Revolut Megathread.

jakdublin · 11-01-2020 9:01pm

BobbyT28 wrote: »

Revolut just stared asking for CVV code and need to get a code every time I need to top-up. Same happened to wife (Android & iPhone).

This happened before and stopped. Just wondering has this happened to anyone else and if you know why and how to stop it.

Bit of a pain when you want to do a quick top-up at the cashier

I got a new AIB card and it happened a few times. Then I added it to auto top up every time I go below €100 and it doesn't ask me now. I remember it said you'd need to enter the CVV code a few times before Revolut accepted it as a trusted source.

j4vier · 12-01-2020 12:48am

Revolut got me to verify my source of funds just before Christmas. I would only spend a few hundred quid each month with it.

They wanted to know how much I got paid, showing them screenshots of this money going into my bank account.

They froze my Revolut until I provided this info.

Kinda scary that they can do that, I wouldn’t keep more than a few hundred quid in there as it made me realise how risky it is to deal with them.

They also said that they don’t support transfers involving gambling companies as they feel it damages their reputation which is totally ridiculous.

I had a few transactions with Betfair; funny that I could top up my Betfair account no problem but then I read report of people not being able to withdraw winnings from gabling onto their Revolut accounts.

Johnny Sausage · 12-01-2020 8:31am

Lots of prepaid cards don't work with gambling companies

People try use them for it so that transactions to gambling companies aren't on their main account

12-01-2020 9:05am

I think banks look for your your Revolut history (our N23, etc) for mortgage applications and all so you wouldn’t get away with doing the lotto on it regardless.

j4vier · 12-01-2020 11:45am

ReginaldSmythV wrote: »

I think banks look for your your Revolut history (our N23, etc) for mortgage applications and all so you wouldn’t get away with doing the lotto on it regardless.

How many months in the past do they assess?

Johnny Sausage · 12-01-2020 11:46am

j4vier wrote: »

How many months in the past do they assess?

Usually 6

Rosstopher · 13-01-2020 12:23am

Has anyone had any experience with having money deposited to your Revolut card via the IBAN that you’ve been assigned via the app?

I’m due a refund from an Irish company and I know that I’ll be away by the time I get it, ideally it would be sent to my Revolut account as I’ll ideally only be using that away.

So I’m in 2 minds whether to give the company the Euro IBAN (the one that starts with GB) that’s given on the app. Or could there be any potential issues there?

Thanks!

Johnny Sausage · 13-01-2020 12:42am

Rosstopher wrote: »

Has anyone had any experience with having money deposited to your Revolut card via the IBAN that you’ve been assigned via the app?

I’m due a refund from an Irish company and I know that I’ll be away by the time I get it, ideally it would be sent to my Revolut account as I’ll ideally only be using that away.

So I’m in 2 minds whether to give the company the Euro IBAN (the one that starts with GB) that’s given on the app. Or could there be any potential issues there?

Thanks!

Have used it several times never had an issue

pl4ichjgy17zwd · 13-01-2020 5:32pm

Is anyone else not able to login? It just flashes with '2 exceptions occurred' and a blank screen

Creamy Goodness · 13-01-2020 5:33pm

Meilani Yummy Rust wrote: »

Is anyone else not able to login? It just flashes with '2 exceptions occurred' and a blank screen

ok here, on iPhone 11 Pro with iOS 13.3

Cheshire Cat · 13-01-2020 7:52pm

Meilani Yummy Rust wrote: »

Is anyone else not able to login? It just flashes with '2 exceptions occurred' and a blank screen

Everything working as it should, Moto G5 Plus, Android 8.1.0

pl4ichjgy17zwd · 13-01-2020 9:08pm

Thanks guys, it resolved itself after a couple of hours

towger · 13-01-2020 9:39pm

Has anybody either failed or succeeded to pay on the USA Ticketmaster site with Revolut.
Just get “Oops” when placing order. Have tried with physical card ( Mastercard) and Virtual and disposable virtual which are Visa ? None accepted.

AvonEnniskerry · 13-01-2020 9:57pm

If I order another card for my revolut account will it cancel the first or will it allow me to have two cards active at one time?

towger · 13-01-2020 10:04pm

AvonEnniskerry wrote: »

If I order another card for my revolut account will it cancel the first or will it allow me to have two cards active at one time?

You can have a second card, I use one for my kids to have if we travel. Second card will cost you, 5 or 6 Euro I think.

Johnny Sausage · 13-01-2020 10:09pm

towger wrote: »

Has anybody either failed or succeeded to pay on the USA Ticketmaster site with Revolut.
Just get “Oops” when placing order. Have tried with physical card ( Mastercard) and Virtual and disposable virtual which are Visa ? None accepted.

