Loaning money off your parents?

Jazzzman

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back. An obvious thing to do but worth keeping in mind.

Anyway, we've fallen out over money which I never wanted to happen. Should I cancel my holiday and give her all that money and end up having a crap year with no holiday? I think she's being completely unreasonable about this.

krudler

Jazzzman wrote: »

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back. An obvious thing to do but worth keeping in mind.

Anyway, we've fallen out over money which I never wanted to happen. Should I cancel my holiday and give her all that money and end up having a crap year with no holiday? I think she's being completely unreasonable about this.

arent you a hero.

its taken nearly 10 months to pay off 500 quid? even if you paid 50 a month it'd be gone by now, pay up.

Wolfe Tone

Take out insurance policies on her and do her in, its the only way.



Seriously, pay back your debts before booking holidays ffs, thats a slap in the face, getting paid in dribs and drabs while they have enough for a fcuking holiday? I'd be pissed. Don't be selfish! "not counting presents?" ffs lad!

El Weirdo

Jazzzman wrote: »

... after I booked a holiday in Spain.

There's your problem, right there.

Edit: Jesus, I didn't even get to this bit:

Jazzzman wrote: »

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back. An obvious thing to do but worth keeping in mind.

chin_grin

So what was the original 500 for?

You took 500 off your oul pair and then decided to go on holiday. Of course they'd be p!ssed off.

Grow up!

abouttobebanned

Firstly, are you mad? Posting this on After Hours is insanity.

Don't you know that the AH inhabitants are completely flawless in ever way? They never break the law, they never make mistakes, and they NEVER take loans from anyone, especially their mammies.

They will cut you down man...cut you down...

CardBordWindow

Fair enough, take your time, but 10 months later is taking the piss IMO.

Bipolar Joe

Honestly? I think it's a dick move to not pay her back with money you have to spare. I'm not saying give her every cent after you pay bills and whatnot, but do you really need a holiday? I hate borrowing money because of stuff like this.

Jazzzman

chin_grin wrote: »

So what was the original 500 for?

You took 500 off your oul pair and then decided to go on holiday. Of course they'd be p!ssed off.

Grow up!

A holiday.

tallaghtmick

The "pay me back whenever" is a age old parental saying so pay her back before booking a holiday,I really hope when you get back she tells you not to unpack coz your out:D

Temptamperu

You borrowed money and now your going on holiday? And your mom is the bad guy because your going to have a crappy year with no holiday???
Welcome to the club.
Pay your mom back.

deisedevil

El Weirdo wrote: »

There's your problem, right there.

Exactly.

She said pay it back in bits and pieces because she thought you couldn't afford to do anything more than that. She didn't realise you could afford a holiday!

Sonics2k

So how's life up on your pedestal OP?

CardBordWindow

Jazzzman wrote: »

A holiday.

So you borrowed money in October, for a holiday you just booked!?

Yeah, that makes sense!

chin_grin

Jazzzman wrote: »

A holiday.

Oh, apologies!

Galway K9

** Sits back and eats pop corn **

Lollipops23

Jesus, my parents would never loan me that kind of money without me stipulating how and when I would be paying it back.

You sound like a pathetic excuse for a son, do you think she likes having to torment the money out of you?

wobbles

Maybe she wants to go on holiday too but cant afford it because her selfish son wont pay up.

Seriously OP. Grow up.

Feeona

Jazzzman wrote: »

Anyway, we've fallen out over money which I never wanted to happen.

Getting a loan from family/friends is usually a guaranteed way of falling out with them

maudgonner

Really? Mate, grow up, pay her back.

And for God's sake buy her a nice present to thank her for being good enough to lend you money in the first place. And for making her nag you into giving the money back. And for, you know, giving birth to you and raising you. And DON'T deduct the cost of the present from the money you pay her!

SteelyDanJalapeno

TROLL!

well played sir,

Jazzzman

CardBordWindow wrote: »

So you borrowed money in October, for a holiday you just booked!?

Yeah, that makes sense!

I borrowed money off her last year for a trip away in November last.

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

foxyboxer

I loaned my brother €600 almost 2 years ago as he was off work and waiting for the dole to come through. Hasn't paid me back one red cent. I'm sure he thought he was getting it for nothing. Still chasing him up about it.

slarkin123

Seriously she's not the one being unreasonable. Your first priority should have been to pay her back not treat yourself to a holiday on other peoples money.

Mr Benevolent

Have you a record of how much you've paid? Give her the rest. Are you unemployed? Thinking back, my parents have let me off a helluva lot of money, 2000 here, 500 there.

Scary. And very, very generous.

tallaghtmick

chin_grin wrote: »

Oh, apologies!

Dont apologise hes booking another holiday before paying them back.

dvpower

Jazzzman wrote: »

I loaned 500 quid off my Mam ...

Borrowed. You borrowed the money. She loaned it.

Lapin

Jazzzman wrote: »

I loaned 500 quid off my Mam last October.....

Borrow another €500 off her and use it to take English lessons.

Jazzzman

slarkin123 wrote: »

Seriously she's not the one being unreasonable. Your first priority should have been to pay her back not treat yourself to a holiday on other peoples money.

She said 'take your time paying it back.

