No Car Tax or Insurance

lainey_ie · 02-06-2015 2:14pm #1

Just looking for a bit of advice. So I live with someone who has had no car tax since 2013 and no insurance since 2014. Shes a teacher and brags constantly that shes been stopped by guards and they've let her go since shes a teacher (Im not sure whether that is true or not to be fair). Im just worried that shell do damage to another car (namely mine) or even worse by in an accident and hurt someone. She drives to school every day which is even worse and parks in the school.

Just wondering if anyone knows of anything that can be done like a confidential line or anything. The only thing that will make her do anything is if shes stopped again and made get tax or insurance. I've never even thought of anything like this before but whenever I say it she just laughs it off and says ill get around to it and that's been for the last year.

Thanks a mil:)

jimgoose · 02-06-2015 2:16pm

This is an incredible level of assholery and you should dob the silly bint in immediately.

darkpagandeath · 02-06-2015 2:16pm

Reg to Garda or Garda confidential line. But having tax or insurance does not stop accidents.

02-06-2015 2:26pm

Good drivers don't need insurance.

darkpagandeath · 02-06-2015 2:26pm

Deleted User wrote: »

Good drivers don't need insurance.

Thought it was a legal requirement.

The Backwards Man · 02-06-2015 2:27pm

[Deleted User] wrote: »

Good drivers don't need insurance.

Good cars don't need tax.

kippy · 02-06-2015 2:27pm

darkpagandeath wrote: »

Thought it was a legal requirement.

Yeah, sarcasm is a legal requirement in After Hours.

02-06-2015 2:28pm

darkpagandeath wrote: »

Thought it was a legal requirement.

Yeah but all that happens is you get a fine and points on your licence.

If you get caught you pay the fine. It's going to be less than two years worth of insurance.

All the points do is cause your insurance to go up so when you don't have any they don't really mean anything.

slinky2000 · 02-06-2015 2:28pm

Ring the Garda immediately and dob them in

http://garda.ie/Controller.aspx?Page=3430
Garda Confidential Line - 1800 666111

darkpagandeath · 02-06-2015 2:33pm

Deleted User wrote: »

Yeah but all that happens is you get a fine and points on your licence.

If you get caught you pay the fine. It's going to be less than two years worth of insurance.

All the points do is cause your insurance to go up so when you don't have any they don't really mean anything.

You can only have 12 points in 3 years

5 per no insurance.

02-06-2015 2:34pm

darkpagandeath wrote: »

You can only have 12 points in 3 years

5 per no insurance.

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

jimgoose · 02-06-2015 2:36pm

Deleted User wrote: »

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

Driving without insurance is a criminal offence and even it wasn't it would be a rare sort of dog-with-a-mallet-up-his-hole that would do it. If things go wrong and you end up doing big damage you could be wiped out.

Samaris · 02-06-2015 2:36pm

It's awkward and feels like betrayal to do it, but you should. For everyone else's sake, if she causes damage, etc, well, you know the story there. But if she's in an accident and it comes out then that she's untaxed and uninsured, it could end up ruining her life for a significant period as even if it's not technically her fault, she'll get lamped with this and it'll be too late by then to say "I meant to get around to it". She's a bloody idiot, but she's not going to get away with it forever. Report her, seriously.

If you really feel bad about doing it, report her and then casually comment to her that "oh yeah, someone at work was saying he got done for not insurance, there's supposedly a major clampdown going on on it." and well, you've really given her every damn chance at that point to get her arse in gear. There's excuses she might get away with making if she starts the process herself, but if someone else has to drag her to court over it, she'll get no leeway.

Tony Beetroot · 02-06-2015 2:39pm

Mind your own business op ffs.

Myrddin · 02-06-2015 2:39pm

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

darkpagandeath · 02-06-2015 2:41pm

Deleted User wrote: »

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

You would probably be fine in the back ass of beyond where they have closed a load of Station. But i would not suggest doing it in large urban areas like Cork or Dublin.

