No Money In the Bank!

30-09-2010 2:00am

McDougal wrote: »

Was it AIB? Cos I hear it's gone under

No, it's still shafting us on top!

Oranage2 · 30-09-2010 2:00am

My money is going into this new Toxic Bank Mobile

knird evol · 30-09-2010 2:13am

Confab wrote: »

I never put my money in the bank. Credit union is where it's at.

The Credit Unions keep their funds on deposit in the Banks.

cyril the squirrel saving stamps ftw.

SV · 30-09-2010 5:36am

I keep my money in a Cartman piggy bank.
It's true. He keeps it very safe for me.

Ruu_Old · 01-10-2010 4:35am

I had my money delivered but the cunt of a driver wouldn't even bring it into the house for me so I sent it back.

01-10-2010 4:42am

Ruu wrote: »

I had my money delivered but the cunt of a driver wouldn't even bring it into the house for me so I sent it back.

...and he delivered it to me, Thanks! :cool:

Sticky_Fingers · 01-10-2010 4:51am

Biggins wrote: »

I'm nice to some of them, once in a while I give a bone to the women.

Aren't you a married man Biggins?
Shameful behaviour:(

old_aussie · 01-10-2010 5:13am

Back to the future.

Ireland sounds like it's becoming America in 1930.

I think the rush on the banks quickly sent America to bankruptcy.

Doc · 01-10-2010 5:27am

Without knowing precisely what the danger is, would you say it's time for our viewers to crack each other's heads open and feast on the goo inside?

felic · 01-01-2011 3:31pm

I closed my AIB and Bank of Ireland accounts. Not that I had a lot of money in them but Im not gonna risk losing what little I have. The Credit Unions seem much more user friendly and nicer to deal with. Does anyone here know if they re bringing an online system in the Republic so we could transfer money into or out of our CU accounts? That would be way handy say if someone goes abroad on a temp contract for a few months and has to pay off a loan...

Banks in this country? Finished. I think when i get myself back up and running again, not that I intend sticking round in Ireland for the rest of my life and end up paying 90% in tax... I dont think Ill be banking with an Irish bank ever again.

TeddyTedson · 01-01-2011 3:32pm

I have some money just resting in my bank account at the moment. I should move it.

emptybladder · 01-01-2011 3:40pm

felic wrote: »

I closed my AIB and Bank of Ireland accounts. Not that I had a lot of money in them but Im not gonna risk losing what little I have. The Credit Unions seem much more user friendly and nicer to deal with. Does anyone here know if they re bringing an online system in the Republic so we could transfer money into or out of our CU accounts? That would be way handy say if someone goes abroad on a temp contract for a few months and has to pay off a loan...

Banks in this country? Finished. I think when i get myself back up and running again, not that I intend sticking round in Ireland for the rest of my life and end up paying 90% in tax... I dont think Ill be banking with an Irish bank ever again.

But you do know your C.U. money is on deposit in AIB, right?

dotsman · 01-01-2011 4:05pm

felic wrote: »

I closed my AIB and Bank of Ireland accounts. Not that I had a lot of money in them but Im not gonna risk losing what little I have. The Credit Unions seem much more user friendly and nicer to deal with. Does anyone here know if they re bringing an online system in the Republic so we could transfer money into or out of our CU accounts? That would be way handy say if someone goes abroad on a temp contract for a few months and has to pay off a loan...

Banks in this country? Finished. I think when i get myself back up and running again, not that I intend sticking round in Ireland for the rest of my life and end up paying 90% in tax... I dont think Ill be banking with an Irish bank ever again.

Money in a credit union is far riskier. You have no idea where that money is gone. There are so many credit unions out there that are fcuked, but because they are not of systemic importance, can be let go to the wall.

And no, banks in this country are not finished.
And no, we won't ever be paying 90% tax.

sing_dumb · 01-01-2011 4:12pm

Did you buy anything in the last week(s) on your Laser Card that has'nt debited yet??? Something you might have forgotten about? It can happen that a shop does'nt put through a purchase for weeks and then when you least expect it...voila it goes through. Or, check and see if you have been charges in duplicate for a Laser purchase.

Mardy Bum · 01-01-2011 4:29pm

old_aussie wrote: »

Back to the future.

Ireland sounds like it's becoming America in 1930.

I think the rush on the banks quickly sent America to bankruptcy.

Yes thats a large reason behind the Great Depression.

However our own economic collapse is largely down to insolvency not illiquidity.

felic · 01-01-2011 5:08pm

Well, I feel having money in a Credit Union once its not going above 10,000. And I feel more confident going about getting a loan with a credit union once the savings match the loan. With an AIB account, I would not feel so confident.

