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Is 22K a year, a good living wage in Dublin city or just outside of?

  • 01-04-2015 09:04PM
    #1
    Niall558
    Closed Accounts Posts: 182 ✭✭


    I'm starting a new job soon and I'm looking into moving in to the city or anywhere from Dublin 1 to 8. Is 22k a good wage to live on and what a good breakdown of where my money should go?
    Tagged:


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Comments

  • #2
    Sheep Lover
    Closed Accounts Posts: 1,730 ✭✭✭Sheep Lover


    It should be wisely invested in Paddy Power and amphetamines.


  • #3
    Fr_Dougal
    Registered Users, Registered Users 2 Posts: 9,167 ✭✭✭Fr_Dougal


    Well laa dee daa, €22k...no recession here...


  • #4
    AndonHandon
    Closed Accounts Posts: 1,382 ✭✭✭AndonHandon


    When you say Dublin 1-8 I presume you mean the even numbers except for parts of Dublin 8 and parts of Dublin 1?

    Rent is going to devour your budget every month, if you could maybe save a bit first or take out a loan of €5k (don't have to use it, just good to have it there) you will be good for cash.


  • #5
    L1m1tless
    Moderators, Sports Moderators Posts: 2,179 Mod ✭✭✭✭L1m1tless


    Have a few kids and you will make more on the dole :P


  • #6
    Mr_Muffin
    Registered Users, Registered Users 2 Posts: 917 ✭✭✭Mr_Muffin


    Easily get by with that.

    You could try and double your wages by working twice as many hours as well.


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  • #7
    Mint Aero
    Closed Accounts Posts: 3,570 ✭✭✭Mint Aero


    You won't have much of a life but I'm sure there's plenty of free things you could do.


  • #8
    Fr_Dougal
    Registered Users, Registered Users 2 Posts: 9,167 ✭✭✭Fr_Dougal


    Mint Aero wrote: »
    You won't have much of a life but I'm sure there's plenty of free things you could do.

    Yeah, especially if he rents somewhere with a crying chair.


  • #9
    MagicMarker
    Banned (with Prison Access) Posts: 32,865 ✭✭✭✭MagicMarker


    AndonHandon wrote: »
    When you say Dublin 1-8 I presume you mean the even numbers except for parts of Dublin 8 and parts of Dublin 1?

    Rent is going to devour your budget every month, if you could maybe save a bit first or take out a loan of €5k (don't have to use it, just good to have it there) you will be good for cash.

    Take out a loan "just to have it there"?

    What kind of stupid ****ing advice is that?


  • #10
    Cuddlesworth
    Registered Users, Registered Users 2 Posts: 14,030 ✭✭✭✭Cuddlesworth


    Best thing you could do is get a cowboy hat and make friends with a guy that looks like Dustin Hoffman.


  • #11
    Fat Christy
    Closed Accounts Posts: 8,866 ✭✭✭Fat Christy


    Niall558 wrote: »
    I'm starting a new job soon and I'm looking into moving in to the city or anywhere from Dublin 1 to 8. Is 22k a good wage to live on and what a good breakdown of where my money should go?

    If you live in the city centre, most of your money will go on rent.

    Is that a good living wage?

    Well that depends on a lot of things. Are you looking to rent alone or in shared accomodation? Do you own a car? Do you have kids?

    The answer is yes and no depending on your circumstances.


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  • #12
    FalconGirl
    Closed Accounts Posts: 874 ✭✭✭FalconGirl


    I cant help notice how wages are gone to ****e as the costs of living rise.


  • #13
    Mint Aero
    Closed Accounts Posts: 3,570 ✭✭✭Mint Aero


    FalconGirl wrote: »
    I cant help notice how wages are gone to ****e as the costs of living rise.

    Jobsbridge to thank for that.


  • #14
    Tarzana2
    Closed Accounts Posts: 3,553 ✭✭✭Tarzana2


    I live on 20k in Dublin. Tight but doable, but I don't smoke or have a car and don't drink much so that makes a huge difference. I'm in D15, but inner D15 almost D7 so central enough. I live in a nice apartment with my BF, we each pay €525 per month.


  • #15
    Hollister11
    Closed Accounts Posts: 5,482 ✭✭✭Hollister11


    Wouldn't be alot left over imo


  • #16
    kneemos
    Registered Users, Registered Users 2 Posts: 22,605 ✭✭✭✭kneemos


    Mint Aero wrote: »
    You won't have much of a life but I'm sure there's plenty of free things you could do.

    Well that's heart warming and encouraging.


  • #17
    PARlance
    Registered Users, Registered Users 2 Posts: 22,635 ✭✭✭✭PARlance


    kneemos wrote: »
    Well that's heart warming and encouraging.

