Compensation Events

Roger Mellie Man on the Telly · 30-03-2017 9:35pm #1

As this is currently topical...

Has anyone suffered injury or loss due to another's negligence and not made a claim?

I was bumped into by a car behind at about 1-2mph in heavy traffic. It would appear that I missed out on an easy few thousand euro.:mad:

Jack the Stripper · 30-03-2017 9:38pm

What is that in kph op?

not yet · 30-03-2017 9:39pm

I let my remote control fall on my foot and now my big tow is sore.

Where do I claim.

MilesMorales1 · 30-03-2017 9:41pm

I got knocked over by a car a few months ago when I were out running. They was trying to break the red light.

Wasn't going fast, so I only got a few bad bruises. They drove on without stopping, didn't bother following it up. No biggie.

Ubbquittious · 30-03-2017 9:47pm

not yet wrote: »

I let my remote control fall on my foot and now my big tow is sore.

Where do I claim.

Manufacturer of the TV

Where ever you last washed your hands for using soap that makes your hands unusually slippery

Manufacturer of whatever you were sitting on at the time for creating too much of a drop for the remote to fall

Beasty · 30-03-2017 9:56pm

I was slammed into from behind at 100km/h. Guy did it quite deliberately. He had closed up behind me probably to less than a metre 3 time previously. Then he presumably misjudged it, and hit the back of my car. Of course I slowed down to a stop. He slammed into the back of me again. I got out to remonstrate - pretty much on adrenaline. He backed up. I stood in front of his car and he backed up again. I thought discretion was the batter part of valour and moved out of his way and he shot off. Fortunately I (quite literally) had his plate. I see a neurosurgeon tomorrow about my 3 slipped discs. Currently struggling to get much sleep. Also have neck and various other problems. I will be pursuing my claim.

PowerToWait · 30-03-2017 10:01pm

Beasty wrote: »

I was slammed into from behind at 100km/h. Guy did it quite deliberately. He had closed up behind me probably to less than a metre 3 time previously. Then he presumably misjudged it, and hit the back of my car. Of course I slowed down to a stop. He slammed into the back of me again. I got out to remonstrate - pretty much on adrenaline. He backed up. I stood in front of his car and he backed up again. I thought discretion was the batter part of valour and moved out of his way and he shot off. Fortunately I (quite literally) had his plate. I see a neurosurgeon tomorrow about my 3 slipped discs. Currently struggling to get much sleep. Also have neck and various other problems. I will be pursuing my claim.

That's a bit mental.

nullzero · 30-03-2017 10:03pm

I smacked by phone off of my face opening this thread OP; See you in court!

Capt'n Midnight · 30-03-2017 10:05pm

Blame Newton.

- He invented gravity

- And being in charge of the Royal Mint , he's loaded

Degag · 30-03-2017 10:08pm

Beasty wrote: »

I was slammed into from behind at 100km/h. Guy did it quite deliberately. He had closed up behind me probably to less than a metre 3 time previously. Then he presumably misjudged it, and hit the back of my car. Of course I slowed down to a stop. He slammed into the back of me again. I got out to remonstrate - pretty much on adrenaline. He backed up. I stood in front of his car and he backed up again. I thought discretion was the batter part of valour and moved out of his way and he shot off. Fortunately I (quite literally) had his plate. I see a neurosurgeon tomorrow about my 3 slipped discs. Currently struggling to get much sleep. Also have neck and various other problems. I will be pursuing my claim.

Did you call the Gardai? How do you prove that this guy did this? (even if you have his number plate)

soups05 · 30-03-2017 10:09pm

hit by a car pulling out of a junction when i was on my bike, fell off but no real injuries, did not claim.

had a door opened on me by a car stuck in traffic, sent me flying off bike into a gap between parked cars and the wagon had the nerve to give out to me for not looking where i was going, did not claim.

had enough of the bike so bought a car, years of happy,carefree motoring until an old bat drove through a stop sign and i hit the side of her car. she gets out screaming at me that she had right of way cos she was going straight then she left the scene and claimed off me, insurance believed me cos she done a runner. I did not claim.

tripped over a cord and fell a over t down a flight of stairs, hurt my back, off work for two weeks with no loss of money as it was a ce scheme, did not claim.

so basically i could be rich now, but am an idiot.

now that i finally want to sue someone, the guys who broke my jaw, i find there is no point cos they are on the dole and have no money/assets so you can't get blood out of a stone.

no more mr nice guy, from now on am looking for a table leg to bang my knee off, or some other trival-life altering stupid thing i can do to make some money.

karma owes me lol

ednwireland · 30-03-2017 10:13pm

I bust my ankle in hospital after blacking out due to internal bleeding seems I missed out big time.

fg1406 · 30-03-2017 10:40pm

Broke my arm in a Dublin nightclub when I was in college. Slipped and fell on The dance floor. I was pissed and in heels. I didn't even think for a second that it was anyone's fault but my own.