Yeah bought tickets for boxing in MSG twice using the physical mastercard card, no issies

AvonEnniskerry · 13-01-2020 10:11pm

towger wrote:

You can have a second card, I use one for my kids to have if we travel. Second card will cost you, 5 or 6 Euro I think.

Great thanks a million. Was afraid to order in case it deactivated the first card and just sent a replacement

towger · 13-01-2020 10:16pm

Johnny Sausage wrote: »

Yeah bought tickets for boxing in MSG twice using the physical mastercard card, no issies

Thanks. Not sure what my issue is.

Johnny Sausage · 13-01-2020 10:17pm

towger wrote: »

Thanks. Not sure what my issue is.

Is the address your putting in for the billing address exactly identical to the card address

Some websites can be very picky on that

towger · 13-01-2020 10:20pm

Johnny Sausage wrote: »

Is the address your putting in for the billing address exactly identical to the card address

Some websites can be very picky on that

Yes, they match exactly, I've indeed had that particular issue before, with Paypal specifically that I got resolved.

_Godot_ · 13-01-2020 10:27pm

I got asked for my card ccv number today.

Johnny Sausage · 13-01-2020 10:37pm

_Godot_ wrote: »

I got asked for my card ccv number today.

Yeah that tends to happen with transactions online ðŸ˜‰

If it was for topping up I've gotten the same the last 2 times

NabyLadistheman · 14-01-2020 12:45pm

Is it possible to send a payment directly to a credit card form Revolut?

Johnny Sausage · 14-01-2020 1:11pm

Suarezistheman wrote: »

Is it possible to send a payment directly to a credit card form Revolut?

Id assume you could if you have the IBAN for the credit card account

Creamy Goodness · 14-01-2020 1:16pm

Hi all, what would be the best way to buy a big ticket item (£15k) like say a car using revolut, I'm guessing a card swipe is out of the question. Also would have to transfer the money in €5k batches as KBC are luddites with daily transfer limits.

Johnny Sausage · 14-01-2020 1:26pm

Creamy Goodness wrote: »

Hi all, what would be the best way to buy a big ticket item (£15k) like say a car using revolut, I'm guessing a card swipe is out of the question. Also would have to transfer the money in €5k batches as KBC are luddites with daily transfer limits.

i assume you mean from a UK dealer as youve listed £ not €, transfer the money from your revolut account to the dealer account, usually happens fairly quickly.

youd get 15k in 3 transactions in one day from KBC, the daily limit is 15k

Creamy Goodness · 14-01-2020 1:27pm

Johnny Sausage wrote: »

i assume you mean from a UK dealer as youve listed £ not €, transfer the money from your revolut account to the dealer account, usually happens fairly quickly.

youd get 15k in 3 transactions in one day from KBC, the daily limit is 15k

yup sorry I meant to say a UK dealer. Got the hard part (quoting figures) right and the easy part (actually explaining what I wanted to do) wrong &#55357;&#56832;

still means I'll have to wait 2 days to get the money over to Revolut hmm... kind of annoying but I'll save enough

thanks

Darrio · 14-01-2020 2:20pm

Revoult v An Post Currency Card ?

Hi all, just looking for a bit of help here. I will be in Canada for 2 weeks later in the year and I was going to get an An Post Currency Card to try avoid the fees that a normal credit card charge for currency exchange.

I was reading this thread and it looks like a Revoult Card may be better as you get better rates etc. Do people think this is my best option, I wont be using it for anything else other than on holidays or is it just not worth it.

Also, if I may ask, is there a government charge on the card like the traditional credit card.

I would appreciate any feed back, thanks in advance.

AlmightyCushion · 14-01-2020 2:31pm

Darrio wrote: »

Revoult v An Post Currency Card ?

Hi all, just looking for a bit of help here. I will be in Canada for 2 weeks later in the year and I was going to get an An Post Currency Card to try avoid the fees that a normal credit card charge for currency exchange.

I was reading this thread and it looks like a Revoult Card may be better as you get better rates etc. Do people think this is my best option, I wont be using it for anything else other than on holidays or is it just not worth it.

Also, if I may ask, is there a government charge on the card like the traditional credit card.

I would appreciate any feed back, thanks in advance.

The An Post card has a worse exchange rate so even though there are no fees it still isn't good value for money. The only government fee is a 12c for every ATM withdrawal you do in Ireland. This is the same on your normal debit card. Revolut has other fees (e.g. withdraw more than €200 from ATMs in a month) but these are easily avoided.

Revolut is definitely the way to go.

Darrio · 14-01-2020 2:47pm

AlmightyCushion wrote: »

The An Post card has a worse exchange rate so even though there are no fees it still isn't good value for money. The only government fee is a 12c for every ATM withdrawal you do in Ireland. This is the same on your normal debit card. Revolut has other fees (e.g. withdraw more than €200 from ATMs in a month) but these are easily avoided.