I didn't think she'd be hassling me about it.

I do pay her money each month. It's not like I'm forgetting about it.

fearcruach

Troll, you say?

Lollipops23

Jazzzman wrote: »

She said 'take your time paying it back.

I didn't think she'd be hassling me about it.

I do pay her money each month. It's not like I'm forgetting about it.

"Take your time" means don't put yourself under any undue pressure, not "take a nice holiday at my expense while I scrimp and save because I'm down 500quid".

mathie

Jazzzman wrote: »

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

Your mother just wants to see you make a few birdies or eagles.

Jazzzman

Lollipops23 wrote: »

"Take your time" means don't put yourself under any undue pressure, not "take a nice holiday at my expense while I scrimp and save because I'm down 500quid".

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

endurodave

explain to her your too big to fail and she will get her money when you feel like it

krudler

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

its taken you over 9 months to pay 100 quid? seriously?

calling troll shenanigans on this

Galway K9

.........RELEASE THE LIONS!!!

Lollipops23

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

Of course I've borrowed from them- and they would still help out if I asked because I've proved myself responsible enough to be trusted regarding paying it back.

So sorry, you've paid 100 quid in the entire time since you borrowed it? Seriously?

TheZohanS

you wouldn't download a mammy

Logical Fallacy

Jazzzman wrote: »

I must still owe her about 400 quid, but it's getting paid.

You should pay her back, and don't borrow money off her again unless it's under clearer terms.

She obviously meant to pay her back at a higher rate than 10euro a month and you obviously felt that paying her back at some stage before 2030 was an option.

CardBordWindow

Jazzzman wrote: »

I borrowed money off her last year for a trip away in November last.

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

So you're a student. You borrowed money for TWO holidays, which you can't afford to repay........ how are you gonna afford your next year in college?

Frank Black

Jazzzman wrote: »

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.


I'm really bored so I decided to make up an inflamtory story and post it in AH for a reaction - Christ, I wish I had some meaning to my life.
.

FYP

jester77

€500... sure it's only 2.5 weeks dole. Tell her to relax and take it easy and tell her that those home cooked meals are fantastic and that your washing smells better than ever!

Jazzzman

krudler wrote: »

its taken you over 9 months to pay 100 quid? seriously?

calling troll shenanigans on this

I said in the first place I've been paying back around 20quid a month, so yeah around 100 paid back so far. When you spend extra money on gifts it's costs a lot of money for a student.

cocokay

Jazzzman wrote: »

I borrowed money off her last year for a trip away in November last.

I'm a student and I do work par-time, but it's tough to have the money to book holidays, hence the loan.

its tough for nearly everyone to get money for holidays, hence they don't book them! i haven't had a holiday in 3 yrs and i certainly never had any when i was a student u selfish brat!

WIZE

Jazzzman wrote: »

My Mam has lots of money.

I'm a student and have very little.

Your parents didn't help you out financially at times?

I must still owe her about 400 quid, but it's getting paid.

So How much did you pay for this Holiday ???

Pj!

Some good fishing here OP. Good catch.

raveni

Jazzzman wrote: »

She said 'take your time paying it back.

I didn't think she'd be hassling me about it.

I do pay her money each month. It's not like I'm forgetting about it.

You've had nearly a year to pay her back though. It's perfectly reasonable for anyone to be hassling you at this stage, you're lucky she's your Mother, someone else may not have given you so much time.

Also, is a holiday absolutely necessary for your continued existense? You should think about that before booking one. Especially one you can't afford. You don't have to go abroad either, or go for a long holiday, why not a weekend away when you can afford it, or be patient and save up for a long one with your own money.

Jazzzman

WIZE wrote: »

So How much did you pay for this Holiday ???

all in?

about 800 quid

Logical Fallacy

Jazzzman wrote: »

all in?

about 800 quid

Sorry OP, you have plenty of scratch for a poor student.

I'm beginning to think you are telling porkie pies.

Or else are genuine but just really feeling entitled.

Arianna_26

Jazzzman wrote: »

I loaned 500 quid off my Mam last October and she said I could take my time paying her back. I've paid her in bits and pieces, 20quid here and there. Fine.

This week she's on my back about finishing the payments after I booked a holiday in Spain. Now forgive me if I'm wrong, but she said I could take my time.

I've bought her birthday presents and christmas presents etc. but I've not included them in paying her back. An obvious thing to do but worth keeping in mind.

Anyway, we've fallen out over money which I never wanted to happen. Should I cancel my holiday and give her all that money and end up having a crap year with no holiday? I think she's being completely unreasonable about this.

I borrowed a few hundred off my Mum recently. I am going to pay her back over the next few weeks and do without having cash myself because I hated having to take money off her in the first place.

Why on earth would you include the cost of presents in paying her back? They are presents, doesn't really seem an obvious thing to me to charge someone for the cost of their own birthday or Christmas present.

If it was me and I still owed her money after 10 months I wouldn't be considering a holiday. I think you are being very selfish and that your mother is being more than reasonable in requesting her money back - after 10 months!

How old are you?

Galway K9

sugarman wrote: »

Let me stop you right there. She gave YOU a loan. You did'nt loan here anything!

...The tables have turned!!!!