The One 4 All Card

whisky_galore

Got it as the company 'bonus' at Xmas.

For anything that I actually need, the shops won't accept the damn thing.

If I want shopping; Tesco, Lidl etc won't take it, just expensive MediocreValu and Centra corner shops.

Is there a way of converting it into hard cash or credit for something I actually want?

statto25

whisky_galore wrote: »

Got it as the company 'bonus' at Xmas.

For anything that I actually need, the shops won't accept the damn thing.

If I want shopping; Tesco, Lidl etc won't take it, just expensive MediocreValu and Centra corner shops.

Is there a way of converting it into hard cash or credit for something I actually want?

Sell it on Adverts for a loss and someone will pick it up. You can also convert it to a Prepaid Credit Card but the admin fee is some daft percentage so for a large value One4All its not worth it

vintagecosmos

i bought amazon vouchers with mine. Lost a little bit but still cheaper than buying stuff in arnotts or the likes.

Doubtitdub

super Valu take them or any of these https://www.one4all.ie/retailer.html

Dont think there is anywhere that will covert to cash unfortunately, had the same problem myself! Just used it for a holiday instead..

statto25

vintagecosmos wrote: »

i bought amazon vouchers with mine. Lost a little bit but still cheaper than buying stuff in arnotts or the likes.

One4All don't allow you to convert them anymore. Stopped back at end of October.

whisky_galore

Doubtitdub wrote: »

super Valu take them or any of these https://www.one4all.ie/retailer.html

Dont think there is anywhere that will covert to cash unfortunately, had the same problem myself! Just used it for a holiday instead..

It would be useful if airlines took them, but they don't. Just travel agents that do the same thing I can do myself online...:mad:

Doubtitdub

whisky_galore wrote: »

It would be useful if airlines took them, but they don't. Just travel agents that do the same thing I can do myself online...:mad:

Yep very annoying, i just used it for a hotel break in Ireland, lots of hotels use them..

Neilw

Be careful too, after a certain amount of time there's a monthly fee that will come off the value of the card. I misplaced one and when I found it again there was only a couple of euros on it.

whisky_galore

Neilw wrote: »

Be careful too, after a certain amount of time there's a monthly fee that will come off the value of the card. I misplaced one and when I found it again there was only a couple of euros on it.

This I know, that's why I want to use it asap, but have no big ticket items I want to buy from any of the outlets named in the booklet.

Creme fraiche

Neilw wrote: »

Be careful too, after a certain amount of time there's a monthly fee that will come off the value of the card. I misplaced one and when I found it again there was only a couple of euros on it.

It’s a year and the documentation that come with the card explains it.

Anytime I got one I converted to amazon.co.uk credit, now I use them in Argos for video games.

Jim Bob Scratcher

Why don't people just give cash instead of this nonsense ?

Creme fraiche

Jim Bob Scratcher wrote: »

Why don't people just give cash instead of this nonsense ?

Cash (if included in the pay packet) will be taxed.

Jim Bob Scratcher

Creme fraiche wrote: »

Cash (if included in the pay packet) will be taxed.

Pay into the hand

vintagecosmos

Doubtitdub wrote: »

super Valu take them or any of these https://www.one4all.ie/retailer.html

Dont think there is anywhere that will covert to cash unfortunately, had the same problem myself! Just used it for a holiday instead..

Yes the stopped conversion. But you can just use the one4all as a visa card and buy the vouchers as you would normally.

knipex

vintagecosmos wrote: »

i bought amazon vouchers with mine. Lost a little bit but still cheaper than buying stuff in arnotts or the likes.

How ??

The Irish All 4 one card wont allow that. Only way to do so is but the prepaid card (max €100) at a cost of €8, try and figure out the exchange rate you are going to get and get a card to match. As you cannot top up the card any change left is lost unless you can make a purchase to that exact value..

Much better off sell on adverts

Creme fraiche

Jim Bob Scratcher wrote: »

Pay into the hand

No company - worth their salt - will do that though.

mikhail

10.1 You may at any time request us to repay to you any remaining balance on the Card by calling Gift Voucher Shop on 01 870 8111 and quoting the Card number. You must not use your Card after you ask us to repay the balance to you. In order to allow any outstanding Card Purchases to clear, Gift Voucher Shop will refund the balance to you by bank transfer to your nominated bank account, less any applicable fees (see Clause 6), within seven Business Days of receipt of such a request

https://www.one4all.ie/terms-conditions

vintagecosmos

knipex wrote: »

How ??

The Irish All 4 one card wont allow that. Only way to do so is but the prepaid card (max €100) at a cost of €8, try and figure out the exchange rate you are going to get and get a card to match. As you cannot top up the card any change left is lost unless you can make a purchase to that exact value..

Much better off sell on adverts

I had a 150 euro voucher. I bought 125GBP worth + got a 5gbp bonus. So it meant i got about 147euros worth. I was buying something that was 150gbp on Amazon. But over 250 euro here in stores.

