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Car insurance - tell us your quotes/renewals

12467114

Comments

  • Closed Accounts Posts: 5,042 ✭✭✭Bpmull


    Your Age: 20
    Car type and engine:2011 Renault Megane 1.5dci
    years driving: 3
    any claims:0
    Price and provider: 1088 euro, Liberty insurance fully comprehensive with two named drivers.

    Cheapest quote by a mile so I'm happy enough paying that.


  • Registered Users, Registered Users 2 Posts: 5,925 ✭✭✭GvidoR


    Your Age: 20
    Car type and engine: 1998 Volkswagen Golf (MK3), Estate, 1.4 petrol
    Years driving: 2
    Any claims: 0
    Price and provider: €950, Third party only, Coverinaclick/Asgard


  • Posts: 17,728 ✭✭✭✭ [Deleted User]


    Bpmull wrote: »
    Your Age: 20
    Car type and engine:2011 Renault Megane 1.5dci
    years driving: 3
    any claims:0
    Price and provider: 1088 euro, Liberty insurance fully comprehensive with two named drivers.

    Cheapest quote by a mile so I'm happy enough paying that.
    GvidoR wrote: »
    Your Age: 20
    Car type and engine: 1998 Volkswagen Golf (MK3), Estate, 1.4 petrol
    Years driving: 2
    Any claims: 0
    Price and provider: €950, Third party only, Coverinaclick/Asgard

    15 years ago I was paying 2.5k Irish pounds for similar situation... Age, engine size, no claims and NCD. And many were paying more


  • Registered Users, Registered Users 2 Posts: 1,878 ✭✭✭heroics


    Your Age: 34
    Car type and engine:2005 Audi A6 2.0Tdi S-Line
    years driving: 16
    any claims:0
    Price and provider: €450 Fully comp with 1 named driver, 123.ie


  • Registered Users, Registered Users 2 Posts: 1,878 ✭✭✭heroics


    Augeo wrote: »
    15 years ago I was paying 2.5k Irish pounds for similar situation... Age, engine size, no claims and NCD. And many were paying more

    This +1 pretty much identical to me. paid 2800 irish pounds (3500€) for insurance for my first insurance on a 1.4 astra I bought for £1500


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  • Registered Users, Registered Users 2 Posts: 629 ✭✭✭Tommyboy40


    Your age 47
    Car type and engine Mercedes R129 SL500 5.0 V8 332 BHP
    Mercedes w124 220CE x 2 2.2 150 BHP
    Insurance total €354 First Ireland

    Smart 450 Cabrio 700cc
    Insurance €400


  • Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Posts: 0 [Deleted User]


    Helped my mother today with her renewal. Best I could get was 410 fully comp on a 1.2 fiesta. That was after spending half the morning online and ringing around. Convinced that was the best she could get. I left for work and ten mins later she texts me saying she got it for 360. I'm gonna leave all my renewals to her now :pac:


  • Registered Users, Registered Users 2 Posts: 10,475 ✭✭✭✭DvB


    Your Age: 43
    Car type and engine: Honda Civic, 1.8L v-tec
    Years driving: 22
    Any claims: 0
    Points: 0
    Price and provider: €331, Allianz (thru the AA) that's comprehensive with step back protection, with my wife (provisional licence) included also.

    First ever policy was thru quinns, a 1.1L ford fiesta, provisional licence = 2,200 punts!! Shocking.
    "I will honour Christmas in my heart, and try to keep it all the year" - Charles Dickens




  • Registered Users, Registered Users 2 Posts: 370 ✭✭Zith


    Age: 41
    Car type: 09 Audi A6 3.0TDI quattro 236 BHP
    Years driving: 18
    Points: 3
    Claims: None
    Price and provider: €450 via AA with Axa. Fully comp, no claims protection, driving of other cars, wife named driver. Includes AA membership which reduced it by more than the cost of membership!


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  • Registered Users, Registered Users 2 Posts: 853 ✭✭✭edburg


    Patww79 wrote: »
    This post has been deleted.


    That's sickening, think I paid around 850-900 GBP for my first insurance on a mk1 astra 1.3 sport.


  • Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • Registered Users, Registered Users 2 Posts: 853 ✭✭✭edburg


    Not really was still around 700 gbp on a cavalier v6 12 years later, technically at time of moving over here it was cheaper to insure car over here (690 euro) lol

    Gone silly since though.


  • Registered Users, Registered Users 2 Posts: 16,930 ✭✭✭✭challengemaster


    Renewal was almost a year ago now...

    Your Age: 24
    Car type and engine: BMW E46 320Cd
    NCB: 6 years
    any claims: nil
    Price and provider: €890, liberty fully comp


  • Posts: 0 [Deleted User]


    Age 24
    2004 e46 bmw 320ci
    Licence held 5 years
    3 years NCB
    €680 Liberty fully comp


  • Registered Users, Registered Users 2 Posts: 8,480 ✭✭✭YbFocus


    The two above are a great comparison.
    The diesel is much more to insure, the drivers are very alike, hardly a location thing causing that much of a change?


  • Moderators, Sports Moderators Posts: 25,160 Mod ✭✭✭✭CramCycle


    YbFocus wrote: »
    The two above are a great comparison.
    The diesel is much more to insure, the drivers are very alike, hardly a location thing causing that much of a change?

    Getting quoted in Longford and Dublin made a huge difference to me as a young male driver, I think it was almost 700 pound in the difference, not sure if its still the same.


  • Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    CramCycle wrote: »
    Getting quoted in Longford and Dublin made a huge difference to me as a young male driver, I think it was almost 700 pound in the difference, not sure if its still the same.


    I done that years ago on the motorbike and made a good difference alright.


  • Closed Accounts Posts: 3,354 ✭✭✭Sobanek


    Your Age: 21
    Car type and engine: BMW 750i E38 5.4 V12
    years driving: 2 Years NCB (4 years driving though)
    any claims: None
    Penalty points: 3 (oh deary me)
    Price and provider: €2,600 with Liberty Insurance

    I'm surprised I was even able to insure that.


  • Hosted Moderators Posts: 23,145 ✭✭✭✭beertons


    ^jaysus


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  • Registered Users, Registered Users 2 Posts: 853 ✭✭✭edburg


    Sobanek wrote: »
    Your Age: 21
    Car type and engine: BMW 750i E38 5.4 V12
    years driving: 2 Years NCB (4 years driving though)
    any claims: None
    Penalty points: 3 (oh deary me)
    Price and provider: €2,600 with Liberty Insurance

    I'm surprised I was even able to insure that.

    Your surprised :eek:

    Doing it in style though with the V12 :D


  • Registered Users, Registered Users 2 Posts: 3,670 ✭✭✭quadrifoglio verde


    Sobanek wrote: »
    Your Age: 21
    Car type and engine: BMW 750i E38 5.4 V12
    years driving: 2 Years NCB (4 years driving though)
    any claims: None
    Penalty points: 3 (oh deary me)
    Price and provider: €2,600 with Liberty Insurance

    I'm surprised I was even able to insure that.

    And you tax the thing as well :eek:


  • Registered Users, Registered Users 2 Posts: 3,670 ✭✭✭quadrifoglio verde


    YbFocus wrote: »
    The two above are a great comparison.
    The diesel is much more to insure, the drivers are very alike, hardly a location thing causing that much of a change?

    you'd think challengemaster would be a lot cheaper considering he has 6 years ncb vs the 3.

    I'm convinced actuaries just pull the figures out of their arse.


  • Registered Users, Registered Users 2 Posts: 4,384 ✭✭✭pred racer


    you'd think challengemaster would be a lot cheaper considering he has 6 years ncb vs the 3.

    I'm convinced actuaries just pull the figures out of their arse.

    I'm convinced you are right :D


  • Closed Accounts Posts: 3,354 ✭✭✭Sobanek


    And you tax the thing as well :eek:

    Of course, it wouldn't start otherwise :pac:


  • Posts: 0 [Deleted User]


    YbFocus wrote: »
    The two above are a great comparison.
    The diesel is much more to insure, the drivers are very alike, hardly a location thing causing that much of a change?