Stheno · 02-06-2015 2:41pm

Myrddin wrote: »

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

Same here no insurance can incur a prison sentence, the car can also be seized immediately

darkpagandeath · 02-06-2015 2:42pm

Stheno wrote: »

Same here no insurance can incur a prison sentence, the car can also be seized immediately

In the Uk can't they cube them ? Well after being seized.

Stheno · 02-06-2015 2:45pm

darkpagandeath wrote: »

In the Uk can't they cube them ? Well after being seized.

Yep I oimagine they can do the same here if the car isn't claimed after a certain amount of time

02-06-2015 2:46pm

jimgoose wrote: »

If things go wrong and you end up doing big damage you could be wiped out.

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

02-06-2015 2:47pm

darkpagandeath wrote: »

You would probably be fine in the back ass of beyond where they have closed a load of Station. But i would not suggest doing it in large urban areas like Cork or Dublin.

I honesty can't remember the last time I was stopped in Dublin. I think it was when the car was new and I was just waved through.

Armchair Andy · 02-06-2015 2:49pm

Take a picture of the discs OP. I smell bullshuit.

jimgoose · 02-06-2015 2:50pm

Deleted User wrote: »

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

You are obviously a man of deep and unshakeable faith. I salute!

darkpagandeath · 02-06-2015 2:50pm

Deleted User wrote: »

I honesty can't remember the last time I was stopped in Dublin. I think it was when the car was new and I was just waved through.

I see stop checks all the time, Esp for tax and Insurance. Oh and the revenue out. Lads in white vans pulled over all on the side of the road.

4zn76tysfajdxp · 02-06-2015 2:51pm

jimgoose wrote: »

If things go wrong and you end up doing big damage you could be wiped out.

If.

darkpagandeath · 02-06-2015 2:51pm

jimgoose wrote: »

You are obviously a man of deep and unshakeable faith. I salute!

I thought just having a bunch of Religious tat on the dash stopped any accidents ?

jimgoose · 02-06-2015 2:56pm

darkpagandeath wrote: »

I thought just having a bunch of Religious tat on the dash stopped any accidents ?

Ah, you're thinking of the Farmer's Insurance, a.k.a. a Padre Pio windscreen sticker. :pac:

Samaris · 02-06-2015 2:58pm

Deleted User wrote: »

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

Bull****. I don't believe you, any more than anyone else, are a -perfect driver-. For a start, if you WERE, you'd have sodding tax and insurance. **** -happens-. A second's distraction. A dog running into the road. Having to drive in really bad conditions. A sneeze coming up to a traffic light. Badly behaved kids in the back seat.

You may as well say "if you take care of your car, nothing will ever go wrong, so why require a NCT?" You can be a wonderful mechanic, and maybe even pass your NCT every time with flying colours, but **** can still break.

Also, I love your assumption that insurance should be based on one's own estimation of how wonderful one is. Can't see that ever going wrong.

anncoates · 02-06-2015 3:02pm

Whether or not she conforms to the law is down to the category of society she inhabits:

- A Clio-driving, slowcoach, risk-averse drudge, by their very incompetence inextricably bound by the limits of law

- A Motors forum expert

02-06-2015 3:04pm

jimgoose wrote: »

You are obviously a man of deep and unshakeable faith. I salute!

I have the utmost faith in my driving ability. Never had as much as a scrape in 16 years of driving.

darkpagandeath wrote: »

I see stop checks all the time, Esp for tax and Insurance. Oh and the revenue out. Lads in white vans pulled over all on the side of the road.

I've seen them alright, just never been pulled over myself.

Don't drive a commercial vehicle so I can't imagine the revenue lads would be dipping my tank.

anncoates · 02-06-2015 3:04pm

Myrddin wrote: »

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

Or blow jobs.

No Car Tax or Insurance

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