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Thoughts on Category N cars?

  • 07-06-2021 8:47pm
    #1
    Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    Hi all,

    My friend is selling their 2018 Ford KA+ they had in the UK that had an insurance claim Category N (non-structural) due to damage to bumper due to slip on ice. They have the picture of the damage and was very minor but because it's a budget car the insurance classed it as category N, the lowest or minor damage claim.

    It's been fixed by a professional garage, inspected by another garage and serviced, MOT'd then NCT'd.

    What are peoples thoughts on buying a category N car? I personally would't buy a category S car but see no issues buying a category N car provided it was repaired professionally and cheaper to buy.

    It's funny that people have no problem buying Irish cars that have been damaged repaired yet not recorded as Ireland doesn't have an insurance claim registrar available for the public to check.

    Here is their advert, any tips welcome

    https://www.donedeal.ie/cars-for-sale/2018-ford-ka-plus-1-25-85bhp-nct-june-2023/28350137


«1

Comments

  • Posts: 0 ✭✭ Lamar Rhythmic Second


    Hi all,

    My friend is selling their 2018 Ford KA+ they had in the UK that had an insurance claim Category N (non-structural) due to damage to bumper due to slip on ice. They have the picture of the damage and was very minor but because it's a budget car the insurance classed it as category N, the lowest or minor damage claim.

    It's been fixed by a professional garage, inspected by another garage and serviced, MOT'd then NCT'd.

    What are peoples thoughts on buying a category N car? I personally would't buy a category S car but see no issues buying a category N car provided it was repaired professionally and cheaper to buy.

    It's funny that people have no problem buying Irish cars that have been damaged repaired yet not recorded as Ireland doesn't have an insurance claim registrar available for the public to check.

    Here is their advert, any tips welcome

    https://www.donedeal.ie/cars-for-sale/2018-ford-ka-plus-1-25-85bhp-nct-june-2023/28350137


    Do you have the vin of the vehicle ?


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    Do you have the vin of the vehicle ?

    I presume they would have the VIN number. The old UK reg is stated in the advert.

    Why do you ask for the VIN?


  • Posts: 0 ✭✭ Lamar Rhythmic Second


    To check history properly


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below



    This looks like a US Auction site.

    This KA+ never went to auction but bought back by my friend as it was their car.

    Do you think they should put a pic of the damage on the advert?


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  • Registered Users, Registered Users 2 Posts: 73,477 ✭✭✭✭colm_mcm


    Did your friend get a VRT exemption/transfer of residence?

    If she did, she can’t sell it here within 12 months.

    This car seems to have only been registered here last week.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    colm_mcm wrote: »
    Did your friend get a VRT exemption/transfer of residence?

    If she did, she can’t sell it here within 12 months.

    This car seems to have only been registered here last week.

    Hi, no they did not qualify for VRT exemption.

    Here's more pics including damage

    https://imgur.com/gallery/DXRwYER


  • Registered Users, Registered Users 2 Posts: 12,917 ✭✭✭✭Toyotafanboi


    My friend is selling their 2018 Ford KA+ they had in the UK that had an insurance claim Category N (non-structural) due to damage to bumper due to slip on ice.

    That's the whole problem with Category N stuff in a nutshell.

    It takes a lot more than "a damaged bumper" to write off a 3 year old car, even a cheap one. Non structural doesn't rule out that it could have had a shed load of unpleasant repairs.


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    colm_mcm wrote: »
    This car seems to have only been registered here last week.

    Looks like its a trader selling the car too judging by the add ..

    You trying to make a quick buck on the car OP?


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    That's the whole problem with Category N stuff in a nutshell.

    It takes a lot more than "a damaged bumper" to write off a 3 year old car, even a cheap one. Non structural doesn't rule out that it could have had a shed load of unpleasant repairs.

    What worries me is that Irish cars that are damaged repaired have no such record for the public to check and they are more likely to be unpleasantly repaired.

    In fairness to U.K cars, there is a record kept for potential purchasers to check and to then check thoroughly the repair. With my friends KA+ they had it professionally repaired, then took it to another garage to service and assess repair, then MOT'd it, then NCT'd and have been driving it trouble free for the last 7 months! Insurance assessors during Covid19 simply looked at pictures of all and any damage of cars and made a desk judgement, they insurance company claimed a new bonnet as there was a stone chip on it.