Tenigate

I got a €250 one for xmas. Many of the chains accept them. I used it in Diesel, Clarkes, Argos.. and had a bit left over which I used to buy a gift voucher in mothercare. I noticed Boots take them too.
Best thing to do is look at a list of places that accept them and then figure out what you can buy in those places. Make sure your final purchase exceeds the amount on the card and pay the balance with cash. Otherwise you'll end up with a card that has a few euro left and you'll end up losing it.

me_irl

I've ~tenner left on mine.

Any ideas on where to use it?

I was thinking of a cheeky takeaway (as Just Eat accepts One4All), but not sure if you can be an awkward bastard and use two cards when making a payment.

statto25

vintagecosmos wrote: »

I had a 150 euro voucher. I bought 125GBP worth + got a 5gbp bonus. So it meant i got about 147euros worth. I was buying something that was 150gbp on Amazon. But over 250 euro here in stores.

You can't covert to Amazon vouchers anymore. It was dead handy though

vintagecosmos

statto25 wrote: »

You can't covert to Amazon vouchers anymore. It was dead handy though

I didnt convert. I just bought an amazon voucher using it. Did this a month ago.

Oldtree

List of shops here

https://www.one4all.ie/retailer.html

My son got 2 of the dam things over the Xmas, but he's saving for a better laptop so pcworld will do.

Rumpy Pumpy

vintagecosmos wrote: »

I didnt convert. I just bought an amazon voucher using it. Did this a month ago.

That’s what I did. Picked up those Amazon voucher cards in SuperValu and paid using one4all.

My drug dealer also accepts one4all. Something about ‘the feds’ not being able to trace them.

Tenigate

me_irl wrote: »

I was thinking of a cheeky takeaway (as Just Eat accepts One4All), but not sure if you can be an awkward bastard and use two cards when making a payment.

It would be easier to do this in a store rather than online. Doubt the payment interface would let you split the payment between 2 cards.

emeldc

Jim Bob Scratcher wrote: »

Pay into the hand

Why would any employer pay €500 out of their own pocket when he can take it from the till and put it down to expenses.

I added €150 to mine and bought a new Mattress

ytpe2r5bxkn0c1

mikhail wrote: »

https://www.one4all.ie/terms-conditions

They will not usually refund if the card was covered by an employer small gift exemption, as a bonus payment is.

Always Be Closing

Will any Supervalu accept them or just certain ones?

My local Supervalu is in HSQ (Heuston South Quarter in Dublin 8) but I don't see it listed here

https://www.one4all.ie/catalogsearch/result/?q=supervalu

whiskeyman

Lots of places take it.
Handy for buying clothes, gifts, homewares stuff.
You will probably need that kind of stuff in your life...

ytpe2r5bxkn0c1

It's not hard to spend them. I'll stock up on car cleaning products in Halfords, light bulbs, gardening and DIY bits and bobs etc. in Woodies, and clothes or homewares in numerous shops, when I get All4one cards.

vintagecosmos

Would I be right in saying that it can be used anywhere online that accepts Visa debit cards? They say on their site to check their online retailers. But how does POS card terminal know if they are one4all partners are not? You can also convert to a mastercard here https://www.one4all.ie/retailer/spend-online/v-prepaid-virtual-mastercard-account.html

statto25

vintagecosmos wrote: »

I didnt convert. I just bought an amazon voucher using it. Did this a month ago.

OK didnt know that which is a shame as I got one before Xmas I could have used to buy presents.

whisky_galore

vintagecosmos wrote: »

Would I be right in saying that it can be used anywhere online that accepts Visa debit cards? They say on their site to check their online retailers. But how does POS card terminal know if they are one4all partners are not? You can also convert to a mastercard here https://www.one4all.ie/retailer/spend-online/v-prepaid-virtual-mastercard-account.html

No, it can be used like a Visa debit card with a limited number of retailers.
I wouldn't mind so much if it was accepted as a Visa card, I could at least buy petrol or flights or maybe pay for household bills. I have enough clothes and 'things'.
You can convert it to a sort of MasterCard, again with restrictions. It's really quite inflexible.

freshpopcorn

Lots of places accept them in my experience. These I just the major retailers that accept them. Good value can be got in most of these and none of them a Centra/corner shops.
Argos
Anotts
B&Q
Best Menswear
Boots
Brown Thomas
Carephone Warehouse
Clarks
Currys
Debenhams
DID
Diesel
Dorothy Perkins
Easons
Elvery Sports
Expert Ireland
Fields
Game Stop
H&M
Halfords
Harvey Norman
Heatons
House of Fraser
JD Sports
Just Eat
Kilkenny Shop
Lifestyle Sports
Littlewoods.ie
M&S
Mothercare
New Look
Next
PC World
Penneys
Power City
River Island
Sam Mccauley
Schuh
Shaws
Certain SuperValu's
TK Maxx
Tommy Hillfiger
TopShop
Vodafone
Woodies

knipex

vintagecosmos wrote: »

I didnt convert. I just bought an amazon voucher using it. Did this a month ago.

