Are ATM’s thick, or just taking the piss?

mickmackmcgoo · 10-05-2016 07:17PM

Petrol stations etc fill the ATMs themselves . They put 50 euro notes in as it's handier to dispose them instead of making trips to the bank . They don't put lower notes like 10 and 20 in as they keep them for change in their tills. So the circle is you can only get a 50 , you then spend say 15 in the store they give you notes in change and the 50 ends back up in the atm again eventually

kneemos · 10-05-2016 07:23PM

mickmackmcgoo wrote: »

Petrol stations etc fill the ATMs themselves . They put 50 euro notes in as it's handier to dispose them instead of making trips to the bank . They don't put lower notes like 10 and 20 in as they keep them for change in their tills. So the circle is you can only get a 50 , you then spend say 15 in the store they give you notes in change and the 50 ends back up in the atm again eventually

Don't think stores have access to ATM's.

Ciderswigger · 10-05-2016 07:26PM

mansize wrote: »

Can you get it disabled?

You can with AIB anyway. The mother wasn't happy with how easy it is for someone else to use it so she got it replaced with a regular non-contactless ATM card.

ted1 · 10-05-2016 07:29PM

LionelNashe wrote: »

It annoys me that the BOI machines ask me if I want the screen instructions to be in Irish or English. Having to confirm that I don't want a receipt is a waste of time as well.

I always choose Irish , they haven't bothered translating some of the screens so it still displays English

Atlantic Dawn · 10-05-2016 07:36PM

My other major annoyance is when I select the option to request a receipt, then withdraw my money and then wait around for a receipt only to be then told "sorry this machine is unable to print a receipt", whoy in the jaysus did the mofo of an ATM not have the option to request a receipt not active?

10-05-2016 07:42PM

At the beginning of the month I want to withdraw the max my card allows - €450. I go to my local Centra which is the closest ATM. It only allows a Max of €120 withdrawal, so I have to use it 4 times. People behind me must hate me.
Ulster Bank don't do contactless cards but I would like if they did.
I always avoid BOI ATM's because of the useless language option. More people speak Polish fluently here than Irish. Why don't they have Polish as an option?
Some of the ATMs abroad seem to be faster than the ones here!

thee glitz · 10-05-2016 07:56PM

I've seen ATMs in shops that display 'Amount Unavailable'
where that is the case. It should be on them all really.

Eugene Norman · 10-05-2016 08:22PM

The contactless cards are often (always?) visa or mastercards right? If you lose them that's more of a problem than the €30.

Boom_Bap · 10-05-2016 08:38PM

CitizenFloor wrote: »

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

I can tell you why this happens, but it's fairly boring talk about standards, messages sequences, branding, software and hardware. Very boring.

Míshásta · 10-05-2016 09:31PM

My heart bleeds for those poor craythurs who are so discommoded by the Irish language option.

How many seconds does it take for them to tap a button?

One guy actually posted that he actually avoids BOI machines because of this facility.

Life must be really miserable for such sensitive souls. Ó Óchón agus Óchón Ó!

Ruu · 10-05-2016 09:33PM

Only pay people in bitcoin nowadays, if they don't accept that, too bad.

magentis · 10-05-2016 09:39PM

kneemos wrote: »

Don't think stores have access to ATM's.

Yup they do.
Those smaller ones you see in petrol stations and shops are filled by the businesses .

jester77 · 10-05-2016 09:44PM

There's one bank here where you have to put the card in upside down. I felt like a right idiot the first time i used their ATM as the queue built up behind me. Someone eventually shouted at me to turn the card.

kneemos · 10-05-2016 09:44PM

magentis wrote: »

Yup they do.
Those smaller ones you see in petrol stations and shops are filled by the businesses .

With their own money?

Dr Crayfish · 10-05-2016 09:51PM

Why don't they ever have 50s here? In England when I would take out 50 quid, often you'd get a 20, and a couple of 10s and 5s. All they seem to want to stock in Irish ATMs are 50s. You most certainly can never take tenners out.

11-05-2016 12:43AM

LionelNashe wrote: »

It annoys me that the BOI machines ask me if I want the screen instructions to be in Irish or English. Having to confirm that I don't want a receipt is a waste of time as well.

We have a BOI bank machine at work and if you choose the Irish option it's wayyyy faster! No stupid waiting times for some bizarre reason. Everyone chooses Irish. In a big multinational company. Funny seeing the foreigners taking out their money in Irish.

prinzeugen · 11-05-2016 12:48AM

ED E wrote: »

There's a big difference depending on the age of the unit. Newer ones its a 3 or 4 second delay if the denomination isnt available, older ones you start again.

I wonder if they don't show available bills as a would be thief could imply roughly how full a machine is depending on how many notes are missing?

The older Uslter Bank Machines do say if notes are out.

