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Comments

  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    32K is apparently just under the average industrial wage which I think is 33K although that may have changed. It's also the figure the government chose to impost the cut on. Just making the point that the cut isn't "fair"

    I understand what you are saying, and it's a very fair point.

    My concerns would be they could easily lower that rate to €22K or similar.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    My concerns would be they could easily lower that rate to €22K or similar.

    "They" could do that with anything in relation to means testing etc


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    "They" could do that with anything in relation to means testing etc

    That's my whole point.

    We have a situation in this country called the 'working poor'. Many on the dole are better off. If they start slashing pensions, the welfare pensions will end up bigger than the workers ones.


  • Registered Users, Registered Users 2 Posts: 2,590 ✭✭✭Vizzy


    Rightwing wrote: »
    I understand what you are saying, and it's a very fair point.

    My concerns would be they could easily lower that rate to €22K or similar.

    Why are you concerned ?
    Have you started working in the Public sector ?


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    That's my whole point.

    We have a situation in this country called the 'working poor'. Many on the dole are better off. If they start slashing pensions, the welfare pensions will end up bigger than the workers ones.
    Why would that happen?
    You do realise how public sector pensions work, don't you?
    And BTW, the "working poor" have nothing to do with pensioners.........


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  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    Why would that happen?
    You do realise how public sector pensions work, don't you?

    It would happen because the country is bust.

    I'm all in favour of cutting, but I'd max pensions at €50K.

    As for the PS, I'd prefer to slash the numbers rather than pay cuts across the board.

    Too many chiefs and not enough indians in the PS imo.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    It would happen because the country is bust.

    I'm all in favour of cutting, but I'd max pensions at €50K.

    As for the PS, I'd prefer to slash the numbers rather than pay cuts across the board.

    Too many chiefs and not enough indians in the PS imo.

    And what happens when you cut the numbers?
    Where do those numbers go?

    There are too many at management grades who are incapable of managing who exist in an organisation where accountability and performance based remuneration are almost non existent, pretty much negating the point of management. I dont however know exactly how to sort this out tbh but head count cuts across the board dont solve anything unless it is targeted.

    I digress however, the country has been bust for 5 years now and it hasn't happened as of yet.

    My main point, pensioners (not all of them obviously) but the ones on good incomes, haven't paid their "share" and I don't see why not tbh.


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    Vizzy wrote: »
    Why are you concerned ?
    Have you started working in the Public sector ?

    Well I didn't mean it literally.
    I'm viewing it from a point of view as if i were in the PS now, I'd be concerned if they started slashing pensions, will the next generation get anything, after paying in all the years.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    Well I didn't mean it literally.
    I'm viewing it from a point of view as if i were in the PS now, I'd be concerned if they started slashing pensions, will the next generation get anything, after paying in all the years.

    We wont get anywhere near the value that the current ones are getting and that is 100% straight.
    But that is pretty much irrelevant. Those that are getting these great pensions now, need to pay more on them. That is fairness and fair.


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    We wont get anywhere near the value that the current ones are getting and that is 100% straight.
    But that is pretty much irrelevant. Those that are getting these great pensions now, need to pay more on them. That is fairness and fair.

    I fully agree, that's why I'd have a max pension in the PS of €50K.


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  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    I fully agree, that's why I'd have a max pension in the PS of €50K.

    How are you going to implement that?
    Something that hits current pensioners or just the younger ones? (The majority of whom probably wont see that anyway tbh)


  • Registered Users, Registered Users 2 Posts: 4 Truth sayer


    Public sector should scrap this new deal and just took for proportionate pay cuts ranging from 2 percent for lower paid up to 20 percent for higher paid (including politicians and judges etc.). This current deal is only good for the higher paid.

    I don't work for public sector but can see the big picture here. It's obvious that the government undervalues frontline workers and hopes to protect themselves and their fellow high paid civil servants working 9.30 to 5 ish.

    I can't believe you are still paying your union dues for useless representation.


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    Public sector should scrap this new deal and just took for proportionate pay cuts ranging from 2 percent for lower paid up to 20 percent for higher paid (including politicians and judges etc.). This current deal is only good for the higher paid.

