Free Junior Revolut Account

gogo · 29-07-2020 8:49pm #1

If you go to add a junior account in revolut it will ask you to upgrade, hit the ‘Not Now’ button and it will allow you to proceed with the junior account anyway.
Card delivery/cost is 5.99, you have to change settings to use it for contactless as initially will only be set up for cash withdrawals.
Handy for teens/kids to manage there own money, or top it up instead of handing out cash, it gives you a choice if three cards to pick from as well. It’s still linked to your account so you can see where there spending.

Gooey Looey · 29-07-2020 8:58pm

It may may not be as useful as you think, a poster in the Revolut thread had a child had a refused transaction in the local local Centra as they sell alcohol

daheff · 29-07-2020 9:12pm

Gooey Looey wrote: »

It may may not be as useful as you think, a poster in the Revolut thread had a child had a refused transaction in the local local Centra as they sell alcohol

Seems unusual? Card schemes usually block based off mcc codes. Blocking a mcc code used by centra would be blocking a lot of merchants...basically all convenience stores.

Gooey Looey · 29-07-2020 9:28pm

daheff wrote: »

Seems unusual? Card schemes usually block based off mcc codes. Blocking a mcc code used by centra would be blocking a lot of merchants...basically all convenience stores.

Yeah it could just be an odd MCC code, needs more research

TimHorton · 30-07-2020 8:00am

Gooey Looey wrote: »

It may may not be as useful as you think, a poster in the Revolut thread had a child had a refused transaction in the local local Centra as they sell alcohol

I had the same error with mine via the app (Tried it in Galway Plaza) on my sons phone , Reason is You need to get the physical card first and then a pin transaction before contactless works ,

keith_d99 · 30-07-2020 10:04am

The Junior cards don't support Apple/Google Pay do you they?

theboss80 · 30-07-2020 10:24am

Got my teenage daughter one there last week.

First time use it needs to be physical use using card/pin in a shop. After that the card can be used contactless but they cant tap a phone to pay.

You have the option as a parent to set limits to monthly spending and also lock the card from your app at any stage should you want to.

Gooey Looey · 30-07-2020 10:28am

TimHorton wrote: »

I had the same error with mine via the app (Tried it in Galway Plaza) on my sons phone , Reason is You need to get the physical card first and then a pin transaction before contactless works ,

Isn't this always the way with contactless, I'm not sure they did this but the poster said they asked Revolut and this was their answer.

gogo · 30-07-2020 12:33pm

Gooey Looey wrote: »

Isn't this always the way with contactless, I'm not sure they did this but the poster said they asked Revolut and this was their answer.

It’s the same with every bank, card needs to be activated first

TimHorton · 30-07-2020 1:42pm

theboss80 wrote: »

Got my teenage daughter one there last week.

First time use it needs to be physical use using card/pin in a shop. After that the card can be used contactless but they cant tap a phone to pay.

You have the option as a parent to set limits to monthly spending and also lock the card from your app at any stage should you want to.

So Card required for all transactions .?

theboss80 · 30-07-2020 2:56pm

TimHorton wrote: »

So Card required for all transactions .?

Yes, as far as I can tell but online shopping is ok

bromley52 · 31-07-2020 7:01am

Create a virtual card on your own account and set that up on their phone. You can set a monthly limit on it.

AndOne · 31-07-2020 7:10am

bromley52 wrote: »

Create a virtual card on your own account and set that up on their phone. You can set a monthly limit on it.

Was just going to say this. I have my own account and virtual card set up on my daughters Google pay aswell as mine and my wife's.

Ill just move money to a vault and leave the little one a fiver if she's going the shop or text her saying you've 8 euro enjoy.

AndrewJRenko · 27-08-2020 7:22pm

Does the Junior account have its own IBAN number, does anyone know?

I'm wondering if you can transfer funds directly to junior from any bank, or do you have to go through the parent Revolut account.

Str8outtaWuhan · 27-08-2020 7:25pm

AndrewJRenko wrote: »

Does the Junior account have its own IBAN number, does anyone know?

