Revolut Megathread.

Maybe the AI has determined that you have not referred enough friends yet to move of the waitlist?

But yes, it seems they are releasing just a few a day from the various waitlists instead of one big bang.

I got of the waitlist for joint account very quickly, same for pay later and loans but credit cards are taking significant longer than expected.

Went to apply for a credit card and disappointed to see they wont't allow you to link an N26 account as the account you are paid into as proof of funds.

Don't suppose anyone knows if they've said anything about allowing in the future?

At the moment you can only link

• AIG
• Bank of Ireland
• PTSB *
• Ulster Bank

* PTSB for some users will not show the salary transaction correctly and instead display the sender as the account owner creating an issue with salary validation especially when the Salary might vary due to bonus, expenses etc.

Obviously Revolut wants you to use the account as your current account and not for gaining miles or cash advances so I don't think they are going to add other smaller providers even with open banking making the way through the rest of Irish providers.

I see Revolut will be offering car insurance here in the coming weeks....

I completed by Revolut CC application earlier. Very straightforward. I just needed to forward a tax document with my PPSN and acknowledge two agreements and it was done.

I just did a test purchase for a small amount with Amazon UK. I said that my card was in Sterling (as I always do for Revolut with Amazon). I can confirm that there is no fee for non-euro transactions and the exchange rate used was the the same as their existing debit card.

If this is true they will clean up

It'll be interesting to see what happens when people have to use the insurance product beyond just putting a disc on the windscreen and start making a claim. Will there be a sharp sting in excess charges and future quotes.

Sorted.

I would take standard any day, I see no benefit

Just starting to research Revolut and wondering if it's worth it.

Would it be worth transferring my subscriptions like Netflix and Spotify, Amazon purchases, and monthly Vodafone bill to a Revolut card/account?

Do these benefits only come with one of the paid monthly subscription to Revolut?

I read this,

"Revolut offers largely free day-to-day banking. There’s no monthly or annual maintenance fee for using its app, there’s no charge for chip and pin or contactless transactions. There’s no fee for standing orders or direct debit payments either. And best of all, there’s no foreign exchange fees on purchases made outside the Eurozone up to a limit of €1,000 a month."

Just want to say keep your passport up to date if you change it main account . It's the only ID they take for Irish accounts. Licence or PSC is no good.

I was making a fairly large transfer from Revolut to a savings account and was impressed with the effort they went to warn me about fraud. To be fair what I was doing looked suspicious as it was the first time I sent money to this specific account. But they provided lots of information about possible fraud, it's hard for people to plead ignorance if they send money to fraudsters.

Now don't get me wrong, Revolut are doing this to cover themselves and wash their hands when it comes to fraud but it was good to see they are doing something.