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Where would you go next...

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Comments

  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    Augeo wrote: »
    Could you stomach just handing it back? BMW GFMV are not far off nail on head at times .......... not want you want to hear of course.

    Yeah I know, that option has occurred to me but it does feel a bit last resort. I'll probably price it around for trade ins and judge it off that.

    Balloon is about 20k or thereabouts. You'd hope its worth mid 20's surely, so it would feel like I've walked away from at least 5k!


  • Posts: 18,089 ✭✭✭✭ [Deleted User]


    Not in my experience. They gave a GMFV for us at 70% of the actual worth give or take a few percent. We paid off the balloon and sold on privately and clawed back a nice few bob back.

    Ah yeah, no doubt.
    I dunno how easy it is to sell a 2017 420d privately these days though, it's at that price point where folk are much happier to buy from a dealer and get a warranty etc etc etc :)
    JoeA3 wrote: »
    ............I'll probably price it around for trade ins and judge it off that.

    Balloon is about 20k or thereabouts. You'd hope its worth mid 20's surely, so it would feel like I've walked away from at least 5k!

    If you don't need / really want a car though you're sort of spending money to save a few k .......... you might well sell it privately for a bit over GFMV.


  • Registered Users, Registered Users 2 Posts: 20,967 ✭✭✭✭Cyrus


    JoeA3 wrote: »
    Possibly. I’d say I’ll have v little equity in the Bmw though.

    You might be surprised

    Trade ins can vary wildly from manufacturer to manufacturer


  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    Stick your reg number into the Carzone valuation tool Joe and contact those we buy your car sites that do online values. This will give you a rock bottom baseline to work from.
    Contact Colm Quinn’s too to see what ball park they are in.
    You never really have loved the 4 series from what I gather. There is a new model gran coupe coming too and while yours is still the current model it may be a good time to move it on.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    carsfan2 wrote: »
    You never really have loved the 4 series from what I gather. There is a new model gran coupe coming too and while yours is still the current model it may be a good time to move it on.

    Haven't "loved" it no, but my focus was on other things for the last 2 years so I lost a lot of interest in cars. I don't even need a car now as such, WFH'ing for the foreseeable... a new GTI would be a total indulgence, an expensive toy, so I can't see that being realistic tbh.


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  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    With the low mileage, good spec and individual colour I could see your car on a BMW forecourt for low to mid thirties Joe.
    Getting the real value out of it for you though might be difficult without trading in as a private sale etc may not work out.

    A new gti is probably going to be a 50k car with metallic decent alloys etc. But it is one of the few cars that a pcp might be worth having on as I’d say residual values will be very high for a few years.
    Don’t be tempted by a 330e on pcp.
    If you’re working from home and have time why not stick it in done deal and see what happens?


  • Registered Users, Registered Users 2 Posts: 51,615 ✭✭✭✭bazz26


    I personally don't see any point in rolling into a 50k Golf GTi that you won't be driving much or don't really want, just to get some equity in the 420d. Would trying to sell the 420d privately, pay off the balloon payment and whatever extra you have left over from the sale maybe go out and buy an older weekend car. Worst case just hand back the 420d and walk away?

    Just my 2c.


  • Registered Users, Registered Users 2 Posts: 51,615 ✭✭✭✭bazz26


    So lads, I was back and fourth with the dealer of the 530d xDrive on email today. And as expected, the cost to change price is around 23k as some were close to predicting. Probably another 1k off that at a hard push once they saw my car in the flesh but still way too much money to justify only going up 2 years. Whatever about their valuation of my car I think 42k for their 3 year car is too high.

    I think moving to another large diesel car the way things are going is probably not a wise move anyway and the money these dealers want has solidified that. Glad I scratched that itch anyway.


  • Registered Users, Registered Users 2 Posts: 289 ✭✭Behind you Joey


    Lovely.


  • Registered Users, Registered Users 2 Posts: 3,398 ✭✭✭vintagevrs


    Iv been looking at little fiesta STs lately, and test drove one yesterday in the north. Really class car, as in I knew all the reviews love it but it took me by surprise how much I liked it. Anyway, buying one in North would mean selling my own private which hasn't happened yet. So went to local Ford dealer today and he reckons it will be factory order only as none on the system. Then he says what about an RS focus. He is hoping to have an immaculate 2016 in stock shortly.

