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how desperate is your financial situation?

12346

Comments

  • #152
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    soundsham wrote: »
    ? why
    If that ?why is directed at my comment soundsham, you are either a WUM or just thick out


  • #153
    soundsham
    Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    whats up ?


  • #154
    hoochis
    Registered Users, Registered Users 2 Posts: 101 ✭✭hoochis


    My income is seasonal so at the moment I am OK but come the winter, I will have to hibernate!


  • #155
    ei.sdraob
    Closed Accounts Posts: 9,364 ✭✭✭ei.sdraob


    how desperate is your financial situation?
    dont owe anything to anyone, have a large pile saved for a rainy day


  • #156
    ScumLord
    Registered Users, Registered Users 2 Posts: 28,788 ✭✭✭✭ScumLord


    Ya touched on a raw nerve there soundsham. I thought it was hilarious, it must be serious day on the internet or something?


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  • #157
    Spudmonkey
    Registered Users, Registered Users 2 Posts: 3,155 ✭✭✭Spudmonkey


    soundsham wrote: »
    fine thanks 6.5k in credit union, 3k in bank savings, €200 doleper week €500cash at the moment per week from local farmer, handy going to orlando soon,medical card, and living with the oh, no rent well €33.70 per week not too bad she got new house off social last nov fully decked out,and she got a job in the local so gets between €160-€190 per week cash, handy keeps the cars on the road for the year.......happy days;)

    Ah one of the scumbag scroungers we all hate!!


  • #158
    gaeilgegrinds
    Closed Accounts Posts: 1,376 ✭✭✭gaeilgegrinds


    Alright but have cut back on unnecesasary items. Mortgage pays for itself with tenant, small enough anyway. If it were not for all the extra work I do I'd be in trouble though. Any big blips and I would not be in a great position though.


  • #159
    maninasia
    Registered Users, Registered Users 2 Posts: 4,636 ✭✭✭maninasia


    Deleted User wrote: »
    They don't seem to check peoples savings. I know loads of peopel who in the past have claimed while having large savings yet they didn't declare them.

    Typical of how things work in Ireland, they will however check how much you earn by WORKING every day. What's so difficult about checking bank accounts. Socialist banana republic.


  • #160
    nice1franko
    Closed Accounts Posts: 2,300 ✭✭✭nice1franko


    I'm better off than I was. Mortgage, food, etc is all cheaper and my wages has gone up.


  • #161
    retenzo12
    Registered Users, Registered Users 2 Posts: 124 ✭✭retenzo12


    why should people who have, in the majority of cases, paid tax on the money they have earned which has been in turn been saved have to declare it if claiming from the gov? Get up the yard will ya!


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  • #162
    ei.sdraob
    Closed Accounts Posts: 9,364 ✭✭✭ei.sdraob


    retenzo12 wrote: »
    why should people who have, in the majority of cases, paid tax on the money they have earned which has been in turn been saved have to declare it if claiming from the gov? Get up the yard will ya!

    especially considering to get these savings they had saved, initially to pay all sorts of taxes for

    and then the frigging savings interest gets taxed as well!

    unbelievable


  • #163
    RandolphEsq
    Closed Accounts Posts: 6,296 ✭✭✭RandolphEsq


    €500 credit card bill

    but

    €310 savings

    €230 per week earned every week of the year

    And in college so it is all sorted :)


  • #164
    angel01
    Closed Accounts Posts: 7,030 ✭✭✭angel01


    Quite bleak and depressing really. I can pay the bills and the rent and keep a roof over my head so I guess that is all that matters but it isn't nice reading :(


  • #165
    fifth
    Registered Users, Registered Users 2 Posts: 3,135 ✭✭✭fifth


    Outgoings P/M €1200 (loan, petrol, insurance, shopping, rent etc)
    Credit Card: €400 (was €900)
    Overdraft €130 (used to be €500 a month)
    Loan €12,500 (paid €4000 off this since January)
    Savings €1500 (up from €1000 since january)

    So... struggling, but as you can see, I am slowly pulling myself out of the slump.

    I am never getting myself into any more debt after I clear my current obligations.


  • #166
    maninasia
    Registered Users, Registered Users 2 Posts: 4,636 ✭✭✭maninasia


    retenzo12 wrote: »
    why should people who have, in the majority of cases, paid tax on the money they have earned which has been in turn been saved have to declare it if claiming from the gov? Get up the yard will ya!

