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Car hit, other driver drove off

  • 14-05-2012 1:19pm
    #1
    Closed Accounts Posts: 15,914 ✭✭✭✭


    Hi Guys - apologies if this has been done to death. My wife was parked in Blanch, came back to the car to discover some woman in a jeep had hit our car and drove off. rear wheel arch, rear passenger door and driver door are fairly badly damaged. Luckily we had a witness who waited an hour for my wife to come back and gave her the details, including the reg of the drive off.

    Just wondering what happens next? My wife reported it at blanch garda station and the guard gave her her number and told her the insurance company would be looking for it. We want to get this sorted as quickly as possible, but obviously want to wait to see if the cops can find the other driver - anyone have any idea how long that normally takes? will the guards give us her details? what if she denies knowledge of it?

    any info appreciated.


«13456713

Comments

  • Registered Users, Registered Users 2 Posts: 1,740 ✭✭✭Faolchu


    dont suppose she checked with the centre security office to see if it was caught on tape as proof for the gardai?


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    I rang the centre and told them where and when it happened, and they said they'll take a look and make anything they find available to the guards. Just as I typed that last sentence, Blanch rang me and told me they have it on video and will give it to the guards.


  • Closed Accounts Posts: 372 ✭✭UL_heart_throb


    does this count as a hit and run or leaving the scene of an accident?


  • Registered Users, Registered Users 2 Posts: 4,408 ✭✭✭whomitconcerns


    wow good for the person who hung around! I hope you get everything sorted..sorry dont know how long it would take though


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    yeah - we're very grateful. If we can claim off the other drivers insurance, it'll save us about a grand between excess and loss of NCB I'd say.


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  • Registered Users, Registered Users 2 Posts: 4,384 ✭✭✭pred racer


    Far play to the witness!
    Hope the cops treat this seriously, blanch and liffey valley are disasters for this!


  • Registered Users, Registered Users 2 Posts: 22,924 ✭✭✭✭ShadowHearth


    I would buy witness a pint and a card, which says: " for the best witness in my life".

    Please let's us know how it will all end up. For once I want these scumbag hit and run bastards to pay. Every single car I own was a victim of those feckers!


  • Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    Give all details to your insurance company including the witness contact details and let them look after the rest. Very sound of that person hangin around for an hour


  • Closed Accounts Posts: 10,272 ✭✭✭✭Max Power1


    Give all details to your insurance company including the witness contact details and let them look after the rest. Very sound of that person hangin around for an hour
    DO NOT DO THIS.

    Pursue the matter yourself. Contact the OTHER PARTY's insurance.

    If you request that your insurance does this it will leave an open claim on your policy which will affect your premium on renewal if its not sorted beforehand. Also you cannot move insurers if there is an open claim on your policy.


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    Max Power1 wrote: »
    DO NOT DO THIS.

    Pursue the matter yourself. Contact the OTHER PARTY's insurance.

    If you request that your insurance does this it will leave an open claim on your policy which will affect your premium on renewal if its not sorted beforehand. Also you cannot move insurers if there is an open claim on your policy.

    thanks - I called the insurance company early on to see what to do, and they have all the details and they said they'd get back to me today. I know that we'll lose our ncb and pay an excess if we claim on ours, so told your man on the phone that obviously I want to go through the other parties...but take your point, will make sure there's no outstanding claim.


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  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    quick update for any interested parties: the reg of the driver who hit us was on my own insurance companies files - they are going to give them a ring and let them know the score, and to see what they say.


  • Registered Users, Registered Users 2 Posts: 22,924 ✭✭✭✭ShadowHearth


    tbh wrote: »
    quick update for any interested parties: the reg of the driver who hit us was on my own insurance companies files - they are going to give them a ring and let them know the score, and to see what they say.

    *sharpening his pitchfork


  • Registered Users, Registered Users 2 Posts: 4,384 ✭✭✭pred racer


    I'd love to be a fly on the wall when they get that call:D


  • Registered Users, Registered Users 2 Posts: 11,569 ✭✭✭✭ProudDUB


    Are the Guards doing anything about the driver driving off as he did?