    Has anyone on here any experience with these? Did ford sort all the head gasket issues on them? Got me thinking it's not much more than the fiesta but the depreciation curve is flattened a bit compared to a new car so in some way could be an ok move money wise? Man maths and all that....


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  • Registered Users, Registered Users 2 Posts: 5,146 ✭✭✭James Bond Junior


    JoeA3 wrote: »
    Haven't "loved" it no, but my focus was on other things for the last 2 years so I lost a lot of interest in cars. I don't even need a car now as such, WFH'ing for the foreseeable... a new GTI would be a total indulgence, an expensive toy, so I can't see that being realistic tbh.

    We sold a 1 series on the above GMFV anecdote and bought a 420d SE for cash. It's her car and she really didn't like it compared to the 1er. A swap of 4 conti sports for Michelins did make a difference but it's not a car I'll be happy to take in order for herself to get into a kid friendly Skodiaq/Tiguan/Atecca etc in a few years.


  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    bazz26 wrote: »
    I personally don't see any point in rolling into a 50k Golf GTi that you won't be driving much or don't really want, just to get some equity in the 420d. Would trying to sell the 420d privately, pay off the balloon payment and whatever extra you have left over from the sale maybe go out and buy an older weekend car. Worst case just hand back the 420d and walk away?

    Just my 2c.

    I would agree with this Joe although I think golf GTI's are your thing so if it's what you want.......


  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    vintagevrs wrote: »
    Iv been looking at little fiesta STs lately, and test drove one yesterday in the north. Really class car, as in I knew all the reviews love it but it took me by surprise how much I liked it. Anyway, buying one in North would mean selling my own private which hasn't happened yet. So went to local Ford dealer today and he reckons it will be factory order only as none on the system. Then he says what about an RS focus. He is hoping to have an immaculate 2016 in stock shortly.

    Has anyone on here any experience with these? Did ford sort all the head gasket issues on them? Got me thinking it's not much more than the fiesta but the depreciation curve is flattened a bit compared to a new car so in some way could be an ok move money wise? Man maths and all that....

    Much higher daily running costs than fiesta I would guess but performance on a different level altogether


  • Closed Accounts Posts: 2,738 ✭✭✭Heres Johnny


    bazz26 wrote: »
    So lads, I was back and fourth with the dealer of the 530d xDrive on email today. And as expected, the cost to change price is around 23k as some were close to predicting. Probably another 1k off that at a hard push once they saw my car in the flesh but still way too much money to justify only going up 2 years. Whatever about their valuation of my car I think 42k for their 3 year car is too high.

    I think moving to another large diesel car the way things are going is probably not a wise move anyway and the money these dealers want has solidified that. Glad I scratched that itch anyway.

    23k for 2 years is massive on a like for like trade.
    I was quoted 25k for 3 years on a like for like in my opinion (a6 to g30 5 series) I suppose like you I was crossing generations and I just thought that was too much. These cars are not for the faint hearted if you like chopping and changing. It's not 23k more car, a little update here and there and a bit of electronic gimmickry that we all love but have to be realistic about the type of money involved.


  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    bazz26 wrote: »
    So lads, I was back and fourth with the dealer of the 530d xDrive on email today. And as expected, the cost to change price is around 23k as some were close to predicting. Probably another 1k off that at a hard push once they saw my car in the flesh but still way too much money to justify only going up 2 years. Whatever about their valuation of my car I think 42k for their 3 year car is too high.

    I think moving to another large diesel car the way things are going is probably not a wise move anyway and the money these dealers want has solidified that. Glad I scratched that itch anyway.
    I predicted about 22k which I’m sure is doable but agree it’s too much for very similar driving experience.
    If it was a BMW dealer and came with AUC 2 year warranty I would go high teens or max 20k if I loved it but it’s not.
    It is a great spec car though, I love the heads up display and the adaptive headlights in mine.


  • Registered Users, Registered Users 2 Posts: 1,904 ✭✭✭hooch-85


    It's crazy money lads, I don't know how people suffer BMW depreciation, you'd want to be rolling in it.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    carsfan2 wrote: »
    I would agree with this Joe although I think golf GTI's are your thing so if it's what you want.......