I'm wondering if you can transfer funds directly to junior from any bank, or do you have to go through the parent Revolut account.

i dont think so

un5byh7sqpd2x0 · 27-08-2020 7:30pm

It’s through the parent account only. Annoying, two parents can’t manage it.

clancger · 27-08-2020 8:29pm

That and you can only transfer in 40 per month, unless you are premium revolut user

Dudda · 27-08-2020 8:49pm

How strict is this? Do you need to have a child? For example could I get the card and leave it in the car for emergenies encase I lose or forget my wallet?
I've ended up at the till in Tesco with the wallet at home recently I was so distracted about not forgetting a mask

Gooey Looey · 27-08-2020 9:17pm

Dudda wrote: »

How strict is this? Do you need to have a child? For example could I get the card and leave it in the car for emergenies encase I lose or forget my wallet?
I've ended up at the till in Tesco with the wallet at home recently I was so distracted about not forgetting a mask

Just add your Revolut to Google or Apple pay, then you can just tap and pay with your smartphone. You don't even need a physical Revolut card, the first card you get from Revolut is a virtual card that only works online, but this works with Google/Apple pay. Signing up for Revolut takes 5 minutes, just download the app and scan your passport

Edit, just to add, with Revolut you can lock a card in the app or disable contactless.

ted1 · 27-08-2020 9:53pm

clancger wrote: »

That and you can only transfer in 40 per month, unless you are premium revolut user

Perfect for my young kids , a 5er a week. One set up through the misses account and the other one through mine

Dudda · 27-08-2020 9:53pm

Gooey Looey wrote: »

Just add your Revolut to Google or Apple pay, then you can just tap and pay with your smartphone. You don't even need a physical Revolut card, the first card you get from Revolut is a virtual card that only works online, but this works with Google/Apple pay. Signing up for Revolut takes 5 minutes, just download the app and scan your passport

Edit, just to add, with Revolut you can lock a card in the app or disable contactless.

My phone doest have NFC which I think you need to pay with a smartphone and my smartwatch doesn't have it either (Garmin running smartwatch). I have Revolut and use it as my primary bank for the last 18 months so know about all its features, virtual cards, vaults, etc. I think it's great. It's just this kids feature I don't know about as I don't have kids and it's asking for the child's date of birth. I'm wondering will it ask to upload ID of the child like when I joined it ages ago.

delly · 27-08-2020 11:20pm

Dudda wrote: »

My phone doest have NFC which I think you need to pay with a smartphone and my smartwatch doesn't have it either (Garmin running smartwatch). I have Revolut and use it as my primary bank for the last 18 months so know about all its features, virtual cards, vaults, etc. I think it's great. It's just this kids feature I don't know about as I don't have kids and it's asking for the child's date of birth. I'm wondering will it ask to upload ID of the child like when I joined it ages ago.

There is no verification like that of a main account, as the junior account is a subsidiary of your own account, so legally it all tracks back to you. So in theory you could get it, but you'd be making a fake name and details, which when dealing with any financial institution is not really a good idea. As you know, you can add extra cards easy enough, which might be a better alternative.

TimHorton · 28-08-2020 6:51am

clancger wrote: »

That and you can only transfer in 40 per month, unless you are premium revolut user

Thats a big negative.

Mango Joe · 28-08-2020 9:51am

clancger wrote: »

That and you can only transfer in 40 per month, unless you are premium revolut user

That's via the App I presume....

Anything stopping you doing a normal bank transfer to its BIC & IBAN or whatever?

Gooey Looey · 28-08-2020 10:10am

Mango Joe wrote: »

That's via the App I presume....

Anything stopping you doing a normal bank transfer to its BIC & IBAN or whatever?

You can only transfer 40 to this junior visa card, it uses the same BIC and IBAN as your main account so transferring money would just be sending it to your main account card

Dudda · 28-08-2020 9:42pm

delly wrote: »

There is no verification like that of a main account, as the junior account is a subsidiary of your own account, so legally it all tracks back to you. So in theory you could get it, but you'd be making a fake name and details, which when dealing with any financial institution is not really a good idea. As you know, you can add extra cards easy enough, which might be a better alternative.