  • Moderators, Business & Finance Moderators Posts: 17,886 Mod ✭✭✭✭Henry Ford III


    Interesting case. I'd almost wager €5 the jeep driver denies everything. Fair play to your witness though.


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    tbh wrote: »
    quick update for any interested parties: the reg of the driver who hit us was on my own insurance companies files - they are going to give them a ring and let them know the score, and to see what they say.

    Person who answered the phone was shocked, defensive and argumentative, and then hung up. Hopefully the guards will have better luck.


  • Registered Users, Registered Users 2 Posts: 22,924 ✭✭✭✭ShadowHearth


    tbh wrote: »
    Person who answered the phone was shocked, defensive and argumentative, and then hung up. Hopefully the guards will have better luck.

    What a scum!!!

    I guess it will be the hard way now. Court etc? What did insurance plan to do now?


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    What a scum!!!

    I guess it will be the hard way now. Court etc? What did insurance plan to do now?

    gonna wait to hear from the guards. he rang her to give her the chance to settle herself, but according to him, it's just a case of finding out who she's insured with - if she is - and claiming from them.


  • Banned (with Prison Access) Posts: 16,659 ✭✭✭✭dahamsta


    Obviously it's not resolved yet, but it's great to see someone like this getting caught for a change.

    Obviously you can't reward the person that waited right now for fear of adversely affecting a court case down the line, but make sure you send them a gift when it's all wrapped up.


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    dahamsta wrote: »
    Obviously it's not resolved yet, but it's great to see someone like this getting caught for a change.

    Obviously you can't reward the person that waited right now for fear of adversely affecting a court case down the line, but make sure you send them a gift when it's all wrapped up.

    will deffo - it's almost worth this happening just so the other driver gets caught. I'm more and more sure that the other driver isn't insured.


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  • Closed Accounts Posts: 372 ✭✭UL_heart_throb


    I bet it was the 'witness' who damaged the car and doctored the cctv.


  • Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    I bet it was the 'witness' who damaged the car and doctored the cctv.

    Sweet jesus...


  • Registered Users, Registered Users 2 Posts: 8,565 ✭✭✭K.Flyer


    Similar thing happened to me many years ago. After they drove off a witness left the details of the offending car on my window, plus their own contact details. I went to Garda, as you did, they contacted the witness and got a statement from him, then contacted the person who drove off and informed them that "... It was in their interest to co-operate with the repairs to the car, as leaving the scene of an accident without leaving contact details was a serious offence, and by the way we have a witness"
    They paid up pretty quickly!


  • Registered Users, Registered Users 2 Posts: 22,924 ✭✭✭✭ShadowHearth


    K.Flyer wrote: »
    Similar thing happened to me many years ago. After they drove off a witness left the details of the offending car on my window, plus their own contact details. I went to Garda, as you did, they contacted the witness and got a statement from him, then contacted the person who drove off and informed them that "... It was in their interest to co-operate with the repairs to the car, as leaving the scene of an accident without leaving contact details was a serious offence, and by the way we have a witness"
    They paid up pretty quickly!

    surely she denied it already, so that means she should be prosecuted already for that alone? Evidence there, witness there. i am pretty sure she is diging quite a deep hole for herself.


  • Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    I would buy witness a pint and a card, which says: " for the best witness in my life".

    Whilst I principally agree with what you're saying, nothing should be given to the witness until it is all settled and finalised.



    tbh - Glad you're getting sorted. I hope that the Gardai string the other driver up for this.


  • Moderators, Business & Finance Moderators Posts: 17,886 Mod ✭✭✭✭Henry Ford III


    tbh wrote: »
    will deffo - it's almost worth this happening just so the other driver gets caught. I'm more and more sure that the other driver isn't insured.

    MIBI claim if that's the case.


  • Registered Users, Registered Users 2 Posts: 451 ✭✭TheZ


    Based on something similar happening to me before where other driver denied hitting my car in a car park the insurance company should appoint an investigator

    Take photos of damage to your car and send them to the insurance company

    Ended well in my case and got paid out

    Your insurance company may give you option of claiming on your own insurance pending investigation. If you do that you will lose NCB (but it gets restored if claim against other driver is successful) so if you can wait to get it fixed then wait until investigation is complete and (hopefully) other driver's insurance is hit


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    So heard from the guard today - she rang the owner of the suspected car, who is coming into the station today at 5pm. fingers crossed we're in the endgame now!


