App developer

danbrosnan

Need some to build an app, have an idea that just might make money!

bpmurray

ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha!

If you have a great idea, then explain exactly how much you are willing to pay the app developer. If you are not planning on paying said developer, then explain exactly how your app, rather than anyone else's app is going to print greenbacks.

danbrosnan

bpmurray wrote: »

ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha-ha!

If you have a great idea, then explain exactly how much you are willing to pay the app developer. If you are not planning on paying said developer, then explain exactly how your app, rather than anyone else's app is going to print greenbacks.

Not gonna explain it in a public forum but trust me its a winner! If done right with the right developer it's a goldmine! Unfortunately I have no experience with code!

It's so simple it's frightening it's to do with payments online!

bpmurray

Actually, if it's good, not only should you talk about it, you should shout it from the rooftops. This is your usual common I-can't-do-it-so-I'll-try-to-scam-a-naive-developer thread, with nothing up front, with promises on things that actually 999 time out of 1000 have been done before, pure BS. If it's so good, go to the VCs and ask them for investment so you can hire developers and they'll be happy to help. Except they've all heard this story before too.

danbrosnan

bpmurray wrote: »

Actually, if it's good, not only should you talk about it, you should shout it from the rooftops. This is your usual common I-can't-do-it-so-I'll-try-to-scam-a-naive-developer thread, with nothing up front, with promises on things that actually 999 time out of 1000 have been done before, pure BS. If it's so good, go to the VCs and ask them for investment so you can hire developers and they'll be happy to help. Except they've all heard this story before too.

Don't agree with shouting from the rooftops at all and I am bringing something to the table! The idea..

28064212

I guarantee you, virtually every developer that's been working longer than 5 minutes has received identical pitches. What makes yours different? And btw, if it's both simple and brilliant, what's to stop any business with a better marketing budget than you setting up in the space 5 minutes after you launch? Facebook wasn't the first social media site, Google wasn't the first search engine, Apple didn't have the first smartphone, and Hailo wasn't the first taxi app

danbrosnan

28064212 wrote: »

I guarantee you, virtually every developer that's been working longer than 5 minutes has received identical pitches. What makes yours different? And btw, if it's both simple and brilliant, what's to stop any business with a better marketing budget than you setting up in the space 5 minutes after you launch? Facebook wasn't the first social media site, Google wasn't the first search engine, Apple didn't have the first smartphone, and Hailo wasn't the first taxi app

Well let me put it this way I have spent the day trying to make a payment and although i have money I can't make the payment, my idea is to be able to make the payment I trying to make, it's very simple and it's a niche in the market and the problem is number one on google, it's simple and would solve a very simple problem..

bpmurray

Reality check: I have 40 years experience of software development and I have heard this story probably 1000's of times. If you really have something, get in bed with the investors early (you'll need them at some time anyway) and hire someone. Just going along with some random claim that you happen to think that you have the solution to life, the universe, and everything just sounds absurd. You say it's around payments: how may years have you worked in the payments industry? How much of the enormous stable of software for the payments industry are you actually familiar with? Do you really and truly have something new and unique? And, how on earth do you plan on making money from an app? Are you aware that those apps that actually make money do so from one of two things: advertising and add ons? I bet your plan doesn't even consider either of these.

My point really is that you don't know what you're doing and you're trying to get someone with the skills you lack to do the work for you to make money, and to do so for free,

danbrosnan

bpmurray wrote: »

Reality check: I have 40 years experience of software development and I have heard this story probably 1000's of times. If you really have something, get in bed with the investors early (you'll need them at some time anyway) and hire someone. Just going along with some random claim that you happen to think that you have the solution to life, the universe, and everything just sounds absurd. You say it's around payments: how may years have you worked in the payments industry? How much of the enormous stable of software for the payments industry are you actually familiar with? Do you really and truly have something new and unique? And, how on earth do you plan on making money from an app? Are you aware that those apps that actually make money do so from one of two things: advertising and add ons? I bet your plan doesn't even consider either of these.

