Are ATM’s thick, or just taking the piss?

CitizenFloor

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

s4uv3

Well lah de dah.....

Look at you with €50 in the bank.

ED E

There's a big difference depending on the age of the unit. Newer ones its a 3 or 4 second delay if the denomination isnt available, older ones you start again.

I wonder if they don't show available bills as a would be thief could imply roughly how full a machine is depending on how many notes are missing?

CitizenFloor

Contactless/cashback is great when its available! My only option in work is real walking around money. That €50 was my communion money

Why bother spending money updating software that perfectly fulfils it's purpose. Some ATM's will tell if there's no 20's etc

kneemos

The AIB ones take forever to throw put a receipt,you have the money in your wallet and you're left standing there staring at the thing.

Lurkio

CitizenFloor wrote: »

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

No "Evil ATM" option? Am disappoint.

vg88

What's worse is when you put in your the wrong code:

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You request €50. You wait.
A message appears: you entered the code wrong, please take your card.
You decide screw it I'm going on the piss tonight in coppers.
You insert your card. You wait.
You type in your PIN. You wait.
You request €50. You wait.
Insufficient funds, please take your card.
Struggle to find another atm while downing the nagin before the last bus comes.

Squall Leonhart

Or what has happened to me more than once, wanting to withdraw (say) €80. Error message. No 20s available, please enter a multiple of 50. Fine. I'll take out 100eur. Then.... 5 x 20eur notes are given out to me... aaaarrgggh

Junkyard Tom

Butter vouchers were a form of currency at one time.

LionelNashe

It annoys me that the BOI machines ask me if I want the screen instructions to be in Irish or English. Having to confirm that I don't want a receipt is a waste of time as well.

Robsweezie

Mr.S wrote:

Contactless is a great thing.

Yeah great to be robbed should your card be lost and find itself in the wrong hands!

vg88

Robsweezie wrote: »

Yeah great to be robbed should your card be lost and find itself in the wrong hands!

That's what I've always wondered. You drop your card in the city and say you realise after 20 minutes it's gone. One of our lovely locals could of picked it up and back 30 quid purchases around the place before you notice.

Can you ask for cash back with contact less without a pin?

lertsnim

"Oh no. What will the people behind me think"

Graham

CitizenFloor wrote: »

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

That would make sense but it appears to work the other way.

Would you like €20, €60, €80, €120, €220............
ha ha ha ha ha
try again in multiples of €50 :mad:

bodhrandude

CitizenFloor wrote: »

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

If people start moaning when you are using one of these daft machines you turn around and punch them as hard as you can and say Its not me its the idiot machines, simples.

kneemos

lertsnim wrote: »

"Oh no. What will the people behind me think"

What's wrong with that retarded cnut.Is normally what I think.

Snake Plisken

Shops are supposed to do a test cash and then the machine will work out if there isn't any say 20's in the machine so should only give the option for 50's! But most stores don't bother!

Jack Killian

CitizenFloor wrote: »

Contactless/cashback is great when its available! My only option in work is real walking around money. That €50 was my communion money

Contactless should be optional. I hate the way it's forced on you when you renew a card.

Snake Plisken

Worse still you are standing in line and the person in front has 3-4 different accounts and starts taking 20 euros from each account, that really pisses me off!

fussyonion

It's very annoying when bank machines won't allow me to withdraw €10.
Last week I needed to withdraw my last €10 and it would only allow me to withdraw a minimum of €50.
NO!
I have €10. It's MY money. I should be allowed take it out ffs.

mansize

fussyonion wrote: »

It's very annoying when bank machines won't allow me to withdraw €10.
Last week I needed to withdraw my last €10 and it would only allow me to withdraw a minimum of €50.
NO!
I have €10. It's MY money. I should be allowed take it out ffs.

If ATMs did €10's they'd run out of cash quicker

PTH2009

What's a 20 Euro note. Only deal with 50 notes myself lol.

Never used contactless but I'd prefer the old way of card paying.

mansize

I like contactless myself. One of my bank cards has it, the other doesn't

Jack Killian

mansize wrote: »

I like contactless myself. One of my bank cards has it, the other doesn't

No issues there. If you like/want it then It should be available to you.

If someone doesn't want it, it shouldn't be forced on them.

mansize

Jack Killian wrote: »

No issues there. If you like/want it then It should be available to you.

If someone doesn't want it, it shouldn't be forced on them.

Can you get it disabled?

Jack Killian

mansize wrote: »

Can you get it disabled?

Apparently not, according to the bank rep I rang.

Closed the account of the first crowd that imposed it (BoI) but they're all at it now :P

mansize

Well EBS don't have it yet

Lurkio

Junkyard Tom wrote: »

Butter vouchers were a form of currency at one time.

That was when a shortage of a "few bob" would compel a mad search for the vouchers, the finding of which would initiate mad dashes to obscure newsagents before they closed, embarked on on foot, on bicycle or perhaps in a car of dubious reliability purchased from some of our nomadic fellow citizens. Those left behind could only wait, in the hope that the noble folk who ventured forth had success, saving them from the horrors of a night of "gummin for a fag".

MEGA BRO WOLF 5000

Mr.S wrote: »

Contactless is a great thing.