Never seen that with AIB and dont use BOI as I had my card skimmed twice using BOI ATM's

Stigura · 11-05-2016 01:59AM

Snake Plisken wrote: »

Worse still you are standing in line and the person in front has 3-4 different accounts and starts taking 20 euros from each account, that really pisses me off!

So, That's what's going on there? I've always wondered. Christ, if that was me? I'd use one card. Then let the next person in. I'd go to the back of the queue and wait to use another card / account.

And, if anyone else in the queue then started pulling the same stroke; I'd queue jump and punch them, really hard, in the back of the head!

Then return to my place in the queue. Graciously accepting the grateful and adoring applause of the other people queuing. Yep

I've been drinking.

11-05-2016 02:09AM

In 10 years using ATMs I've never had it put my card out for a lack of notes

FizzleSticks · 11-05-2016 02:52AM

This post has been deleted.

Tipperary Fairy · 11-05-2016 03:15AM

I'm with nab here in Oz and they have a favourite transaction setting. So when you type in your pin and select how much you want and receipt or not, it asks if you want to save it as your favourite transaction. So when you do and go to the atm next time you just have to enter your pin and select favourite, all done in a matter of seconds. Fantastic stuff. The way all atms should be.

Cee-Jay-Cee · 11-05-2016 07:44AM

My local shop/supermarket has no laser/ATM and so everything has to be paid in cash (or cheque) which is a complete pain in this day and age.

Mackman · 11-05-2016 08:15AM

Tipperary Fairy wrote: »

I'm with nab here in Oz and they have a favourite transaction setting. So when you type in your pin and select how much you want and receipt or not, it asks if you want to save it as your favourite transaction. So when you do and go to the atm next time you just have to enter your pin and select favourite, all done in a matter of seconds. Fantastic stuff. The way all atms should be.

Great if you have a favourite, if not though it's a pain in the arse. it's just another screen to get passed to get money out.

Tipperary Fairy · 11-05-2016 08:42AM

Mackman wrote: »

Great if you have a favourite, if not though it's a pain in the arse. it's just another screen to get passed to get money out.

No it's not

it's on the same screen as the other options.

inforfun · 11-05-2016 08:50AM

It is more annoying i cant take out more than €250 unless i got to the one at my branch.

As for people seemingly playing pac man on those things... it should be legal to kill them.

kneemos · 11-05-2016 09:00AM

Cee-Jay-Cee wrote: »

My local shop/supermarket has no laser/ATM and so everything has to be paid in cash (or cheque) which is a complete pain in this day and age.

Cash is quicker.
The German stores have it down to a science,they'll have your change ready before you even give them your money.

Mackman · 11-05-2016 09:01AM

Tipperary Fairy wrote: »

No it's not it's on the same screen as the other options.

If you just choose $100 say, the next screen it will ask you if you want to save it as your favourite. And it asks you every time.

realdanbreen · 11-05-2016 09:05AM

CitizenFloor wrote: »

You’ve been there. The busy petrol station on a Monday morning. Five people queuing behind you at the ATM.

You insert your card. You wait.
You type in your PIN. You wait.
You request €20. You wait.
A message appears on screen. “You must request an amount in multiples of 50”.
You immediately begin to read the minds of the people behind you as you go through the entire process again.
You re-insert your card.
“Why is this idiot taking so long?”
You type your PIN.
“Is he checking his email on the bloody thing?”
You request €50.
“God, I hate this asshole. I want to punch him in the back of the head”.

The only thing that keeps you from squealing and running from the building is the knowledge that the ATM will snare the next idiot as it did you. The moral question of whether you should warn everyone doesn’t even cross your mind as you grab your €50 and flee from the building.

Leaving aside the fact that the ATM is mocking me by suggesting I could withdraw anything other than 1 multiple of 50, surely in 2016 it should be able to tell me proactively, when a certain bill denomination is unavailable?

I take it you're a man? If you were a woman you wouldn't give a sh1t how long the queue was or how many people you were holding up.

Akrasia · 11-05-2016 09:07AM

kneemos wrote: »

They haven't marketed it . I've no idea if I'll be charged or not.

Its 20 cent per transaction with AIB. it's .35c to withdraw cash from an ATM so it's cheaper to withdraw enough cash to last for a few days than to pay for everything with a debit card using contactless or pin number transactions.

That all adds up, and it pisses me off to get a big bill for fees every 3 months

Eugene Norman · 11-05-2016 09:09AM

Akrasia wrote: »

Its 20 cent per transaction with AIB. it's .35c to withdraw cash from an ATM so it's cheaper to withdraw enough cash to last for a few days than to pay for everything with a debit card using contactless or pin number transactions.

That all adds up, and it pisses me off to get a big bill for fees every 3 months

You sure? Are those fees waived in certain circumstances?

Are ATM’s thick, or just taking the piss?

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