My point really is that you don't know what you're doing and you're trying to get someone with the skills you lack to do the work for you to make money, and to do so for free,

Exactly that's why you need to hear my idea?

28064212

danbrosnan wrote: »

Well let me put it this way I have spent the day trying to make a payment and although i have money I can't make the payment, my idea is to be able to make the payment I trying to make, it's very simple and it's a niche in the market and the problem is number one on google, it's simple and would solve a very simple problem..

Wow. All day, you say? You must have spent nearly three hours on a business plan so. Maybe two on a marketing strategy? Must have been nearly seven on market research. What did you do with the other twelve?

bpmurray

OK, so you have the idea. I have the skills, I have the experience, I know the VCs, I can make it happen. I take 90% and you have 10%. How's that for a fair split?

danbrosnan

bpmurray wrote: »

OK, so you have the idea. I have the skills, I have the experience, I know the VCs, I can make it happen. I take 90% and you have 10%. How's that for a fair split?

All the skills in the world mean nothing without an idea! Just pm'd you!

danbrosnan

28064212 wrote: »

Wow. All day, you say? You must have spent nearly three hours on a business plan so. Maybe two on a marketing strategy? Must have been nearly seven on market research. What did you do with the other twelve?

I'm a kinda sick from last night and I ran 12 miles yesterday and hiked to a hilltop in the middle of the run so most of today was trying to figure out how to get a takeaway!

Wheety

If you don't think this solution is already out there despite the number of payment firms/apps and the budgets they have, well then I bet the problem you had is not as widespread as you think.

danbrosnan

Wheety wrote: »

If you don't think this solution is already out there despite the number of payment firms/apps and the budgets they have, well then I bet the problem you had is not as widespread as you think.

Well it isn't out there and it's quite widespread all you need to do is type the problem into google or even on here and there is countless others going through the exact same thing..

DefinitelyMarc

These kinds of threads are against this forums charter because everyone thinks their idea is a unique goldmine that must be kept a guarded secret at all costs.

If you want some real advice: go learn how to code, implement an MVP, then come back here and ask for a critique.

danbrosnan

DefinitelyMarc wrote: »

These kinds of threads are against this forums charter because everyone thinks their idea is a unique goldmine that must be kept a guarded secret at all costs.

If you want some real advice: go learn how to code, implement an MVP, then come back here and ask for a critique.

It would be a very simple service that would allow the customer to buy something using there paypal! For example did you know that paypal is almost useless in ireland even if you have money in your paypal account?

For example if you want to buy a take away, even if you have a million euro in your paypal account it's useless to you! Offer a service that allows you to pay for your take way while charging a commission to do so!

I sell online and this has happened to me on a few occasions! I have no funds on my debit card but I do on me paypal account! It takes anything up to two days for funds to transfer from your paypal account into your bank account!

Anyway that's the idea!

off.the.walls

so its an online payments portal service?

danbrosnan

off.the.walls wrote: »

so its an online payments portal service?

I suppose you could call it that, just look at the take away business! How many people out there have money in there paypal accounts but can't use them? It's just a very real problem for myself as I sell online!

off.the.walls

Before going any further with your idea I'd suggest researching these companies just to see if they do what you're proposing.

• Stripe -> https://stripe.com/ie
• Realex -> https://www.globalpaymentsinc.com/en-ie/accept-payments/ecommerce
• any multitude of wordpress plugins for it -> https://wordpress.org/plugins/tags/payment-gateway/

Before you go looking for a developer they could be worth a look

danbrosnan

off.the.walls wrote: »

Before going any further with your idea I'd suggest researching these companies just to see if they do what you're proposing.

• Stripe -> https://stripe.com/ie
• Realex -> https://www.globalpaymentsinc.com/en-ie/accept-payments/ecommerce
• any multitude of wordpress plugins for it -> https://wordpress.org/plugins/tags/payment-gateway/

Before you go looking for a developer they could be worth a look

I am aware of them companies but none of them alow me to order a take away using my paypal account!

