No Car Tax or Insurance

lainey_ie

Just looking for a bit of advice. So I live with someone who has had no car tax since 2013 and no insurance since 2014. Shes a teacher and brags constantly that shes been stopped by guards and they've let her go since shes a teacher (Im not sure whether that is true or not to be fair). Im just worried that shell do damage to another car (namely mine) or even worse by in an accident and hurt someone. She drives to school every day which is even worse and parks in the school.

Just wondering if anyone knows of anything that can be done like a confidential line or anything. The only thing that will make her do anything is if shes stopped again and made get tax or insurance. I've never even thought of anything like this before but whenever I say it she just laughs it off and says ill get around to it and that's been for the last year.

Thanks a mil:)

jimgoose

This is an incredible level of assholery and you should dob the silly bint in immediately.

darkpagandeath

Reg to Garda or Garda confidential line. But having tax or insurance does not stop accidents.

Good drivers don't need insurance.

darkpagandeath

Deleted User wrote: »

Good drivers don't need insurance.

Thought it was a legal requirement.

The Backwards Man

[Deleted User] wrote: »

Good drivers don't need insurance.

Good cars don't need tax.

kippy

darkpagandeath wrote: »

Thought it was a legal requirement.

Yeah, sarcasm is a legal requirement in After Hours.

darkpagandeath

darkpagandeath wrote: »

Thought it was a legal requirement.

Yeah but all that happens is you get a fine and points on your licence.

If you get caught you pay the fine. It's going to be less than two years worth of insurance.

All the points do is cause your insurance to go up so when you don't have any they don't really mean anything.

slinky2000

Ring the Garda immediately and dob them in

http://garda.ie/Controller.aspx?Page=3430
Garda Confidential Line - 1800 666111

darkpagandeath

Deleted User wrote: »

Yeah but all that happens is you get a fine and points on your licence.

If you get caught you pay the fine. It's going to be less than two years worth of insurance.

All the points do is cause your insurance to go up so when you don't have any they don't really mean anything.

You can only have 12 points in 3 years

5 per no insurance.

darkpagandeath

darkpagandeath wrote: »

You can only have 12 points in 3 years

5 per no insurance.

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

jimgoose

Deleted User wrote: »

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

Driving without insurance is a criminal offence and even it wasn't it would be a rare sort of dog-with-a-mallet-up-his-hole that would do it. If things go wrong and you end up doing big damage you could be wiped out.

Samaris

It's awkward and feels like betrayal to do it, but you should. For everyone else's sake, if she causes damage, etc, well, you know the story there. But if she's in an accident and it comes out then that she's untaxed and uninsured, it could end up ruining her life for a significant period as even if it's not technically her fault, she'll get lamped with this and it'll be too late by then to say "I meant to get around to it". She's a bloody idiot, but she's not going to get away with it forever. Report her, seriously.

If you really feel bad about doing it, report her and then casually comment to her that "oh yeah, someone at work was saying he got done for not insurance, there's supposedly a major clampdown going on on it." and well, you've really given her every damn chance at that point to get her arse in gear. There's excuses she might get away with making if she starts the process herself, but if someone else has to drag her to court over it, she'll get no leeway.

Tony Beetroot

Mind your own business op ffs.

Myrddin

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

darkpagandeath

Deleted User wrote: »

Yeah but how often are you going to get caught? When was the last time you were in a checkpoint?

You'd want to be fairly unlucky to get caught out three times in 3 or 4 years.

You would probably be fine in the back ass of beyond where they have closed a load of Station. But i would not suggest doing it in large urban areas like Cork or Dublin.

Stheno

Myrddin wrote: »

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

Same here no insurance can incur a prison sentence, the car can also be seized immediately

darkpagandeath

Stheno wrote: »

Same here no insurance can incur a prison sentence, the car can also be seized immediately

In the Uk can't they cube them ? Well after being seized.

Stheno

darkpagandeath wrote: »

In the Uk can't they cube them ? Well after being seized.

Yep I oimagine they can do the same here if the car isn't claimed after a certain amount of time

jimgoose

jimgoose wrote: »

If things go wrong and you end up doing big damage you could be wiped out.

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

darkpagandeath

darkpagandeath wrote: »

You would probably be fine in the back ass of beyond where they have closed a load of Station. But i would not suggest doing it in large urban areas like Cork or Dublin.