    I don't work for public sector but can see the big picture here. It's obvious that the government undervalues frontline workers and hopes to protect themselves and their fellow high paid civil servants working 9.30 to 5 ish.

    I can't believe you are still paying your union dues for useless representation.

    I'll give the government a little credit. Kenny is on about €100K+ less than Ahern, so they have cut their own salaries too. But there's a lot of truth in what you are saying.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Public sector should scrap this new deal and just took for proportionate pay cuts ranging from 2 percent for lower paid up to 20 percent for higher paid (including politicians and judges etc.). This current deal is only good for the higher paid.

    I don't work for public sector but can see the big picture here. It's obvious that the government undervalues frontline workers and hopes to protect themselves and their fellow high paid civil servants working 9.30 to 5 ish.

    I can't believe you are still paying your union dues for useless representation.

    Well, what is happening, as I see it, is that this current deal will split public sector workers into a number of distinct "camps".
    With the side effect, as you have said, of people withdrawing their union membership to save money.


    The cost of implement CP2 is going to be far greater than the actual implemention of the straight pay cuts you mention so I have no idea why the alternative option isn't put on the table being honest.


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    How are you going to implement that?
    Something that hits current pensioners or just the younger ones? (The majority of whom probably wont see that anyway tbh)

    Well obviously I can't implement it, but current pensioners max of €50K, and that would be the tiny minority. Most should be on about 25-30K.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Rightwing wrote: »
    Well obviously I can't implement it, but current pensioners max of €50K, and that would be the tiny minority. Most should be on about 25-30K.
    You have no idea of the figures involved though, do you?
    (I dont either btw)

    So anyone currently on a public service pension of anything over 50K is immediately reduced to 50k?

    Why 50K, why not 40?

    Being the devils advocate here.


  • Registered Users, Registered Users 2 Posts: 4 Truth sayer


    Pensioners on just €30 k or so should not be touched. How low can we stoop? It's the higher paid civil servants and free loading self employed that need to be tackled. Lots of self employed set themselves up as limited companies and only draw small salaries while leaving cash build up in their company accounts. The paye worker cannot do this.

    Also, time to take a few percent off the people claiming social welfare.


  • Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭kippy


    Pensioners on just €30 k or so should not be touched. How low can we stoop? It's the higher paid civil servants and free loading self employed that need to be tackled. Lots of self employed set themselves up as limited companies and only draw small salaries while leaving cash build up in their company accounts. The paye worker cannot do this.

    Also, time to take a few percent off the people claiming social welfare.
    No one is saying that that figure should be touched.


  • Registered Users, Registered Users 2 Posts: 2,590 ✭✭✭Vizzy


    Rightwing wrote: »
    Well obviously I can't implement it, but current pensioners max of €50K, and that would be the tiny minority. Most should be on about 25-30K.

    Given that the average wage in the PS is/was €47,000'ish in 2011(and falling),
    none of them will get €25K as a pension,never mind €50K


  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    Vizzy wrote: »
    Given that the average wage in the PS is/was €47,000'ish in 2011(and falling),
    none of them will get €25K as a pension,never mind €50K

    That's basically my point, I'd leave the average worker alone, but these former ministers, judges, attorney generals etc, that's where my axe would fall.


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  • Closed Accounts Posts: 8,101 ✭✭✭Rightwing


    kippy wrote: »
    You have no idea of the figures involved though, do you?
    (I dont either btw)

    So anyone currently on a public service pension of anything over 50K is immediately reduced to 50k?

    Why 50K, why not 40?

    Being the devils advocate here.

    No, I don't know. And if the max pension in the PS was €40K, you certainly wouldn't hear me complain.


  • Registered Users, Registered Users 2 Posts: 4 Truth sayer


    Average figures are very mis leading. Average of one person on € 20k and second person on €60k is €40 k. The average can mask the high salaries of college lecturers, esri, consultants, politicians etc.


  • Registered Users, Registered Users 2 Posts: 6,333 ✭✭✭creedp


    Rightwing wrote: »
    I do agree that's high, but what does €32,500 work out after tax? There isn;t much room to cut there imo.