    So, I don't get the scare mongering that Irish dealers say that they value UK cars lower due to unknown history etc, an Irish car is sure to have a more unknown history due to lack of paper trail.


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  • Posts: 0 [Deleted User]


    There's one picture of what looks to be a cracked front bumper you can't see any damage on the bonnet.

    Why can't you clearly state what the actual damage was and the estimated cost to repair.

    I highly doubt they'd write off a new bumper as it would be 500/600 euro new and painted from factory.

    Something isn't adding up and you've added it in the Boardsies own cars for sale.


  • Registered Users, Registered Users 2 Posts: 3,652 ✭✭✭Wildly Boaring


    1. It makes no sense to write off a 3 year old car for a bumper

    2. It's a UK car so VRT, Nox VAT and duty due

    3. It'll show on reports from now on so you'll never sell it on again so be prepared to drive till it expires.

    Edif. Ignore 2 it's been imported
    No idea why they'd do that. Throwing good money after bad.


  • Registered Users, Registered Users 2 Posts: 12,917 ✭✭✭✭Toyotafanboi


    What worries me is that Irish cars that are damaged repaired have no such record for the public to check and they are more likely to be unpleasantly repaired.

    In fairness to U.K cars, there is a record kept for potential purchasers to check and to then check thoroughly the repair. With my friends KA+ they had it professionally repaired, then took it to another garage to service and assess repair, then MOT'd it, then NCT'd and have been driving it trouble free for the last 7 months! Insurance assessors during Covid19 simply looked at pictures of all and any damage of cars and made a desk judgement, they insurance company claimed a new bonnet as there was a stone chip on it.


    So, I don't get the scare mongering that Irish dealers say that they value UK cars lower due to unknown history etc, an Irish car is sure to have a more unknown history due to lack of paper trail.

    Did i hit a nerve there or what?


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    1. It makes no sense to write off a 3 year old car for a bumper

    2. It's a UK car so VRT, Nox VAT and duty due

    3. It'll show on reports from now on so you'll never sell it on again so be prepared to drive till it expires.

    1. Thats up to the insurance company

    2. The car is on Irish plates

    3. Obviously they will sell the car. It just needs to be priced right


  • Registered Users, Registered Users 2 Posts: 471 ✭✭11wingnut


    What about car hire while repair is being done ? costs add up and transport of damaged car . and insurance can only use approved parts . sometimes availability is a problem.. i have bought several cat n cars for family and friends and driving one now . I am amazed at how little damage can get a vehicle made a cat n. I have bought motorcycles with ignition broke attempted theft sent to auction or just dropped.
    Bought one car missing a front wing , found it in the boot with bolts removed by assessor.. it hit a kerb bent an alloy and a ball joint (got it 4 wheel aligned no problem ). assessor proballu could not find the bend . neither could i until i removed and inspected ball joint .


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    There's one picture of what looks to be a cracked front bumper you can't see any damage on the bonnet.

    Why can't you clearly state what the actual damage was and the estimated cost to repair.

    I highly doubt they'd write off a new bumper as it would be 500/600 euro new and painted from factory.

    Something isn't adding up and you've added it in the Boardsies own cars for sale.

    i) It states in the advert that it wasn't only the bumper that was replaced.

    ii) It was certainly more than 500/600 euro to repair, Can you show what Ford dealer sells a new painted front bumper with attachment grills etc and headlamp and painted with main dealer labour and car hire for 5/600 euro that includes replacement and/or paint of bonnet as it was chipped?

    iii) It says on the title that it is also for friends cars for sale?

    Thanks for comment


  • Registered Users, Registered Users 2 Posts: 3,652 ✭✭✭Wildly Boaring


    User1998 wrote: »
    1. Thats up to the insurance company

    2. The car is on Irish plates

    3. Obviously they will sell the car. It just needs to be priced right

    1. Yep. But why. Sure a bumper is a grand max.

    2. Yep. Edited above. Seems silly to import

    3. I meant whoever buys today will struggle to sell in future. So buy a car that wasn't Cat N today


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    1. It makes no sense to write off a 3 year old car for a bumper

    2. It's a UK car so VRT, Nox VAT and duty due

    3. It'll show on reports from now on so you'll never sell it on again so be prepared to drive till it expires.

    Edif. Ignore 2 it's been imported
    No idea why they'd do that. Throwing good money after bad.

    See 11wingnut post @ 23:05

    It has been VRT'd! Just shows how in depth you looked at the advert before rushing to comment!