Revolut is definitely the way to go.

Thank You. I will not be using it to withdraw from an ATM.

Is there a limit per day you can use it for, or if I had enough euro's in it to cover what I expect to spend in Canada that I can just use as normal.

AlmightyCushion · 14-01-2020 2:48pm

Darrio wrote: »

Thank You. I will not be using it to withdraw from an ATM.

Is there a limit per day you can use it for, or if I had enough euro's in it to cover what I expect to spend in Canada that I can just use as normal.

I think there is a daily limit but it's something like 5k or 10k.

Johnny Sausage · 14-01-2020 2:53pm

Creamy Goodness wrote: »

yup sorry I meant to say a UK dealer. Got the hard part (quoting figures) right and the easy part (actually explaining what I wanted to do) wrong ��

still means I'll have to wait 2 days to get the money over to Revolut hmm... kind of annoying but I'll save enough thanks

in fairness to KBC, whenever i transfer to my Revolut from them it usually only takes a few hours

Darrio · 14-01-2020 2:55pm

AlmightyCushion wrote: »

I think there is a daily limit but it's something like 5k or 10k.

Thank you, that limit is fine....lol

Just one other question if I may. As I am not going to Canada until later in the year and I am looking at the currency exchange rate at the moment. If at some point, I notice that the Canadian Dollar has dropped a good bit against the Euro, can I then purchase Canadian Dollars and have it on my card for when I actually go to Canada.

maximoose · 14-01-2020 3:06pm

Yep. Exchange to CAD when you like the rates, you can set up alerts for this, and then just hold the CAD currency until you go over

msmx5 · 14-01-2020 3:10pm

Darrio wrote: »

Thank you, that limit is fine....lol

Just one other question if I may. As I am not going to Canada until later in the year and I am looking at the currency exchange rate at the moment. If at some point, I notice that the Canadian Dollar has dropped a good bit against the Euro, can I then purchase Canadian Dollars and have it on my card for when I actually go to Canada.

Yes, you can hold multiple different currency wallets on your revolut account or just leave everything in euros.

What you describe is possible, I have a balance in USD and GBP as well as Euro on my card and occasionally exchange or add to the USD or GBP balances if I think the rates are good. That way you lock in the "better" rate.

Just remember to always top up your card in your local currency - ie add Euros to Revolut then convert to other currencies within the app (this way you ensure revolut do the currency exchange and give you better rates than your home bank)

Likewise when you are away eg in Canada always ensure you pay in local currency - CAD - don't be tricked if some terminals offer to charge you in Euros or GBP , decline the "offer" - this is called Dynamic Currency Conversion and means the terminal will do the exchange for you (normally at a rate that is much worse than Revolut). This tip isn't specific to Revolut it applies to other Irish debit/credit cards too.

Darrio · 14-01-2020 3:18pm

msmx5 wrote: »

Yes, you can hold multiple different currency wallets on your revolut account or just leave everything in euros.

What you describe is possible, I have a balance in USD and GBP as well as Euro on my card and occasionally exchange or add to the USD or GBP balances if I think the rates are good. That way you lock in the "better" rate.

Just remember to always top up your card in your local currency - ie add Euros to Revolut then convert to other currencies within the app (this way you ensure revolut do the currency exchange and give you better rates than your home bank)

Likewise when you are away eg in Canada always ensure you pay in local currency - CAD - don't be tricked if some terminals offer to charge you in Euros or GBP , decline the "offer" - this is called Dynamic Currency Conversion and means the terminal will do the exchange for you (normally at a rate that is much worse than Revolut). This tip isn't specific to Revolut it applies to other Irish debit/credit cards too.

Excellent !!, Thank You

irishgrover · 14-01-2020 3:34pm

Creamy Goodness wrote: »

Hi all, what would be the best way to buy a big ticket item (£15k) like say a car using revolut, I'm guessing a card swipe is out of the question. Also would have to transfer the money in €5k batches as KBC are luddites with daily transfer limits.

FYI: I've just done this, except it was for more money. Here is what I did. (I'm going for high level of detail in case it helps, if overkill, apologies

1. I had signed up a couple of months ago to the premium service (can't remember what it's called) because I knew I would be buying a car and wanted to avail of fee FX service
2. I set up my revolut account as a payee with my BOI online service
3. I was limited to 10k max per day so had to make 3 seperate payments from BOI to my revolut account
4. In revolut I created a new GBP account
5. When all the money was in my EU revolut account I went into the account, clicked on the exchange button
6. I entered in the GBP amount that I wanted transferred
7. I hit the exchange button
8. Confirmed the money is now in my GBP account
9. From home screen click on payments button
10. On payments button click on the "+" to add a payment
11. Selected the "Bank Accounts" option from the top
12. Clicked on "Add bank account"
13. Selected "To a Business" as the transfer type
14. Entered "United Kingdom" as country
15. Selected "GBP" as currency
16. Clicked "Continue", ented bank account information, as given by car dealership, when finished went back to payments screen
17. Selected the dealership from the list, clicked the "Send" button, entered the amount and clicked "Send" button

