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€25k invested in prize bonds

1145146148150151194

Comments

  • Registered Users, Registered Users 2 Posts: 1,616 ✭✭✭Hibernicis


    Winnings on 23rd April €0
    Last win: 16th April €50
    Weeks since last win: 1

    2017 (Jul-Dec) - €100k – 7x€50 = €350
    2018 (Jan-Dec) - €200k – 12x€50 = €600
    2019 (Jan-Dec) - €250k – 20x€50 = €1,000
    2020 (Jan-Dec) - €252k - 24x€50 = €1,200
    2021 (YTD) - €257k - 1x€50 = €50


  • Registered Users Posts: 734 ✭✭✭Sligo Quay


    Wow €257k?? Money is wasted on some people...
    Every couple months a jealous Irish begrudger turns up in this thread, mostly student types, we make choices in life and live with consequences good and bad, welcome to the real world student, hard work and good choices earns money to purchase prize bonds, gosh I'm disappointed, no win for me this week on my 100k, last win 2 weeks ago 9th April, €150 won in 2021 and I can't celebrate in level 5 restrictions, an honest hard working citizen, paying my tax and following the rules, when restrictions end I'm going on holiday and hopefully get to spend my winnings:D


  • Registered Users, Registered Users 2 Posts: 2,880 ✭✭✭2012paddy2012


    pbwinner wrote: »
    Winnings on 23rd April 2021: €0
    Last win 18th December 2020: €100
    Total winnings on €25k from Feb 2011 to date: €3150
    2011: €75 x 4 = €300
    2012: €75 x 6 = €450
    2013: €50 x 12 = €600
    2014: €50 x 9 = €450
    2015: €50 x 5 = €250
    2016: €50 x 5 = €250
    2017: €50 x 4 = €200
    2018: €50 x 2 = €100
    2019: €50 x 6 = €300
    2020: €50 x 5 = €250
    2021: €0

    That’s good


  • Registered Users Posts: 297 ✭✭mindhorn


    The registration process is a bit antiquated, isn't it? Fill in the application form, wait to receive your bonds in the post, register online, wait to receive a second form in the post, return the signed form, and then wait for another letter which contains a PIN.


  • Hosted Moderators Posts: 23,145 ✭✭✭✭beertons


    mindhorn wrote: »
    The registration process is a bit antiquated, isn't it? Fill in the application form, wait to receive your bonds in the post, register online, wait to receive a second form in the post, return the signed form, and then wait for another letter which contains a PIN.



    I was just coming on to say the same. Fill out a form, of details we already have.


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  • Registered Users Posts: 297 ✭✭mindhorn


    Yeah it seems to be a bit ridiculous.

    From reading other posts I was expecting the turnaround time for the entire process to be about ten days. But this appears to be closer to a month, no?


  • Registered Users, Registered Users 2 Posts: 1,616 ✭✭✭Hibernicis


    mindhorn wrote: »
    Yeah it seems to be a bit ridiculous.

    From reading other posts I was expecting the turnaround time for the entire process to be about ten days. But this appears to be closer to a month, no?

    It's shambolic. I submitted three registrations (all with existing SSCN) at the same time over a month ago. One was complete (i.e. all details received and able to log on and see portfolio) in just under three weeks, the second took almost five weeks and there is no sign of the third one being completed.

    The registration process is cumbersome, antiquated and is totally over engineered. It is a portal for viewing financial data, not a financial transaction platform. You can register for an N26 bank account in 10-15 mins from scratch. There is absolutely no reason this registration should take longer, in fact given the the volume of personal data that State Savings & The Prize Bond Company already hold in relation to account holders it should take no more than a few minutes. And when all this is combined with StateSavings/An Post/Prize Bond Company/Fexco's appalling administrative inefficiency then its a sure fire recipe for disaster. The NTMA, who have overall responsibility for all of this, have a lot to answer for.


  • Registered Users Posts: 2,994 ✭✭✭Taylor365


    It's state run.

    They outsource everything to the lowest bidder. That's why nothing is straight forward and every other one of there sites required a separate pin/id/password.

    Keeps money burning, keeps department budgets growing. Utter tripe.


  • Hosted Moderators Posts: 23,145 ✭✭✭✭beertons


    I sent off that form yesterday. I got 10 bonds in the post today, that I bought in the post office.


  • Registered Users, Registered Users 2 Posts: 19,018 ✭✭✭✭adox


    Late again but nothing for me last week. Hopefully better luck tomorrow.


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  • Registered Users Posts: 297 ✭✭mindhorn


    It's a bizarre setup alright. I've never come across a company/organisation making it incredibly difficult for you to part with your money. Going by the posts above it'll be a good few more weeks before I can purchase additional bonds.


  • Registered Users, Registered Users 2 Posts: 2,086 ✭✭✭tuisginideach


    Zilch again - 7 weeks on the trot.