DontThankMe · 30-03-2017 10:46pm

Burnt my mouth after drinking a coffee from Starbucks I am currently waiting on my €50,000 claim. My lawyer says there is a good chance I'll get my compo in court.

KERSPLAT! · 30-03-2017 10:47pm

Two car crashes, one as a driver and one as a passenger. As the driver I claimed for my car, it was wrote off, and a weeks pay for loss of earnings and to cover a&e. As the passenger, the driver claimed for his car and paid my hospital bill, suited me, I was fine.

I also crashed into someone and thankfully they were fine. They didn't claim, I paid for the repair of their car, job done. I wonder if it was karma, I didn't make any false claims and when it came around to me, a claim, false or otherwise, wasn't made against me.

monkeysnapper · 30-03-2017 10:50pm

In september 2001 I was out in a nightclub in kerry and bouncers were chucking out a young lady when she reached back for a glass and threw it at them, missed them and glass hit me just above eye .
I've a scar there to this day . .....

The following week I went on my holidays with a bandage around my head to Newyork to see my sister, ......let's just say thankfully this time I didn't get hit!!!!!

SEPT 23 1989 · 30-03-2017 11:06pm

Elderly woman crashed into me wrote my car off old yoke not worth much she told me as we were waiting for the guards to arrive that she was coming from the hospital her brother had just died and she was not paying attention to the road really shook up

Serious pain down one side of my body for weeks after that but it was just an accident

1500 for the car and left it at that

Looking at some of the carry on with claims today I could have got tens of thousands

But thats not the way I was brought up

__Alex__ · 31-03-2017 1:30am

My OH was rear-ended on the Naas dual carriageway around seven years ago. Has had a twingey neck ever since. Did not make an insurance claim. Didn't visited a doctor after the accident. I have no idea why. He has no idea why! I wish I was in his life then. I would have made him do both those things!

markc1184 · 31-03-2017 1:39am

I was t-boned by a mechanic that forgot to pump the brakes on a van he had serviced. Took me clean off the road. Wrote off my car, the van he was driving and a brand new car on a forecourt were the accident happened. I had my car replaced but went no further because I very luckily only had a small bruise from the seatbelt and a burn on my top lip from the airbag. Could easily have been a whole lot worse.

Glenster · 31-03-2017 1:42am

markc1184 wrote: »

I was t-boned by a mechanic that forgot to pump the brakes on a van he had serviced. Took me clean off the road. Wrote off my car, the van he was driving and a brand new car on a forecourt were the accident happened. I had my car replaced but went no further because I very luckily only had a small bruise from the seatbelt and a burn on my top lip from the airbag. Could easily have been a whole lot worse.

It must have been very difficult for you to come forward with that.

Its not your fault.

Beasty · 31-03-2017 9:32am

Degag wrote: »

Did you call the Gardai? How do you prove that this guy did this? (even if you have his number plate)

Yes, once I had managed to calm down a bit I called them. Then took the licence plate to them. Took them a while to track him down, but they eventually got back to me. Apparently he admitted to have been in an accident but claimed he had blacked out and woke up in a ditch with no recollection of me! He had no answer when the guards presented his plate to him. He had also sold the car in the meantime

Noddyholder · 31-03-2017 9:38am

I have read quite a few thread on boards.ie lately & I now am suffering from headaches, lower back pain & my fingers are numb, I shall be seeing my legal representative soon, meanwhile I shall try n chill n go onto more relaxing internet forums like livelinks & stormtrooper.

DrPhilG · 31-03-2017 9:42am

3 times I've been bumped in traffic. Twice there was no damage done, but others in my situation would have claimed for a new bumper and a whiplash claim each for myself and my wife.

The 3rd instance the back bumper was badly cracked. Again I could have had a new bumper and a pair of injury claims but instead I let the girl organise a replacement bumper for about £300, her boyfriend did bodywork so he was able to get a cheap part and did the spray job himself. The poor girl was only about 19 and was distraught. Partly because of the accident and probably because she was picturing her insurance premium exploding.

All in all I could be up about €45k in injury claims.

To make it worse, I'm on the receiving end of a bogus claim just like that. Reversed into a car in a car park at low speed. Did a bit of damage to the other person's bumper but they were perfectly fine, literally only a few mph of speed involved.