    Well if they have money why are they claiming...that's why it's a socialist banana republic, the people who pay for everything are the ones who are working hard, nobody else gets checked properly according to their assets. Get up the outhouse with ya.


  • #167
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    funkyflea wrote: »
    Outgoings P/M €1200 (loan, petrol, insurance, shopping, rent etc)
    Credit Card: €400 (was €900)
    Overdraft €130 (used to be €500 a month)
    Loan €12,500 (paid €4000 off this since January)
    Savings €1500 (up from €1000 since january)
    Looks like you have things moving in the right direction. While it is nice to have savings, I'd use some of it to clear your credit card in full. It's the dearest form of credit and any deposit interest could never match it. Same with the overdraft. The money you save will soon reinstate your balance on deposit


  • #168
    cournioni
    Moderators, Regional North East Moderators Posts: 12,742 Mod ✭✭✭✭cournioni


    This thread is depressing as ****.


  • #169
    El Siglo
    Registered Users, Registered Users 2 Posts: 3,803 ✭✭✭El Siglo


    soundsham wrote: »
    fine thanks 6.5k in credit union, 3k in bank savings, €200 doleper week €500cash at the moment per week from local farmer, handy going to orlando soon,medical card, and living with the oh, no rent well €33.70 per week not too bad she got new house off social last nov fully decked out,and she got a job in the local so gets between €160-€190 per week cash, handy keeps the cars on the road for the year.......happy days;)

    So let me get this straight, you're receiving €700/week (dole + local farmer), free medical card, rent is €33.70/week, that's disgraceful, do you not feel like a piece of crap? I am literally livid from reading that post, livid. My brother and sister are both on the dole, they can just about survive on €200/week. I'm still in college and I'm given 6 grand per year to live on, 6 grand! I have to live in Dublin for a whole calender year and I'm given 6 grand to live on. It's people like you that are the reason why the government will cut dole payments and every other support mechanism. It won't affect you because you've got a job which pays €500/week but for the rest of us who haven't a hope of a job in this God forsaken sh*t hole, banana republic of a country it just means hardship and debt. I hope you get reported, but you probably wont it'll be the local village idiot on the dole working the odd job who will get reported.


  • #170
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    €16,000 in loans
    €2,500 overdraft (interest free...for now :eek:)
    €6,000 to the 'rents (interest free...I hope)

    Working on an essentially voluntary basis overseas so already in the hole each month before I even look at my debts.


  • #171
    rainny
    Registered Users, Registered Users 2 Posts: 12 ✭rainny


    Good wage, job secure now (was touch & go since January) & can pay all bills.
    Good savings
    Only car loan which is not bad...
    So I'm ok so far


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  • #172
    Lollipops23
    Registered Users, Registered Users 2 Posts: 5,420 ✭✭✭Lollipops23


    was in dire straits until yesterday when my dole backpayment came through!owe most to my mam,she loaned me 200quid a while back,also car insurance and housekeeping moneys. but i get paid on fri(work part time) so yaaay!

    have a budget done up of my outgoings for the next few months and allows for savings. should be ok from here on in.


  • #173
    genericguy
    Closed Accounts Posts: 2,831 ✭✭✭genericguy


    HouseHippo wrote: »
    If I don't get a job in a week i'm homeless..... Fcuk you boss who closed bar and legged it...you know who you are!!nd your son is a hash dealer!!!

    do you have the son's number?

    I'm reasonably financially sound so I deserve a treat.


  • #174
    soundsham
    Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    El Siglo wrote: »
    So let me get this straight, you're receiving €700/week (dole + local farmer), free medical card, rent is €33.70/week, that's disgraceful, do you not feel like a piece of crap? I am literally livid from reading that post, livid. My brother and sister are both on the dole, they can just about survive on €200/week. I'm still in college and I'm given 6 grand per year to live on, 6 grand! I have to live in Dublin for a whole calender year and I'm given 6 grand to live on. It's people like you that are the reason why the government will cut dole payments and every other support mechanism. It won't affect you because you've got a job which pays €500/week but for the rest of us who haven't a hope of a job in this God forsaken sh*t hole, banana republic of a country it just means hardship and debt. I hope you get reported, but you probably wont it'll be the local village idiot on the dole working the odd job who will get reported.