When it works. Mine works when it wants to...and a lot of people's cards are the same. I've used contactless payments in other countries and it's amazing. Of course in Ireland we have it backwards as usual.

kneemos

The Hunky Monster wrote: »

When it works. Mine works when it wants to...and a lot of people's cards are the same. I've used contactless payments in other countries and it's amazing. Of course in Ireland we have it backwards as usual.

They haven't marketed it . I've no idea if I'll be charged or not.

mickmackmcgoo

Petrol stations etc fill the ATMs themselves . They put 50 euro notes in as it's handier to dispose them instead of making trips to the bank . They don't put lower notes like 10 and 20 in as they keep them for change in their tills. So the circle is you can only get a 50 , you then spend say 15 in the store they give you notes in change and the 50 ends back up in the atm again eventually

kneemos

mickmackmcgoo wrote: »

Petrol stations etc fill the ATMs themselves . They put 50 euro notes in as it's handier to dispose them instead of making trips to the bank . They don't put lower notes like 10 and 20 in as they keep them for change in their tills. So the circle is you can only get a 50 , you then spend say 15 in the store they give you notes in change and the 50 ends back up in the atm again eventually

Don't think stores have access to ATM's.

Ciderswigger

mansize wrote: »

Can you get it disabled?

You can with AIB anyway. The mother wasn't happy with how easy it is for someone else to use it so she got it replaced with a regular non-contactless ATM card.

ted1

LionelNashe wrote: »

It annoys me that the BOI machines ask me if I want the screen instructions to be in Irish or English. Having to confirm that I don't want a receipt is a waste of time as well.

I always choose Irish , they haven't bothered translating some of the screens so it still displays English

Atlantic Dawn

My other major annoyance is when I select the option to request a receipt, then withdraw my money and then wait around for a receipt only to be then told "sorry this machine is unable to print a receipt", whoy in the jaysus did the mofo of an ATM not have the option to request a receipt not active?

At the beginning of the month I want to withdraw the max my card allows - €450. I go to my local Centra which is the closest ATM. It only allows a Max of €120 withdrawal, so I have to use it 4 times. People behind me must hate me.
Ulster Bank don't do contactless cards but I would like if they did.
I always avoid BOI ATM's because of the useless language option. More people speak Polish fluently here than Irish. Why don't they have Polish as an option?
Some of the ATMs abroad seem to be faster than the ones here!

thee glitz

I've seen ATMs in shops that display 'Amount Unavailable'
where that is the case. It should be on them all really.

Eugene Norman

The contactless cards are often (always?) visa or mastercards right? If you lose them that's more of a problem than the €30.

Boom_Bap

CitizenFloor wrote: »

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

I can tell you why this happens, but it's fairly boring talk about standards, messages sequences, branding, software and hardware. Very boring.

Míshásta

My heart bleeds for those poor craythurs who are so discommoded by the Irish language option.

How many seconds does it take for them to tap a button?

One guy actually posted that he actually avoids BOI machines because of this facility.

Life must be really miserable for such sensitive souls. Ó Óchón agus Óchón Ó!

Ruu

Only pay people in bitcoin nowadays, if they don't accept that, too bad.

magentis

kneemos wrote: »

Don't think stores have access to ATM's.

Yup they do.
Those smaller ones you see in petrol stations and shops are filled by the businesses .

jester77

There's one bank here where you have to put the card in upside down. I felt like a right idiot the first time i used their ATM as the queue built up behind me. Someone eventually shouted at me to turn the card.

kneemos

magentis wrote: »

Yup they do.
Those smaller ones you see in petrol stations and shops are filled by the businesses .

With their own money?

Dr Crayfish

Why don't they ever have 50s here? In England when I would take out 50 quid, often you'd get a 20, and a couple of 10s and 5s. All they seem to want to stock in Irish ATMs are 50s. You most certainly can never take tenners out.

Lia_lia

LionelNashe wrote: »

It annoys me that the BOI machines ask me if I want the screen instructions to be in Irish or English. Having to confirm that I don't want a receipt is a waste of time as well.

We have a BOI bank machine at work and if you choose the Irish option it's wayyyy faster! No stupid waiting times for some bizarre reason. Everyone chooses Irish. In a big multinational company. Funny seeing the foreigners taking out their money in Irish.

prinzeugen

ED E wrote: »

There's a big difference depending on the age of the unit. Newer ones its a 3 or 4 second delay if the denomination isnt available, older ones you start again.

I wonder if they don't show available bills as a would be thief could imply roughly how full a machine is depending on how many notes are missing?

The older Uslter Bank Machines do say if notes are out.

Never seen that with AIB and dont use BOI as I had my card skimmed twice using BOI ATM's

Stigura

Snake Plisken wrote: »

Worse still you are standing in line and the person in front has 3-4 different accounts and starts taking 20 euros from each account, that really pisses me off!

So, That's what's going on there? I've always wondered. Christ, if that was me? I'd use one card. Then let the next person in. I'd go to the back of the queue and wait to use another card / account.


And, if anyone else in the queue then started pulling the same stroke; I'd queue jump and punch them, really hard, in the back of the head!

Then return to my place in the queue. Graciously accepting the grateful and adoring applause of the other people queuing. Yep




I've been drinking.

In 10 years using ATMs I've never had it put my card out for a lack of notes

FizzleSticks

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