Loaning money off your parents?

mathie · 19-08-2011 03:52PM

Jazzzman wrote: »

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

Your mother just wants to see you make a few birdies or eagles.

Jazzzman · 19-08-2011 03:53PM

Lollipops23 wrote: »

"Take your time" means don't put yourself under any undue pressure, not "take a nice holiday at my expense while I scrimp and save because I'm down 500quid".

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

endurodave · 19-08-2011 03:56PM

explain to her your too big to fail and she will get her money when you feel like it

krudler · 19-08-2011 03:57PM

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

its taken you over 9 months to pay 100 quid? seriously?

calling troll shenanigans on this

Galway K9 · 19-08-2011 03:58PM

.........RELEASE THE LIONS!!!

Lollipops23 · 19-08-2011 03:58PM

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

Of course I've borrowed from them- and they would still help out if I asked because I've proved myself responsible enough to be trusted regarding paying it back.

So sorry, you've paid 100 quid in the entire time since you borrowed it? Seriously?

TheZohanS · 19-08-2011 03:58PM

you wouldn't download a mammy

Logical Fallacy · 19-08-2011 03:58PM

Jazzzman wrote: »

I must still owe her about 400 quid, but it's getting paid.

You should pay her back, and don't borrow money off her again unless it's under clearer terms.

She obviously meant to pay her back at a higher rate than 10euro a month and you obviously felt that paying her back at some stage before 2030 was an option.

CardBordWindow · 19-08-2011 03:58PM

Jazzzman wrote: »

I borrowed money off her last year for a trip away in November last.

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

So you're a student. You borrowed money for TWO holidays, which you can't afford to repay........ how are you gonna afford your next year in college?

Frank Black · 19-08-2011 03:59PM

Jazzzman wrote: »

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.

I'm really bored so I decided to make up an inflamtory story and post it in AH for a reaction - Christ, I wish I had some meaning to my life.
.

FYP

jester77 · 19-08-2011 03:59PM

€500... sure it's only 2.5 weeks dole. Tell her to relax and take it easy and tell her that those home cooked meals are fantastic and that your washing smells better than ever!

Jazzzman · 19-08-2011 04:00PM

krudler wrote: »

its taken you over 9 months to pay 100 quid? seriously?

calling troll shenanigans on this

I said in the first place I've been paying back around 20quid a month, so yeah around 100 paid back so far. When you spend extra money on gifts it's costs a lot of money for a student.

cocokay · 19-08-2011 04:00PM

Jazzzman wrote: »

I borrowed money off her last year for a trip away in November last.

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

its tough for nearly everyone to get money for holidays, hence they don't book them! i haven't had a holiday in 3 yrs and i certainly never had any when i was a student u selfish brat!

WIZE · 19-08-2011 04:00PM

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

So How much did you pay for this Holiday ???

Pj! · 19-08-2011 04:01PM

Some good fishing here OP. Good catch.

raveni · 19-08-2011 04:01PM

Jazzzman wrote: »

She said 'take your time paying it back.

I didn't think she'd be hassling me about it.

I do pay her money each month. It's not like I'm forgetting about it.

You've had nearly a year to pay her back though. It's perfectly reasonable for anyone to be hassling you at this stage, you're lucky she's your Mother, someone else may not have given you so much time.

Also, is a holiday absolutely necessary for your continued existense? You should think about that before booking one. Especially one you can't afford. You don't have to go abroad either, or go for a long holiday, why not a weekend away when you can afford it, or be patient and save up for a long one with your own money.

Jazzzman · 19-08-2011 04:01PM

WIZE wrote: »

So How much did you pay for this Holiday ???

all in?

about 800 quid

Logical Fallacy · 19-08-2011 04:03PM

Jazzzman wrote: »

all in?

about 800 quid

Sorry OP, you have plenty of scratch for a poor student.

I'm beginning to think you are telling porkie pies.

Or else are genuine but just really feeling entitled.