Kenny Logins

danbrosnan wrote: »

I am aware of them companies but none of them alow me to order a take away using my paypal account!

What if Just Eat adds PP as a payment option?

counterpointaud

danbrosnan wrote: »

It would be a very simple service that would allow the customer to buy something using there paypal! For example did you know that paypal is almost useless in ireland even if you have money in your paypal account?

For example if you want to buy a take away, even if you have a million euro in your paypal account it's useless to you! Offer a service that allows you to pay for your take way while charging a commission to do so!

I sell online and this has happened to me on a few occasions! I have no funds on my debit card but I do on me paypal account! It takes anything up to two days for funds to transfer from your paypal account into your bank account!

Anyway that's the idea!

This is not a new idea. Look up 'virtual debit card' or 'one-time use debit card'. Actually PayPal used to offer this, but they discontinued it. That's not to say there is not an opportunity here, but you should research the issues involved, it's not as straightforward as you think.

EDIT: If you have funds in your PayPal account, but not on in your bank/debit card/credit card (because you got paid into there for some goods or something) you can use PayPal's pre-paid card, and transfer cash to that https://www.paypal-prepaid.com/paypal-transfers.shtml

verycool

Why would I want to order takeaway with my PayPal account?

Kenny Logins

verycool wrote: »

Why would I want to order takeaway with my PayPal account?

If you sell online, you'll have money coming into your PayPal account and it can take a day or two to transfer to your bank for spending locally.

danbrosnan

verycool wrote: »

Why would I want to order takeaway with my PayPal account?

Because I deal in paypal all the time just like milions of other people! If you an ebay seller or sell online then using paypal is so hassle free and it takes sometimes up to 48 hours for payments to go through to your bank, also banks are closed two days of the week so it leaves people who use paypal kinda waiting a lot for money to clear

danbrosnan

Kenny Logins wrote: »

If you sell online, you'll have money coming into your PayPal account and it can take a day or two to transfer to your bank for spending locally.

Thanks Kenny do you understand what I mean?

danbrosnan

counterpointaud wrote: »

This is not a new idea. Look up 'virtual debit card' or 'one-time use debit card'. Actually PayPal used to offer this, but they discontinued it. That's not to say there is not an opportunity here, but you should research the issues involved, it's not as straightforward as you think.

EDIT: If you have funds in your PayPal account, but not on in your bank/debit card/credit card (because you got paid into there for some goods or something) you can use PayPal's pre-paid card, and transfer cash to that https://www.paypal-prepaid.com/paypal-transfers.shtml

As far as I know that is only in the states I believe that if you have money in your paypal account you should be able to order food or anything straight from that account! It might not be straight forward but it's a service that needs to be created and it's a no brainer it would be successful

Wheety

It's a decent idea but I think it would be a small enough market seeing as we have so many other ways of paying.

But your problem will be, if this does become popular, is that PayPal could probably implement something in a few days and do it themselves.

Do you know the technical requirements of your app? Or do you just hope a developer can do it all. Will PayPal allow this app? Will they be taking a cut as well as you taking a cut?

danbrosnan

Wheety wrote: »

It's a decent idea but I think it would be a small enough market seeing as we have so many other ways of paying.

But your problem will be, if this does become popular, is that PayPal could probably implement something in a few days and do it themselves.

Do you know the technical requirements of your app? Or do you just hope a developer can do it all. Will PayPal allow this app? Will they be taking a cut as well as you taking a cut?

I think paypal would have all this sorted but it's not them that are the problem, it's the shops and take aways and the business people that want cash or debit cards were it's instant cash, I for one would have no problem paying a fee to a service to use my paypal, look this is just a problem that I have come across because of my own experience, a developer has contacted me on here and we go from there!

