Short story, Revolut offered me Premium free for 2 months, ordered me the metal debit card that was offered. Didn’t need either but now I have a €20 bill to cancel premium because I ordered the card.
any solution to avoid this?
they offer the standard plan at 3/4 € per month but wonder will I get caught there too?
didn’t have my thinking cap on when the sneaky ****ers offered the card, underhanded if you ask me
What did you agree and sign up to?
Still only see this in the app, won't let me apply for a credit card yet.
Maybe the AI has determined that you have not referred enough friends yet to move of the waitlist?
But yes, it seems they are releasing just a few a day from the various waitlists instead of one big bang.
I got of the waitlist for joint account very quickly, same for pay later and loans but credit cards are taking significant longer than expected.
For those that have gotten a credit card can you have other card holders on the account?
Maybe, I've only referred two people to Revolut and both occasions I didn't get the cash bring offered, presumably as the other people didn't fulfil the T&Cs?
Hopefully I'll be able to apply for a joint account and credit card soon enough. Can't wait to ditch the Irish banks in full.
Got a push that THB und UAH no longer have additional fees for being an uncommon currency.
This might be for all customers or just some, please check your own fee pages before deciding to use use Revolut for these currencies.
Went to apply for a credit card and disappointed to see they wont't allow you to link an N26 account as the account you are paid into as proof of funds.
Don't suppose anyone knows if they've said anything about allowing in the future?
I went to apply for one this morning and i have a current account with the credit union it wont allow me to link that account either
At the moment you can only link
* PTSB for some users will not show the salary transaction correctly and instead display the sender as the account owner creating an issue with salary validation especially when the Salary might vary due to bonus, expenses etc.
Obviously Revolut wants you to use the account as your current account and not for gaining miles or cash advances so I don't think they are going to add other smaller providers even with open banking making the way through the rest of Irish providers.
Two months free Premium for being a loyal 5 yr old!
along with that came a message that I could apply for the metal card. I thought nothing of it at the time
A change in how the netting works...
Effective May I think.
So we can take it that you did not pay attention and actually agreed to the charge? If on the other hand the T&C did not include the charge you can challenge it.
I see Revolut will be offering car insurance here in the coming weeks....
Im thinking to switchy CC to Revolut.My current CC has 1k limit wich is very low but I only use it for emergency and its paid off every month.Let say if I apply for Revolut CC and they decide to give me 5k limit can I lower it to 1k ?
I couldnt find answer anywhere on Rev site.
Im with PTSB but they have awful mobile banking app so I usually transfer 200-300 every week for day2day expenses.
TIA
I completed by Revolut CC application earlier. Very straightforward. I just needed to forward a tax document with my PPSN and acknowledge two agreements and it was done.
I just did a test purchase for a small amount with Amazon UK. I said that my card was in Sterling (as I always do for Revolut with Amazon). I can confirm that there is no fee for non-euro transactions and the exchange rate used was the the same as their existing debit card.
I'm interested in their insurance, I found this on their website.
Interestingly, their insurance partners aren't in Ireland.
At present our insurance partners are:
We may update the list of our insurance partners from time to time.
The financial app has claimed that its products will be up to 30 per cent cheaper than what is already on the market
If this is true they will clean up
This is another way to make sure you stay within the Revolut Ecosystem because if you close your revolut account you lose your insurance.
It'll be interesting to see what happens when people have to use the insurance product beyond just putting a disc on the windscreen and start making a claim. Will there be a sharp sting in excess charges and future quotes.
It's also going to be interesting to see if Allianz via its Dutch arm is going to undercut Allianz Ireland which offers also Car Insurance.
IF simpleinsurance is the agent and Allianz the underwriter because beside the usual waitlist (with the obligatory reminder to refer a few friends) there are no concrete details.
Plus with the 'smart driving' device mentioned for bigger discounts, the question is, will those be shared with the Revolut app for even more selling opportunity.
Sorted.
Hey guys, is Metal worth it for someone who basically doesn't leave Ireland but spends a fortune buying crap from US through eBay? 😀
I'm kinda 50:50 between premium and metal
I would take standard any day, I see no benefit
The 1% cashback can be nice if you shop a lot.
But if it's mostly US spending I would strongly suggest you check the rates and cost against wise for example, it might be cheaper.
Or even get something like utopia and make a single payment once in a while via for example atlantic money.
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Please do your own dilligence before choosing any financial services provider.
Just starting to research Revolut and wondering if it's worth it.
Would it be worth transferring my subscriptions like Netflix and Spotify, Amazon purchases, and monthly Vodafone bill to a Revolut card/account?
Do these benefits only come with one of the paid monthly subscription to Revolut?
I read this,
"Revolut offers largely free day-to-day banking. There’s no monthly or annual maintenance fee for using its app, there’s no charge for chip and pin or contactless transactions. There’s no fee for standing orders or direct debit payments either. And best of all, there’s no foreign exchange fees on purchases made outside the Eurozone up to a limit of €1,000 a month."
Has anyone got their IE IBAN yet?
Just want to say keep your passport up to date if you change it main account . It's the only ID they take for Irish accounts. Licence or PSC is no good.
It's rare for PSC to be taken as proof of ID. Licence was done away with years ago, even though it's government verified etc.
I was making a fairly large transfer from Revolut to a savings account and was impressed with the effort they went to warn me about fraud. To be fair what I was doing looked suspicious as it was the first time I sent money to this specific account. But they provided lots of information about possible fraud, it's hard for people to plead ignorance if they send money to fraudsters.
Now don't get me wrong, Revolut are doing this to cover themselves and wash their hands when it comes to fraud but it was good to see they are doing something.