Arianna_26 · 19-08-2011 04:04PM

Jazzzman wrote: »

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back. An obvious thing to do but worth keeping in mind.

Anyway, we've fallen out over money which I never wanted to happen. Should I cancel my holiday and give her all that money and end up having a crap year with no holiday? I think she's being completely unreasonable about this.

I borrowed a few hundred off my Mum recently. I am going to pay her back over the next few weeks and do without having cash myself because I hated having to take money off her in the first place.

Why on earth would you include the cost of presents in paying her back? They are presents, doesn't really seem an obvious thing to me to charge someone for the cost of their own birthday or Christmas present.

If it was me and I still owed her money after 10 months I wouldn't be considering a holiday. I think you are being very selfish and that your mother is being more than reasonable in requesting her money back - after 10 months!

How old are you?

Galway K9 · 19-08-2011 04:04PM

sugarman wrote: »

Let me stop you right there. She gave YOU a loan. You did'nt loan here anything!

...The tables have turned!!!!

DanTheMan91 · 19-08-2011 04:05PM

Lesson learned, never borrow money from family.

Jazzzman · 19-08-2011 04:05PM

sugarman wrote: »

Let me stop you right there. She gave YOU a loan. You did'nt loan here anything!

so hang on

my Mum owes me money?

Jaxxy · 19-08-2011 04:06PM

Your misplaced sense of entitlement is very amusing to me OP.

Oh_Noes · 19-08-2011 04:06PM

Jazzzman wrote: »

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back.

Sounds like a son only a mother could love...oh wait.

Be thankful she's not backdating your loan to include thousands of meals, thousands of months' rent and a Santa Claus levy.

Dravokivich · 19-08-2011 04:07PM

Jazzzman wrote: »

so hang on

my Mum owes me money?

She owes you a shiney hiney young man!

:mad:

bullpost · 19-08-2011 04:07PM

I'd imagine you are probably short of spending money for your holiday though?

I wonder if we could organise a benefit night for you here in boardsie land - anyone?

Jazzzman wrote: »

all in?

about 800 quid

listermint · 19-08-2011 04:07PM

abouttobebanned wrote: »

Firstly, are you mad? Posting this on After Hours is insanity.

Don't you know that the AH inhabitants are completely flawless in ever way? They never break the law, they never make mistakes, and they NEVER take loans from anyone, especially their mammies.

They will cut you down man...cut you down...

Of course its where we come to be morally superior. Dont you dare expose the facade.!!!

Arianna_26 · 19-08-2011 04:08PM

DanTheMan91 wrote: »

Lesson learned, never borrow money from family.

I don't think that's really fair to say. Try getting a loan off any bank and just throwing them an odd twenty, whenever you feel like it, they wouldn't be too happy either.

Jazzzman · 19-08-2011 04:09PM

Arianna_26 wrote: »

I borrowed a few hundred off my Mum recently. I am going to pay her back over the next few weeks and do without having cash myself because I hated having to take money off her in the first place.

Why on earth would you include the cost of presents in paying her back? They are presents, doesn't really seem an obvious thing to me to charge someone for the cost of their own birthday or Christmas presents.

If it was me and I still owed her money after 10 months I wouldn't be considering a holiday. I think you are being very selfish and that your mother is being more than reasonable in her request for her money back - after 10 months!

How old are you?

I'm 19.

I was hesitant to accept a loan in the first place, she normally just gives me pocket money. This time it was a larger sum so I agreed to pay her back.

I AM paying it back, but apparently not quick enough.

Maybe every family is different and some people can't relate to the situation.

Galway K9 · 19-08-2011 04:09PM

Oh_Noes wrote: »

Sounds like a son only a mother could love...oh wait.

Be thankful she's not backdating your loan to include thousands of meals, thousands of months' rent and a Santa Claus levy.

What??!!?? You mean?!!! NO!!!!!!!!!!!!!!!!!

Loaning money off your parents?

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