Do you spend money on something every day

Duane Dibbley

I would say I buy something or spend money on bills nearly every day.

What about you?

ScottCapper

Bottled water or a monster for gym

ytpe2r5bxkn0c1

Newspaper at the very least.

Potential-Monke

Yes, usually my lunch or some munch

fqollere

milk and honey

Sharp MZ700

Stopped buying takeaway coffee last Monday, 6 euro into a whiskey box every day. Until then, every day at least once.

theteal

I can see how much the elec/gas meter is costing per day. I've not spent any actual money since Monday. There may have been a DD in the last day or two though.

Kamu

No, not everyday.
I try bring in lunch to work everyday.
So that helps when it comes to spending money.
Though I'm not the biggest fan of cooking, so if I'm around town and hungary I'll usually pick up something to eat rather than cook when I get back.

Leg End Reject

Most days between direct debits, groceries and bits and bobs.

Autosport

Yea lunch and bits and bobs

One eyed Jack

Pack of smokes really, wouldn’t purchase anything else on a daily basis.

fmpisces

Duane Dibbley wrote: »

I would say I buy something or spend money on bills nearly every day.

What about you?

No, not every day but I sure has hell make up for it on others

Yeah definitely, buy lunch everyday of the week at a minimum and always spending at the weekends.

fryup

some days no a cent.....do one big shop at the weekend and that usually suffice for the week

i'm very careful with money i try to budget myself (its the scottish in me)

mad muffin

Hookers and coke.

sitkaspruce

Parking / toll

sonyvision

If you consider i drive to work each day a small bit on fuel yes. But Monday - Friday no, I could actually go without my wallet. Free lunches in work, free coffee, buy the multi pack of weetabix which lasts me a month for breakfast, one big grocery shopping fir the week maybe 40 euro...

On the weekends yes, cinema, food, just general been out and about.

Greentopia

No, have a tight rein on my finances, save as much as possible and some days I spend nothing. I work from home so no bought lunches.

discodaveirl

Unfortunately its about €13 a day for me, Couriering means out of bed before 5:30. Grab breakfast and coffee/tea about €8 and €5 in the afternoon for sambo and bottle of water... Must try and get these costs under control..

branie2

Just for in Supermacs and a film the cinema on Friday

the beer revolu

Booze

jester77

€10-€15 every day on lunch

ninebeanrows

50-80€ a day usually on food and drink

Hector Savage

I'm amazed how much more I save by cutting out eating out for lunch every day.

Hector Savage

Sleety_Rain wrote: »

50-80€ a day usually on food and drink

:eek: Jesus!!!!

See my other post, you could save a fortune if you ate out less...

Edgware

Sleety_Rain wrote: »

50-80€ a day usually on food and drink

Fat ****

ninebeanrows

Hector Savage wrote: »

:eek: Jesus!!!!

See my other post, you could save a fortune if you ate out less...

It adds up so easy,

Lunch 10-15, coffees drinks 5-10

Usually dinner with pints 3-4 days a week, 40-60€

JustAThought

Working in town really makes it hard not to spend anything - then again working in a big isolated office in the suburbs encourahes you to leave and go for a walk and in the rain you end up in the local spar/centra - they start to look at yiu oddly when you walk around the shelves every day and buy nothing!

I used have a sit in coffee every other day but since the shops almost universally put up the price of a coffee to e3.40 Ihave avoided it. The tenner or e15 is almost invisible in my wallet but I miss the ritual of it -I hate feeling like Im being ripped off though.

Sometimes I clear the head by going for a long walk and try not to get munchies en route (esp an icecream in this heat) or a take away dinner on the way home to avoid cooking. It is getting harder now that every other beauty spot or beach has an icecreamvan, pop up 'gestibal' or 'garden market' at it.

My cousins neighbour owns a takeaway and recently bought the next doors house for 340k -cash. At the rate I spend money on boredom eating I understand how.

magic_murph

ScottCapper wrote: »

Bottled water or a monster for gym

That monster stuff aint good for you kid.

Anto Lynch

I bring my lunch to work now all the time, saves a fortune. I buy the odd can of red bull, thats it.

Duane Dibbley

IF I didnt smoke I think I would be only spending money 1-2 a week as I work from Home.

JohnnyFlash

Cigarettes and a bottle of coke.

Hector Savage

Hector Savage wrote: »

I'm amazed how much more I save by cutting out eating out for lunch every day.

Well worth the cost of it imo over the chore of planning, buying, preparing and bringing a lunch that’s not as nice or fresh as what you buy and you can’t decide what you feel like at lunch time you have to eat what you brought.

I spend about 6 to 7 euro a day on lunch and to be honest it’s very little really imo.

Sabre0001

Sleety_Rain wrote: »

It adds up so easy,

Lunch 10-15, coffees drinks 5-10

Usually dinner with pints 3-4 days a week, 40-60€

The life of the 1% :P

I can go a couple of days without spending. Snacks are the undoing of me though - I bring in lunch and cook dinner for the most part, but sometimes will grab a fresh bottle of water, a coke, or chocolate.

Cina

Completely stopped buying breakfast or lunch at work, and gave up the fags (was never a heavy smoker anyway) a few years ago, as well as going for little "snacks" to the vending machine and shop. Not only have I lost weight and feel better but I have saved an absolute fortune. Seriously, anyone who buys lunch every day, I urge you to try bring in your own lunch for a week, you won't believe how much it actually saves you.

