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Classic insurance - companies & brokers

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  • Registered Users Posts: 12,766 ✭✭✭✭galwaytt


    Dades wrote: »
    Although the 20yr rule isn't set in stone, I really don't think you have a chance of getting a classic policy for a '92 car. If you had a fleet of other classics, maybe, but really they will just look on it as a second car.

    Lovely motor though. :)

    The problem is..........it's a 3-series :D:D

    No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?

    My 93 968 gets Classic ins at Eur406, and my 94 goes classic next year.

    What's not to like??:D

    Oh, a 996.............hmmmmm

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Registered Users Posts: 500 ✭✭✭Mac 3


    galwaytt wrote: »
    The problem is..........it's a 3-series :D:D

    No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?

    No, not quite. Its an e30 3 series convertible, the previous generation 3 series, ie the eighties model. Production of the saloons and coupes were phased out in 1991 but convertibles and tourings (estate models) went on until 1993, and theres even the odd 94 around.

    Here's a pic,

    325iblack2.jpg
    Whats meant by a current car?


  • Registered Users Posts: 625 ✭✭✭E. Fudd


    Right lads, 24, full license, 6 years no claims bonus.

    I'm looking at importing a 1964 landrover series 2.

    The problem is, I recently got a company van, and got rid of my private jeep, so I've no insurance in my own name. Is there anybody out there who can/will insure me?

    Cheers in advance.


  • Registered Users Posts: 4,269 ✭✭✭MercMad


    Mac 3 and E.Fudd I would suggest you both phone AXA and ask for Myles O'Reilly. He is a car enthusiast and in charge of that section. If you are genuine he will sort you out. Dont talk to anyone else !


  • Registered Users Posts: 625 ✭✭✭E. Fudd


    Thanks Merc,

    Will I just ring on the main axa number?


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  • Registered Users Posts: 4,269 ✭✭✭MercMad


    Phone 01-8048922. It would help if you were part of a Club too I believe !


  • Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    AXA are charging me 2.5k for an '86 Golf GTI, 24, full license but no no claims due to driving company vehicles for the last 5 years. Ah well at least next year I'll (fingers crossed, touch wood etc...) have 1 years no claims and I'll have turned 25..


  • Closed Accounts Posts: 16 turbocabrio


    galwaytt wrote: »
    The problem is..........it's a 3-series :D:D

    No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?

    My 93 968 gets Classic ins at Eur406, and my 94 goes classic next year.

    What's not to like??:D

    Oh, a 996.............hmmmmm

    hi Galway tt,
    just wondering where you are getting your 968 insured for 406euro.just got my renewal in for my 944turbo 653 euro from carole nash. getting a bit high.is your insurance fully comp or third party fire and theft.
    yours sincerely
    paul ormond.


  • Registered Users Posts: 65,256 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    just wondering where you are getting your 968 insured for 406euro.just got my renewal in for my 944turbo 653 euro from carole nash. getting a bit high.is your insurance fully comp or third party fire and theft

    I'm paying Carole Nash €380 for my 4.7l '86 928. Third party only though and limited miles

    If yours is comp or even just TPFT it seems a pretty ok quote


  • Registered Users Posts: 500 ✭✭✭Mac 3


    MercMad wrote: »
    Mac 3 and E.Fudd I would suggest you both phone AXA and ask for Myles O'Reilly. He is a car enthusiast and in charge of that section. If you are genuine he will sort you out. Dont talk to anyone else !


    Hi Mercmad,

    I got onto my broker last month and the renewal came in at €614 with AXA. Its not a classic policy, they still see an E30 cab as an everyday car but I suppose its not too bad. No mileage limit and breakdown assist and glass coverage included. Next time round I'll try to speak to the gentleman you mentioned above.

    Thanks for your help anyway.


