Anyone 25+ live with their parents?

https://www.boards.ie/discussion/comment/118491235#Comment_118491235

What's the fascination with having to get a mortgage especially as a single person and putting yourself in 30 years of debt when you have a free room at home?

Your only putting yourself in hardship for no reason at all. A lot of single people prefer to live at home as well for the social element of it. It can be tough living on your own.

It's better living at home than living with strangers.

Each to their own and wouldn't judge anyone for doing it

Dial Hard

My 42-year-old sister is living at home to "save for a house". Except she's never going to buy because she's never going to save enough for a 20% deposit anywhere near the areas she wants to live and her age is going to be against her in terms of how long a mortgage she'll eventually be able to get. I'm not sure what her plan b is.

I'm currently living alone (and LOVING it) but it's looking like the house I rent may go on the market this year. I'm not sure I could face living at home at 40, as cool as my parents are. I've made peace with the fact that I'll be a lifelong renter.

https://www.boards.ie/discussion/comment/118511236#Comment_118511236

Oh OK, so you use a graph showing increasing earnings to back up your claim of precarious employment and low wage growth.

Good work there champ.

Wanderer78

https://www.boards.ie/discussion/comment/118511328#Comment_118511328

well if you re going to be so ignorant about such well known facts!!!!

Gregor Samsa

https://www.boards.ie/discussion/comment/118483717#Comment_118483717

Just to be very clear, this wasn’t me:

https://www.rte.ie/news/2022/0121/1275143-dead-mans-pension/

corner of hells

https://www.boards.ie/discussion/comment/118514133#Comment_118514133

It's alright if you are, we're all OK with you.

jamsie2001

Apart from me, I know a number of people in their late 40s/50s living with elderly parents. They are single and can't afford a house nor are they on huge wages.

Gael23

Long go you lived with your parents until you got married so there’s precedent in relatively recent history

Sugar_Rush

https://www.boards.ie/discussion/comment/119159155#Comment_119159155

Is this demographic aware that if ones earns below the very substantial salary of 34 k per year, they're entitled to apply for housing-assistance-payments?

The housing shortage is diabolical but it seems the state is really pulling their weight in terms of assisting low income earners.

downtheroad

https://www.boards.ie/discussion/comment/118510890#Comment_118510890

Bad news, he's going to be no different to Darragh O'Brien, Eoghan Murphy or Simon Coveney before him.

BrianD3

.

Living at home as an adult is one of the best ways to build wealth.

This idea of parents telling their children to get out of the family home and make their own way at 18 with parents and child being "proud" of this - sounds like they don't get on with each other. Maybe the parents should not have had the children in that case.

For various reasons, even if you can "afford" to move out, living at home is an efficient way to live. One property tax and insurance payment, one electricity connection, making good use of the generous space in the average Irish house.

Not handing your money over to arsehole builders, mortgage providers, solicitors, landlords.

Parents can be cared for at home when they get old potentially saving on massive nursing home charges. When the parents do die, a resident child can Inherit the property and avail of the dwelling house exemption from CAT - a potentially very valuable exemption that those who move out of the family home cannot avail of.

Yet men in particular are mocked and shamed for being immature sad bastards if they live at home. Living with his mammy who does his washing and women are not impressed - as if impressing women is the only thing that matters in life. TV ads for vested interests exploit this e.g. the "They're Up" ad from back in the property bubble days. Also, John McGuire's I'm An Adult programme.

Mister Vain

Ahh "I'm An Adult Get Me Out Of Here." God that takes me back. That would have been peak Celtic tiger years too. little did we know what was ahead of us. But yeah the stigma is still there despite the housing crisis.

Sugar_Rush

https://www.boards.ie/discussion/comment/119159749#Comment_119159749

Are low income earners availing of HAP not eligible for council housing?

I saw a council development completed locally and, those houses could go privately for a serious price.

ericfartman

The only people who look down at people living at home usually have huge debt on mortgage and cars and think there great because there in a huge amount of debt. They think been in debt is the right thing to do.

HerrKuehn

https://www.boards.ie/discussion/comment/119161369#Comment_119161369

A bit of a broad statement there and not based on reality. Kids need to grow up and move out of the house at some point. If there are several children they can't all stay as they partner up and have kids themselves can they? It has always been the case in Ireland, even before the current housing crisis, that a significant number prefer to stay with home comforts rather than moving out. Obviously it is less stress and you get your washing done and dinner cooked, but really its just a kind of extended adolescence.