    Okay, Thanks for your feedback!


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    1. Yep. But why. Sure a bumper is a grand max.

    2. Yep. Edited above. Seems silly to import

    3. I meant whoever buys today will struggle to sell in future. So buy a car that wasn't Cat N today

    Honestly I’m not sure. You see some cars with such little damage that are written off. Maybe there is more damage that meets the eye

    Agree that it would be difficult to sell. If the price is right it will definitely sell tho, no one will be stuck with the car. The older the car gets the less it matters really


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    User1998 wrote: »
    1. Thats up to the insurance company

    2. The car is on Irish plates

    3. Obviously they will sell the car. It just needs to be priced right

    Thanks for comment.

    Yes, even though Cat N cars have minimal damage and repaired professionally, I think they sell for 20% less on average.


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  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    i) It states in the advert that it wasn't only the bumper that was replaced.

    ii) It was certainly more than 500/600 euro to repair, Can you show what Ford dealer sells a new painted front bumper with attachment grills etc and headlamp and painted with main dealer labour and car hire for 5/600 euro that includes replacement and/or paint of bonnet as it was chipped?

    iii) It says on the title that it is also for friends cars for sale?

    Thanks for comment

    You seem quite invested in this car. Is it yours? The add is very well put together and screams car dealer to me.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    11wingnut wrote: »
    What about car hire while repair is being done ? costs add up and transport of damaged car . and insurance can only use approved parts . sometimes availability is a problem.. i have bought several cat n cars for family and friends and driving one now . I am amazed at how little damage can get a vehicle made a cat n. I have bought motorcycles with ignition broke attempted theft sent to auction or just dropped.
    Bought one car missing a front wing , found it in the boot with bolts removed by assessor.. it hit a kerb bent an alloy and a ball joint (got it 4 wheel aligned no problem ). assessor proballu could not find the bend . neither could i until i removed and inspected ball joint .

    You raise a good point about availability of parts. Logistics could have been hampered during Covid19 making care hire extended by weeks. In addition to some insurance assessors assessing damage at their desk.


  • Registered Users, Registered Users 2 Posts: 3,652 ✭✭✭Wildly Boaring


    See 11wingnut post @ 23:05

    It has been VRT'd! Just shows how in depth you looked at the advert before rushing to comment!

    Okay, Thanks for your feedback!


    You posted looking for opinions,

    I'd not touch a Cat C, D or N with a barge pole.
    Neither will most purchasers.

    I had 2 tips in the uk
    Both required fairly serious repairs.
    Neither got near a Cat anything.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    User1998 wrote: »
    You seem quite invested in this car. Is it yours? The add is very well put together and screams car dealer to me.

    If the owner wants to give me commission for selling to a boardsie I won't refuse! lol

    The owner is into photography which shows in the advert. It is also a very transparent advert with a lot of details, I don;t think that's a crime or specific to car dealers.

    I asked if anyone would have issues buying a Cat N car, for which I received only 2 responses.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    You posted looking for opinions,

    I'd not touch a Cat C, D or N with a barge pole.
    Neither will most purchasers.

    I had 2 tips in the uk
    Both required fairly serious repairs.
    Neither got near a Cat anything.

    Personally I wouldn't touch a Category S car, given it's structural.

    It is concerning though that in Ireland there is no record for the public to check whether an Irish car was damaged repaired.

    I once had a front on crash with a rental Hyundai i20 driven by Americans on the other side of the road. Both my car and the rental i20 were write offs, however 3 months later the exact same i20 with the same reg was on a garage forecourt for sale for full price! Checking the Irish reg wouldn't tell a potential purchaser about the front on impact I had with that i20.


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    If the owner wants to give me commission for selling to a boardsie I won't refuse! lol

    The owner is into photography which shows in the advert. It is also a very transparent advert with a lot of details, I don;t think that's a crime or specific to car dealers.

    I asked if anyone would have issues buying a Cat N car, for which I received only 2 responses.

    Very nice photography indeed.

    Me personally I owned a category d car before. Bought it cheap and sold it cheap. The only thing that puts me off them is the hassle of selling them afterwards


  • Posts: 0 ✭✭ Lamar Rhythmic Second


    This looks like a US Auction site.

    This KA+ never went to auction but bought back by my friend as it was their car.

    Do you think they should put a pic of the damage on the advert?