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  • Closed Accounts Posts: 32 Gar81


    Hi lads,
    I just went out today and bought an 87 325 convertible, and thought it would qualify for classic insurance as it is 21 years old, but a friend thinks it's 25 years. I have a policy for my mk2 escort which hasn't been cancelled as i only sold it. do you think they will transfer policy to the E30


  • Registered Users Posts: 500 ✭✭✭Mac 3


    Hi Gar, what company is your escort with? The fact that you have a policy might stand to you. They might be anxious to hold onto your business. Is the 325 a daily driver or something just for weekends?

    I looked high and low for a company that might be flexible about the age of my car. There were a few brokers that might have been able to do something for me if the car was 20 but mine is 16 years old this year. I got it with AXA for a finish. (have a read of the last few posts)

    Any idea when the 325 celebrates her birthday, ie date of reg as they can be sticky on that.

    Mac


  • Closed Accounts Posts: 1 gavin mahony


    Paul (MN) wrote: »
    My W123 200T is only 1984 so not a classic but I am insuring it for €600 for

    - normal policy, unlimited mileage
    - TP only
    - me 29 Full NCB, wife 29 just passed test

    With AXA.
    greatings i have a 87. 124. 200t and got a quote from first ireland on 018820800 for fully comp full time using car for 320yoyo,s i am 34 mechanic which i think is great was quoted 700 from axa . id shop around a bit


  • Registered Users Posts: 2,563 ✭✭✭Blue850


    In this months Irish Vintage Scene, (MK2 Escort on the cover), IVETA have an ad for insurance and it says they'll cover cars from 15 years old on a classic policy


  • Registered Users Posts: 19 eagle owl


    Got a very good deal* from Aviva Hibernian, who are now taking classic insurance seriously. Last year they didnt quote, so I went to AXA. It helped that I have two family cars with Hibernian and am in the 'mid life crisis' bracket... I went in person to the office, which I think is better than over the phone. * 190 fully comp -1970 VW valued at c.€5000. Only thing they needed was a photo- mileage is <5000 p.a. , but no silly conditions..


  • Registered Users Posts: 1,595 ✭✭✭chiefwiggum


    sounds good eagle owl


  • Registered Users Posts: 12,766 ✭✭✭✭galwaytt


    Is it poss to get an up to date list of who's offering classic cover, just to refresh (this thread goes back a bit).

    Also, wondering, what's the story with adding a 2nd classic on the the policy - partial 2nd premium ?

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Closed Accounts Posts: 446 ✭✭Eric318


    Just renewed with First Ireland, using AIG. 2 Classics, 50% bonus, fully Comp, €460, same price as last year.


  • Registered Users Posts: 1,595 ✭✭✭chiefwiggum


    im AIG through first ireland too


  • Registered Users Posts: 198 ✭✭manta356


    Insured mk1 escort with Axa,comp with €7500 value <3500 miles p.a for €255.Was told i could add another classic for approx €100.Policy can have up to four classics
    Added a Capri 2.0s 1984 with €5000 value <1000 miles p.a. for €130 today


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  • Registered Users Posts: 604 ✭✭✭mumblin deaf ro


    Blue850 wrote: »
    In this months Irish Vintage Scene, (MK2 Escort on the cover), IVETA have an ad for insurance and it says they'll cover cars from 15 years old on a classic policy


    Is that for IVETA members only?


  • Registered Users Posts: 4,269 ✭✭✭MercMad


    Just renewed with AXA, 280SE Coupe valued at €25k and Pagoda, on a "Laid Up" policy, fully comp for €350 !!


  • Closed Accounts Posts: 29 2manyturbos


    Blue850 wrote: »
    In this months Irish Vintage Scene, (MK2 Escort on the cover), IVETA have an ad for insurance and it says they'll cover cars from 15 years old on a classic policy
    Eric318 wrote: »
    Just renewed with First Ireland and, using AIG. 2 Classics, 50% bonus, fully Comp, €460, same price as last year.

