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Revolut Megathread.

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Comments

  • Posts: 24,773 ✭✭✭✭ [Deleted User]


    Zardoz wrote: »
    No ,you need alot more that one form I'm afraid .
    They want tax forms and bank statements ,source of funds ,etc.
    Have a look on reddit at the amount of complaints.
    Peoples accounts being frozen for months on end.

    I’ve never been asked for anything like this and as I said I put a lot of money through Revolut.


  • Registered Users, Registered Users 2 Posts: 8,707 ✭✭✭Fann Linn


    Mr.S wrote: »
    They ask for one document to verify source of funds in most cases.


    I must be flying under the radar so. I was asked approx 16 months back to provide a passport as photo ID just prior to the Brexit/Financial licence proposed changes and since than 'nada'.


  • Registered Users, Registered Users 2 Posts: 898 ✭✭✭acalmenvoy


    My linked BOI is only showing transactions up to 2 days ago. Quite a few since then are not showing. Probably a BOI problem. Its not as real-time as I was hoping for.


  • Closed Accounts Posts: 1,297 ✭✭✭Gooey Looey


    acalmenvoy wrote: »
    My linked BOI is only showing transactions up to 2 days ago. Quite a few since then are not showing. Probably a BOI problem. Its not as real-time as I was hoping for.

    Yes same for me with PTSB, pending transactions don't appear


  • Registered Users, Registered Users 2, Paid Member Posts: 1,086 ✭✭✭carrotcake


    Mr.S wrote: »
    They ask for one document to verify source of funds in most cases.
    My account was frozen last year, after I tried to transfer €1000 to a bank account in my name. From my usage pattern, this was just a normal transfer, and I had been regularly transferring larger amounts for years with Revolut.

    They blocked the transfer and all accounts, and demanded to see pay slips and bank statements for the last three months. I could understand the payslips, but the bank statements was a bit too much, in my opinion. They wanted to see not just the salary entering my account, but also all my spending for the last three months, just so that I can transfer 1k to myself?

    It took over a week for them to unblock my account after I submitted what they wanted, and this was only after me chasing them a few times.

    Thankfully I wasn't using the money to pay any bills. And if I had been using Revolut for everyday spending, then that money would have been blocked too. As much as I love Revolut (for FX and transfers), after this experience there is not a chance I will ever use it as a replacement for a proper bank account.


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  • Registered Users, Registered Users 2 Posts: 9,220 ✭✭✭maximoose


    Yes same for me with PTSB, pending transactions don't appear

    It would be nice if it showed available balance too, but I guess it is only new they might enhance it a bit


  • Registered Users, Registered Users 2 Posts: 406 ✭✭Bojill


    Yes same for me with PTSB, pending transactions don't appear

    Thanks,

    You have saved me the bother of setting this up.


  • Registered Users, Registered Users 2 Posts: 9,559 ✭✭✭TheChizler


    maximoose wrote: »
    It would be nice if it showed available balance too, but I guess it is only new they might enhance it a bit
    Does it not for PTSB? I'm set up with AIB and my overall balance is my Revolut plus AIB current minus credit card balance.


  • Registered Users, Registered Users 2 Posts: 19,083 ✭✭✭✭adox


    New update seems to have reversed the one most recent transaction only showing on thee home screen.

    Good move but Ive no idea what they were thinking implementing it in the first place.


  • Registered Users, Registered Users 2 Posts: 811 ✭✭✭Rock Paper Scissors


    Its a shame theres no support for kbc


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  • Posts: 24,773 ✭✭✭✭ [Deleted User]


    Its a shame theres no support for kbc

    Or EBS which it would be of massive benefit as they have no app.


  • Closed Accounts Posts: 5,114 ✭✭✭Pacifico


    Linked accounts are a brilliant addition. Much handier to check PTSB account balance in revolut than having to login to the PTSB app!


  • Registered Users, Registered Users 2 Posts: 23,464 ✭✭✭✭extra gravy


    Its a shame theres no support for kbc

    Hopefully they will add it. Hate having to look at the kbc app.


  • Registered Users, Registered Users 2 Posts: 11,126 ✭✭✭✭Marcusm


    TheChizler wrote: »
    Does it not for PTSB? I'm set up with AIB and my overall balance is my Revolut plus AIB current minus credit card balance.

    Which is rather stupid as your available balance will not be net of the credit card.


  • Registered Users, Registered Users 2 Posts: 11,126 ✭✭✭✭Marcusm


    Or EBS which it would be of massive benefit as they have no app.

    That’s weird given thatEBS is under the same PSD2 obligations to facilitate open banking.