Potential-Monke

https://www.boards.ie/discussion/comment/119166423#Comment_119166423

And this is exactly why men who live at home with their parents are having a hard time. Talking about a broad statement and then you say "...really its just a kind of extended adolescence." Not saying you're wrong, no doubt there are some out there like it, but also "A bit of a broad statement there and not based on reality. "

This is what happens in a country where the housing system is broken. Yet more and more come in, ironically some of them are getting their own house despite not working. Best thing is probably sign up to the housing list when your 18, better than slogging it out in a job in the city stuck in a rental trap.

ILoveYourVibes

https://www.boards.ie/discussion/comment/118488554#Comment_118488554

GO FOR IT! I will be your pimp! 😊

HerrKuehn

https://www.boards.ie/discussion/comment/119166973#Comment_119166973

Well by 25 I think guys should be looking to move out if they haven't already. Most people who do, live in a house share to keep the costs down. By 30 if you have never moved out and you aren't embarrassed about it, I think there is something wrong. I won't even comment on 35+. Of course it is different if you have moved out and moved back for a couple of years to save. Yes, there is a housing crisis now, but we have always had a lot of people doing this, it isn't something new, the excuse is new but the behavior is not.

mariaalice

This is a perennial topic the point often missed is the difference between dug in for life and never had any notion of leaving versus its complicated and due to circumstances.

put_the_kettle_on

I wonder if current housing and economic conditions might see a resurgence of extended family living together ?

We have daughter and son in law in one side of the house and me and Himself in the other. We interact but they have their own space. They contribute to the household bills and general upkeep and we regard the house as much theirs as ours. They have had their own ( rented ) house before but rising house prices saw them out of the property because their landlord wanted to cash in.

We know that were they to rent again or buy, that it would preclude any chance of them having children due to costs. They both work in minimum wage or just above. Although both are grafters and work long hours.

Having us at home means that should they ever need child care it's here, and free.

As I see it, this situation gives them a quality of life that they didnt have when they were renting.

0ph0rce0

https://www.boards.ie/discussion/comment/119167903#Comment_119167903

Most of the older 35+ I know back at home are there because of relationships ending.

They earn the "SO CALLED" average. 50-60k, they work in Dublin. net about 3000 to 3500

They can't house share because there's no room for the kids. They can't rent shitholes because the courts or the ex won't allow them to stay because it's not suitable.

So they are forced to rent two bedroom apartments/houses costing 2k plus a month. After rent and maintenance payments they barley enough to cover bills never mind eat.

They can move to the country and rent for 500 quid cheaper but for what? Just to spend 500 and even more on commuting, between work and picking up dropping off kids.

I know it's not astronomical wages but it's a sad state of affairs when somebody on 60K is living week to week even if they are separated.

Not surprised so many are still at home. Wouldn't even cross my mind to judge them either. We all know they don't want to be there.

HerrKuehn

https://www.boards.ie/discussion/comment/119170501#Comment_119170501

The ones over 35 I know still living at home have never moved out. I could group my friends into 3 groups, those who moved out to house shares when young, those who moved out when they were settling with a partner and those who never moved out. There are several of the never moved outs who would be in their early 40's, so they would have had the whole boom/bubble time too, not just the housing crisis.

Sugar_Rush

This is a lengthy enough compilation on the accommodation crises:

https://youtu.be/4ZxzBcxB7Zc?t=145

.... but it states a very good case.

Availability of housing for the former generation was orders of magnitude improved in contrast to that of our generation.

On this basis it's of little surprise much of our generation is compelled to stay at home or rent from within their parents residence.

https://www.boards.ie/discussion/comment/119170682#Comment_119170682

Putting a little perspective on this I initially left home at 17 and didn't return there until I was 28 for a few months after transitioning from overseas back to Ireland.

In many ways I was exceptionally lucky in that I seemed to reliably get into wonderful accommodation that had literally just become available, whilst my peers paid way over the odds for comparably poor digs.

That being said, since the most recent accommodation crunch I again was gifted long terms digs.

Suffice to say it's easy to trash those living with their folks but at the moment in my mind, only the very select few don't get a pass.

