Revolut Megathread.

Yggr of Asgard · 15-06-2023 07:30PM

Ultra is nearly here; mails will go out starting tomorrow in the usual secret logic for waitlists (I guess the more friends you have referred the better your chances).

Yggr of Asgard · 16-06-2023 07:54AM

Ultra seems to be 55€ a month (for the first 3 month some users will get it for 50€) or 545€ for the year.

Benefits

You get a special platinum-plated card (one)
Unlimited airport lounge access in 1400 airport globally via DragonPass
100% discount on international transfers
Up to 5,000€ tip, accommodation, event cancellation reimbursement for non-refundable booking. There are extensive T&C and it looks like a 30% co-payment.
Access to partnerships (see below)
24/7 callback service (i.e. a CSR will call you if you have problems with Revolut card/app), english only

Cashback is 5% in the first month only if you were on the waiting list, then it's 0.1% for EU based spending and 1% on international spendings. Monthly cashback is limited to the amount of you monthly plan fee (55€ or 45€). Non waiting lists customers do not get the 5%.

Partnerships at launch are

Freeletics Training coach subscriptions
Nord VPN Complete subscription
Sleep Cycle Premium
Picsart Gold subscription
Financial Times "premium digital" subscription
WeWork Pass 3 per month
Tinder Gold
ClassPass 20 ClassPass Credit per month

This is correct at this point, more details should appear in app via the FAQ section for plans shortly.

Sheep Shagger · 16-06-2023 09:12AM

€55 a month ?!? How many people would pay that I wonder?

Anyone know if a joint account gets access to the Tinder gold benefit :)

Yggr of Asgard · 16-06-2023 09:28AM

https://www.boards.ie/discussion/comment/120721349#Comment_120721349

If you are a frequent traveler than the lounge access, the we work and the non-refundable cancelation cover might actualy justify it.

feargantae · 16-06-2023 12:41PM

https://www.boards.ie/discussion/comment/120721050#Comment_120721050

€55?? Jaysus!

Also if the cashback on Ultra is also 0.1% I hope that means they won't nuke the cashback on Metal!

tv3tg4 · 16-06-2023 03:37PM

How long does it take to transfer some money from a credit union to a revolut account?

SourSessions · 16-06-2023 03:51PM

https://www.boards.ie/discussion/comment/120723227#Comment_120723227

Same as to any other SEPA bank account. Hours-overnight depending on what time you sent it. If you have a CU current account you can top up instantly with the card

Creamy Goodness · 16-06-2023 04:24PM

https://www.boards.ie/discussion/comment/120722282#Comment_120722282

Interchange fees usually fund these cashback offers. EU has mandated a 0.3%-0.4% interchange fee for Europe so that’s why it’s so poor even for ultra. Internationally it’s a bit different, but still only like 2%~ depending on the country

Dont be at yourself · 16-06-2023 04:51PM

FT Premium Digital sub is €65/month by itself, so not bad...

16-06-2023 04:55PM

Has anyone gotten anywhere with the Financial Services Ombudsman on the AIB Visa transfer issue?

ixoy · 17-06-2023 01:11PM

Does anyone else repeatedly get asked for a selfie and forced passcode reset when logging into the app? I got a new phone (a few months ago at this point) and yes I did the selfie the first time. Now though, at random intervals, it asks me for a selfie again and even forces me to change my passcode. It's for no reason that I can think of.

apache · 17-06-2023 01:22PM

https://www.boards.ie/discussion/comment/120726643#Comment_120726643

I got a new phone recently and the problem I'm having is when I top up my Revolut account it takes hours to transfer but before it topped up instantly. Maybe it was just a glitch before?

SourSessions · 17-06-2023 03:46PM

https://www.boards.ie/discussion/comment/120726682#Comment_120726682

Are you definitely trying to top up by card and not bank transfer? My mom got caught that way. The AIB logo came up and didn't realize it was different.

apache · 17-06-2023 03:54PM

https://www.boards.ie/discussion/comment/120727149#Comment_120727149

When I try and top up it confirms my bank pin and then a blank screen so dosen't work that way.

I admit I'm not very techy but this type of bank transfer is the only way I can do it.

Sheep Shagger · 17-06-2023 05:30PM

Anyone know if you can split a bill from a joint account?

the_amazing_raisin · 17-06-2023 06:24PM

https://www.boards.ie/discussion/comment/120727504#Comment_120727504

Nope, can't spilt bills. The joint account is actually fairly basic compared to the current account, no split bills or analytics

Sheep Shagger · 17-06-2023 06:49PM

https://www.boards.ie/discussion/comment/120727658#Comment_120727658

Thanks thought that might be the case. A bit strange it's not just the same as a sole account but oh well.

the_amazing_raisin · 17-06-2023 06:59PM

https://www.boards.ie/discussion/comment/120727765#Comment_120727765

Yeah tbh me and the missus have just been using the joint account for bills and groceries, any luxury or unexpected spending we pay ourselves and do a split bill.

Just seems handier that way as we avoid topping up the joint account when something comes up

Sheep Shagger · 17-06-2023 09:46PM

https://www.boards.ie/discussion/comment/120727803#Comment_120727803

Yup we're the same, works ok that way actually, was just wondering.

G_R · 17-06-2023 10:23PM

https://www.boards.ie/discussion/comment/120727169#Comment_120727169

Yeah sounds like you're doing a bank transfer instead of topping up by card.

You should have 3 sections on the top up screen.

- Linked Accounts

This is a bank transfer. It gets transferred via SEPA which can take up to next business day, but usually executes in 2-4 hours ish, depending on the time you did the transfer. If the Irish banks ever get around to supporting SEPA Instant, this will then take seconds (Revolut supports SEPA Instant already).

As this has your bank logo and current account number listed, it's easy to think that it's the best option to do.

- Linked Cards

This is topping up via Debit/Credit card. You will need to confirm your CVV and probably approve it in your banking app/via SMS, depending on your bank's fraud rules. This is instant.

- Other

This has loan and Google/Apply Pay. Using Google or Apple pay is also instant. I prefer this method as it doesn't need me to approve the card transaction in the AIB app, and I don't need to enter the CVV.

jasonb · 17-06-2023 11:46PM

Apologies if this is a stupid newbie question, but when I click on Credit Card to apply for one, it just says it can't be done at this time. Any ideas how to move this forward? Do I need to be a member for a certain amount of time, or what criteria do I need to meet?

Thanks!

GoodGamerGuy · 19-06-2023 11:02AM

https://www.boards.ie/discussion/comment/120715272#Comment_120715272

Yep I did twice and they say that they can't give ETAs on when it will be done for me.

Email says approximately 2 months so hopefully comes soon

masterboy123 · 19-06-2023 06:37PM

I wish to receive a payment from Ireland to my Revolut account.

They are asking for bank address, swift code/bic and sort code. Any idea what to write in these categories? I have all the other details.

Thanks

G_R · 19-06-2023 07:15PM

From another Irish (or anywhere in the SEPA Area) account you should only need your IBAN, but the details are below:

Address:

Revolut Bank UAB (Irish Branch), 2 Dublin Landings, North Dock, Dublin 1, Ireland

SWIFT/BIC:

REVOIE23 (this is in your app under the IBAN)

Sort code:

990360 (first 6 digits after the 4 letters in your IBAN)

Sheep Shagger · 19-06-2023 07:42PM

In my joint account the recurring payments section has gone? When I try to set one up I can make a a one off payment but the little clock symbol doesn't appear?

Works on my sole account but not joint?

Anyone else?