How ??

did you use the card as a visa card ???

Lux23

You can use them in hundreds of places, I really find it hard to believe that you wouldn't find something you want in a department store?

omb0wyn5ehpij9

Always Be Closing wrote: »

Will any Supervalu accept them or just certain ones?

My local Supervalu is in HSQ (Heuston South Quarter in Dublin 8) but I don't see it listed here

https://www.one4all.ie/catalogsearch/result/?q=supervalu

As far as I'm aware, the only SuperValu shops it can be used in are the branches that were originally Superquinn shops

emeldc

Lux23 wrote: »

You can use them in hundreds of places, I really find it hard to believe that you wouldn't find something you want in a department store?

There really is no pleasing some people. €500 wages and they complain about 50% tax. €500 voucher no tax, and they can't find anywhere to spend it :rolleyes:

freshpopcorn

BDJW wrote: »

As far as I'm aware, the only SuperValu shops it can be used in are the branches that were originally Superquinn shops

This used be the case but they really extend the branches in the last few years that accept them!

retalivity

I used mine in conjunction with the bike2work scheme a few years ago, which is probably illegal. Got a grands worth of stuff for a cost of about €350!

Zaph

Ironic that they're viewed by many as being a bit of a nuisance, myself included, and yet we could have more train strikes on the way, in part because the train drivers got Dunne's vouchers instead of One4All vouchers. :rolleyes:

McMurphy

sugarman wrote: »

Supposedly it's going to be available again within the month, they were just having issues with it.

Hopefully.

I got €400 from suppliers as Christmas boxes in the run up to Xmas. I was actually going to convert to Amazon credit.

SCOOP 64

A Friend gets a one for all every year as i do, but this year he got what is a debit card for €500 which you can use anywhere as you would your personal visa debit ,when the €500 runs out the card is then dis guarded, his company has about 90 employees everyone got one,so must be a tax saving as the one for all is for employers, iv never heard of this card before, much better than a one for all, i would like to hint to my boss about it, anyone else know about this?

Archeron

SCOOP 64 wrote: »

Friend of mind got a one for all every year as i do, but this year it got what is a debit card for €500 which you can use anywhere as you would your personal visa debit ,when the €500 runs out the card is then dis guarded, he company has about 90 employees everyone got one,so must be a tax saving as the one for all is for employers, iv never heard of this card before, much better than a one for all, i would like to hint to my boss about it, anyone else know about this?

I've used Perfect cards and they work like that, just a prepaid card that worked in any shop I tried.

SCOOP 64

Archeron wrote: »

I've used Perfect cards and they work like that, just a prepaid card that worked in any shop I tried.

Did you get this from your employer or are you the employer?

emeldc

SCOOP 64 wrote: »

A Friend gets a one for all every year as i do, but this year he got what is a debit card for €500 which you can use anywhere as you would your personal visa debit ,when the €500 runs out the card is then dis guarded, his company has about 90 employees everyone got one,so must be a tax saving as the one for all is for employers, iv never heard of this card before, much better than a one for all, i would like to hint to my boss about it, anyone else know about this?

Hmmm, wouldn’t be sure about that card being legal. This from the revenue site;

Small benefits
You can give employees a small benefit of up to €500 in value, tax free, each year. This benefit must not be in cash.

If more than one benefit is given in a year, only the first one qualifies for tax free status. Unused allowance amounts cannot be carried over.

Prior to 21 October 2015 the limit on small benefits was €250.

Tax free vouchers or benefits can be used only to purchase goods or services. They cannot be redeemed for cash.

cycle4fun

Some shops take them. Find a friend who frequents those shops. Maybe swap it with a friend for cash.

SCOOP 64

emeldc wrote: »

Hmmm, wouldn’t be sure about that card being legal. This from the revenue site;

Small benefits
You can give employees a small benefit of up to €500 in value, tax free, each year. This benefit must not be in cash.

If more than one benefit is given in a year, only the first one qualifies for tax free status. Unused allowance amounts cannot be carried over.

Prior to 21 October 2015 the limit on small benefits was €250.

Tax free vouchers or benefits can be used only to purchase goods or services. They cannot be redeemed for cash.

This is what i would be afraid of , it is effectively giving you cash.

Archeron

SCOOP 64 wrote: »

Did you get this from your employer or are you the employer?

I got them as gifts from suppliers, but my company gives them as gifts to customers too. Not sure of any tax implications for large values, mine were just 2 X €50

I sent my One4All card back and had the €250 from my work bonus paid straight into my bank account (less €8 fee). Just followed the process outlined in their terms and conditions.

SCOOP 64

Basil3 wrote: »

I sent my One4All card back and had the €250 from my work bonus paid straight into my bank account (less €8 fee). Just followed the process outlined in their terms and conditions.

Didn't know you could do that, will try this next time for a lost of €8 wouldn't be bad.