Report neighbour with no insurance?

uisce33

I know this is a very old post but I find my self in a similar situation to the op .my neighbours car has no tax since oct 2012 no Nct since dec 2012 and no insurance with the last two weeks that's what the discs on the windscreen say.the car is being driven daily and has been driven under the influence of alcohol.not only am I annoyed because we pay our dues and so should this driver but its being driven in a built up area with plenty kids.i know I should report it but will it achieve anything and also would the guards actually have to catch the driver while driving it ??

IK09

Am i being a bit too nice in saying maybe you should write the guy a letter and tell him that you will report him if it is not taxed and insured by the end of the month?

Maybe he never pays it/ maybe he just cant afford it, but give the man a choice, play by the rules or get reported. I know he's breaking the law but offer him the chance to right his wrong before you hand him over.

mathepac

IK09 wrote: »

Am i being a bit too nice in saying maybe you should write the guy a letter and tell him that you will report him if it is not taxed and insured by the end of the month? ...

This is the real-world equivalent of back-seat modding IMHO. OP needs to report his/her suspicions to the local Garda station (mod) and let them deal with it appropriately.

IK09

"Back-seat modding"?

AlanG

Pkiernan wrote: »

FYI - The Gardai will tend to do nothing.
I cannot understand why they won't. Anyone got any ideas???

Call to the station and make an official complaint. Be sure to do it when the uninsured car is on a public road and not in a driveway as it is not illegal to have an uninsured and untaxed car on private land.

Politely ask for the officer’s reg number when you make a complaint either in person or on the phone. You will see a different attitude.

If you ring 999 and report it as an offence in progress then they will have a record and you are also more likely to see action.

biko

Moved out from an old thread.

MidlandsM

with except of the alledged drink driving you outline, you are one sad nosey neighbour Uisce .... get a life

Max Power1

MidlandsM wrote: »

with except of the alledged drink driving you outline, you are one sad nosey neighbour Uisce .... get a life

Would you say the same when a drunk uninsured driver crashed into you?

And you found out someone knew but didn't report it?

The tax and nct I couldnt give a crap about - but everyone needs insurance and no-one should get away with driving drunk.

The Bishop Basher

I wouldn't report him for the tax or the NCT. I would be more miffed about the insurance but still not enough to report him. If I saw him climb in the car drunk I wouldn't hesitate to call the guards.

MidlandsM

Max Power1 wrote: »

Would you say the same when a drunk uninsured driver crashed into you?

And you found out someone knew but didn't report it?

The tax and nct I couldnt give a crap about - but everyone needs insurance and no-one should get away with driving drunk.

it never takes long for the high horse brigade to romp up, with the "whats if's" ....


...the OP's a nosey saddo

Mod note: user banned.

Cheensbo

Short of the drink driving (if you are 100% sure)

I wouldn't be reporting anyone for no tax or nct myself, fook id be shooting myself in the foot :pac:

How do you know he's not driving on extension from another insurance policy?

Henry Ford III

Never mind discs - if I knew someone was habitually driving uninsured I'd be inclined to report it.

Drunk driving? I'd report that immediately.

taytothief

I would suggest you mind your own business.

GTE

MidlandsM wrote: »

you are one sad nosey neighbour Uisce .... get a life

Terrible attitude.

OP, do whatever needs to be done. The insurance is the line being crossed for me. The drink driving is a no brainer. This thread will soon descend into a big aul argument but to be fair, if there are reasons why this person doesn't have updated discs then let him prove it. It is not a big thing IMO.

My wagon is off the road at the moment but I would no problem in someone ignorant to that fact noticing the tax disc and asking questions. Because I am away from home a lot the transition from one insurance policy to another could result in the insurance disc not being put into the car immediately, again a perfectly good reason for someone to question what is going on.

pete4130

No Tax, No NCT....hurts the government.

No insurance...potential to hurt other people

Drunk driving....exponential increase in hurting other people. Coupled with no insurance. Bad news.

It's that black and white.

charlemont

Snitch

Max Power1

MidlandsM wrote: »

it never takes long for the high horse brigade to romp up, with the "whats if's" ....


...the OP's a nosey saddo

Mod note: user banned.

Glad to see the deserved ban for that silly comment

Hardly a high horse comment tbf, no insurance hurts all of us.

lanber man

Yeah theres a chinese around the corner from me. I reported a delivery driver before for not having tax insurance or nct. Noticed again that the tax and insurance are 3 months out of date. Think ill report him half feel guilty though. Last time I reported him I never saw that car again

taytothief

bargainhunt1 wrote: »

Yeah theres a chinese around the corner from me. I reported a delivery driver before for not having tax insurance or nct. Noticed again that the tax and insurance are 3 months out of date. Think ill report him half feel guilty though. Last time I reported him I never saw that car again

You'd make a good Stalinist citizen, reporting people.

h3000

pete4130 wrote: »

No Tax, ....hurts the government.

