Do you spend money on something every day

JohnnyFlash · 25-07-2019 09:45AM

Cigarettes and a bottle of coke.

25-07-2019 09:49AM

Hector Savage wrote: »

I'm amazed how much more I save by cutting out eating out for lunch every day.

Well worth the cost of it imo over the chore of planning, buying, preparing and bringing a lunch that’s not as nice or fresh as what you buy and you can’t decide what you feel like at lunch time you have to eat what you brought.

I spend about 6 to 7 euro a day on lunch and to be honest it’s very little really imo.

Sabre0001 · 25-07-2019 09:56AM

Sleety_Rain wrote: »

It adds up so easy,

Lunch 10-15, coffees drinks 5-10

Usually dinner with pints 3-4 days a week, 40-60€

The life of the 1% :P

I can go a couple of days without spending. Snacks are the undoing of me though - I bring in lunch and cook dinner for the most part, but sometimes will grab a fresh bottle of water, a coke, or chocolate.

Cina · 25-07-2019 10:00AM

Completely stopped buying breakfast or lunch at work, and gave up the fags (was never a heavy smoker anyway) a few years ago, as well as going for little "snacks" to the vending machine and shop. Not only have I lost weight and feel better but I have saved an absolute fortune. Seriously, anyone who buys lunch every day, I urge you to try bring in your own lunch for a week, you won't believe how much it actually saves you.

Still buy a coffee after lunch every day, though, it's the one thing I just can't give up.

_Brian · 25-07-2019 10:01AM

Probably 90% of days.

Fann Linn · 25-07-2019 10:59AM

€2 per week for the works lotto. I bring a lunch each day and don't really bother with tea or coffee.

Ush1 · 25-07-2019 11:14AM

Apart from the likes of electricity, I would buy my lunch on some days although I'm trying to be better with bringing it in.

I drive an electric car to work so would use some electricity doing that also.

MissDisaster · 25-07-2019 11:37AM

I try not to, actually pretty much made it into a game now trying not to spend anything a day.

Ive only recently started using YNAB and sweet Jesus...the sheer amount I spend on clothes made me sick! Despite having ‘nothing to wear’ I could probably dress everyone in this thread. TWICE!

Leg End Reject · 25-07-2019 11:40AM

MissDisaster wrote: »

I try not to, actually pretty much made it into a game now trying not to spend anything a day.

Ive only recently started using YNAB and sweet Jesus...the sheer amount I spend on clothes made me sick! Despite having ‘nothing to wear’ I could probably dress everyone in this thread. TWICE!

What's YNAB?

25-07-2019 12:16PM

Eat out or order at least once a day so always spending.

Autecher · 25-07-2019 12:24PM

Leg End Reject wrote: »

What's YNAB?

It's a website and an App. It stands for You Need A Budget.

Obvious Desperate Breakfasts · 25-07-2019 12:24PM

jester77 wrote: »

€10-€15 every day on lunch

That’s so much! :eek:

jester77 · 25-07-2019 02:36PM

Obvious Desperate Breakfasts wrote: »

That’s so much! :eek:

Won't really get anything for under €10 where I work

Obvious Desperate Breakfasts · 25-07-2019 04:08PM

jester77 wrote: »

Won't really get anything for under €10 where I work

At that price, I’d be bringing lunch in!

MissDisaster · 25-07-2019 06:43PM

Leg End Reject wrote: »

What's YNAB?

It stands fo You Need A Budget. It’s a “give every dollar a job” budgeting tool that allows you to plan where exactly your money goes and how to save for future expenses. You can get it in an app and desktop.
The apps great for on the go, but the desktop really is the way to see a complete breakdown. Also there’s a Toolkit extension for it for Chrome which really helps.

Jesse Mecham has great chilled out videos on YouTube on how to use it and you can get it free if your a student. I used a link that for me four months free but I’ve paid the $75 for the year as it works out about a takeout coffee a month.

Best thing ever for someone who has a severe Penney’s addiction!

Greentopia · 25-07-2019 08:43PM

Philip Nervous Spruce wrote: »

Well worth the cost of it imo over the chore of planning, buying, preparing and bringing a lunch that’s not as nice or fresh as what you buy and you can’t decide what you feel like at lunch time you have to eat what you brought.

I spend about 6 to 7 euro a day on lunch and to be honest it’s very little really imo.

That's at least €120 a month just on lunch if you're buying it 5 days a week.
That's what I spend on my entire food budget for about 3 weeks. And I eat well.

I'd find it impossible to spend that much on lunches no matter how much money I'm earning. My parents were very careful with money so I guess I've inherited it.
My partner is the same and abhors debt (German) and he'd be disgusted if I spent so much on eating out :pac:
but each to their own...

Eggs For Dinner · 25-07-2019 08:49PM

Tons of direct debits and we shop for food most days, depending on what we want for dinner. Wade through over 3k a month. No mortgage thankfully

26-07-2019 09:54AM

Greentopia wrote: »

That's at least €120 a month just on lunch if you're buying it 5 days a week.
That's what I spend on my entire food budget for about 3 weeks. And I eat well.