Creamy Goodness · 14-01-2020 3:57pm

irishgrover wrote: »

FYI: I've just done this, except it was for more money. Here is what I did. (I'm going for high level of detail in case it helps, if overkill, apologies

1. I had signed up a couple of months ago to the premium service (can't remember what it's called) because I knew I would be buying a car and wanted to avail of fee FX service
2. I set up my revolut account as a payee with my BOI online service
3. I was limited to 10k max per day so had to make 3 seperate payments from BOI to my revolut account
4. In revolut I created a new GBP account
5. When all the money was in my EU revolut account I went into the account, clicked on the exchange button
6. I entered in the GBP amount that I wanted transferred
7. I hit the exchange button
8. Confirmed the money is now in my GBP account
9. From home screen click on payments button
10. On payments button click on the "+" to add a payment
11. Selected the "Bank Accounts" option from the top
12. Clicked on "Add bank account"
13. Selected "To a Business" as the transfer type
14. Entered "United Kingdom" as country
15. Selected "GBP" as currency
16. Clicked "Continue", ented bank account information, as given by car dealership, when finished went back to payments screen
17. Selected the dealership from the list, clicked the "Send" button, entered the amount and clicked "Send" button

Thank you, very informative, I'll have to do the figures on how much the premium account will save.

Ekerot · 15-01-2020 5:26pm

How do I enable auto top up on Revolut?
I'm on the Android App but I can't find an auto top up option when I tried to add money to Revolut from my Bank
I'm on Ulster Bank if it helps

CosmicFool · 15-01-2020 5:30pm

Ekerot wrote: »

How do I enable auto top up on Revolut?
I'm on the Android App but I can't find an auto top up option when I tried to add money to Revolut from my Bank
I'm on Ulster Bank if it helps

On the main screen click on Add money and then on the top right hand corner it will say automate. Click on that.

Ekerot · 15-01-2020 5:35pm

CosmicFool wrote: »

On the main screen click on Add money and then on the top right hand corner it will say automate. Click on that.

I did that though, but it's just black in the top right corner

Encrypted Pigeon · 15-01-2020 7:44pm

Is it possible to add funds to Revolut from a pre paid / employee gift credit card? I have heard people mention before it getting flagged as suspicious but I don't know if that was because it wasn't registered to a name at the time. I kind of understand the irony of topping up a prepaid with another prepaid but the fx handling fee is brutal on the source card.

Dodge · 15-01-2020 7:45pm

Encrypted Pigeon wrote: »

Is it possible to add funds to Revolut from a pre paid / employee gift credit card? I have heard people mention before it getting flagged as suspicious but I don't know if that was because it wasn't registered to a name at the time. I kind of understand the irony of topping up a prepaid with another prepaid but the fx handling fee is brutal on the source card.

You can’t with one 4 all cards. Couldn’t tell you about the rest

Johnny Sausage · 15-01-2020 10:50pm

You can do it on PayPal via a workaround, use the prepaid card to send to someone then get them to send it back then use PayPal to transfer to revolut via bank withdrawal

Marlow · 16-01-2020 1:10pm

Encrypted Pigeon wrote: »

Is it possible to add funds to Revolut from a pre paid / employee gift credit card? I have heard people mention before it getting flagged as suspicious but I don't know if that was because it wasn't registered to a name at the time. I kind of understand the irony of topping up a prepaid with another prepaid but the fx handling fee is brutal on the source card.

Better choice for this may be Curve. Worth a try anyhow.

/M

acalmenvoy · 16-01-2020 8:44pm

Johnny Sausage wrote: »

You can do it on PayPal via a workaround, use the prepaid card to send to someone then get them to send it back then use PayPal to transfer to revolut via bank withdrawal

That worked a treat with a perx reward card.
Nice one thanks.

16-01-2020 8:57pm

irishgrover wrote: »

17. Selected the dealership from the list, clicked the "Send" button, entered the amount and clicked "Send" button

How long did it take to reach the dealerships account out of interest?

Johnny Sausage · 17-01-2020 7:46am

acalmenvoy wrote: »

That worked a treat with a perx reward card.
Nice one thanks.

Aye figured that one out last year, was trying to load it to my revolut before going away and wouldn't work, then just tried PayPal on the off chance and bingo

paddyref · 17-01-2020 11:50pm

Where can I find my bank sort code and IBAN on my Revolut please

Collie D · 18-01-2020 12:00am

paddyref wrote: »

Where can I find my bank sort code and IBAN on my Revolut please

“Details” on the “Accounts” screen

Revolut Megathread.

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