She initially said she was fine and would arrange a quote from a local garage to avoid going through the insurance. Called the next morning with a price of £500.

2 days later all communication stopped. A week later a solicitors letter arrived at my workplace.

She ended up charging £1400 for the car and getting a personal injury claim of £5k. And 2 years later I'm still suffering the effects on my insurance premium.

silvervixen84 · 31-03-2017 9:53am

I was sitting in the front row at a wrestling event in Cork a couple of weeks ago and during one of the matches, one of the wrestlers was launched over the top rope without warning and landed on top of me!

I had a sore collarbone for a few days after.

Doctor Nick · 31-03-2017 10:44am

Roger Mellie Man on the Telly wrote: »

As this is currently topical...

Has anyone suffered injury or loss due to another's negligence and not made a claim?

I was bumped into by a car behind at about 1-2mph in heavy traffic. It would appear that I missed out on an easy few thousand euro.:mad:

Taxi once drove through a red light and I ended up on the bonnet of his car for a few meters. While it frighted the life out of me and I was very shaken for a long time (as was the driver in fairness) and other motorists gave me their number and took mine (and called me later) in case I wanted to report it I wouldn't. Apart from being shaken there was nothing else wrong with me so no need to report it and potentially cost the man his livelihood, or at least increase his insurance costs which are already extortionate.

I once walked into an Xtra Vision store and the rug that was placed at the door had a bulge or bump in it (which was a potential trip hazard). A woman was standing there and pointed it out to me and said you should trip over that and put in a claim. I just looked at her and then straightened it out, to me this highlighted the mentality some people have when it comes to compensation payouts and I was just a child at the time.

There have been other things as I remember people telling me you should claim for that but as far as I was concerned it was me who fell, bumped into something or whatever the case may be and I firmly believe in personal responsibility.

stimpson · 31-03-2017 12:29pm

My dog bolted out of the house one day when I opened the front door. I chased after him and tripped on the crappy tarmac patched road outside the house. I had my keys in my hand and landed on top of it. Bruised ribs and fracture in my right hand. 3 months off work (who paid me despite me being a contractor).

The worst part was learning to fap left handed. Didn't feel comfortable mentioning that in court so I didn't pursue it.

rathevan · 31-03-2017 12:41pm

A car pulled out as I was driving around a shopping centre car park a few years ago. I had my 6 month old baby in the car and she hit the door beside him. She was only a young girl and nearly died when she seen the baby in the car. I ended up having to try and calm her down. My son never even woke up. She paid for the minor damage that was done to my door and I was perfectly happy with that.

jcsoulinger · 01-04-2017 4:48am

Was driving to oxegen years ago and a guy rear ended me on the dual carriageway, there was a pile up of traffic and he failed to stop, he was also on the way to oxegen. Got out just bumper damaged so haggled with him for a few minutes and settled on 70 euro cash, and drove on.

Was in a mates car that got clipped by a car overtaking and we ended up flipped over in a ditch, will never forget it, we were ok just shuck up a bit didn't make a claim.

I recently renewed my insurance which had gone up even though I had another years no claims, I was told this was due to the increasing amount of claims made by the general population, so technically we are all paying for other people's claims, which is f*uckin bullshi*e, In order to be on the right side of this deal you needs to be claiming people.

JohnCleary · 01-04-2017 4:58am

Some d1ck drove over me and smashed my spine.

I literally had solicitors cold calling me wanting to represent as the claim would have been huge.

Given that I was told I may never walk again, but I am now able to walk by myself, I gave the 2 fingers to the claim culture.

That said, because of my experience, I do have a chip on my shoulder when I hear about 20k payouts for a sore knee

Canis Lupus · 01-04-2017 5:00am

Rear ended by an aul fella. Very slow, slight mark on bumper, nowt else wrong. Shook hands at the scene and left it at that. Rear ended again there recently by a young lad. Damage done to car, claimed via his insurance for the repairs.

DEFTLEFTHAND · 01-04-2017 5:27am

I love the replies here, it gives me hope for this country.

You're good people here, not chancers.

Us micks have a terrible reputation worldwide for dishonesty.

And like every stereotype, it is based in some truth.

hairyslug · 01-04-2017 5:51am

I got rear ended by a bus transporter some years back, car was a write off.

I was in hospital 2 years ago, i had a seizure, had to be restrained (i had enchepalitis so i wasn't in my right mind) and became aggressive. I fractured my back as a result. I have heard of people claiming due to a cracked rip after receiving CPR.