    You can add on another 10% because I got a discount for having a multi policy. I put my parents on as named drivers and that knocked off another € 200


  • Registered Users Posts: 3 Altezza.


    Your Age: 21
    Car type and engine: Volkswagen MK4 Golf 2004 1.9 TDI
    years driving: 3 months
    any claims: Nope
    Price and provider: 1745 TPFT along with a few other benefits throwing in - First Ireland.


  • Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    Your Age: 32
    Car type and engine: 07 Mazda 3 1.6
    Years driving: 7
    Any claims: Nope
    Price and provider: £489.72 (includes herself as ND) Direct Line

    That's not too bad considering the cheapest I could get when we first moved over was £1200 on a 03 Fiesta. There's a decent markup for being foreign.


  • Closed Accounts Posts: 2,358 ✭✭✭Into The Blue


    ]Your Age: 36
    Car type and engine: 08 is250
    Years driving: 19
    Any claims: No
    Price and provider: €290 something (includes herself as ND) 123.ie


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  • Posts: 0 ✭✭ [Deleted User]


    Your Age: 30
    Car type and engine: 05 Toyota cororlla 1.5 D
    Years driving: 10 on full licence
    Any claims: Nope
    Points: Nope
    Price and provider: €280 fully comp with Aviva, ncb protection and husband as named driver. Bought online.

    Seems like i've done really well in comparison to all the other quotes, had been insuring through cornmarket with Royal Sun Alliance for the last 4 years, but this year they wanted 404 or something and I thought i'd ring another company! Glad i did!


  • Registered Users, Registered Users 2 Posts: 22,231 ✭✭✭✭Sparky


    Your Age: 29
    Car type and engine: MKV Golf GTI
    Years driving: 9 yrs on full licence
    Any claims: None
    Points: None
    Price and provider: €530 full comp - AXA - online


  • Registered Users Posts: 356 ✭✭Alan_007_


    Your Age: 20
    Car type and engine: 2002 Focus 3 door 1.6
    years driving: 3 years, 2.5 with full license
    any claims: One claim last year
    Penalty points: 0
    Price and provider: €2050 tpft with axa in my own name


  • Registered Users, Registered Users 2 Posts: 4,395 ✭✭✭Dartz


    Age: 28
    Car Type: RX8 - 1.3 (2.6 according to the AA)
    Years Driving: 3.5 with full license.
    Claims: None
    Points: Not yet
    Price and Provider. E1000 through AA/Allianz. (After Allianz themselves quoted 1500 for renewal.)


  • Banned (with Prison Access) Posts: 2,083 ✭✭✭tom_tarbucket


    Age: 36
    Sex: MALE
    Car type: 2006 BMW 523i 2.5 Litre 174 BHP
    years driving:15
    points:2
    NCB: 15 years, useable 5 I think
    Price and provider: €378 via AA with Allianz. Fully comp, no claims protection, driving of other cars.


    Looking at some other quotes here, I don't know how im getting it so cheap.

    So my Insurance was € 378 last year.

    Just got my renewal letter this year and its € 583..........thats a fookin ridiculous hike, ive had no accidents in the year, I have the points for 2 years so nothing has changed ...........except the car value has gone down and my NCB has gone up


  • Registered Users Posts: 585 ✭✭✭ShaunieVW


    Same here, was 520, turned 25 during the policy and all and the cheapest I can get is 745. Some hike, haven't paid that since I was 21 or 22.


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  • Registered Users, Registered Users 2 Posts: 8,480 ✭✭✭YbFocus


    Mine went up 60 on a 323i, ring around men or even lie about a cheaper quote, they may match it.


  • Registered Users Posts: 585 ✭✭✭ShaunieVW


    I have done, rang every company under the sun at this stage, most coming in 1k plus! Also loads saying its a big engine, it's a 1.8t a3 for gods sake how is that a big engine!!