  • Closed Accounts Posts: 16,801 ✭✭✭✭Gary ITR


    Sounds like you lucked out there dude, delighted to hear it


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  • Registered Users, Registered Users 2 Posts: 5,982 ✭✭✭Caliden


    Good to see updates on this, hopefully you get it sorted.
    Looking forward to the final outcome, should be an open and shut case given the evidence.


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    tbh wrote: »
    So heard from the guard today - she rang the owner of the suspected car, who is coming into the station today at 5pm. fingers crossed we're in the endgame now!


    Might have spoken too soon. Other driver reported to the Garda station today at five, denied she hit us. The guard told us she's been given ten days to produce her documentation. She also told me she'd inspected her car and there was evidence of recent damage exactly where we expected it to be. The guard is heading to blanch tomorrow to review the CCTV. I asked her if she thought the other driver was the right person and the guard said she knows the other driver is lying and she expected it to go to court. I asked if she had insurance and the guard said she [other driver] had avoided the question, and we had to wait the ten days. She also said we could just ring the insurance company tomorrow and give them the guards name.

    So anybody any clue what happens now? I'm assuming the guard believes that the other driver is the driver responsible, but is the guards opinion enough? Do we have to wait until it goes to court? I really want to get the car fixed and don't see why I should have to claim off my own insurance and lose my NCB. the fecking cheeky bitch!


  • Registered Users, Registered Users 2 Posts: 9,661 ✭✭✭Voodoomelon


    Cheeky bitch is right, unbelievable how far some people are willing to go. But she'll be well f***ed over by the courts if she's found guilty.


  • Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Hi tbh.

    Wait the ten days and see what happens.

    This could get messy though and briefly financially annoying.

    If it turns out that she doesn't have insurance then you will need to claim via the MIBI. Your own insurer will do this for you and act as an agent for the MIBI. MIBI can be slow getting the ball rolling though.

    Is your vehicle fully driveable and safe ?


    If she is insured and she is denying liability then it will go to her Insurer.

    If they admit liability (which they can do without her consent) then happy days, they can fix your car and your crowd can close their claim now.

    If they don't admit liability and you are COMP then you can claim via your policy for the repairs to your vehicle. You can then wait while your insurer pursues her insurer for the costs involved (subrogation of their outlay) which they will do in your name.

    The downside to this is that until such time that your insurer recovers costs, your insurance policy is going to be highly inflated due to an open claim and no NCB. This will all be refunded to you if they get their money back. Also you will be tied to your current insurer until it settles as nobody will take you with an open claim.

    If the Gardai are happy with the CCTV (and for the love of god make sure those numb nuts in Blanch keep the disc) then they can take it to their file and the Insurers can potentially access it under the RTA. But that's time consuming.

    Mugs


  • Registered Users, Registered Users 2 Posts: 3,820 ✭✭✭FanadMan


    tbh wrote: »
    So heard from the guard today - she rang the owner of the suspected car, who is coming into the station today at 5pm. fingers crossed we're in the endgame now!


    Could ask the guard if that woman is an boardsie......you might have banned them at sometime and they just getting revenge lol.

    Seriously tho, have been watching this and have fingers and toes crossed that it works out for ya. And I'm sure that like the rest of the people here I wish you the best......and if we ever find the witness, lots of beer will be bought for them :)


  • Moderators, Business & Finance Moderators Posts: 17,886 Mod ✭✭✭✭Henry Ford III


    MugMugs wrote: »
    Hi tbh.

    Wait the ten days and see what happens.

    This could get messy though and briefly financially annoying.

    If it turns out that she doesn't have insurance then you will need to claim via the MIBI. Your own insurer will do this for you and act as an agent for the MIBI. MIBI can be slow getting the ball rolling though.

    Is your vehicle fully driveable and safe ?


    If she is insured and she is denying liability then it will go to her Insurer.

    If they admit liability (which they can do without her consent) then happy days, they can fix your car and your crowd can close their claim now.