Hurts us all. If they don't get it this way they will hit our pockets somehow. I've to pay my tax and expect everyone else to do the same.

uisce33

There's really no need for insults I only asked a question.but I suppose it's ok so long as its not any of the negative posters that this driver hurts or worse.i did mention a built up area with kids and an uninsured car that's not passed a test to prove it even fit to be on the road.think about it.

Ronnie Beck

uisce33 wrote: »

There's really no need for insults I only asked a question.but I suppose it's ok so long as its not any of the negative posters that this driver hurts or worse.i did mention a built up area with kids and an uninsured car that's not passed a test to prove it even fit to be on the road.think about it.

Report away. Let us now if the guards do something about it.

He will have to be caught on the road but don't expect a stakeout.

Cheensbo

uisce33 wrote: »

There's really no need for insults I only asked a question.but I suppose it's ok so long as its not any of the negative posters that this driver hurts or worse.i did mention a built up area with kids and an uninsured car that's not passed a test to prove it even fit to be on the road.think about it.

Sure why bother posting a question if you already know the answer?

think about it.

Merry Prankster

pete4130 wrote: »

No Tax, No NCT....hurts the government.

No insurance...potential to hurt other people

Drunk driving....exponential increase in hurting other people. Coupled with no insurance. Bad news.

It's that black and white.

Eh? How does dodging road tax or NCT hurt the government? Any tax the government collects is sourced from the taxpayers of the land, and any shortfall affects all of those taxpayers, not the government. NCT ensures that all cars meet minimum safety and environmental standards - issues that affect everyone in the country.

ba_barabus

Max Power1 wrote: »

Glad to see the deserved ban for that silly comment

Hardly a high horse comment tbf, no insurance hurts all of us.

Disagree with your first point but agree with your second.

OP make sure you know for definite the car is being used. It wouldn't surprise me if your neighbour finds out you reported them and you could end up dealing with an angry neighbour then

biko

charlemont wrote: »

Snitch

taytothief wrote: »

You'd make a good Stalinist citizen, reporting people.

Banned from this thread.

wandatowell

Report him/her. Driving without insurance is just a F.U. to all other road users.

H3llR4iser

If you ask me, I don't really know where to stand on this. On one hand, what most posters pointed out is indeed valid; While the "I pay for that so why shouldn't he" argument is a bit childish, the fact that lack of insurance can very easily affect others, offloading the cost of the non-insured driver's carelessness on potential injured parties, is what really matters.

On the other hand, I just can't stand the vigilante attitude, with people purposely nosing around trying to point out other people's faults, often with no evidence other than "I saw him/her do that!".

Just for the sake of curiosity, how do you know about his tax/NCT/insurance being out? Have you been monitoring them? If so, why? Are you genuinely concerned, or maybe you can't stand your neighbour(s) and finally managed to catch them red-handed into something?

As much as I genuinely hate nosey vigilante attitudes, if you wish to report them on the basis of civil sense, I have to respect that and say go for it.

If it's just to get back at them because, maybe, they let their cat roam into your property all day, the dog barks all night, they play loud music etc., then I'd reconsider...

MugMugs

OP, do the right thing. If the right thing is to make the report then do it. It's all your call

Corkbah

charlemont wrote: »

Snitch

I'd rather be a snitch than pay higher insurance/taxes.

if people paid up and stopped huge claims/payouts and false claims insurance and other taxes would drop.

the people that avoid taxes and stuff like insurance are the very same people who deserve to get caught.

OP - is it possible that the car owner has been before the courts and has received a ban ? and cant renew because they are currently banned ???

MugMugs

Corkbah wrote: »

OP - is it possible that the car owner has been before the courts and has received a ban ? and cant renew because they are currently banned ???

A ban wouldn't stop a renewal.

you'd have to disclose the ban for Insurance to be refused at renewal.

New business may ask for your licence.

Victor Meldrew

A neighbour of mine had a E39 up on one axle stand a few years back. It was the parts car for a running, modded E39.

Lots of kids play in the cul-de-sac.

One of the Modder's mates turned up in an Evo. Did a standing 0-30-0 in about 100 yards (or, whatever.... :mad: )

The tripod E39 was reported next day to the litter warden, because, it was litter. It was gone by the time I got home from work.

The whole family moved about 3 months later.

Our road has been creamer free since.

I love cars, but I love my kids more....

Corkbah

MugMugs wrote: »

A ban wouldn't stop a renewal.

you'd have to disclose the ban for Insurance to be refused at renewal.

New business may ask for your licence.

yes a ban would stop a renewal - you are legally obliged to disclose a ban and after you tell the insurance company you are banned the car owner would not be able to get a renewal so they continue to drive without renewing !!

its possible that the person is in extreme destitute and needs their car to travel as public transport may not facilitate at their working hours.

Personally I say report it to the gardai - its better to have the person taken off the road than risk them being involved in an accident (their fault or not), no insurance is a crime.

MugMugs

Corkbah wrote: »

yes a ban would stop a renewal - you are legally obliged to disclose a ban and after you tell the insurance company you are banned the car owner would not be able to get a renewal so they continue to drive without renewing !!

MugMugs wrote: »

you'd have to disclose the ban for Insurance to be refused at renewal.

