Car insurance - tell us your quotes/renewals

Hachiko · 29-05-2015 9:07am

jimgoose wrote: »

Age: 43
Car: Jaguar S-Type 3.0 240BHP
Points:0
NCB: Ah Jaysis...
Provider: AXA
Price: €495 full-comp, with named driver on a learner permit.

something wrong with AXA, my Mom is paying ~500e on that powerful Honda Jazz I got her recently, she is well, old and never had a claim.

Told her leave AXA but no point talking to her, wasting my time:p

29-05-2015 9:23am

Age: 40
Car: Ford Focus 1.8tdci
Points:0
NCB: 9 years
Provider: Aviva (directly)
Price: €280 full comp. (next best was €350)

cocoman · 29-05-2015 9:28am

Age: 39
Car: Ford focus 1.6
Points:0
NCB: Full
Provider: Allianz through broker
Price €430 comp

mik_da_man · 29-05-2015 9:29am

Age:34
Car 1: 2007 Audi RS4. 420 bhp

Years driving: 15
claims: 0
Points: 0
price and provider: 550 Axa

Car 2: 1997 Peugeot 106 Rallye 1.6 125 bhp
Years driving: 15
claims: 0
Points: 0
price and provider: 280 chill

CramCycle · 29-05-2015 9:30am

Age: 34
Car type and engine: Rav 4J, 1.6L petrol
years driving: 17 years
any claims: Nope
Points: 0
NCB: Have never asked, they took my named driver experience into account and the fact that I had full insurance with no claims from FBD for 2 years but never asked for a cert, FBD were charging the same but third party only.
Price and provider: 340euro, fully comp, can drive any other vehicle that is road worthy under 2L with insured persons permission, with the AA so it includes all the breakdown stuff, have had to use it three times, made no difference to the premium

Seweryn · 29-05-2015 9:45am

Age: over 30, but less than 40
Car: 1997 Honda Civic 1.5 VTi (Japanese Import), now being replaced with a Peugeot 406 Estate 2.0 HDi year 2000 at no extra cost to insurance.
Years driving: many, I guess about 20.
Claims: Nil.
Points: Two.
Price & Provider: €299 Fully Comprehensive with 123.

Foxhole Norman · 29-05-2015 10:13am

Your Age:21
Car type and engine:BMW E39 525i 192bhp
years driving:4
any claims:1
Price and provider:€1500 ish Aviva

neasyerac · 29-05-2015 10:16am

Your Age: 28
Car type and engine: 99 Subaru legacy B4 TT 280bhp
years driving: 8
any claims: 0
Price and provider: 575 AIG

dgt · 29-05-2015 10:17am

Age:25
Car: Peugeot 406 d-turbo
NCB: 7 and counting
Provider: AXA
Price 1000ish TPFT

Feel like I'm getting bummed with insurance at my age

DakarVert · 29-05-2015 10:19am

Interesting Thread,

Age: 21
Car: VW Golf Mk IV 1.4
Points: 0
NCB: 1 year named, 1 year on my own policy.
Provider: Asgard (Through FirstIreland)
Price: €960

Hoping to change to an 318 BMW this year.

beertons · 29-05-2015 10:25am

Your Age: 35 almost
Car type and engine: 03 Golf 1.9
years driving: 18
any claims: no
Price and provider: 450 open drive with axa.

Seweryn · 29-05-2015 10:27am

dgt wrote: »

Feel like I'm getting bummed with insurance at my age

Wow, that is a hell of a premium. I currently pay less than third for a very same car. Fully Comprehensive.

Limbo123 · 29-05-2015 10:30am

35yrs
2015 Fiesta ST
10 yrs driving
1 claim for 12k in Nov 2012
Axa €475 fully comp/open driving with spouse as added driver

Rose35 · 29-05-2015 10:52am

38yrs
2008 1.4 VW GOLF
14 YEARS DRIVING
1 CLAIM FOR 500EURO WING MIRROR(NCB PROTECTED) 2012
Axa €500 fully comp/open driving with partner added to policy

dgt · 29-05-2015 10:55am

Seweryn wrote: »

Wow, that is a hell of a premium. I currently pay less than third for a very same car. Fully Comprehensive.

Its an utter joke. Last year i had my C200 insured for something like 700 fully comp. Same with the C220 CDI and even the 520i were all in or around the 700 mark.

They class the 406 as a high performance vehicle. I never, ever heard such utter bollox. They clearly never drove a standard one!

YbFocus · 29-05-2015 10:58am

dgt wrote: »

They clearly never drove a standard one!

Have you? :pac:

neasyerac · 29-05-2015 11:03am

dgt wrote: »

Its an utter joke. Last year i had my C200 insured for something like 700 fully comp. Same with the C220 CDI and even the 520i were all in or around the 700 mark.

They class the 406 as a high performance vehicle. I never, ever heard such utter bollox. They clearly never drove a standard one!