I honesty can't remember the last time I was stopped in Dublin. I think it was when the car was new and I was just waved through.

Armchair Andy

Take a picture of the discs OP. I smell bullshuit.

jimgoose

Deleted User wrote: »

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

You are obviously a man of deep and unshakeable faith. I salute!

darkpagandeath

Deleted User wrote: »

I honesty can't remember the last time I was stopped in Dublin. I think it was when the car was new and I was just waved through.

I see stop checks all the time, Esp for tax and Insurance. Oh and the revenue out. Lads in white vans pulled over all on the side of the road.

4zn76tysfajdxp

jimgoose wrote: »

If things go wrong and you end up doing big damage you could be wiped out.

If.

darkpagandeath

jimgoose wrote: »

You are obviously a man of deep and unshakeable faith. I salute!

I thought just having a bunch of Religious tat on the dash stopped any accidents ?

jimgoose

darkpagandeath wrote: »

I thought just having a bunch of Religious tat on the dash stopped any accidents ?

Ah, you're thinking of the Farmer's Insurance, a.k.a. a Padre Pio windscreen sticker. :pac:

Samaris

Deleted User wrote: »

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

Bull****. I don't believe you, any more than anyone else, are a -perfect driver-. For a start, if you WERE, you'd have sodding tax and insurance. **** -happens-. A second's distraction. A dog running into the road. Having to drive in really bad conditions. A sneeze coming up to a traffic light. Badly behaved kids in the back seat.

You may as well say "if you take care of your car, nothing will ever go wrong, so why require a NCT?" You can be a wonderful mechanic, and maybe even pass your NCT every time with flying colours, but **** can still break.

Also, I love your assumption that insurance should be based on one's own estimation of how wonderful one is. Can't see that ever going wrong.

anncoates

Whether or not she conforms to the law is down to the category of society she inhabits:

- A Clio-driving, slowcoach, risk-averse drudge, by their very incompetence inextricably bound by the limits of law

- A Motors forum expert

jimgoose

jimgoose wrote: »

You are obviously a man of deep and unshakeable faith. I salute!

I have the utmost faith in my driving ability. Never had as much as a scrape in 16 years of driving.

darkpagandeath wrote: »

I see stop checks all the time, Esp for tax and Insurance. Oh and the revenue out. Lads in white vans pulled over all on the side of the road.

I've seen them alright, just never been pulled over myself.

Don't drive a commercial vehicle so I can't imagine the revenue lads would be dipping my tank.

anncoates

Myrddin wrote: »

I'd be very surprised if she was waved on from a Garda check with no insurance. Tax, maybe - there's discretion there. There's zero discretion with no insurance though, as a Guard could be liable if the car is waved through a checkpoint/stop & then crashes. I smell poo poo

Or blow jobs.

MarkR

Deleted User wrote: »

If you're a good driver nothing will go wrong. Any damage to your car would be caused by another driver and their insurance will cover you.

Do you drive? If you do, do you have insurance?

Also, how come rally drivers crash sometimes? I was under the impression that they would be considered to be good drivers? If a good driver can crash...

darkpagandeath

MarkR wrote: »

Do you drive? If you do, do you have insurance?

Also, how come rally drivers crash sometimes? I was under the impression that they would be considered to be good drivers? If a good driver can crash...

Would the car seats in the back not increase the weight and the kids shouting not distract them ?

Kev W

Deleted User wrote: »

I have the utmost faith in my driving ability. Never had as much as a scrape in 16 years of driving.



I've seen them alright, just never been pulled over myself.

"I have never been shot. therefore, I am bulletproof."

4zn76tysfajdxp

MarkR wrote: »

Do you drive? If you do, do you have insurance?

Also, how come rally drivers crash sometimes? I was under the impression that they would be considered to be good drivers? If a good driver can crash...

They drive way over the speed limit, though. I mean, they're just taking the piss.

Celticfire

As long as the car's has an NCT it's all hunky dory..









That and I smell BS..

darkpagandeath

Khaleesi Vast Steward wrote: »

They drive way over the speed limit, though. I mean, they're just taking the piss.

Would make the school run an bit more entertaining though ?

SEPT 23 1989

do you really need the hassle of having to run away from the scene of an accident especially if you have a few pints on you?

having insurance gives you piece of mind

Turtyturd

If she's a teacher does she have her taxi taxed and insured for the summer months?