    Works for all uk aswell, inc salvage auctions, if the car went thru auctions its there,


  • Registered Users, Registered Users 2 Posts: 73,477 ✭✭✭✭colm_mcm


    Sure didn’t the OP sell a Cat N Ford Focus before too?


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    colm_mcm wrote: »
    Sure didn’t the OP sell a Cat N Ford Focus before too?

    Hi, no I've had a Reno Clio that I sold when I relocated from UK. I had it from new and it was never damaged.

    My friends has been damaged, it's a KA+ and they're the 2nd owner.


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  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    Works for all uk aswell, inc salvage auctions, if the car went thru auctions its there,

    Ah okay, my friend retained the car so it was never sent the auction.


  • Registered Users Posts: 1,288 ✭✭✭millington


    It may have been minor damage, but it's still a recorded write off. I know many cars have more damage unrecorded, but it's still worth less than an equivalent unrecorded car.

    Ireland does have a write off database, it's just not as comprehensive as the UKs.


  • Registered Users, Registered Users 2 Posts: 73,477 ✭✭✭✭colm_mcm


    I’d say they’re a tough sell at the best of times. They’re not a well known model.

    I know it’s cheaper than the others on sale (mainly by dealers) but they were a €13k car new for the standard model.
    I think she will struggle to get near that money.


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    millington wrote: »
    It may have been minor damage, but it's still a recorded write off. I know many cars have more damage unrecorded, but it's still worth less than an equivalent unrecorded car.

    Ireland does have a write off database, it's just not as comprehensive as the UKs.

    I think we only record category A/B write offs? Anything that’s repairable doesn’t get categorised afaik


  • Posts: 0 [Deleted User]


    Your talking €1250-€1500 max for a bumper and headlight fitted and painted. No way it was cat N just for that? Surely there's an invoice of work done can we see what was fixed and replaced OP?


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    Your talking €1250-€1500 max for a bumper and headlight fitted and painted. No way it was cat N just for that? Surely there's an invoice of work done can we see what was fixed and replaced OP?

    Looks like you haven't read all the thread.
    11wingnut wrote: »
    What about car hire while repair is being done ? costs add up and transport of damaged car . and insurance can only use approved parts . sometimes availability is a problem.. i have bought several cat n cars for family and friends and driving one now . I am amazed at how little damage can get a vehicle made a cat n. I have bought motorcycles with ignition broke attempted theft sent to auction or just dropped.
    Bought one car missing a front wing , found it in the boot with bolts removed by assessor.. it hit a kerb bent an alloy and a ball joint (got it 4 wheel aligned no problem ). assessor proballu could not find the bend . neither could i until i removed and inspected ball joint .

    In fairness to the seller, they look as though they've been very thorough and transparent however some will never be happy. Same people would swear by buying only an Irish car that unknown to them was an ex rental that was seriously damaged and put back on road, and the buyer would be none the wiser as Ireland does not have public access for cars that were damaged repaired!
    I myself saw this done, when an Irish rental car crashed head on into me, the car was on a forecourt 3 months later with no recorded history!

    Can you send on the estimate that you quoted from a UK Ford main dealer, I presume you didn't just pluck those numbers out of your head?


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  • Posts: 0 [Deleted User]


    You still haven't said exactly what was damaged on the car and neither does the advert clearly it just says it was a bumper and a headlamp with supporting brackets, and myself like many other comments here find it hard to believe it would be categorized as an N due to that fact. Your friend has 45 pictures of the vehicle and one of them barely shows damage to the bumper and your getting extremely defensive throughout this thread when people are asking for more information when you posted asking what people thought of category N write offs. In terms of cars over here and particularly rental cars they wouldn't be a write off unless unrepairable, if they were uneconomical to repair they'd sell through the trade.

    I also didn't quote you from a UK dealer as I quoted in euros and have experience working in the industry, you'd be looking at €1500 max for a bumper and a headlamp fitted and painted by an Audatex estimate based on my experience obviously there's outliers such as Kia Optima which would cost that alone for a headlamp.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    You still haven't said exactly what was damaged on the car and neither does the advert clearly it just says it was a bumper and a headlamp with supporting brackets, and myself like many other comments here find it hard to believe it would be categorized as an N due to that fact. Your friend has 45 pictures of the vehicle and one of them barely shows damage to the bumper and your getting extremely defensive throughout this thread when people are asking for more information when you posted asking what people thought of category N write offs. In terms of cars over here and particularly rental cars they wouldn't be a write off unless unrepairable, if they were uneconomical to repair they'd sell through the trade.