    The hot hatches are my thing yeah. I wish I kept my MK7 GTI a bit longer a few years ago and didn’t over-stretch myself to an R, which ultimately turned out to be a pain in the ass of a car with all the negative attention it brought on me. That spell of hassle put me off flash hot hatches in a big way.

    So then I bought a diesel saloon. It is a very nice car, the 4 series, don’t get me wrong and up until covid at least, it served a purpose very well. Most people, non-car people, would assume it’s a massive step up from the Golf! But diesel saloons don’t really float my boat. It has killed my enthusiasm for cars, I see it as a tool, an appliance.
    I cannot understand the fascination with 5 series’s in this thread, no matter the engine.. I had a G30 as a loaner for a couple of weeks. Lovely car, supremely comfortable and refined.... but... Each to their own of course!

    I’d nearly consider looking at the Fiesta as vintage has done. A car has to make some vroom vroom noises...


  • Registered Users, Registered Users 2 Posts: 1,787 ✭✭✭eljono


    Mind me asking JoeA3, what kind of negative attention did the R bring? I saw another poster recently say they didn't like the attention their GTI brought. I have a Mk7 GTI and have had no issues thankfully.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    eljono wrote: »
    Mind me asking JoeA3, what kind of negative attention did the R bring? I saw another poster recently say they didn't like the attention their GTI brought. I have a Mk7 GTI and have had no issues thankfully.

    Stop, it was well talked about on here at the time :pac: I had a couple of cases of vandalism (incl parts theft) and ultimately an attempted robbery of the car from the driveway. I disturbed them as they were trying to get in. That put the tin hat on it. I lived in a quiet rural village and the Gardai advised me that they’d just keep coming back.

    Only today I read of a similar incident in the local rag. A 192-D R was lifted off a local man’s driveway here last week.

    I don’t think the GTI gets anywhere like the same level of this grief as the R does so I wouldn’t worry if I were you. However, VW’s are notorious for having parts (lights, mirrors, wheels, bumpers) stolen.


  • Registered Users, Registered Users 2 Posts: 1,787 ✭✭✭eljono


    Jesus that's a shocker, I don't blame you for moving it on! I thought you were going to say something like guards stopping you or young lads looking to race.

    Would you consider an i30N? A great drivers car by all accounts but probably not as much a target I'd imagine?


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  • Registered Users, Registered Users 2 Posts: 51,615 ✭✭✭✭bazz26


    Thinking of going a different direction. Anyone any thoughts on this GTi?

    https://www.carsireland.ie/detail.php?ad_id=2614345&r=s.php%3Fm%5B%5D%3D93%26o%5B%5D%3D812%26f%3D1%26nn%3D12%26yn%3D2019%26yx%3D2019%26pp%3D50%26g%3D0

    I know the fast Golf fans won't like the wheels but to be honest nothing stands out more or gets attention imo than a Golf with large fancy wheels and I'd rather keep it as low profile as I can. I think they are not the worst but maybe I'm alone on that.

    Other than the pan roof, Dynaudio and DSG it seems fairly standard on the inside. The one thing that I noticed is why is such a fairly desirable car being sold through a motorstore even though they are giving a 3 year warranty(whatever that's worth) and being sold on a franchised forecourt.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    eljono wrote: »
    Jesus that's a shocker, I don't blame you for moving it on! I thought you were going to say something like guards stopping you or young lads looking to race.

    Would you consider an i30N? A great drivers car by all accounts but probably not as much a target I'd imagine?

    Yeah I’d definitely consider it. I was over on a trip to the Nurburgring last year and I saw lots of those and it’s a cool car, the pops and crackles from the exhaust were nice! Hyundai dealers here would be like vintage’s experience with Ford though. No stock, disinterest, uncompetitive finance, etc.

    I had plenty of young lads looking to race too. That didn’t bother me at all. But eventually the hooligans figured out where I lived and I was a sitting duck. I’ve since moved houses (far more secure now, with a fine empty garage) but no money to put any car into it !!!