    If they don't admit liability and you are COMP then you can claim via your policy for the repairs to your vehicle. You can then wait while your insurer pursues her insurer for the costs involved (subrogation of their outlay) which they will do in your name.

    The downside to this is that until such time that your insurer recovers costs, your insurance policy is going to be highly inflated due to an open claim and no NCB. This will all be refunded to you if they get their money back. Also you will be tied to your current insurer until it settles as nobody will take you with an open claim.

    If the Gardai are happy with the CCTV (and for the love of god make sure those numb nuts in Blanch keep the disc) then they can take it to their file and the Insurers can potentially access it under the RTA. But that's time consuming.

    Mugs

    I was hit in a classic car by an uninsured driver Mugs. Got her reg. as she did a hit and run - MIBI claim etc. I stayed in touch with the claims handling co. weekly, and we had a cheque to cover all costs within about 3 months.


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  • Banned (with Prison Access) Posts: 16,620 ✭✭✭✭dr.fuzzenstein


    Hit her for everything you can, OP, best possible standard of repair, hire car and maybe a little extra for the inconvenience. People like that deserve no mercy whatsoever.


  • Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    I was hit in a classic car by an uninsured driver Mugs. Got her reg. as she did a hit and run - MIBI claim etc. I stayed in touch with the claims handling co. weekly, and we had a cheque to cover all costs within about 3 months.

    3 Months? I'd hound the living daylights out of them after month 1 ! :D


  • Registered Users, Registered Users 2 Posts: 6,934 ✭✭✭Damien360


    Hit her for everything you can, OP, best possible standard of repair, hire car and maybe a little extra for the inconvenience. People like that deserve no mercy whatsoever.

    I would be of the same opinion but when our car was hit years ago, we were worried that we could end up covering the costs if other driver argued the case. So, we did without a car until repair was ok'd by the insurance company.

    Other driver was good enough to accept fault and did not complain when we got the car repaired by a very good repairer. Cost more but when it was sold on, the repair was mentioned by us but you could'nt see it and the garage gave us full price it was worth.


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    MugMugs wrote: »
    Hi tbh.

    Wait the ten days and see what happens.

    This could get messy though and briefly financially annoying.

    If it turns out that she doesn't have insurance then you will need to claim via the MIBI. Your own insurer will do this for you and act as an agent for the MIBI. MIBI can be slow getting the ball rolling though.

    Is your vehicle fully driveable and safe ?
    ...

    thanks Mugs, that's really helpful. Car is fine, it's only cosmetic damage, but it is ugly. Policy runs till December, so hopefully everything will be sorted by then, and there's no issue with trying to move or anything. Insurance company have been really helpful in fairness.
    Hit her for everything you can, OP, best possible standard of repair, hire car and maybe a little extra for the inconvenience. People like that deserve no mercy whatsoever.

    I'm not sure how it works, the impression I got was that if she is insured, her insurance company will repair the car so it's not for me to say how much it costs etc. Funny thing is, I reversed into my neighbours car just before christmas - difference being, I let him know and paid in cash for the repairs the very next day! If it's down to be, it's going back to the dealership, I'll get a quote for repair and replacement car while it's in, and she'll get the total. I'll give her five days to hand me the cash, otherwise I'm just going through her insurance.

    The guard seemed to think she's not insured, which means I've a e300 excess to handle - not ideal, but could be a lot worse. If they assign liability to her at least I keep my NCB.

    Side note - i dropped the witness a text to let her know what was happening and she replied "that lying bitch!"

    thanks again lads, I'll keep ye in the loop. Will give the insurance crowd a ring tomorrow and let you know what they say


  • Moderators, Politics Moderators Posts: 42,127 Mod ✭✭✭✭Seth Brundle


    does this count as a hit and run or leaving the scene of an accident?
    I would have thought so.
    tbh wrote: »
    I asked her if she thought the other driver was the right person and the guard said she knows the other driver is lying and she expected it to go to court. I asked if she had insurance and the guard said she [other driver] had avoided the question, and we had to wait the ten days. She also said we could just ring the insurance company tomorrow and give them the guards name.