    I also didn't quote you from a UK dealer as I quoted in euros and have experience working in the industry, you'd be looking at €1500 max for a bumper and a headlamp fitted and painted by an Audatex estimate based on my experience obviously there's outliers such as Kia Optima which would cost that alone for a headlamp.

    Sir, I'm not getting defensive at all, I've no skin in the game. However, I do rightly point out that you've not read through the thread thoroughly as you are still missing information. Perhaps you might read the detail in this thread before shouting the odds !

    Multiple posters have stated that a Category N car is minor panel and/or bumper damage not only in this post but in other posts, I've thumbed these posts so you can check yourself, moderators even agree with me and they appear to have more knowledge not just confined to Autadex!

    I don't understand your following comment:
    In terms of cars over here and particularly rental cars they wouldn't be a write off unless unrepairable, if they were uneconomical to repair they'd sell through the trade.

    Are you actually sure what a Category N car is?
    By your above quote you seem to think that any car written off is unrepairable.
    Even in Ireland, uneconomical to repair cars sold to trade then repaired ....worryingly do not have any record of this damage! I saw this myself when a rental car had heavy frontal damage yet appeared for sale on a forecourt 3 months later with no record for the potential buyer, you're telling me that's okay? Other previous posts state that "half the cars on Irish roads are probably Category D cars, just that Ireland doesn't keep a record of these cars"

    I'd suggest look back in better detail at this thread and other past posts including by moderators, then do some research on what classifies a category N car, at what threshold it's deemed and what damage it involves and factor in rental costs, availability, the insured preference and main dealer assessments. It would be beneficial to compare then the recoding methods of insurance companies in UK and Ireland for damaged vehicles.

    Thanks for your contribution


  • Posts: 0 [Deleted User]


    It's rather disappointing that you can't answer a simple question to explain definitively what the damage was to the bumper after asking for peoples opinions on Category N cars.

    I am well aware what a Category N car is - it's non structural damage that is deemed uneconomical to repair. I've asked you multiple times to define what the actual damage was in greater detail than a front bumper & headlamp from a bump in ice as to buy them parts new, painted and fitted would be no more than €1500 on an economy car (change currency to GBP as it's a UK car) your talking a days car rental on top of that, and even still nobody would put that through their insurance for such minor damage. I along with many others in this thread find it very hard to believe it was written off as a Cat N due to this and you've not provided any clarity on the situation instead side step everyone's queries and opinions on the matter.

    I am not disagreeing with you about Irish cars that are uneconomical to repair rather I was giving some insight as to what happens to them in the car rental industry for example.

    The advert doesn't even describe what the damage is just that it's front bumper due to a bump in the ice and the supposed photographs show 1 picture with a crack on the bottom of the bumper. If it was repaired profesionally, why not just show the invoice and/or an Audatex estimate (which would be considered industry standard at least over here) prescribing exactly what work took place with accompanying photographs, if it was put through Insurance this would be easily accessible.

    The fact you are on here arguing with people over this and ignoring the questions about the damage would make anyone steer clear of buying this car, there's no transparency at all!


  • Registered Users, Registered Users 2 Posts: 73,477 ✭✭✭✭colm_mcm


    Car-crash thread.


  • Registered Users, Registered Users 2 Posts: 221 ✭✭Comment_below


    It's rather disappointing that you can't answer a simple question to explain definitively what the damage was to the bumper after asking for peoples opinions on Category N cars.

    I am well aware what a Category N car is - it's non structural damage that is deemed uneconomical to repair. I've asked you multiple times to define what the actual damage was in greater detail than a front bumper & headlamp from a bump in ice as to buy them parts new, painted and fitted would be no more than €1500 on an economy car (change currency to GBP as it's a UK car) your talking a days car rental on top of that, and even still nobody would put that through their insurance for such minor damage. I along with many others in this thread find it very hard to believe it was written off as a Cat N due to this and you've not provided any clarity on the situation instead side step everyone's queries and opinions on the matter.

    I am not disagreeing with you about Irish cars that are uneconomical to repair rather I was giving some insight as to what happens to them in the car rental industry for example.