    And realistic


  • #18
    Mint Aero
    Closed Accounts Posts: 3,570 ✭✭✭Mint Aero


    kneemos wrote: »
    Well that's heart warming and encouraging.

    I'm all about the warming of hearts.


  • #19
    WoollyRedHat
    Registered Users, Registered Users 2 Posts: 10,462 ✭✭✭✭WoollyRedHat


    You won't be able to own a horse called Jasmine and ride it every weekend or drink Champagne every Saturday, but if you're economical and money-savvy youll get by.


  • #20
    whiskeyman
    Registered Users, Registered Users 2 Posts: 12,564 ✭✭✭✭whiskeyman


    Mint Aero wrote: »
    I'm all about the warming of hearts.

    They really are a good cheap cut of meat, and a great source of protein and nutrients.


  • #21
    Lux23
    Registered Users, Registered Users 2 Posts: 7,134 ✭✭✭Lux23


    You will get by, but it won't be fun!


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  • #22
    Desolation Of Smug
    Closed Accounts Posts: 760 ✭✭✭Desolation Of Smug


    Ought to get you one shot of coke and hookers. In the off season. And the hookers might be a bit rough.


  • #23
    AndonHandon
    Closed Accounts Posts: 1,382 ✭✭✭AndonHandon


    MagicMarker wrote: »
    Take out a loan "just to have it there"?

    What kind of stupid ****ing advice is that?

    Why save when you can just borrow? Carpe diem grandad.


  • #24
    Tarzana2
    Closed Accounts Posts: 3,553 ✭✭✭Tarzana2


    Lux23 wrote: »
    You will get by, but it won't be fun!

    I seem to manage to have fun!


  • #25
    Bubbaclaus
    Registered Users, Registered Users 2 Posts: 4,460 ✭✭✭Bubbaclaus


    Im on 22k in Dublin and don't think it's a struggle at all. Sure, rent takes up a fair chunk of it, but as long as you're not being a tit with your money you'll be fine. I head out 3/4 times a month and still have plenty left over to transfer to the savings account.


  • #26
    Sh1tbag OToole
    Closed Accounts Posts: 3,971 ✭✭✭Sh1tbag OToole


    With the way rent is going in Dublin it might be doable to get a bit of experience and move to a better job but you won't have loads of spending money.

    I'd say find the cheapest house share you're willing to put up with, something small but clean and free of mould (this can be a tough one in Dubland) and spend the weekends somewhere outside of the city to preserve your sanity. Sure you'd go stone fecking mad inside in that place, regardless of what wage yer on


  • #27
    WellThen?
    Registered Users, Registered Users 2 Posts: 358 ✭✭WellThen?


    You'll be grand. I make a few grand more but I was on that wage for ages. As long as you don't blow all your cash on booze the weekend and pre drink should be okay. I used to spend it kind of like this, I'm sure you have other expenses but this is an idea...

    1500 a month ish

    Rent - 550e(if shared house)
    Bills- 100e
    Transportation- 100e
    Food 160e

    590 / 4 weeks

    140 quid a week to live on.... I know there are probably other things not thrown into the mix but it is fine as long as you have no dependants and are prepared to be smarter with your cash.


  • #28
    kneemos
    Registered Users, Registered Users 2 Posts: 22,605 ✭✭✭✭kneemos


    AndonHandon wrote: »
    Why save when you can just borrow? Carpe diem grandad.

    You know there's repayments?


  • #29
    Maximus Alexander
    Registered Users, Registered Users 2 Posts: 13,080 ✭✭✭✭Maximus Alexander


    You can live on it, but you'll need to come up with a budget to avoid living payday to payday. You'll feel much better off if you still have a bit of money in the bank by the end of the month.

    It's a pretty typical starting salary at the moment in corporate type jobs if you've no experience, but you'll probably get a bit more before too long if you do a good job (obviously depending on where you work).


  • #30
    MarkAnthony
    Closed Accounts Posts: 6,934 ✭✭✭MarkAnthony


    You'll have to house share, not sure about why posters are suggesting you'll need to live on the southside.

    D7 - great places to live and some cheap places too.
    D5 - some very cheap places if you don't mind coming in on the DART
    D3 - Every fecking student I know lives in D3 or D7.
    D1 - Yeah okay maybe not.


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  • #31
    AndonHandon
    Closed Accounts Posts: 1,382 ✭✭✭AndonHandon


    kneemos wrote: »
    You know there's repayments?

    It's based on the presumption that the 22k salary would increase by €4k after a year and a further €4k after 2 years and being in a far better position than that after 4 years at a time when the loan would be nearly paid off with only the interest remaining i.e. the repayments would be insignificant at that point.

    The interest on the loan would be worth the security blanket of having the loan there if he didn't want to save up €5k before moving out (€5k obviously being an arbitrary figure) plus he would build up a good credit rating for getting a mortgage if he wished.


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