    So anybody any clue what happens now? I'm assuming the guard believes that the other driver is the driver responsible, but is the guards opinion enough? Do we have to wait until it goes to court? I really want to get the car fixed and don't see why I should have to claim off my own insurance and lose my NCB. the fecking cheeky bitch!
    I can understand you wanting to do something but you have to presume that the garda will not stand over any discussion between the two of you and will wait to review the video. Also, IMO were it to go to court, what the garda believes in this situation wouldn't hold much water.

    Lastly, if it turns out that the woman is indeed uninsured, I would first try and go through the MIBI (http://mibi.ie/) rather than through your own insurance.


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  • Registered Users, Registered Users 2 Posts: 1,368 ✭✭✭mumof2


    Only catching up on this now!! The horror:(

    Best of luck catching her - thank God for the witness:)

    Unbelievable what cheek some people have....:eek:


  • Registered Users, Registered Users 2 Posts: 14,010 ✭✭✭✭Cuddlesworth


    With CCTV and a independent witness if she does have insurance they won't fight it. She might be stupid, but they won't be.


  • Registered Users, Registered Users 2 Posts: 2,584 ✭✭✭monkeysnapper


    i had a accident in a car park years ago which in my opinion wasnt my fault and i tried to fight it, my insurance company said, sorry weve looked at the info and in our opinion it was your fault, end of story, you loose, hopefully if this bitch is insured they will see it like this aswell !!!! oooooooo the anger of it all!!!! nothing worse,


  • Registered Users, Registered Users 2 Posts: 11,569 ✭✭✭✭ProudDUB


    tbh wrote: »
    Might have spoken too soon. Other driver reported to the Garda station today at five, denied she hit us. The guard told us she's been given ten days to produce her documentation.

    I don't get the ten days part. If an arrangement was made for her to go into the station today at 5pm, why wasn't she told to bring her documentation in with her? Wouldn't that make sense & save a lot of hassle? Either she has a valid drivers license and proof of insurance, or she doesn't.

    Why give her 10 days to produce them? I can find mine in 5 minutes. The delay gives her breathing room to get the tell tale dings on her car taken care of. That could muddy the waters if the case goes to court. It also give the OP 10 days of additional stress & worry. I am new to driving in Ireland. Is giving people 10 days to produce documentation standard?

    Agree with everyone else. Throw the bloody book at the beeotch !


  • Registered Users, Registered Users 2 Posts: 12,747 ✭✭✭✭galwaytt


    Interesting case. I'd almost wager €5 the jeep driver denies everything. Fair play to your witness though.
    tbh wrote: »
    Might have spoken too soon. Other driver reported to the Garda station today at five, denied she hit us. !

    LOL Henry, you should have made that more than a fiver !

    Btw OP, whilst it will take a while, I think you have the bones of a good case for the other party's insurance to stump up for this.

    Many moons ago, my car was torpedoe'd by an uninsured driver, in the UK. Very, very annoying.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    so, one more little update for today. Spoke to the insurance guy this morning. He says that the claim can be processed as soon as the guards decided to launch a prosecution (guard last night seemed fairly sure that would happen, even without seeing the CCTV) - we don't have to wait for a conviction. He also said we can sue in the small claims court to get the excess back - I think I will do that, even if I never get the money, it's the principle.

    Assessor coming out today to take a look. I doubt I'll hear anything else now before the ten days are up (somehow I think she won't be dropping any docs in before the deadline) - hopefully it'll just be a case of - ten days elapse, no word, guards prosecute, tbh gets paid.


  • Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    You can also pursue any other uninsured losses like car hire with your excess.

    Hope it works out
    Mugs


  • Registered Users, Registered Users 2 Posts: 22,924 ✭✭✭✭ShadowHearth


    Fair play to you man. When I grow up, I want to be just like you! :D

    Keep us posted!


  • Closed Accounts Posts: 15,914 ✭✭✭✭tbh


    Fair play to you man. When I grow up, I want to be just like you! :D

    Keep us posted!

    work hard and eat your greens :pac: cheers dude


  • Registered Users, Registered Users 2 Posts: 4,408 ✭✭✭whomitconcerns


    as someone else said..if they want to play this game, dont do them any favours on costs! Good luck on getting sorted and deffo keep us in the loop!

    I hope it wasnt the solid gold diamond encrusted side of the car the person hit..that could get expensive for them ;)


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