Lemonposset · 02-04-2017 9:58am

I was reversed into in a car park when I was 7 months pregnant. Bit of a jolt and a dent and scrape on my car but nothing too dramatic. Baby was kicking away so I wasn't worried about that. They offered to fix it and were very nice. My dad died in the week following so I told them it was ok and never followed up. There is more to be doing than wasting time with nonsense claims.

biko · 02-04-2017 10:34am

I had to travel the Dublin Luas with the plebs, still waiting for my 20K payout for the distress caused.

TerrorFirmer · 02-04-2017 2:00pm

When I was younger, I was coming out of a Zhivago store after browsing for about 30 minutes and buying a DVD I had ordered in specially. Security guard stopped me at the door and said I couldn't leave until he'd searched me - he searched my jacket and bag in front of loads of customers.

Obviously there was nothing to find.... except the DVD I had just bought.

I often wonder what he thought he saw that he was so convinced I had something.

Ubbquittious · 03-04-2017 2:22pm

TerrorFirmer wrote: »

When I was younger, I was coming out of a Zhivago store after browsing for about 30 minutes and buying a DVD I had ordered in specially. Security guard stopped me at the door and said I couldn't leave until he'd searched me - he searched my jacket and bag in front of loads of customers.

Obviously there was nothing to find.... except the DVD I had just bought.

I often wonder what he thought he saw that he was so convinced I had something.

I would refuse out of principle. Those private security lads have no right to search anyone.

ArmaniJeanss · 03-04-2017 2:54pm

Knocked off bicycle going straight through a junction (with greenlight), van coming the other way made a right hand turn but didn't have filter light to do so. Bike smashed up, 6 stitches in forehead and a bit shook up. Probably some sort of claim possible.
But the key thing was the van driver was brilliant, drove me to A&E, stayed until family arrived, got bike fixed up, paid A&E bills with no hesitation. So I let it go at that.

kfallon · 03-04-2017 2:59pm

biko wrote: »

I had to travel the Dublin Luas with the plebs, still waiting for my 20K payout for the distress caused.

As opposed to the Galway Luas, is it.......

BattleCorp · 03-04-2017 4:30pm

When I was in college yonks ago, I got sprayed in the face with acid through absolutely no fault of my own.

I was in the college workshop washing my hands at the sink. There were several sinks in a row beside each other. A lab technician came over to the sink beside me to wash his hands. He left a beaker of acid he was carrying on the edge of his sink. While he was washing his hands, he must have nudged the beaker of acid and it fell into the sink. Once the acid hit the water, it pretty much exploded (not sure of technical name) and sent a spray of acid drops into my face. Lucky for me my sink was full of water and I faceplanted the water as quick as I could so that diluted the acid immediately. It was really really sore at the time but the damage would have been much worse if I didn't have water available instantly.

My face looked like a pizza for about a month but there was no real lasting damage. I didn't put in a claim even though it was a nailed on certainty that I would have gotten compensation because the incident was not my fault.

Penny Tration · 03-04-2017 4:51pm

I had an accident in an old job, their fault. PPE not working adequately, numerous staff reported the fault in the PPE, they said it was too expensive to replace, week later the fault caused me to have an accident.

I was off work for over two months and absolutely out of my bin on pain meds, needing MRI scans and other treatment.

I didn't want to claim. The thought didn't initially cross my mind. I went back to work, and asked in a meeting with HR about getting my medical bills covered.

They told me I was just looking for money, and that wouldn't happen (I literally just wanted my bills covered, I had invoices for everything with me, and nothing more).

So I sued, and I got more than triple my medical costs. I didn't want to, but I couldn't afford the medical fees.

Idiots.

o1s1n · 03-04-2017 4:53pm

BattleCorp wrote: »

I didn't put in a claim even though it was a nailed on certainty that I would have gotten compensation because the incident was not my fault.

Why not?

I understand people not wanting to put in claims when the accident was their own stupidity etc, but when you've been genuinely hurt due to someone else's stupidity/carelessness?

Also keep in mind that most of these payouts come from insurance companies.

I love Sean nos · 03-04-2017 5:02pm

fg1406 wrote: »

Broke my arm in a Dublin nightclub when I was in college. Slipped and fell on The dance floor. I was pissed and in heels. I didn't even think for a second that it was anyone's fault but my own.

Those dance floors can be murder. :pac:

MilesMorales1 · 03-04-2017 6:26pm

o1s1n wrote: »

Why not?

I understand people not wanting to put in claims when the accident was their own stupidity etc, but when you've been genuinely hurt due to someone else's stupidity/carelessness?

Also keep in mind that most of these payouts come from insurance companies.