The part that sticks in most people throats is of course wonderful new developments being dedicated as council properties.

Meaning great new accommodation is being given for free to those who would otherwise be homeless, whilst hard work middle income earners are forced to live in a hovel (or back with their parents).

Mister Vain

https://www.boards.ie/discussion/comment/119170682#Comment_119170682

What sort of salary are the group on who never moved out? I mean if people on 60k are struggling, how the hell does someone on less than 30k manage?

Sugar_Rush

https://www.boards.ie/discussion/comment/119171158#Comment_119171158

HAP?

Anyone under 35 k per annum is eligible.

Sugar_Rush

One bed one bath, viewing:

Pulled off r/dublin.

I checked out a studio in portobello before Christmas, pretty much exactly the same situation.

Sugar_Rush

https://www.boards.ie/discussion/comment/119167806#Comment_119167806

I was under the impression you were a woman.

At least judging by your posts in the "Beauty" forum.

Getting your eyebrows shaped? Not really a male activity (though to be fair I get it done, none the less with good reason to believe I may be an outlier).

.......

I mention this in relation to terminology.

Technically, female pimps are known as "Madam's".

......

Conversely I consider the term "pimp" a little sleazy therefore, if there were a role reversal someone in my position could potentially say:

"GO FOR IT! ........... I will be your....... male-Madam".

Gant21

Far from getting eye brows shaped in the real world. Another Blainaid Treacy la la

ILoveYourVibes

https://www.boards.ie/discussion/comment/119171562#Comment_119171562

It's Miss Pimp to you! 😅

You seem to have thought about this A LOT.

Sugar_Rush

https://www.boards.ie/discussion/comment/119172075#Comment_119172075

Well I suppose that's better than Mrs Pimp..... 🙄

You know how it is, women don't trust a man who doesn't have his affairs in order.

Therefore literary accuracy is merely an extension of my personal refinement.

Got to pay attention to these matters if I ever want live that Capital Dock lifestyle.

So, literary accuracy, sharp looking eyebrows, well groomed mangina...... I'll be luring in the she-Johns in no time.

ILoveYourVibes

https://www.boards.ie/discussion/comment/119172182#Comment_119172182

https://www.youtube.com/watch?v=7KlxInHeH5Q

With refinement like this I will take you on an Ireland wide tour! First stop Mr Ryan air's wife! Mrs O' Leary.

Liberty_Bear

https://assets.gov.ie/137495/3dbeb746-fb85-41ab-bbb7-9c9748e5be41.pdf

Income bands if applying for housing ...jesus

ILoveYourVibes

https://www.boards.ie/discussion/comment/119172209#Comment_119172209

yet ...You need income of over €130,000 to quality for a mortgage to buy an average-priced house in Dublin. This means that you need to be: - in the top 15% of income earners in Ireland. - in the top 6% of income earners in Europe.

THAT is a huge gap

Liberty_Bear

https://www.boards.ie/discussion/comment/119172216#Comment_119172216

Massive

As it stands I need to borrow the deposit off my folks but my mortgage only goes as far as 225k

Shoebox

ILoveYourVibes

https://www.boards.ie/discussion/comment/119172218#Comment_119172218

https://perfectproperty.ie/property/18-chapel-farm-terrace-lusk-county-dublin/

Find another 10k and you got this 😉

Sugar_Rush

https://www.boards.ie/discussion/comment/119172204#Comment_119172204

Well to be fair, she'd probably be the youngest client I've had so far.

Plus she still appears to have all her teeth.

Which would also be a first for me.

But anyways, more talk about housing, less talk about my magic-shenis, before this thread gets modded.

ILoveYourVibes

https://www.boards.ie/discussion/comment/119172229#Comment_119172229

ahem ...aren't all the houses ever so expensive these days???

Sugar_Rush

https://www.boards.ie/discussion/comment/119172232#Comment_119172232

Yes yes.

Indubitably.

ILoveYourVibes

https://www.boards.ie/discussion/comment/119172225#Comment_119172225

i actually think i have a friend who bought a house in that estate!

HerrKuehn

https://www.boards.ie/discussion/comment/119171158#Comment_119171158

I am not sure about salaries but one is an accountant so should be more than 30k. I think even if you are on a low salary you can still move out to a house share though. It is better to be out fending for yourself and actually growing up, even if it is a struggle, rather than living at home in your childhood bedroom. I think parents can make it a bit too easy on kids (especially adult kids) and that might feel like you are doing the right thing but it isn't great for them in the long run.