I'd give 25plus a try, That's who I went with! Seem to be pretty reasonable

The_B_Man · 29-05-2015 11:28am

32 and a half
06 Focus 1.4 79 horses
1.5 yrs driving
No Claims
AA €650 fully comp with gf (learner) named

barryfitz · 29-05-2015 11:31am

Age: 31
Car: Hyundai i30 1.6 Diesel
Points: 2
Claims in the last 5 yrs: yes
NCB: 50%
Policy in own name: 10+ yrs
Price and Insurer: €491 Aviva Direct (fully comp, GF named)
Additional: driving of other cars included up to 2L AFAIK (3rd party)

Asmooh · 29-05-2015 12:17pm

Age: 30
Car: Tuned Mazda MX5 1.6 , NA
9 yrs driving
Points: 0
Claims in the last 5 yrs: No
NCB: What is that?
Price and Insurer: 29,48 (month) 353,77 (year) @ Klaverblad verzekeringen

smeal · 29-05-2015 12:21pm

Age: 21
Car: 00 Opel Corsa 1.0 litre
Points: 0
Full License: 1+ years
No claims

3rd party through First Ireland: 960 per year

AndyBoBandy · 29-05-2015 12:26pm

Age:33
Car: 2006 BMW 320d M-Sport Auto (2.0 diesel)
Years driving: 14 (+3 years on a scooter)
claims: 0 claims
NCB: 50%
price and provider: €498.37 - No Nonsense (fully comp)

GavRedKing · 29-05-2015 12:26pm

Your Age: 29
Car type and engine: Astra OPC 2.0Litre, 240BHP
Years driving: 9 (8 years full license)
Any claims: 0
Price and provider: €580, Fully Comp with Aviva

cruizer101 · 29-05-2015 12:48pm

Your Age: 30
Car type and engine: 99 Honda Accord 2.0
Years driving: 6
No claims: 3 in my own 3 named
Price and provider: €500, 25Plus
Looking at others don't think I'm doing that bad, that said a lot wouldn't even quote me last time due to age of car. One thing that strikes me is that there is no feckin consistency from reading this thread

Dr_Colossus · 29-05-2015 1:00pm

Snotaul Goodman wrote: »

Age: 26
Car: Volvo S60 2.0T 180BHP
Points: 2 (Gone in June)
NCB: 7
Provider: FBD
Price: €640 or something. Up nearly €100 from the year before for no reason whatsoever.

Age: 35
Car: 07 Volvo S60 2.0T 180BHP
Points: 0
NCB: 5
Provider: AIG
Price: €450. Same as above was previously with FBD and their renewal quote this year was ridiculous at something like 750 so shopped around and AIG was the best I could find for slightly better TPFT cover than FBD were offering.

morritty · 29-05-2015 3:56pm

Age:24
Car: 2008 Mazda 6 1.8 Petrol
Years driving: 3
claims: 0
NCB: 40%
Points: 0
price and provider: 740 Kennco (through Chill.ie) TPFT with the missus as a named Driver

kc66 · 29-05-2015 4:23pm

Age: 32
Car: 2008 Honda Accord 2.2l
Years driving: 12
claims: 0
No claims
price and provider: €390 with Allianz via www.quoteme.ie

tc20 · 29-05-2015 4:26pm

Age: 45
Car/engine: '92 Mercedes 190 1.8
Years driving: decades
Claims: no
Points: 3
Price/provider: €300ish with Allianz through broker

CramCycle · 29-05-2015 4:30pm

Dr_Colossus wrote: »

Same as above was previously with FBD and their renewal quote this year was ridiculous at something like 750 so shopped around and AIG was the best I could find for slightly better TPFT cover than FBD were offering.

Not exactly the same but AIG did offer me cheaper, substantially better than FBD and were very negotiable on extra things since they were dropped/left from AA last year. AA added my wife to the policy and included full cover for her to drive any other vehicle for the same though.

sunnysoutheast · 29-05-2015 4:49pm

Your Age: 40-something
Car type and engine: 2012 BMW 318d
Years driving: 9+ years protected NCB
Any claims: 0
Price and provider: €409, Fully Comp with AIG/chill

Rural Waterford, car is garaged.

Skittlebrau · 29-05-2015 5:03pm

Age: 34
Car: 07 Ford Fusion 1.4
Points: 0
Full licence: 15 years
No claims but only 3 years NCB
Provider: 25plus
Price: €435 fully comp. Includes the wife.

Just renewed. Quotes ranged from €380ish to €980. The €380 was TPFT with 25plus.