GarIT

danbrosnan wrote: »

I think paypal would have all this sorted but it's not them that are the problem, it's the shops and take aways and the business people that want cash or debit cards were it's instant cash, I for one would have no problem paying a fee to a service to use my paypal, look this is just a problem that I have come across because of my own experience, a developer has contacted me on here and we go from there!

Paypal already provides the code to include paypal in your website for free you just need to choose to do it. Any business could also accept paypal payments using a pc or smartphone.

So you need to have something that is more convenient than the customer typing in the company email address.

An experienced app developer will probably cost you 60k-80k+ per year, and an app developer for both Android and iPhone will probably want 100k+ per year.

There's also the material cost, hardware for development, most developers don't want to work on a POS pc so you probably need 2k for something decent, and you need phones with every different os version for testing, that means probably at least 5 iphones and 10 Androids.

So how much cash do you have that you're willing to put up?

Kenny Logins

danbrosnan wrote: »

Kenny Logins wrote: »

If you sell online, you'll have money coming into your PayPal account and it can take a day or two to transfer to your bank for spending locally.

Thanks Kenny do you understand what I mean?

Yeah, but I don't PayPal would work in this situation. What would happen if you started a dispute because you didn't enjoy the meal?

danbrosnan

GarIT wrote: »

Paypal already provides the code to include paypal in your website for free you just need to choose to do it. Any business could also accept paypal payments using a pc or smartphone.

So you need to have something that is more convenient than the customer typing in the company email address.

An experienced app developer will probably cost you 60k-80k+ per year, and an app developer for both Android and iPhone will probably want 100k+ per year.

There's also the material cost, hardware for development, most developers don't want to work on a POS pc so you probably need 2k for something decent, and you need phones with every different os version for testing, that means probably at least 5 iphones and 10 Androids.

So how much cash do you have that you're willing to put up?

I not trying to sell a platform to sell its just a service, a service that provides a way of using your paypal funds instantly

danbrosnan

Kenny Logins wrote: »

Yeah, but I don't PayPal would work in this situation. What would happen if you started a dispute because you didn't enjoy the meal?

The dispute would be with the take away not with the payment!

GarIT

danbrosnan wrote: »

I not trying to sell a platform to sell its just a service, a service that provides a way of using your paypal funds instantly

I didn't say you were. And that doesn't change the cost to make it. How much are you willing to spend?

I assume the business would have to consent to receiving payments this way? Why don't they just use paypal if they wanted to do that?

How would you market this to a business? Explain to me why I would chose your service over paypal if I wanted to receive a paypal payment.

Alerium

The Revolut card is instataneous. Problem solved (already)!

Here you go: https://www.revolut.com/ie/

danbrosnan

Alerium wrote: »

The Revolut card is instataneous. Problem solved (already)!

Here you go: https://www.revolut.com/ie/

No it doesn't solve the problem! I want to get a take away using my paypal account!

danbrosnan

GarIT wrote: »

I didn't say you were. And that doesn't change the cost to make it. How much are you willing to spend?

I assume the business would have to consent to receiving payments this way? Why don't they just use paypal if they wanted to do that?

How would you market this to a business? Explain to me why I would chose your service over paypal if I wanted to receive a paypal payment.

I explained this already! They won't use paypal because of the fees but for example this weekend I am short on cash but I have made money through online sales but I can't use it! I won't see the money in my bank until tuesday the earliest! I am not alone with this problem, the customer would pay extra to use there paypal! I am certain of that, the businesses want straight cash or debit card! A very simple service that allows you to use your funds in your paypal account instantly while charging a fee

danbrosnan

Another thread on this topic!

https://touch.boards.ie/thread/2056081010

Alerium

danbrosnan wrote: »

No it doesn't solve the problem! I want to get a take away using my paypal account!

Transfer money from your PayPal to the Revolut. It's instantaneous.

srsly78

danbrosnan wrote: »

Another thread on this topic!

https://touch.boards.ie/thread/2056081010

The bit you don't get is retailers choose not to use paypal because it costs a fortune.