Thank you. Your right. Having a fake name on Boards, Twitter, etc isn't the same as a bank even if it's digital. I'll leave it I think. Thanks again

Yourmama · 29-08-2020 8:17am

Does the kid get their own app to check balance or they have to ask you each time?

ColdTurkey · 29-08-2020 8:35am

My youngfella used up his 40 quid on a birthday weekend and has been waiting a month for it to come back on. Not great really. Might try the virtual on his phone

Dodge · 29-08-2020 8:38am

Yourmama wrote: »

Does the kid get their own app to check balance or they have to ask you each time?

They have their own app. They can’t do much except check balances as the control stays with the parent in their app

living · 29-08-2020 4:42pm

Dudda wrote: »

How strict is this? Do you need to have a child? For example could I get the card and leave it in the car for emergenies encase I lose or forget my wallet?
I've ended up at the till in Tesco with the wallet at home recently I was so distracted about not forgetting a mask

Why don't you order an additional Revolut card?

Or you can always have a Curve card:

https://www.curve.com/

Ludo · 17-08-2021 11:45am

I am blind.....how on earth do I order/setup a junior card or account on my revolut app? I cannot see the option at all. Thanks

edit never mind...app eventually updated and now I found it.

bluefinger · 17-08-2021 12:02pm

https://www.boards.ie/discussion/comment/117766345#Comment_117766345

It's hidden in the hub menu. On mine I've a floating dock at the bottom of the screen with three buttons. The third one has four squares. This brings you to hub and from there it's under essentials.

freshfruit · 02-09-2021 8:41am

For what it's worth I think the revolut junior app is brilliant. My son bought his first Nerf gun on Amazon by himself. Feels very chuffed. The daughter uses it to pay in shops.

bromley52 · 02-09-2021 9:30am

https://www.boards.ie/discussion/comment/117836741#Comment_117836741

Cheers I never knew that this existed.

jamesd · 02-09-2021 8:44pm

Delighted with this, ordered a card for my 6yr old, will help educate her on money.

bergo77 · 03-09-2021 2:31pm

Anyone tell me how I access my sons junior account from my own account?

Where the access is on my wife's account to our daughter junior account is not visible on my account.

My son downloaded the app on his phone and when he tried to log in he was prompted to scan a barcode from my account but no barcode is visible or I can't see it.

Any suggestions.?

ted1 · 03-09-2021 2:37pm

Go to the junior option in your account, beside the withdraw option theres 3 dots. Touch this and it gives you the QR code option

OU812 · 03-09-2021 3:23pm

https://www.boards.ie/discussion/comment/114463175#Comment_114463175

The Junior card is restricted (rightly so) - no gambling or alcohol purchases

TheDriver · 04-09-2021 8:49am

https://www.boards.ie/discussion/comment/117842985#Comment_117842985

How would they know about alcohol in a Tesco shop?

OU812 · 04-09-2021 10:50am

https://www.boards.ie/discussion/comment/117845380#Comment_117845380

The merchant code has specific numbering for adult related product. If they try to take a payment, it won’t go through.

R11 · 04-09-2021 7:35pm

It's showing €7.99 delivery for me,that the same for everyone? Bit much for a card....

jamesd · 04-09-2021 10:55pm

https://www.boards.ie/discussion/comment/117847670#Comment_117847670

Yes I got the same.

Sheep Shagger · 05-09-2021 10:26am

Set up a kids account a while back when the offer first came up, they sent a card....now they are replacing (all?) Cards?

somebody_else · 05-09-2021 9:29pm

https://www.boards.ie/discussion/comment/117849004#Comment_117849004

Looks like they are changing from Visa to MasterCard.

T

Sheep Shagger · 06-09-2021 6:49am

https://www.boards.ie/discussion/comment/117851367#Comment_117851367

Ah I see, havn't got the new card yet...

daveyb2 · 22-09-2021 9:25am

https://www.boards.ie/discussion/comment/114183663#Comment_114183663

Thanks...could you please advise how to do this?

bromley52 · 22-09-2021 11:19am

If the child is an Android user adding a card to their account stops Google questioning their age. Believe me you don't want to go down the route of their account being restricted to under 16. It's a nightmare. My child is 14 and can't even listen to YouTube Music.