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    bazz26 wrote: »
    Thinking of going a different direction. Anyone any thoughts on this GTi?

    https://www.carsireland.ie/detail.php?ad_id=2614345&r=s.php%3Fm%5B%5D%3D93%26o%5B%5D%3D812%26f%3D1%26nn%3D12%26yn%3D2019%26yx%3D2019%26pp%3D50%26g%3D0

    I know the fast Golf fans won't like the wheels but to be honest nothing stands out more or gets attention imo than a Golf with large fancy wheels and I'd rather keep it as low profile as I can. I think they are not the worst but maybe I'm alone on that.

    Other than the pan roof, Dynaudio and DSG it seems fairly standard on the inside. The one thing that I noticed is why is such a fairly desirable car being sold through a motorstore even though they are giving a 3 year warranty(whatever that's worth) and being sold on a franchised forecourt.

    Nice car Bazz. Wheels aside, but I wouldn’t let them put me off, wheels can be changed relatively easily. A set of the 19” Brescia wheels can be got for not too mad money.

    I reckon enthusiast owned too. It has an aftermarket silver/aluminium footrest dead pedal that only someone who’s into the car would bother buying/fitting.


  • Registered Users, Registered Users 2 Posts: 51,615 ✭✭✭✭bazz26


    I'd be happy to stick with the stock wheels to be honest, that and the indium grey means it doesn't standout as much. I notice the door mirror caps are wrapped too. How reliable is this flavor of DSG? Are those still every 60k km for a service?


  • Registered Users, Registered Users 2 Posts: 4,657 ✭✭✭CIP4


    Yes Bazz that GTI is quite well specced Tech pack, keyless, Pan roof, Dynaudio, it’s actually surprising it doesn’t have the Brescia upgrade alloys with all the other extras.

    I think it’s not badly priced at all for a 191 with low enough mileage and all those extras. Very different car to a 530D though in every way you would want to drive one see how you get on.


  • Registered Users, Registered Users 2 Posts: 4,657 ✭✭✭CIP4


    bazz26 wrote: »
    I'd be happy to stick with the stock wheels to be honest, that and the indium grey means it doesn't standout as much. I notice the door mirror caps are wrapped too. How reliable is this flavor of DSG? Are those still every 60k km for a service?

    DSG is 7 speed in them as opposed to some of the earlier Cupras extra that had 6 speed. I never heard anything negative about their reliability in the GTI. It’s still every 60k km alright.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    bazz26 wrote: »
    I'd be happy to stick with the stock wheels to be honest, that and the indium grey means it doesn't standout as much. I notice the door mirror caps are wrapped too. How reliable is this flavor of DSG? Are those still every 60k km for a service?

    Doubt they are wrapped. They are probably the official gloss black caps which aren’t too pricey. Around €150 for the pair.

    DSG is very reliable. Service needed every 40k if I recall.

    Spec is quite good as CIP says. PP is even hard enough to find never mind the other bits.

    The 19’s do make a big difference though, it would be the first thing I’d do.


  • Registered Users, Registered Users 2 Posts: 51,615 ✭✭✭✭bazz26


    Thanks lads, I might fire them off an email tomorrow and see what sort of money they would be looking for with my own. I spotted half way down their advert that the price includes 2k scrappage so it's 37500 if trading in. I hate dealers who pull that **** in their ads.

    I know people used to chucking GTis and Rs into corners see the 5 Series as some sort of whale wofting through the bends like the Titanic but they really are a great car, just opposite ends of the spectrum to what some are used to.


  • Registered Users, Registered Users 2 Posts: 7,567 ✭✭✭JoeA3


    bazz26 wrote: »
    Thanks lads, I might fire them off an email tomorrow and see what sort of money they would be looking for with my own. I spotted half way down their advert that the price includes 2k scrappage so it's 37500 if trading in. I hate dealers who pull that **** in their ads.

    Yeah. Prepare to be insulted but no harm asking. I enquired casually about a similar car about 18 months ago and the cost to change was nuts.


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  • Registered Users, Registered Users 2 Posts: 3,837 ✭✭✭carsfan2


    Nice gti.
    A world of difference from what you have and not all of it good in my view.
    I’m predicting about 20k to change Bazz.


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