Mister Vain

https://www.boards.ie/discussion/comment/119173424#Comment_119173424

House shares aren't for everyone though. Most people over 30 won't go near them. I worked in a low paying job for years and anyone there that was single was generally living at home, except for one guy who was living with a couple, which would be my idea of hell. You say its not great for them in the long run, but at least they'll be in a better position financially.

Ray Palmer

We have a huge occupancy issue in Ireland more so than a housing shortage. The street I grew up on has very few people living on it in comparison to when I was growing up. Families with 3+ children in each house down to 1 or 2 adults. The entire estate is the same with neighbouring estates the same, which is like a ring around Dublin. Under occupancy and only 3 bed houses in areas means people don't downsize.

The quickest and cheapest solution is to encourage and make downsizing easier in these area. Highly unpopular with the public as ireland is overly protective of the elderly or retired people. Politicians also know they are the big voters. So we leave vast amounts of housing under occupied during a housing crisis.

Some wil say leave them alone they did there bit but that includes letting the situation we are in happen.

HerrKuehn

https://www.boards.ie/discussion/comment/119173474#Comment_119173474

I didn't like living in a house share , but at least I had the feeling I was out supporting myself. If you are still living at home and have never moved out, then you are still in that child mode where your parents look after you. I get that it is a lot easier to stay at home, but you won't grow as a person living in your childhood bedroom and of course people your age group who have moved out will make fun of it. Your end comment is really just a rehash of the old "rent in dead money", that's what people used to use as an excuse before the housing crisis.

ericfartman

https://www.boards.ie/discussion/comment/119173839#Comment_119173839

Pretty sad if you think people make fun of people who are still living at home. What I have quoted there is make believe in your own head that by a certain age you should be out of the family home by a certain age. It's complete and utter horse **** your spouting.

If you don't like living in a house share then why live in one?

HerrKuehn

https://www.boards.ie/discussion/comment/119173930#Comment_119173930

You live in a house share because it is cheaper than renting an apartment. You live outside the family home as you are an adult and you need to grow up at some point. It might not be as comfortable as living at home and presumably your housemates won't do your cooking and laundry, but at least you are standing on your own 2 feet and not relying on your parents anymore.

ericfartman

That’s something your brewing in your own head, no one gives a fu ck if your at home or house sharing.

Once your not sponging off the parents no one gives a ****.

standing on your own two feet, is there an award ceremony for that or something living with randomers in a house share that you hate.

Listen to yourself and the nonsense your spoofing.

HerrKuehn

https://www.boards.ie/discussion/comment/119174318#Comment_119174318

Actually, I think people do judge you based on that. Moving out shows you are able to provide for yourself. Living at home shows that you are either unable or unwilling to. Obviously there is a big difference between 25 and 35, I mean there is something wrong if you get to 35 and have never lived away from home.

Mister Vain

https://www.boards.ie/discussion/comment/119173839#Comment_119173839

Each to their own. Everyone's circumstances are different. What if you build a log cabin in your parents back garden. Are you still in child mode then? Can you still grow as a person?

I agree that certain people judge you for living at home, but they're usually the ones that I wouldn't have time for anyway. Thankfully most people don't really care.

HerrKuehn

https://www.boards.ie/discussion/comment/119175180#Comment_119175180

Steinberg, the famous psychologist who studies adolescence defines it as “the stage of development that begins with puberty and ends with economic and social independence.” So, in the case you describe a above I suppose it depends on who is paying for the cabin. If you are living in a house with your parents and you are paying below what you would pay to rent yourself, then you have neither economic nor social independence.

I am assuming most of the defensive posters here are living at home and don't have kids themselves? I can say as a parent I would want my kids to grow up and gain independence, I will nudge them as they get into their 20's. They should consider living or studying abroad to get some life experience. Of course most parents love having their kids around but some seem to want to keep them as kids and mollycoddle them.

If you are looking for a relationship, especially as a man, I think a lot of women would be judgmental of a man in his 30's living at home. They probably wouldn't want the walk of shame in the morning. I remember when I was younger, I think around 22, and I brought a 19 year old Swedish girl back home to my parents house and she laughed at me for still living at home.