Effort of it sure. Specially for a minor injury or incident. Different if its something you need serious medical costs covered of course.

Danbo! · 03-04-2017 8:50pm

Go rear ended in a car I had bought 2 days before hand. Not brand new, but my first car after learning to drive in the family banger.

It sounded so much worse from inside, and there was just a tiny little chip of paint gone. Can't imagine what a real crash must sound like.

Anyway, the guy was in bits apologising, wanted to pay cash for the damage. I had gone to pull out but, not being used to the clutch, I cut out. By law he's at fault, but yeah I can shoulder a little of this as well. I said look sure f*ck it and we shook on it and were about to go our separate ways, when some aul biddy made a poor effort of going around the "accident" and crashed into the side of his car

RedXIV · 03-04-2017 9:00pm

Had a taxi drive into the back of me as I was dropping a friend to bus aras. Was just crossing the liffey as it happened.

Got out and took a look at my car (first car, plenty of dings on it) and couldn't find any new marks on my car at all. Taxi driver had his front bumper hanging off. I said I was fine and hoped it wouldn't cost him a lot to get his car sorted.

Guy shook my hand and thanked me profusely, maybe taxis are terrified of the "whiplash" complaint that randomers get as they encounter an accident with a taxi?

Beyondgone · 03-04-2017 9:11pm

RedXIV wrote: »

Had a taxi drive into the back of me as I was dropping a friend to bus aras. Was just crossing the liffey as it happened.

Got out and took a look at my car (first car, plenty of dings on it) and couldn't find any new marks on my car at all. Taxi driver had his front bumper hanging off. I said I was fine and hoped it wouldn't cost him a lot to get his car sorted.

Guy shook my hand and thanked me profusely, maybe taxis are terrified of the "whiplash" complaint that randomers get as they encounter an accident with a taxi?

Done the same twice - been rear-ended but my car was ok, so let it go - stuff happens. No need to be bad about it.. people make mistakes.

Rear ended (at about 5mph) a muppet who was 100% in the wrong, (stopped dead on a blind hump-back bridge to check his phone

) but I hit him in the rear, so my bad, right? He took me to the cleaners with a claim. They say no good deed goes unpunished. Seems to be true. My insurance went through the roof. I'm thinking maybe I was the mug those other times. I know I was this time anyway.

Roger Hassenforder · 03-04-2017 10:04pm

o1s1n wrote: »

Also keep in mind that most of these payouts come from insurance companies.

out of their own pockets too!

thebaz · 04-04-2017 9:27pm

well done to Judge in ruling correctly and shame on Ms Saveljeva and her legal team -

School games are part of growing up - accidents happen in all walks of life including school life - disgraceful action by Saveljeva , but well done Judge in maintaing some fun in education .

http://www.independent.ie/irish-news/courts/i-cant-ban-games-in-school-judge-tells-mother-of-girl-6-injured-during-game-of-chase-35591576.html

bear1 · 04-04-2017 9:43pm

Injury claims no but...

When I lived in waterford around 2008 I was just after coming off the bridge and near the junction with the fitzwilliam hotel when a woman shot out from a lane on the right without looking and ploughed into the front side of my car. I had only just vrt'd it.
Pulled over and she was pretty shaken but the out of nowhere came the accusations I was driving like a mad man and should have given her right of way. Bare in mind now I'm on the main road coming from Dublin and she pulled out of a side street.
Then a "stranger" runs over and saying look at what I've done and then takes the girl away for a chat.
I called the guards and told them what's going on and within minutes they were on the scene.
She had no nct, a learners licence and no l plates but for some reason the police weren't really interested.
Phoned up the insurance company and lodged my claim against her.
Then the investigator from quinns (my insurance) rang me to say she is putting an injury claim in and denying liability.
I was lucky that quinn weren't stupid and flat out refused.
This lasted approx 2 years and then eventually neither of us got a cent.
So I repaired my car out of my own pocket and suffered ****e premiums due to the open claim.
Couldn't believe it when I was told it was closed.

surrender monkey · 04-04-2017 10:32pm

Why didn't you counter claim bear?

Beyondgone · 04-04-2017 10:37pm

It's pure comedy gold watching this years Fire Brigade responses to any RTA. Three, sometimes 4 engines rush to the scene..even for a fender bender. Roads get closed, the whole nine yards.....lol. Ever wonder why? They now bill for attending. So someone is picking up the tab. Usually an insurance company. Lolz again. Even the bloody fire-brigade is milking the insurance culture. Beats sitting in the station polishing your pole I guess.

Compensation Events

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