C.K Dexter Haven · 29-05-2015 5:52pm

pred racer wrote: »

Your Age: 44
Car type and engine: 08 Alfa 159 1.9 Jtdm (150 Bhp)
years driving: loads n loads
any claims: none
Points: none yet
Price and provider:390 fully comp with RSA through Bank of Ireland insurance.

do you mind me asking, does that include breakdown assist in your policy? (trying to compare with my own)

monster1 · 30-05-2015 12:15am

Your Age: 29
Car type and engine: 06 Subaru Impreza STI type uk
Years driving: 9 years
Any claims: 0
points:
Price and provider: 700 with liberty

Chloris · 30-05-2015 12:22am

Age: 24
Car: '08 Opel Corsa
Engine: 1.2l
Years driving: 2
Claims: None
Price: E900
Provider: AXA

I do have four points for speeding which I haven't told them about yet. I'd say that would put up my premium... But I don't know if it would prevent them from paying out in the event of a crash. Worrisome.

neilthefunkeone · 30-05-2015 12:32am

Your Age: 30
Car type and engine: 04 Nissan 350z. 3.5l
Years driving: 8 years
Any claims: 0
points: 0
Price and provider: 750 with 123.ie

mik_da_man · 30-05-2015 8:20am

I presume most posters here are male?
Would be interesting to see if the male/female price gap has reduced with the equalisation...

drinkingwater · 30-05-2015 8:49am

Your Age: 30
Car type and engine: 151 seat mii 1l
Years driving: 12
Any claims: 0
NCB: 6years
points: 3 (speeding)
Price and provider: 450 fully comp./full bonus protection with aig

Laoislion8383 · 30-05-2015 8:54am

Your Age:31
Car type and engine: Kia Rio 1.6 petrol
years driving:14
any claims:none
Price and provider: 490 Liberty, fully comp with wife named driver

Panrich · 30-05-2015 9:41am

Your age: 52
Car and engine: Honda accord 2.2 177 BHP
years driving 35
any claims 0
price and provider 528 25plus

Vowel Movement · 30-05-2015 10:03am

Your Age: 22
Car type and engine: clio 1.2
years driving: 3
any claims: 0
Price and provider: €662 tpf&t with AXA through the AA

robbiew · 30-05-2015 10:33am

My age 46..
Car 2006 Golf GTI 2.0L 200bhp
Years Driving Cars 12 years, Bikes 25 Years.
Insurance €495 fully comp over 5 years no claims.
Insurance brokers McCarthys in Mitchelstown, policy Aviva.

Akrasia · 30-05-2015 10:42am

I'm 33
Male
10 years full licence no claims or points
2004 Mondeo petrol 1.8
Fully comp
1 named driver (28 yo wife with 2 year full licence)
€280
Aviva insurance (direct, no broker)

I honestly don't know why its so cheap but I'm not complaining

BArra · 30-05-2015 10:47am

Age: 30
Sex: Male
NCB: 7 years
Licence Held: 7 years
Car: 1.6 2008 Mini Cooper S
Claims: 0
Policy: Fully Comp protected no claims, breakdown cover
Cost: €507

Insurer: AIG

Pov06 · 30-05-2015 10:49am

Your Age: 19 (full licence)
Car type and engine: 1999 Toyota Yaris 1.0
years driving: 0
any claims: 0
Price and provider: €1,300 TPFT with First Ireland

JamboMac · 30-05-2015 12:28pm

Age:29
Licence: full licence 3 weeks(provisional 2.5 years)
Driving experience 9 months
Car Golf mk4 1.4
Ncb:0
Points:0
Insurer: kenco 1550 Tpft

I do question how well this will actually go down in 3 months, really should be sub 1,000 but any online quotes I've gotten don't get their.

30-05-2015 12:40pm

The price of insurance for 18-22 year olds has really dropped a lot since I was in that age gap which wasn't that long ago. The OP paid half of what I paid for a 1 litre corsa when I was his age. I think I was 22 before my insurance dropped below the 1k mark for a 1.4 corolla.

chriity139 · 30-05-2015 12:56pm

Your Age: 25
Car type and engine: BMW 535d m sport, 3.0 twin turbo
years driving: 6
any claims: no
Price and provider: 1100 with liberty

Titzon Toast · 30-05-2015 1:03pm

I think I'm being ripped off looking at some of the prices flying around this thread!

Age. 35
Car. 1.9tdi A6
NCB. 7 years
Price €690 through Quote Devil for tpft and NCB protection.

Can anyone recommend a cheaper provider for me please?

robbiew · 30-05-2015 1:10pm

Titzon Toast wrote: »

I think I'm being ripped off looking at some of the prices flying around this thread!

Age. 35
Car. 1.9tdi A6
NCB. 7 years
Price €690 through Quote Devil for tpft and NCB protection.

Can anyone recommend a cheaper provider for me please?

your price does seem abit high alright, try McCarthys Insurance group.
I think they have their own website as well..

Gumbo · 30-05-2015 1:48pm

Your Age:34
Car type and engine: 2002 Merc ML 270 CDi (Crew Cab

)
years driving: full Licence since 1999 and insured in my own name since I was 21 (2002)
any claims:0
Price and provider:€455 Axa through Insure My Van. (Protected NCB ETC).

Car insurance - tell us your quotes/renewals

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