how desperate is your financial situation?

toronto80

just had a glance at my balance there and it's frightening.

balance: 1450
savings: 2500


my outgoings per month are roughly 1200 which leaves me with f all money for the month oh and i have a loan also which still has another 5k to be paid off (probably not a good idea to have savings then i know). this ain't going to be a charitable month for me.

loan+rent = torture

ScumLord

No loans, no debt, some savings. Grand thanks.

petes

Fucked.

Pop's Diner

I'm quids in. Thanks for asking.

AnonoBoy

You're all going to hate me but I've got more money now than ever.

I don't owe anybody anything and I'm raking it in due to my astute patenting of the phrase "in these recessionary times".

ChocolateSauce

Poor enough I have to live on 100 a week, wealthy enough I can live in a 4 bedroom apartment in Rathmines with only one other person.

TeletextPear

No loans, ok savings.
Havnt checked my bank balance in about three months but the scarebox hasnt given me the insufficient funds message yet so im probably doing ok

toronto80

Insurgent wrote: »

Fucked.

as bad as me?

laugh

I am craptastic with money, I need a sugar momma asap.

prazeres

Best advice is always try and live within your means.Trust me YOU wil feel a lot better!Member people are not that great with money JUST NEED A LOT MORE SELF DISCIPLINE! O nly pat back the loan when you can on your terms they cant do much! Never go hungry just pay your rent and food take it from there!

MagicMarker

Not too bad, a large chunk of my wage goes towards a loan but I have a little bit of savings and if I lose the aul job then the payment protection should kick in.

There was a time when my card was maxed and current account in constant overdraft, so in comparison, I'm laughing.

Keano

Small personal loan, mortgage and about to lose my job but I have a few pennies tucked away. Ask me again in a year.

petes

toronto80 wrote: »

as bad as me?

Maybe worse!

The_Minister

No loans, money coming in, savings increasing.

Kiera

I'm doing ok. Have a small enough mortgage, no car loan, no overdraft, steady job.

120_Minutes

Living month to month, no savings, no luxuries, counting every penny, wife on the dole, no kids, 1 car, rented house. i get paid just as the money runs out every month. anything unforseen and i'm ****ed.

My name is URL

1) Mortage & Loans
2) Part time work
3) ????
4) Suicide

johnny_knoxvile

i had to sell the Porshe.

This post has been deleted.

TeletextPear

My name is URL wrote: »

1) Mortage & Loans
2) Part time work
3) steal underpants
4) Suicide

:pac:

rossie1977

outside of about 600euro credit card debt thats it, although that will increase massively again come sept/oct when i have to book flights to america, happy enough with me savings

jester77

No loans, no debt, enough savings to comfortably sit on my ass for a few years!

Pyr0

I've about 450 until the end of the month, going away on sunday so i'm taking it all wtih me !

Other than that I tend to be alright, gotta start saving though.

toronto80

fair play to all those with their money sorted, wish i could say the same about myself. at least i've fully paid off my credit card and that i've no overdraft. although i still get depressed about the whole thing from time to time. job insecurity is not helping matters and i fear i could be on the dole quite soon which would be pain.

ScumLord

120_Minutes wrote: »

Living month to month, no savings, no luxuries, counting every penny, wife on the dole, no kids,

OMG they took your kids?!!!

gurramok

No loans, no debt. Good savings, never bought into the Celtic Tiger wealth trap which was really all debt.

ejmaztec

I'd have no financial problems if I could just get rid of the 3000 crates of bottled snake-oil that I siphoned out of the septic tank.

terrytrent

toronto80 wrote: »

just had a glance at my balance there and it's frightening.

balance: 1450
savings: 2500

In the general scheme of things, I'd class this as average

anti chris-t

much better than i was this time last year but still in about 6k debt. Hoping my jan 2010 i'll be debt free but if i lose my job or anything like that ill be up sh1te street.

toronto80

terrytrent wrote: »

In the general scheme of things, I'd class this as average

really? even considering the remaining loan of 5k which has to be pid back within the next year?

WithCheesePlease

Scien wrote: »

No loans, no credit cards but no money, no savings.

I'm moronic with Cash.
I save on food & entertainment all week but still find myself looking at this crap online every monday morning:

SAT: 00:22 POS-DICEY GAR -€50.00
SAT: 02.10 POS-GRFTN ST. AIB -€60:00

Ha, good stuff. Still doesn't compare to me though waking one morning with almost 400 in my wallet. Rang the bank to be sure I hadn't mugged and killed somone. Knowing I had a wedding the next day I dutifully went to the ATM at about 3 in the morning and withdrew the guts of 200 euro. Then, about 7 minutes later in my inebriated state remembered I needed money for the next day and went and withddrew the same again - obviously forgetting I had already just been. Scary.