I'd find it impossible to spend that much on lunches no matter how much money I'm earning. My parents were very careful with money so I guess I've inherited it.
My partner is the same and abhors debt (German) and he'd be disgusted if I spent so much on eating out :pac:
but each to their own...

To be honest I see 120 euro a month as very little and well worth it, I’d spend more than that again on eating out and takeaway a month as well as I’d do that a few few times a week (for dinner or going on for breakfast on weekends etc) and again wouldn’t bother me in the least.

If you are living hand to mouth is one thing but for people with a good income I find the whole penny pinching around lunch and trying to spend as little as possible on eating in general as just being needless hardship and a big chore. I haven’t brought my own lunch on a regular basis since primary school, I simply don’t like doing it and much prefer buying a nice fresh sandwich or roll and having the choice to go to different places depending on what I feel like come lunch time. Also it’s not 120 euro versus zero, you still have to spend money on lunch stuff if bringing it so that brings down the differential a lot.

John_Rambo · 26-07-2019 10:58AM

Philip Nervous Spruce wrote: »

To be honest I see 120 euro a month as very little and well worth it, I’d spend more than that again on eating out and takeaway a month as well as I’d do that a few few times a week (for dinner or going on for breakfast on weekends etc) and again wouldn’t bother me in the least.

If you are living hand to mouth is one thing but for people with a good income I find the whole penny pinching around lunch and trying to spend as little as possible on eating in general as just being needless hardship and a big chore. I haven’t brought my own lunch on a regular basis since primary school, I simply don’t like doing it and much prefer buying a nice fresh sandwich or roll and having the choice to go to different places depending on what I feel like come lunch time. Also it’s not 120 euro versus zero, you still have to spend money on lunch stuff if bringing it so that brings down the differential a lot.

It’s not about penny pinching If you have the culinary skills and knowledge to make vastly superior lunches to the likes of Subway and other ghastly deli’s that you frequent for your breakfast and chicken rolls.

Buying the highest quality fish, meat, fruit, veg and condiments mankind can offer to make varied, tasty and varied lunches is cheaper than buying the plastic, prepared, pre cut junk and crap that people shove down their necks every day.

The One Doctor · 26-07-2019 11:17AM

Used to be a takeaway 3 times a week. Stopped recently and really notice the financial and health difference.

Graces7 · 26-07-2019 12:48PM

Living where I do and no long being able to go out to shops etc.. Groceries come in once a fortnight, carded, internet etc once a month. Occasional internet shopping, maybe once a month. Makes life very easy indeed...

ToddyDoody · 26-07-2019 01:33PM

I'll usually spend a penny, sometimes more, in the jacks.

26-07-2019 01:46PM

John_Rambo wrote: »

It’s not about penny pinching If you have the culinary skills and knowledge to make vastly superior lunches to the likes of Subway and other ghastly deli’s that you frequent for your breakfast and chicken rolls.

Buying the highest quality fish, meat, fruit, veg and condiments mankind can offer to make varied, tasty and varied lunches is cheaper than buying the plastic, prepared, pre cut junk and crap that people shove down their necks every day.

Are you auditioning for the part of Aongus?

Capt'n Midnight · 26-07-2019 08:57PM

Fann Linn wrote: »

€2 per week for the works lotto. I bring a lunch each day and don't really bother with tea or coffee.

What ? :eek:

The bastards at my place have been charging me €2.50

Bythefire · 26-07-2019 09:36PM

Coffee, sometimes lunch, dinner and a treat! Then there's the usual household things. That's on a given day, sometimes more.

26-07-2019 10:02PM

The one thing I can be relied on to buy most days is milk. Everything else varies, but the milk is a constant.

I judge a household on the milk reserves. Running out of milk is a disastrous scenario of zombie apocalypse proportions.

El_Duderino 09 · 26-07-2019 10:14PM

Not every day. Haven't spent money since Monday. But did the weekly shop yesterday from the joint account.

Always bring my own lunch to work and never buy water or coffee. Just have a reusable bottle and have coffee and tea to make in work. Big savings when you cut them out.

Always cook dinners that can double as lunches and batch cook and portion into tupperware and freeze. So just take out of the freezer and bring to work. Handy little system. It's not free because you still have to but and cook the food, but saves plenty.

Pinch Flat · 26-07-2019 10:16PM

Cycle to work and bring my lunch in. So there could be a few weeks where I spend very little. I eat well though, best of grub and fresh meat veg fruit. Just eat little ****e and avoid takeaways. Maybe once a month.

fmpisces · 26-07-2019 10:19PM

Was good all week. Went out today and *boom* so it's safe to say I'll be living on bread and water till next pay day. But on the flip side at least I'll look and smell gawjus

Pintman Paddy Losty · 26-07-2019 10:19PM

Wife makes me lunch most days so generally don't need to buy food. Will buy a coffee the odd time or nip to the bookies beside my shop if I'm on to a sure thing.

Visit a brasser once a month or so but normally take that cash from the company account so not my money.

Sometimes when I'm hungover I get a craving for a sausage roll or jambon.

Do you spend money on something every day

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