  • Registered Users, Registered Users 2 Posts: 5,453 ✭✭✭blastman


    Yes same for me with PTSB, pending transactions don't appear

    Which balance appears in the Revolut app for your PTSB account in this case, the balance before pending transactions are taken out, or the real balance?


  • Registered Users, Registered Users 2 Posts: 58 ✭✭TripleSSS


    Is there a limit on transferring money from BOI to Revolut daily by debit card? I tried today and it would only allow 5k to transfer. Do i have to wait another day to do the same transfer again?


  • Closed Accounts Posts: 1,297 ✭✭✭Gooey Looey


    blastman wrote: »
    Which balance appears in the Revolut app for your PTSB account in this case, the balance before pending transactions are taken out, or the real balance?

    The balance before pending transactions which not the one you want


  • Registered Users, Registered Users 2 Posts: 5,182 ✭✭✭killbillvol2


    TripleSSS wrote: »
    Is there a limit on transferring money from BOI to Revolut daily by debit card? I tried today and it would only allow 5k to transfer. Do i have to wait another day to do the same transfer again?

    That's a BOI issue so you'll have to check with them. I know in the case of KBC there's a limit of 5k per transfer and a daily limit of 15k (so you can do 5k three times).


  • Registered Users, Registered Users 2 Posts: 2,936 ✭✭✭wandererz


    How did you guys get PTSB linked account working?

    I get to the login page that asks for Online account ID and password but then get directed to a 202 error page.


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  • Closed Accounts Posts: 5,114 ✭✭✭Pacifico


    wandererz wrote: »
    How did you guys get PTSB linked account working?

    I get to the login page that asks for Online account ID and password but then get directed to a 202 error page.

    PTSB are having Open 24 issues at the moment. Probably related


  • Registered Users, Registered Users 2 Posts: 4,740 ✭✭✭Infini


    wandererz wrote: »
    How did you guys get PTSB linked account working?

    I get to the login page that asks for Online account ID and password but then get directed to a 202 error page.

    Revolut seems to be having trouble atm, got declined a few times and their page showing faults atm.


  • Registered Users, Registered Users 2 Posts: 2,003 ✭✭✭EverythingGood


    Infini wrote: »
    Revolut seems to be having trouble atm, got declined a few times and their page showing faults atm.

    Its PTSB rather than Revout I would imagine, I havent been able to log into my online banking for 24hrs


  • Registered Users, Registered Users 2 Posts: 5,391 ✭✭✭Yggr of Asgard


    Its PTSB rather than Revout I would imagine, I havent been able to log into my online banking for 24hrs

    PTSB is having issues:


    We are currently experiencing an intermittent service interruption to our online banking service on Open24 Desktop and Mobile App. We are actively working to rectify the issue and will provide a further update as soon as possible.


  • Moderators, Regional South East Moderators Posts: 9,299 Mod ✭✭✭✭Aquos76


    My PTSB account is still showing fine in my revolut app, also used revolut a few times today, no issues either


  • Registered Users, Registered Users 2 Posts: 521 ✭✭✭maxsmum


    Do the banks know that you've linked your account to revolut? I mean do BOI know that I've done it and thus have a revolut account and will want to see a revolut statement if I went for a mortgage for example?


  • Registered Users, Registered Users 2 Posts: 58 ✭✭TripleSSS


    That's a BOI issue so you'll have to check with them. I know in the case of KBC there's a limit of 5k per transfer and a daily limit of 15k (so you can do 5k three times).

    Talked to BOI and they said there is no issue on their side.. And should be fine to use but still having no luck doing another large transfer. Any ideas?


  • Registered Users, Registered Users 2 Posts: 5,182 ✭✭✭killbillvol2


    TripleSSS wrote: »
    Talked to BOI and they said there is no issue on their side.. And should be fine to use but still having no luck doing another large transfer. Any ideas?

    BOI said they have no limit on transfers?


  • Moderators, Business & Finance Moderators Posts: 7,347 Mod ✭✭✭✭Sheep Shagger


    BOI said they have no limit on transfers?

    €20k per business day.

    https://www.bankofireland.com/help-centre/faq/much-can-transfer-365-online/#365_online


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  • Registered Users, Registered Users 2, Paid Member Posts: 8,864 ✭✭✭ongarite


    Setup my BOI account a few days using key chain app instructions a few pages back.
    Maybe I'm being picky but I was hoping Revolut would push a notification when pending or completed transaction appeared through your linked account.
    As mentioned already, pending transactions don't appear under your linked account.

    Can't see myself keeping it as it is now.


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