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Is 22K a year, a good living wage in Dublin city or just outside of?

Niall558

I'm starting a new job soon and I'm looking into moving in to the city or anywhere from Dublin 1 to 8. Is 22k a good wage to live on and what a good breakdown of where my money should go?

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Sheep Lover

It should be wisely invested in Paddy Power and amphetamines.

Fr_Dougal

Well laa dee daa, €22k...no recession here...

AndonHandon

When you say Dublin 1-8 I presume you mean the even numbers except for parts of Dublin 8 and parts of Dublin 1?

Rent is going to devour your budget every month, if you could maybe save a bit first or take out a loan of €5k (don't have to use it, just good to have it there) you will be good for cash.

L1m1tless

Have a few kids and you will make more on the dole :P

Mr_Muffin

Easily get by with that.

You could try and double your wages by working twice as many hours as well.

Mint Aero

You won't have much of a life but I'm sure there's plenty of free things you could do.

Fr_Dougal

Mint Aero wrote: »

You won't have much of a life but I'm sure there's plenty of free things you could do.

Yeah, especially if he rents somewhere with a crying chair.

MagicMarker

AndonHandon wrote: »

When you say Dublin 1-8 I presume you mean the even numbers except for parts of Dublin 8 and parts of Dublin 1?

Rent is going to devour your budget every month, if you could maybe save a bit first or take out a loan of €5k (don't have to use it, just good to have it there) you will be good for cash.

Take out a loan "just to have it there"?

What kind of stupid ****ing advice is that?

Cuddlesworth

Best thing you could do is get a cowboy hat and make friends with a guy that looks like Dustin Hoffman.

Fat Christy

Niall558 wrote: »

I'm starting a new job soon and I'm looking into moving in to the city or anywhere from Dublin 1 to 8. Is 22k a good wage to live on and what a good breakdown of where my money should go?

If you live in the city centre, most of your money will go on rent.

Is that a good living wage?

Well that depends on a lot of things. Are you looking to rent alone or in shared accomodation? Do you own a car? Do you have kids?

The answer is yes and no depending on your circumstances.

FalconGirl

I cant help notice how wages are gone to ****e as the costs of living rise.

Mint Aero

FalconGirl wrote: »

I cant help notice how wages are gone to ****e as the costs of living rise.

Jobsbridge to thank for that.

Tarzana2

I live on 20k in Dublin. Tight but doable, but I don't smoke or have a car and don't drink much so that makes a huge difference. I'm in D15, but inner D15 almost D7 so central enough. I live in a nice apartment with my BF, we each pay €525 per month.

Hollister11

Wouldn't be alot left over imo

kneemos

Mint Aero wrote: »

You won't have much of a life but I'm sure there's plenty of free things you could do.

Well that's heart warming and encouraging.

PARlance

kneemos wrote: »

Well that's heart warming and encouraging.

And realistic

Mint Aero

kneemos wrote: »

Well that's heart warming and encouraging.

I'm all about the warming of hearts.

WoollyRedHat

You won't be able to own a horse called Jasmine and ride it every weekend or drink Champagne every Saturday, but if you're economical and money-savvy youll get by.

whiskeyman

Mint Aero wrote: »

I'm all about the warming of hearts.

They really are a good cheap cut of meat, and a great source of protein and nutrients.

Lux23

You will get by, but it won't be fun!

Desolation Of Smug

Ought to get you one shot of coke and hookers. In the off season. And the hookers might be a bit rough.

AndonHandon

MagicMarker wrote: »

Take out a loan "just to have it there"?

What kind of stupid ****ing advice is that?

Why save when you can just borrow? Carpe diem grandad.

Tarzana2

Lux23 wrote: »

You will get by, but it won't be fun!

I seem to manage to have fun!

Bubbaclaus

Im on 22k in Dublin and don't think it's a struggle at all. Sure, rent takes up a fair chunk of it, but as long as you're not being a tit with your money you'll be fine. I head out 3/4 times a month and still have plenty left over to transfer to the savings account.

Sh1tbag OToole

With the way rent is going in Dublin it might be doable to get a bit of experience and move to a better job but you won't have loads of spending money.

I'd say find the cheapest house share you're willing to put up with, something small but clean and free of mould (this can be a tough one in Dubland) and spend the weekends somewhere outside of the city to preserve your sanity. Sure you'd go stone fecking mad inside in that place, regardless of what wage yer on

WellThen?

You'll be grand. I make a few grand more but I was on that wage for ages. As long as you don't blow all your cash on booze the weekend and pre drink should be okay. I used to spend it kind of like this, I'm sure you have other expenses but this is an idea...

1500 a month ish

Rent - 550e(if shared house)
Bills- 100e
Transportation- 100e
Food 160e

590 / 4 weeks

140 quid a week to live on.... I know there are probably other things not thrown into the mix but it is fine as long as you have no dependants and are prepared to be smarter with your cash.

kneemos

AndonHandon wrote: »

Why save when you can just borrow? Carpe diem grandad.

You know there's repayments?

Maximus Alexander

You can live on it, but you'll need to come up with a budget to avoid living payday to payday. You'll feel much better off if you still have a bit of money in the bank by the end of the month.

It's a pretty typical starting salary at the moment in corporate type jobs if you've no experience, but you'll probably get a bit more before too long if you do a good job (obviously depending on where you work).

MarkAnthony

You'll have to house share, not sure about why posters are suggesting you'll need to live on the southside.

D7 - great places to live and some cheap places too.
D5 - some very cheap places if you don't mind coming in on the DART
D3 - Every fecking student I know lives in D3 or D7.
D1 - Yeah okay maybe not.

AndonHandon

kneemos wrote: »

You know there's repayments?

It's based on the presumption that the 22k salary would increase by €4k after a year and a further €4k after 2 years and being in a far better position than that after 4 years at a time when the loan would be nearly paid off with only the interest remaining i.e. the repayments would be insignificant at that point.

The interest on the loan would be worth the security blanket of having the loan there if he didn't want to save up €5k before moving out (€5k obviously being an arbitrary figure) plus he would build up a good credit rating for getting a mortgage if he wished.