    And zilch again


  • Registered Users Posts: 272 ✭✭PB2018


    Wins on 30th April 2021: €0
    Last win: 18th December 2020: €50
    Weeks since last win: 19
    €134k invested in prize bonds since July 2017
    Win ratio: 24 wins in 200 weeks (12%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-Dec): 4 x €50 = €200
    2019 (Jan-Dec): 5 x €50 = €250
    2020 (Jan-Dec): 10 x €50 = €500
    2021 (Jan-date): 0 x €50 = €0


  • Registered Users Posts: 68 ✭✭pbtracker


    Nothing again for me ...

    Winnings on 30th Apr 2021: €0
    Last win : €50 5th Mar 2021
    Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)
    Winnings Total : €250
    Pre 2020 : €50
    2020 : €150
    2021 : €50


  • Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings on 30th April 2021: €0
    Last win 18th December 2020: €100
    Total winnings on €25k from Feb 2011 to date: €3150
    2011: €75 x 4 = €300
    2012: €75 x 6 = €450
    2013: €50 x 12 = €600
    2014: €50 x 9 = €450
    2015: €50 x 5 = €250
    2016: €50 x 5 = €250
    2017: €50 x 4 = €200
    2018: €50 x 2 = €100
    2019: €50 x 6 = €300
    2020: €50 x 5 = €250
    2021: €0


  • Registered Users Posts: 657 ✭✭✭Andrew Flexing


    No Joy.

    Did a quick comparison of how I am faring YTD with 2020 same time period.
    (I have about 20% more bonds in 2021 than what I had in 2020)

    2020
    Jan XXXXX
    Feb €XXX
    Mar XXX€
    Apr €XX€

    2021
    Jan XXXXX
    Feb XXXX
    Mar XXX€
    Apr XXXXX

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



  • Registered Users, Registered Users 2 Posts: 1,666 ✭✭✭Zimmerframe


    mindhorn wrote: »
    ... Going by the posts above it'll be a good few more weeks before I can purchase additional bonds.

    Going by the posts above, it won't affect your winnings though. :D:D


  • Registered Users, Registered Users 2 Posts: 296 ✭✭carrickbawn


    Nothing here again. 6 week drought at this stage.


  • Registered Users, Registered Users 2 Posts: 19,018 ✭✭✭✭adox


    Nothing for me again. Six months since last win on 50k


  • Registered Users, Registered Users 2 Posts: 4,461 ✭✭✭Bubbaclaus


    Got excited when I got an email earlier about a new notification in my account, only for it to be a confirmation of a purchase of bonds I had made last week :D


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  • Registered Users, Registered Users 2 Posts: 21,386 ✭✭✭✭dxhound2005


    Nothing for me in March or April, last win 26 February. Five wins in January and February, two being 2 x €50 in the same draws. Last year by the end of April I had seven wins.


  • Registered Users Posts: 714 ✭✭✭Agent Smyth


    They must of known it is my birthday today, €50 win on the big batch :D


  • Registered Users, Registered Users 2 Posts: 641 ✭✭✭sportsfan90


    I need to cash in on a portion of my PBs. Has anyone done this recently - how long did it take before it was repaid to your bank account?


  • Registered Users Posts: 136 ✭✭omeara1113


    Nothing here again. 6 week drought at this stage.

    20k invested at this stage and no wins in at least 5 years any suggestions


  • Registered Users, Registered Users 2 Posts: 5,776 ✭✭✭abff


    omeara1113 wrote: »
    20k invested at this stage and no wins in at least 5 years any suggestions

    It depends on what else you want to do with the money. If it’s a contingency fund that you want to keep on a risk free basis with the ability to access it at short notice, then it’s probably as good an option as any other to just leave it there and hope your luck turns.


  • Registered Users Posts: 2,076 ✭✭✭John arse


    omeara1113 wrote: »
    20k invested at this stage and no wins in at least 5 years any suggestions
    well you should be commended for your patience and fortitude,not getting any of the 'luck' obviously but good luck for the future draws:):):)


  • Registered Users Posts: 136 ✭✭omeara1113


    Well you're not going to believe this but I won 50 this week first time in years must come on here more and give out lol


  • Registered Users, Registered Users 2 Posts: 2,086 ✭✭✭tuisginideach


    So had you already received email notification by 10.43? In that case, there's no need to go through the cumbersome log on any more - just check my (lack of ) emails!


  • Registered Users, Registered Users 2 Posts: 2,086 ✭✭✭tuisginideach


    Zilch again - 9 weeks on the trot.


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  • Registered Users Posts: 657 ✭✭✭Andrew Flexing


    A rare venture inside the winner's enclosure for me today.
    €50 today.

    Hope to some of you Boardsies join me too!

    Jan XXXXX
    Feb XXXX
    Mar XXX€
    Apr XXXXX
    May €

    my URBAN EXPLORATION YouTube channel: https://www.facebook.com/ASMRurbanexploration/



  • Registered Users Posts: 136 ✭✭omeara1113


    So had you already received email notification by 10.43? In that case, there's no need to go through the cumbersome log on any more - just check my (lack of ) emails!

    No I received a 50 euros prize bonds in the post


  • Registered Users Posts: 136 ✭✭omeara1113


    omeara1113 wrote: »
    No I received a 50 euros prize bonds in the post

    Could be from last week


  • Registered Users, Registered Users 2 Posts: 3,426 ✭✭✭KaneToad


    3 yrs in and not a sniff of anything.