  • Registered Users, Registered Users 2 Posts: 20,180 ✭✭✭✭jimgoose


    ShaunieVW wrote: »
    I have done, rang every company under the sun at this stage, most coming in 1k plus! Also loads saying its a big engine, it's a 1.8t a3 for gods sake how is that a big engine!!

    It isn't. We're bate into eejits in this country. I know plenty people who recoil in horror at the prospect of an instatiable torque-monster like a 1.6. :pac:


  • Closed Accounts Posts: 7,569 ✭✭✭Special Circumstances


    jimgoose wrote: »
    It isn't. We're bate into eejits in this country. I know plenty people who recoil in horror at the prospect of an instatiable torque-monster like a 1.6. :pac:
    Without traction control??? Won't somebody think of the children!!!


  • Users Awaiting Email Confirmation Posts: 1,518 ✭✭✭Ciaran_B


    Your Age: 38
    Car type and engine: 2000 Toyota Corolla 1.4 Litre engine
    years driving: 7 years named driver, 4 years with a full licence
    any claims: No
    Penalty points: 0
    Price and provider: €415 with First Ireland. 3rd party F+T

    This was the cheapest quote I got by almost €1000.


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  • Registered Users Posts: 585 ✭✭✭ShaunieVW


    People also lose their minds at the thought of a turbo. TURBO!! Jaysus she must ate da juice lad.


  • Registered Users, Registered Users 2 Posts: 20,180 ✭✭✭✭jimgoose


    ShaunieVW wrote: »
    People also lose their minds at the thought of a turbo. TURBO!! Jaysus she must ate da juice lad.

    No no NO! A turbo makes 'em run on barman's farts, y'know! :D


  • Closed Accounts Posts: 8,585 ✭✭✭jca


    ShaunieVW wrote: »
    People also lose their minds at the thought of a turbo. TURBO!! Jaysus she must ate da juice lad.

    AA and nononsense wouldn't quote me on a 1.4 turbo...at 50 years of age ffs!!


  • Registered Users Posts: 585 ✭✭✭ShaunieVW


    123.ie have quoted me 530, winning!


  • Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭cantdecide


    C&P'd from the motorbikes thread; A good way to figure out what's what in the market if you find someone in a similar demographic :)

    Gender: M

    Age: 33

    Car: 08 Fiat Bravo 1.4 (90bhp)

    NCD: Full

    Licence: Full 10+ years, no points

    Cover: Fully comp, protected

    Best quote: €488 - AA online, insurer unknown- I'd like to verify driving of other cars is there

    And now you :)


  • Registered Users, Registered Users 2 Posts: 73,477 ✭✭✭✭colm_mcm


    Gender: M

    Age: 33

    Car: 07 Honda Civic 1.8 (140bhp)

    NCD: Full

    Licence: Full 10+ years, no points

    Cover: Fully comp, protected

    Best quote: €525 - AIG


  • Registered Users, Registered Users 2 Posts: 51,289 ✭✭✭✭bazz26


    Gender: M

    Age: 41

    Car: 2011 BMW 520d auto (184bhp)

    NCB: Full

    Licence: Full 10+ years, no points

    Cover: Fully comp, step back protection

    Last year's premium: €600 with Wrightway through a broker.

    Renewal with existing insurer: €798 :D

    Best new price: €610 through a broker.


  • Registered Users, Registered Users 2 Posts: 621 ✭✭✭Chippy01


    Gender: M

    Age: 59

    Car: 09 Toyota Prius T4

    NCD: Full

    Licence: Full, 40+ years, no points

    Cover: Fully comp, protected

    Best quote: €298 - AA


  • Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Gender: M
    Age: 27
    Car: 2001 BMW 325Ci
    NCD: 4 years
    License: 8 years full
    Cover: TPFT
    Best Quote: 730 (Renewal with Axa)

    Everyone else, and I called a lot of brokers/Insurance companies, were 1000 and above. Ridiculous.


  • Closed Accounts Posts: 2,285 ✭✭✭Summer wind


    Gender: F

    Age: 40

    Car: 151 Audi A6 auto 190bhp

    NCD: Full

    Licence: Full 15 years no points

    Cover: Full comp step back protected

    Best quote: €652 with FBD


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