    The advert doesn't even describe what the damage is just that it's front bumper due to a bump in the ice and the supposed photographs show 1 picture with a crack on the bottom of the bumper. If it was repaired profesionally, why not just show the invoice and/or an Audatex estimate (which would be considered industry standard at least over here) prescribing exactly what work took place with accompanying photographs, if it was put through Insurance this would be easily accessible.

    The fact you are on here arguing with people over this and ignoring the questions about the damage would make anyone steer clear of buying this car, there's no transparency at all!

    Okay you've not read through the thread.

    You also have tunnel vision in ignoring everyone that disagrees with you.

    It clearly states in advert that it was repaired professionally in a garage , then taken to another garage for service and inspection. There is a lot of paperwork as shown so therefore there's invoices to back this up. If not a potential buyer can phone garage where it was professionally repaired and also the second garage that assessed the work. They can then ring up NCT and check the validity of that. The seller even states any mechanical inspection welcome....they're hardly trying to mess anyone! It's also not my car so I can't send invoices with the owners name address on them not that I need to anyway, thats for the potential buyer.

    It's one of the most transparent adverts out there.

    If there was dash camera video if the slip on ice, video of the whole repair done professionally you'd probably still argue that something is being hidden.

    Why don't you phone them up and inspect it yourself ? I presume you're suitably qualified?

    Why not argue with the other posters that are disagreeing with you ? In past posts even by moderators, they also disagree wirh you. Tunnel vision eh?


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  • Posts: 14,344 ✭✭✭✭ [Deleted User]


    I've been mooching donedeal lately. Out of boredom, mostly, as I've no interest in changing my car, but I've noticed a lot more UK-reg cars that were 'crashed and repaired' appearing for sale.

    Whatever about the individual buyer being happy enough with buying a wrote-off-and-repaired car, what is the craic with insurance? I would have thought that any savings you made on the car would quickly be lost through insurance companies quoting through the roof (or just not insuring at all)? Or do you just not tell them and hope to never need to use insurance?


  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    My mate got a quote on a car that was previously written off and there was just a €50 surcharge


  • Registered Users, Registered Users 2 Posts: 1,605 ✭✭✭cpoh1


    Would have no issues with buying a Cat D/N car that was repaired correctly from a driving/ownership perspective. Only concern is protecting your asset if you dont plan to keep the car long term or its a high valued car.


  • Registered Users, Registered Users 2 Posts: 340 ✭✭Mintoe


    There's one picture of what looks to be a cracked front bumper you can't see any damage on the bonnet.

    Why can't you clearly state what the actual damage was and the estimated cost to repair.

    I highly doubt they'd write off a new bumper as it would be 500/600 euro new and painted from factory.

    Something isn't adding up and you've added it in the Boardsies own cars for sale.

    Checked with mate of mine tgat works fir motorcheck and he said pic of damage is same as what he can see was the damage when noted as cat n


  • Registered Users, Registered Users 2 Posts: 340 ✭✭Mintoe


    User1998 wrote: »
    I think we only record category A/B write offs? Anything that’s repairable doesn’t get categorised afaik

    A/b’s recorded with Shannon but only recently and c/d’s exist but generally not shared by most insurers but I’m reliably informed motorcheck has most of them


  • Registered Users, Registered Users 2 Posts: 340 ✭✭Mintoe


    Mate says drivers airbag was out too which significantly increases repair cost and the it did go thru a uk damaged car auction but maybe op mate bought it back from auction, or maybe not, who knows🀷*♂️


  • Registered Users Posts: 1,288 ✭✭✭millington


    User1998 wrote: »
    I think we only record category A/B write offs? Anything that’s repairable doesn’t get categorised afaik

    Some do get categorised and some just come up as a Damage Alert.


  • Registered Users, Registered Users 2 Posts: 2,599 ✭✭✭newmember2


    If the ad to sell the car mentions damage and has pictures of the damage, this is an immediate turn-off for the vast majority of buyers unless it's a special car. If the car was damaged and repaired in its past, why tf would you feel the need to put that in the ad where you're trying to sell it? Do you think every other ad with a car for sale with no mention of damage have never had and repairs done to them or what?? List the car and sell it, stop complicating it.



  • Registered Users, Registered Users 2 Posts: 6,983 ✭✭✭User1998


    Not true at all. Theres loads of cars on Donedeal that mention the car was previously an insurance write off. You ever heard of being honest?



  • Registered Users, Registered Users 2 Posts: 2,599 ✭✭✭newmember2




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