    Am trying the trick of complaining here before checking and being pleasantly surprised...

    Edit- didn't work, just checked.... :(


  • Registered Users, Registered Users 2 Posts: 296 ✭✭carrickbawn


    Nothing here again today.


  • Registered Users Posts: 68 ✭✭pbtracker


    Nothing again - 2 months since last win...

    Winnings on 7th May 2021: €0
    Last win : €50 5th Mar 2021
    Investment : €93K (€77K from Aug 2020, +€15K Apr 2021)
    Winnings Total : €250
    Pre 2020 : €50
    2020 : €150
    2021 : €50


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  • Registered Users Posts: 832 ✭✭✭pbwinner


    Winnings on 7th May 2021: €0
    Last win 18th December 2020: €100
    Total winnings on €25k from Feb 2011 to date: €3150
    2011: €75 x 4 = €300
    2012: €75 x 6 = €450
    2013: €50 x 12 = €600
    2014: €50 x 9 = €450
    2015: €50 x 5 = €250
    2016: €50 x 5 = €250
    2017: €50 x 4 = €200
    2018: €50 x 2 = €100
    2019: €50 x 6 = €300
    2020: €50 x 5 = €250
    2021: €0


  • Registered Users Posts: 2,076 ✭✭✭John arse


    omeara1113 wrote: »
    No I received a 50 euros prize bonds in the post
    well done,i must have brought you some luck?:D


  • Registered Users Posts: 272 ✭✭PB2018


    Wins on 7th May 2021: €0
    Last win: 18th December 2020: €50
    Weeks since last win: 20
    €134k invested in prize bonds since July 2017
    Win ratio: 24 wins in 201 weeks (12%)
    2017 (Jul-Dec): 5 x €50 = €250
    2018 (Jan-Dec): 4 x €50 = €200
    2019 (Jan-Dec): 5 x €50 = €250
    2020 (Jan-Dec): 10 x €50 = €500
    2021 (Jan-date): 0 x €50 = €0


  • Registered Users, Registered Users 2 Posts: 21,386 ✭✭✭✭dxhound2005


    Nothing for me today. The number of €50 prizes in the May draws is 4,038, up from 4,009 in April.

    The newest bond to win a prize on 01 April was AWB 169570, newest 07 May AWK 268061, indicating sales of approx €56.8 million.

    Lucky person in Germany today.


    Prize Value Winning Prize Bond Location

    €50.00 ARG397301 Germany
    €50.00 ARG397816 Germany


  • Registered Users, Registered Users 2 Posts: 5,776 ✭✭✭abff


    No luck for me today for the 7th week in a row (€100k invested). Mind you, I did win twice in 3 weeks before that. Always seems to be feast or famine.


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  • Registered Users Posts: 136 ✭✭omeara1113


    John arse wrote: »
    well done,i must have brought you some luck?:D

    Well keep talking to me so lol


  • Registered Users Posts: 2,076 ✭✭✭John arse


    omeara1113 wrote: »
    Well keep talking to me so lol
    yeah no problem,you might have to put me on commission though?(i've 66k myself -haven't won anything since june last year!!!)


  • Registered Users, Registered Users 2 Posts: 17,964 ✭✭✭✭Thargor


    Nothing for me since September on 100k, about the only thing you can say about this joke these days is that at least they don't charge fees...


  • Registered Users Posts: 1 keirand


    Hey, I have a small number of bonds that I’d like to cash in. They have my old address on them and I’ve lost the physical paper slip (though I still have the ‘code’) for some of them them. What’s the easiest way to cash them in? Do I have to get the address corrected first? Or get the ‘lost’ ones re-issued first?


  • Registered Users, Registered Users 2 Posts: 21,386 ✭✭✭✭dxhound2005


    Read the Repayment form for the answers to your questions.

    https://www.statesavings.ie/media/pdf/prizebonds_repayment_form

    You will also need to send the Change of Address form, and provide the documents required.

    https://www.statesavings.ie/media/pdf/changename_or_addressform

    If anything is not clear, phone them.


  • Hosted Moderators Posts: 23,145 ✭✭✭✭beertons


    Their new system kinda takes the fun out if logging in your new numbers. Plus, if your other half catches you, they see the full balance. War.


  • Registered Users, Registered Users 2 Posts: 19,018 ✭✭✭✭adox


    Nothing again for me either.

    Last win October 20 on 50k


  • Registered Users Posts: 297 ✭✭mindhorn


    Anyone having issues purchasing bonds online? Tried a couple of times but it keeps saying card transaction declined.


  • Hosted Moderators Posts: 23,145 ✭✭✭✭beertons


    mindhorn wrote: »
    Anyone having issues purchasing bonds online? Tried a couple of times but it keeps saying card transaction declined.

    I bought a few this morning, and it was ok.


  • Registered Users Posts: 297 ✭✭mindhorn


    Ah, I think there's a daily limit of 2.5k on my debit card. Pain in the.


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