    I would have loved to have seen the likes of the bertie ahern and the regulators for instance having they pensions cut by 25-30%


    I find it hard to fathom out people sometimes. Apparently €65,000 is very high pay for a public servant and this person has a gild edged pension worth 50% of his salary. Yet when he receives this gild edged pension suddenly it becomes a poor pension only marginally above the non-con available to persons who never did a days work in their life. As a consequence there is no room to cut this gild edged [poor] pension. Maybe if this is taken full circle we find that €65k is not really a high salary after all.


  • Registered Users, Registered Users 2 Posts: 6,333 ✭✭✭creedp


    Average figures are very mis leading. Average of one person on € 20k and second person on €60k is €40 k. The average can mask the high salaries of college lecturers, esri, consultants, politicians etc.

    I've always agreed with this point which is why I consider comparing av PS salary to av private sector salary deeply flawed also. Taking it one step further, the very low pay in the hospitality sector masks the higher average wages elsewhere in the private sector which is why the 50% premium in PS oft quoted is meaningless. This large premium however has been used to justify massive pay cuts in the PS with combined reductions of 20% since 2008 for higher paid people. However, if we consider the 50% premium approp sure we have a further 30% to go in order to have parity with private sector.


  • Registered Users, Registered Users 2 Posts: 2,892 ✭✭✭Head The Wall


    kceire wrote: »
    Most members will never earn a PS pension of 32k so it won't affect the majority of us.

    What else do you use this crystal ball of yours to predict? You can't compare pension contributions now with what pension will be received in 30 years time.


  • Registered Users, Registered Users 2 Posts: 2,590 ✭✭✭Vizzy


    What else do you use this crystal ball of yours to predict? You can't compare pension contributions now with what pension will be received in 30 years time.

    He must be borrowing yours


  • Registered Users, Registered Users 2 Posts: 10,903 ✭✭✭✭Riskymove


    What else do you use this crystal ball of yours to predict? You can't compare pension contributions now with what pension will be received in 30 years time.

    obviously inflation comes into play but using today's figures is the only useful way to look at it

    if the point is most of today's working PS wont get a pension of 32k (in today's value)...then she's probably right

    It was mentioned at the wekend that 80% of PS pensions are under 30k


  • Registered Users, Registered Users 2 Posts: 10,903 ✭✭✭✭Riskymove


    kippy wrote: »
    32K is apparently just under the average industrial wage which I think is 33K although that may have changed. It's also the figure the government chose to impost the cut on. Just making the point that the cut isn't "fair"

    the 32.5k is based on half of 65k t(he threshold for pay cuts for workers)...its as simple as that


  • Registered Users, Registered Users 2 Posts: 2,892 ✭✭✭Head The Wall


    Riskymove wrote: »
    obviously inflation comes into play but using today's figures is the only useful way to look at it

    if the point is most of today's working PS wont get a pension of 32k (in today's value)...then she's probably right

    It was mentioned at the wekend that 80% of PS pensions are under 30k

    Yes but take somebody retiring today on 65k, their pension will be 32.5 as well as the tax free lump sum. What was that person paying towards their pension 30 years ago? People are trying to use the max pay rate today for their grade as their finishing pension which is a ridiculous comparison. It would be interesting to see what the max pay for a clerical officer or equivalent was 30 years ago and compare it to todays max of 35k.


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  • Moderators, Society & Culture Moderators Posts: 41,474 Mod ✭✭✭✭Gumbo


    Yes but take somebody retiring today on 65k, their pension will be 32.5 as well as the tax free lump sum. What was that person paying towards their pension 30 years ago? People are trying to use the max pay rate today for their grade as their finishing pension which is a ridiculous comparison. It would be interesting to see what the max pay for a clerical officer or equivalent was 30 years ago and compare it to todays max of 35k.

    Equally, it would be interesting to see how that max salary from 30 years ago played out in the real world. 10k-15k salaries were the norm in the early 90's, but my parents still managed 3 of us and got out for a drink once or twice a week!
    its all relative. They probably payed an equilivent % of their salary to the scheme.


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