Is your idea really "paypal for paypal"?

14ned

srsly78 wrote: »

The bit you don't get is retailers choose not to use paypal because it costs a fortune.

Is your idea really "paypal for paypal"?

This, and ten million times over.

Payment systems are a major expense for a business. There is a hefty standing charge whether you process payments or not. There is a percentage fee, and usually a fixed fee on top. Plus you need to deal with chargebacks, fraud, and a long list of issues. They're a pain. The only thing worse is processing cash.

This is why Paypal don't bother offering a debit card in Europe despite doing so elsewhere in the world. No profit in it.

Similarly, the OP's idea, for any business to accept it at all, would need to appear as a debit card transaction. And that comes with all the fees and charges just mentioned.

Now, don't get me wrong: the Chinese find our payments system utterly retrograde, and they are right. The fact it takes more than a few seconds to transfer money, and it costs anything more than a few cent, makes zero sense. In China they just IM money between people, it's done within seconds and for virtually no fee.

And that's the future. But we'll need to get rid of the obsolete banks and the middlemen leeching off of all trade first. And that'll take a few decades more yet, though the EU commission is actively working on it.

Niall

jester77

So you basically want to setup an Irish Lieferando or Deliveroo. Is there not already something like that in Ireland, would be very surprised if there isn't.

Axwell

jester77 wrote: »

So you basically want to setup an Irish Lieferando or Deliveroo. Is there not already something like that in Ireland, would be very surprised if there isn't.

He doesnt want to setup another Deliveroo...he is only concerned with being able to pay for food or other items with Paypal, most of these services don't allow you to pay using paypal, it has to be by credit/debit card. His point being he has money sitting there on his Paypal account he wants to use to pay for it, it would take up to 2 days to transfer the money first otherwise. Companies such as deliveroo etc dont accept paypal in these cases as of the fees per transaction.


As someone else pointed out above the solution to the problem is a Revolut card. Transfer money from paypal to your Revolut card and use that card as the one attached to your Deliveroo account or Dominos or whatever else.

Kenny Logins

Alerium wrote: »

Transfer money from your PayPal to the Revolut. It's instantaneous.

Good to know, thanks.

Pelvis

If the only money you have available to you is what's in your PayPal account then tbh you have bigger problems to worry about.

Talisman

If you want to pursue the idea then you should look into how Plynk operated and learn from their mistakes.

danbrosnan

Pelvis wrote: »

If the only money you have available to you is what's in your PayPal account then tbh you have bigger problems to worry about.

That's just nonsense, it's not that I don't have money it's what I feel I should be able to do, I take in money through paypal why can't I spend it?

danbrosnan

Downloaded Revolut and still I cant transfer funds from paypal! Only options are google pay and bank draft!

Pelvis

danbrosnan wrote: »

That's just nonsense, it's not that I don't have money it's what I feel I should be able to do, I take in money through paypal why can't I spend it?

You can spend it, on anything that accepts PayPal, or alternatively transfer it to your bank account.

Your idea is predicated on a scenario where you want to buy a take away but only have your money in your PayPal account. But the problem is no one only has money in their PayPal account, everyone has one or more of cash, debit, or credit card.

Your idea is a solution to a problem that doesn't exist.

danbrosnan

Pelvis wrote: »

You can spend it, on anything that accepts PayPal, or alternatively transfer it to your bank account.

Your idea is predicated on a scenario where you want to buy a take away but only have your money in your PayPal account. But the problem is no one only has money in their PayPal account, everyone has one or more of cash, debit, or credit card.

Your idea is a solution to a problem that doesn't exist.

I disagree with you, I completely deal with ebay just like anyone that sells on ebay, paypal has a literary hundreds of thousand of accounts in ireland alone, I believe the problem exists I have done some research and the problem is with the businesses not the consumers, I belive people.would use a service that provides them a way of using there paypal funds!