    only saw your reply there was in galway all day with the boss (needed a driver)at the racing great craic made a nice few bob on anothercoppercoast 28/1 €100 e.w.:D (€600 return) nice for the holiday fund, follow the gambling posts in boards for some nice tips
    anyway, relax there bud sorry to here your family are dolee's hardly my fault,
    as for you get a part time job and you'd have more money, and who's to know your possibly wasting 6k doing a course at the minute that may have no jobs in the future for all i know,look after no.1


  • #175
    genericguy
    Closed Accounts Posts: 2,831 ✭✭✭genericguy


    soundsham wrote: »
    that would be a barrel of laughs......sorry have to pint when out, cut the smokes nearly right out though
    buying half sliced pans and only pints of milk too, frrezing half of each till next week helps savings too!!

    so you're trying to consume less food, just so you can have a pint. telling you what i thought of you would be well worth a ban. you are an absolute fcuking tosser, and I sincerely hope that you the government comes a-callin' sometime real soon.


  • #176
    Lollipops23
    Registered Users, Registered Users 2 Posts: 5,420 ✭✭✭Lollipops23


    soundsham wrote: »
    only saw your reply there was in galway all day with the boss (needed a driver)at the racing great craic made a nice few bob on anothercoppercoast 28/1 €100 e.w.:D (€600 return) nice for the holiday fund, follow the gambling posts in boards for some nice tips
    anyway, relax there bud sorry to here your family are dolee's hardly my fault,
    as for you get a part time job and you'd have more money, and who's to know your possibly wasting 6k doing a course at the minute that may have no jobs in the future for all i know,look after no.1

    sickening. people are going without and you're claiming dole even though you don't need it. you can say you're just looking after your family but if my mam was doing that i'd be ashamed of her. i'd lose all respect for her. although you're probably raising your poor kids to be every bit as scummy as you.


  • #177
    genericguy
    Closed Accounts Posts: 2,831 ✭✭✭genericguy


    soundsham wrote: »
    only saw your reply there was in galway all day with the boss (needed a driver)at the racing great craic made a nice few bob on anothercoppercoast 28/1 €100 e.w.:D (€600 return) nice for the holiday fund, follow the gambling posts in boards for some nice tips
    anyway, relax there bud sorry to here your family are dolee's hardly my fault,
    as for you get a part time job and you'd have more money, and who's to know your possibly wasting 6k doing a course at the minute that may have no jobs in the future for all i know,look after no.1

    wasting money on a course? you're a complete idiot. did you actually think people here were going to think you were some sort of legend? i find it hilarious that you want to give your family "what you never had", when in reality with a turd like you in front of them all day, your children will likely inherit your idiocy.


  • #178
    soundsham
    Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    genericguy wrote: »
    so you're trying to consume less food, just so you can have a pint. telling you what i thought of you would be well worth a ban. you are an absolute fcuking tosser, and I sincerely hope that you the government comes a-callin' sometime real soon.


    relax there man no need for the foul language,


  • #179
    soundsham
    Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    genericguy wrote: »
    wasting money on a course? you're a complete idiot. did you actually think people here were going to think you were some sort of legend? i find it hilarious that you want to give your family "what you never had", when in reality with a turd like you in front of them all day, your children will likely inherit your idiocy.

    no, just where i am at the moment cant get a job at my trade, there good plasterers and not so good and i'm in that category so when i get a job from a contravtor normally it only lasts a short time, now in the last few years there was plenty work for loads of us, but not at the moment hopefully things will pick up and i can get back on the tools,

    as for now the guy i work for will not go legit,
    what do u suggest i do tell him stick it and go without, or would you be in favour of ratting:rolleyes:


  • #180
    Lollipops23
    Registered Users, Registered Users 2 Posts: 5,420 ✭✭✭Lollipops23


    soundsham wrote: »

    as for now the guy i work for will not go legit,
    what do u suggest i do tell him stick it and go without, or would you be in favour of ratting:rolleyes:

    no,stop claiming,you're already earning more than i would in a week of full-time work from the farmer.


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  • #181
    soundsham
    Registered Users, Registered Users 2 Posts: 3,848 ✭✭✭soundsham


    and tell the welfare i don't need the money........
    eh, what do you think would happen next........
    obviously not too well thought out there:rolleyes:


This discussion has been closed.
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