Still buy a coffee after lunch every day, though, it's the one thing I just can't give up.

_Brian

Probably 90% of days.

Fann Linn

€2 per week for the works lotto. I bring a lunch each day and don't really bother with tea or coffee.

Ush1

Apart from the likes of electricity, I would buy my lunch on some days although I'm trying to be better with bringing it in.

I drive an electric car to work so would use some electricity doing that also.

MissDisaster

I try not to, actually pretty much made it into a game now trying not to spend anything a day.

Ive only recently started using YNAB and sweet Jesus...the sheer amount I spend on clothes made me sick! Despite having ‘nothing to wear’ I could probably dress everyone in this thread. TWICE!

Leg End Reject

MissDisaster wrote: »

I try not to, actually pretty much made it into a game now trying not to spend anything a day.

Ive only recently started using YNAB and sweet Jesus...the sheer amount I spend on clothes made me sick! Despite having ‘nothing to wear’ I could probably dress everyone in this thread. TWICE!

What's YNAB?

Eat out or order at least once a day so always spending.

Autecher

Leg End Reject wrote: »

What's YNAB?

It's a website and an App. It stands for You Need A Budget.

Obvious Desperate Breakfasts

jester77 wrote: »

€10-€15 every day on lunch

That’s so much! :eek:

jester77

Obvious Desperate Breakfasts wrote: »

That’s so much! :eek:

Won't really get anything for under €10 where I work

Obvious Desperate Breakfasts

jester77 wrote: »

Won't really get anything for under €10 where I work

At that price, I’d be bringing lunch in!

MissDisaster

Leg End Reject wrote: »

What's YNAB?

It stands fo You Need A Budget. It’s a “give every dollar a job” budgeting tool that allows you to plan where exactly your money goes and how to save for future expenses. You can get it in an app and desktop.
The apps great for on the go, but the desktop really is the way to see a complete breakdown. Also there’s a Toolkit extension for it for Chrome which really helps.

Jesse Mecham has great chilled out videos on YouTube on how to use it and you can get it free if your a student. I used a link that for me four months free but I’ve paid the $75 for the year as it works out about a takeout coffee a month.

Best thing ever for someone who has a severe Penney’s addiction!

Greentopia

Philip Nervous Spruce wrote: »

Well worth the cost of it imo over the chore of planning, buying, preparing and bringing a lunch that’s not as nice or fresh as what you buy and you can’t decide what you feel like at lunch time you have to eat what you brought.

I spend about 6 to 7 euro a day on lunch and to be honest it’s very little really imo.

That's at least €120 a month just on lunch if you're buying it 5 days a week.
That's what I spend on my entire food budget for about 3 weeks. And I eat well.

I'd find it impossible to spend that much on lunches no matter how much money I'm earning. My parents were very careful with money so I guess I've inherited it.
My partner is the same and abhors debt (German) and he'd be disgusted if I spent so much on eating out :pac:
but each to their own...

Eggs For Dinner

Tons of direct debits and we shop for food most days, depending on what we want for dinner. Wade through over 3k a month. No mortgage thankfully

Greentopia

Greentopia wrote: »

That's at least €120 a month just on lunch if you're buying it 5 days a week.
That's what I spend on my entire food budget for about 3 weeks. And I eat well.

I'd find it impossible to spend that much on lunches no matter how much money I'm earning. My parents were very careful with money so I guess I've inherited it.
My partner is the same and abhors debt (German) and he'd be disgusted if I spent so much on eating out :pac:
but each to their own...

To be honest I see 120 euro a month as very little and well worth it, I’d spend more than that again on eating out and takeaway a month as well as I’d do that a few few times a week (for dinner or going on for breakfast on weekends etc) and again wouldn’t bother me in the least.

If you are living hand to mouth is one thing but for people with a good income I find the whole penny pinching around lunch and trying to spend as little as possible on eating in general as just being needless hardship and a big chore. I haven’t brought my own lunch on a regular basis since primary school, I simply don’t like doing it and much prefer buying a nice fresh sandwich or roll and having the choice to go to different places depending on what I feel like come lunch time. Also it’s not 120 euro versus zero, you still have to spend money on lunch stuff if bringing it so that brings down the differential a lot.

John_Rambo

Philip Nervous Spruce wrote: »

To be honest I see 120 euro a month as very little and well worth it, I’d spend more than that again on eating out and takeaway a month as well as I’d do that a few few times a week (for dinner or going on for breakfast on weekends etc) and again wouldn’t bother me in the least.

If you are living hand to mouth is one thing but for people with a good income I find the whole penny pinching around lunch and trying to spend as little as possible on eating in general as just being needless hardship and a big chore. I haven’t brought my own lunch on a regular basis since primary school, I simply don’t like doing it and much prefer buying a nice fresh sandwich or roll and having the choice to go to different places depending on what I feel like come lunch time. Also it’s not 120 euro versus zero, you still have to spend money on lunch stuff if bringing it so that brings down the differential a lot.

It’s not about penny pinching If you have the culinary skills and knowledge to make vastly superior lunches to the likes of Subway and other ghastly deli’s that you frequent for your breakfast and chicken rolls.

Buying the highest quality fish, meat, fruit, veg and condiments mankind can offer to make varied, tasty and varied lunches is cheaper than buying the plastic, prepared, pre cut junk and crap that people shove down their necks every day.

The One Doctor

Used to be a takeaway 3 times a week. Stopped recently and really notice the financial and health difference.