as it was a 7 seater (family) and the insurance premium was loaded as a result. Now has a Scenic.

PaddyFagan

ciarsd wrote:

I wonder if that is because the Golf Plus holds more? and is more inclined to have more passengers in it? A friend of mine had to get rid of his Zafira as it was a 7 seater (family) and the insurance premium was loaded as a result. Now has a Scenic.

Both the Golf Plus and the Octavia are 5 seaters - perhaps slightly more lightly to have a higher ocupancy rate, but the Octavia is 180 BHP where as the Golf Plus is only 115 BHP.......

Paddy

junkyard

Yes ciarsd it is a disgrace but the M5 is one of the most expensive cars to insure according to any broker I've asked for a quote. Full no claims bonus on my own policy. Yes it is a total ripoff but then most things are here anyway even with all the goings-on that it isn't. I can insure the Porsche in Spain fully comp. for 740 euros, admittedly I have a car insured there for a few years already.