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Have you curtailed your spending recently?
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useful_contacts wrote: »Yep- had no savings when this recession began so now we have a good bit saved away
I used to buy myself a new top every month, but now i havnt bought any clothes since december, shoppings gone down about a tenner as we now only buy what we need, changed my tv and net packages to the lowest ones i could, got the free texts thing from 02 .... bla bla bla
Result.... more money;)
for the TAX man
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Used to never do a weekly shop, I'd pop into the local M&S and shop for each meal separately, spontaneously buying everything from fancy loo roll, scented bags for the bedroom waste paper bin to fresh Cherrys that would cost around €7 for a small tub!!! How bloody silly was I!!! Now even though the same income is coming into our home I am much much less frivilous, our weekly fruit bill is now around the same price I used to pay for the Cherry's as they say you live and learn and this is one positive thing that has come of this recession, I now stick to a budget and do the rounds of Superquinn, Tesco, Supervalu etc to get the best bargains. I realise that I'm lucky to live where I live as all these supermarkets are within 5 mins so it's viable to source the value items each week, it also gives me a sense of self achievement to keep within a budget and even though my peers and I are in our early 30s we find ourselves comparing our bargings every week With threads like 'What are you cutting back on?', 'Emergency budgets', 'Store closures' and R word threads, tax exiles, the dole, up to your eyes in debt etc, have you curtailed your spending recently?
(recently as when you last were spending without a bother in the world whether that money was borrowed or saved!)
Who here has been cutting back their spending habits recently for any reason particular?
Of course, some will have more money and a job more than the unfortunate others who have lost their jobs as unemployment has doubled in the last year, it will be interesting to see who in AH has been doing their own mini-budgets to reign in spending!
Me? Just the usual budgeting for endless years without living on credit
:D
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