Want to maybe read the whole statement before trying to correct it?

Corkbah

Victor Meldrew wrote: »

A neighbour of mine had a E39 up on one axle stand a few years back. It was the parts car for a running, modded E39.

Lots of kids play in the cul-de-sac.

One of the Modder's mates turned up in an Evo. Did a standing 0-30-0 in about 100 yards (or, whatever.... :mad: )

The tripod E39 was reported next day to the litter warden, because, it was litter. It was gone by the time I got home from work.

The whole family moved about 3 months later.

Our road has been creamer free since.

I love cars, but I love my kids more....

sorry ... not down with the lingo .... whats a 0-30-0 ? and what does "creamer free" mean ?

Jordan5372

mind your own business, nothing to do with you. Find something better to do with your life, start by getting ya head out ya arse.

bmstuff

AlanG wrote: »

Call to the station and make an official complaint. Be sure to do it when the uninsured car is on a public road and not in a driveway as it is not illegal to have an uninsured and untaxed car on private land.

Politely ask for the officer’s reg number when you make a complaint either in person or on the phone. You will see a different attitude.

If you ring 999 and report it as an offence in progress then they will have a record and you are also more likely to see action.

By calling 999 to report an uninsured car at the owners house driveway you are potentially causing delay in an agent dealing with a life threatening situation. As a matter of fact they will probably send you away very quickly and tell you to go to your local station.

Corkbah

MugMugs wrote: »

Want to maybe read the whole statement before trying to correct it?

I was agreeing and disagreeing with parts of the previous post - not correcting them.

if banned the person must report it to their insurance company - failure to do this has implications.

you were saying that not informing the insurance company of a ban the driver would still get a renewal and I was saying that there is a legal obligation to inform so could be in more trouble if/when caught if they have not told insurance company.

did I type it in a manner in which you didn't understand ? maybe the above is easier for you !!

big break

Op. Have a look at yourself. Are you without sin?
If not I suggest you lay off throwing stones.

Corkbah

MugMugs wrote: »

A ban wouldn't stop a renewal.

you'd have to disclose the ban for Insurance to be refused at renewal.

New business may ask for your licence.

if it makes my original statement easier ... I said a ban would result in them not being able to renew their insurance.

you have even proven my point with your response - yet you continue to try to argue.

if a person has a ban - they cannot get further insurance, they are obliged to contact and tell their insurance company which WILL result in no renewal issued, if they fail to disclose this ban they can be charged with more serious offences (fraudulently obtaining an insurance disc) - the insurance would automatically be invalid in the event of any accident.

as you've said - if they move insurer they will ask about any endorsements and may want to see a copy of the drivers licence.

Victor Meldrew

Corkbah wrote: »

sorry ... not down with the lingo .... whats a 0-30-0 ? and what does "creamer free" mean ?

Accelerate to 30, hit brakes. In very confined space, just using 1st gear. Lots of noise. Dangeous in a confined space.

Creamer. Aka Cream Cracker. Slang.

Popular Hardback

Jordan5372 wrote: »

mind your own business, nothing to do with you. Find something better to do with your life, start by getting ya head out ya arse.

Would you be saying that when said uninsured driver crashes into you or a family member leaving you with serious car and medical bills until the courts and MIBI sorts it out several years down the road ?

Max Power1

Jordan5372 wrote: »

mind your own business, nothing to do with you. Find something better to do with your life, start by getting ya head out ya arse.

Perhaps you should go and read up on the hardship involved for people who are crashed into by uninsured drunk idiots

There's a good boy

the_syco

Inform the Gardai that he has been driving without insurance. If he hits your car, you have to claim from YOUR OWN insurance, and your insurance goes up the next year. If he hits someone when drunk driving, the person will have to cover their own hospital bills, etc.

Fred Swanson

This post has been deleted.

Anan1

Fred Swanson wrote: »

This post has been deleted.

And who do you think funds the MIBI? That's right, we do.

big break

Anan1 wrote: »

And who do you think funds the MIBI? That's right, we do.

Yep the same people that fund it if it was insured properly.

the_syco

Fred Swanson wrote: »

This post has been deleted.

After they try to track down the person, and ensure they have no insurance. Which takes a lot of time. And in the mean time, bills aren't paid by "IOU's".

Anan1

big break wrote: »

Yep the same people that fund it if it was insured properly.

?? The MIBI wouldn't need to be funded if it weren't for uninsured drivers.

big break

the_syco wrote: »

After they try to track down the person, and ensure they have no insurance. Which takes a lot of time. And in the mean time, bills aren't paid by "IOU's".

It takes alot of time either way if there is an injury claim involved.

JustAThought

Anan1 wrote: »

And who do you think funds the MIBI? That's right, we do.

Report him - simples.

Drunk Driving - & repeatedly.

And no insurance?

S/He dosn't give a *** * So why should you. It's just a Matter of time.

Do you want to live that on your conscience. If you don't fancy going down to the station send a letter to the Sargent & ask him to investigate & address it . And send the letter by registered post . That way if/when they don't bother & s/he kills someone they know there will be redress. That , if nothing else, will make them act.