4zn76tysfajdxp

darkpagandeath wrote: »

Would make the school run an bit more entertaining though ?

So long as you don't carpool in a helicopter like Colin McRae, I'm happy.

endacl

[Deleted User] wrote: »

Yeah but all that happens is you get a fine and points on your licence.

If you get caught you pay the fine. It's going to be less than two years worth of insurance.

All the points do is cause your insurance to go up so when you don't have any they don't really mean anything.

Add the cost of a replacement car if the guards (rightly) seize and crush it.

I'd give her a deadline, op. Tell her you'll be reporting her if she hasn't sorted it out by the end of the month. Also, tell her you'll report her immediately if she uses it at all before it's legal.

lainey_ie

Celticfire wrote: »

As long as the car's has an NCT it's all hunky dory..


That and I smell BS..

I wish it was BS then I wouldn't have to even be thinking to doing anything about it. I pay my insurance and tax its the joys of having a car.....

appreciate all the comments:)

jimgoose

Deleted User wrote: »

I have the utmost faith in my driving ability. Never had as much as a scrape in 16 years of driving...

As useless as this kind of "I am the greatest" mickey-waving is, the one bit of a tip I had in over 25 years and about half-a-million miles of road cost €200 and was sorted out without involving insurance, so I have similar faith in myself. I still wouldn't be without insurance, though. Do you have insurance yourself, at the moment?

FishOnABike

It just boggles the mind to try and think how someone who seemingly had the brains to qualify as a teacher could even consider this. But then maybe her brains are all used up now.

She better pack a raincoat and umbrella in the boot just in case she meets that checkpoint on a dark wet night. They might be needed as she watches the tail lights of the tow truck disappearing into the distance with her car on board.

Both the Gardaí and the courts take a very dim view of driving without insurance. Tax more than two months out and you're unlikely to see much discretion. Your car will probably be towed and impounded.

K.Flyer

Deleted User wrote: »

I have the utmost faith in my driving ability. Never had as much as a scrape in 16 years of driving.

Famous last words....


Having faith in your own driving ability does not mean one is a good driver, maybe just very lucky.

Mint Aero

What's this "dob them in" guttural slang in aid of? Sounds very uneducated.

ZiabR

For anyone that is saying it is none of your business, I would disagree. If it was Tax and NCT I would not give a crap but the fact that it is insurance pisses me off. Think of it this way. What if they ended up hitting someone you knew, maybe a family member, or even you. You would be up **** creek and you would have to claim on your own insurance affecting you for years to come.

I would report the driving with no insurance.

Chloris

FishOnABike wrote:

It just boggles the mind to try and think how someone who seemingly had the brains to qualify as a teacher could even consider this. But then maybe her brains are all used up now.

I know plenty of people who have mastered the ability to absorb what books feed to them but have worse judgement than Pontias Pilate.

jimgoose

Mint Aero wrote: »

What's this "dob them in" guttural slang in aid of? Sounds very uneducated.

'S grass 'em up to the fackin' filf innit old son. Done up like a kipper an' no mistake, round your manor guv'nor. Owwighen??

Samaris

Mint Aero wrote: »

What's this "dob them in" guttural slang in aid of? Sounds very uneducated.

Since it was perfectly comprehensible to the rest of us, I think we can conclude it didn't detract from the coherence of his statement. But if you don't speak English as a first language, it means "tell on them".

jimgoose wrote: »

'S grass 'em up to the fackin' filf innit old son. Done up like a kipper an' no mistake, round your manor guv'nor. Owwighen??

That...I think translates as "Give them up up to the [expletive] police (?), isn't it, old son. Er..in trouble (taking enough heat to be comparable to a cooked fish), and there's no possibility of this being incorrect, and [the police] will be coming to your house, sir. Am I right/Is this right on?"

I'll take correction to that last bit though.

jimgoose

Samaris wrote: »

...That...I think translates as "Give them up up to the [expletive] police (?), isn't it, old son. Er..in trouble (taking enough heat to be comparable to a cooked fish), and there's no possibility of this being incorrect, and [the police] will be coming to your house, sir. Am I right/Is this right on?"

I'll take correction to that last bit though.

Mint, me ol' china - pukka, lawrfin'!