Where is it wise to put savings so? And please don't say under a mattress. Can we save in a Post Office?

OutlawPete · 01-01-2011 6:53pm

Just noticed that the annual €5 ATM Card charge has been applied to my account, they didn't waste any time with that, straight in on New Year's Day and on a Saturday and all.

emptybladder · 01-01-2011 7:18pm

But your cash isnt in your local credit union branch. Its on deposit in AIB. Y'see, this is the problem with people taking advice from armchair economists.

felic wrote: »

Well, I feel having money in a Credit Union once its not going above 10,000. And I feel more confident going about getting a loan with a credit union once the savings match the loan. With an AIB account, I would not feel so confident.

Where is it wise to put savings so? And please don't say under a mattress. Can we save in a Post Office?

felic · 01-01-2011 7:21pm

emptybladder wrote: »

But your cash isnt in your local credit union branch. Its on deposit in AIB. Y'see, this is the problem with people taking advice from armchair economists.

So what's the alternative? One of the other smaller banks? A bank abroad?

emptybladder · 01-01-2011 7:32pm

felic wrote: »

So what's the alternative? One of the other smaller banks? A bank abroad?

Well my money has been split between a sterling UB account and a Rabo euro account for many months now. Personally, I think its a safer bet as I see the euro collapsing, but others will disagree.

mickdw · 01-01-2011 8:36pm

emptybladder wrote: »

Well my money has been split between a sterling UB account and a Rabo euro account for many months now. Personally, I think its a safer bet as I see the euro collapsing, but others will disagree.

Spot on imo. You have pretty much guaranteed your current level of wealth by that strategy.

Rochester · 01-01-2011 8:40pm

OutlawPete wrote: »

Just noticed that the annual €5 ATM Card charge has been applied to my account, they didn't waste any time with that, straight in on New Year's Day and on a Saturday and all.

You do realise that it is a government stamp duty as opposed to the "bank" taking it don't you?

OutlawPete · 01-01-2011 8:41pm

Rochester wrote: »

You do realise that it is a government stamp duty as opposed to the "bank" taking it don't you?

Yes.

Irish Slaves for Europe · 01-01-2011 8:52pm

emptybladder wrote: »

Well my money has been split between a sterling UB account and a Rabo euro account for many months now. Personally, I think its a safer bet as I see the euro collapsing, but others will disagree.

If you think the euro is going to collapse, why are you keeping money in a Rabo euro account?

With regards to the current run on Irish banks, the government needs to act fast to stop it escalating further. Confidence needs to be restored but as far as I can see the government are asleep at the wheel.

emptybladder · 01-01-2011 9:42pm

Irish Slaves for Europe wrote: »

If you think the euro is going to collapse, why are you keeping money in a Rabo euro account?

Hedging in case stg collapses!

felic · 01-01-2011 10:29pm

The problem with Rabbo is that they dont have branches nationwide. Are banks like Ulster and TSB any good? Is it worth even bothering to open an account at all and just take the risk with the Credit Unions? This thread is making me freak out even more!

merengueca · 01-01-2011 10:47pm

OutlawPete wrote: »

You're thinking of the Credit Union all wrong.

As if it had the money back in a safe.

The money's not here.

Your money's in Joe's house...right next to yours.

And in the Kennedy house, and Mrs. Macklin's house, and a hundred others.

Why, you're lending them the money to build, and then, they're going to pay it back to you as best they can.

Now what are you going to do?

Foreclose on them?

I beg of you not to do this thing.

You remember last year when things weren't going so well, and you couldn't make your payments.

You didn't lose your house, did you?

Do you think the Banks would let you keep it?

Brillian idea!

So lets bring in George Bailey as the next Minister for Finance. If he's rubbish at least Clarence can come down and help fix it;)

emptybladder · 01-01-2011 11:58pm

felic wrote: »

The problem with Rabbo is that they dont have branches nationwide. Are banks like Ulster and TSB any good? Is it worth even bothering to open an account at all and just take the risk with the Credit Unions? This thread is making me freak out even more!

U can open a rabo a/c online with a cheque. Also, you obviously dont get it about the credit union, so i'll try again.

You closed your Aib a/c only to put your money in the credit union. The credit union deposits go into Aib. Therefore, the money you believe is lodged in the CU is actually back in Aib.

squeakyduck · 02-01-2011 12:08am

Nothing worse than insufficient funds! :mad: :mad: I'm gonna be at that stage before the end of the month, 6 weeks without pay SCREW YOU CHRISTMAS! :mad::mad:

smodgley · 02-01-2011 12:16am

i get a shock when i dont see the ''insufficant funds'' notice lol

No Money In the Bank!

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