    I declined to renew my policy with First Ireland and Travelers. It covered my '92 Subaru SVX 3.3 litre TPFT, had 5000 miles restriction and has to have garage and full alarm.
    They advised me strongly not to cancel the policy half way through the year as I would lose benefits.

    I followed their advice, the policy was €580 last year, and is heavily discounted to €560 this year with the "benefit" of 1 year's NCB. Needless to say I am not too impressed. :mad:

    For all this money the car has been to one show in England, one trip to have wheels tracked and one trip to the NCT, less than 1000 miles traveled.

    The IVETA scheme looks good with my car being 17 years old and totally a show car only. [we have two other everyday policies].

    Any advice as to where to get a decent deal besides this? AXA?

    Joe


  • Registered Users Posts: 604 ✭✭✭mumblin deaf ro


    Has anyone with fewer than five years' driving experience managed to get classic car insurance? I only have two years' (one with full licence) experience and it seems to be a problem.

    PS: I'm 33 (late convert) and so am not affectd by the under 25 restriction.


  • Moderators, Business & Finance Moderators Posts: 17,698 Mod ✭✭✭✭Henry Ford III


    Blue850 wrote: »
    In this months Irish Vintage Scene, (MK2 Escort on the cover), IVETA have an ad for insurance and it says they'll cover cars from 15 years old on a classic policy

    Are they good value? Their website is not telling me much tbh.


  • Registered Users Posts: 347 ✭✭John Dough


    :rolleyes:
    Are they good value? Their website is not telling me much tbh.

    Yes might be interested in them if the price is right ,has anyone used them?

    I presume you have to take out membership?


  • Registered Users Posts: 470 ✭✭PIMPHO


    Got insured with Axa for €231 for my 1972 Spitfire, with my gf as main driver and me as the named driver. It was €260 but got a discount as gf has an existing car policy with Axa already. Can drive up to 3,500m a year.

    Cheapest quote I could find after ringing around all the insurance companies and brokers.


  • Registered Users Posts: 459 ✭✭nmacc


    1980 Mk1 gti 1600 for €252 fully comp with Hibernian Aviva. A reasonable price and a pleasant and very rapid transaction; I don't think I've ever obtained insurance as rapidly or with fewer questions. Required a photo of the car and took a copy of my licence and the better half's. Annual mileage limit is 6,000 I think and another car insured as a daily driver is a requirement, but the daily driver policy does not have to be with H-A; ours is with Quinns.


  • Registered Users Posts: 495 ✭✭Hifive


    Renewed with Carol Nash yesterday for €361.00

    Two cars.
    1974 Triumph Stag 3.0l & 1989 BMW 635 CSI 3.5l
    Comprehensive cover for 44 yr old male, excess of €200, 2000 miles p/a, breakdown assistance.

    I actually got a reminder call from them last week telling me that my premium was going up from €334.00 to €480.00.
    I then rang around but couldn't get a quote from anyone (Tried, 1st Irl, AXA, Aviva, ODON, 123, and a few others I cant remember) as I don't have a policy in my own name, I'm just a named driver on my wife's policy.
    So I called carol Nash back to query the new premium and he came down to €361.00 straight away!

    The guy was fairly sound, so I chanced asking him about going over the 2k limit (about 3000 miles total last year) and he said not to worry as they don't know what the starting mileage is anyway.

    Mark.


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  • Registered Users Posts: 65,256 ✭✭✭✭unkel
    Chauffe, Marcel, chauffe!


    Hifive wrote: »
    I don't have a policy in my own name, I'm just a named driver on my wife's policy.

    That's my situation exactly. Irish insurance is a funny business. Here's me with 23 years on a full license with no claims ever. And there's my wife with a full license for just over a year and just 4 years NCB. I obviously gave full disclosure of our situation and I pointed out that the wife is unlikely to ever drive the Porsche, but there you go. Mind though about your own NCB. I have heard that it disappears if not used for 2 years. Check it out to be sure!


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