Have you curtailed your spending recently?

gurramok

With threads like 'What are you cutting back on?', 'Emergency budgets', 'Store closures' and R word threads, tax exiles, the dole, up to your eyes in debt etc, have you curtailed your spending recently?
(recently as when you last were spending without a bother in the world whether that money was borrowed or saved!)

Who here has been cutting back their spending habits recently for any reason particular?
Of course, some will have more money and a job more than the unfortunate others who have lost their jobs as unemployment has doubled in the last year, it will be interesting to see who in AH has been doing their own mini-budgets to reign in spending!

Me? Just the usual budgeting for endless years without living on credit :D

Poll following!

CamperMan

no more fancy biscuits at €4 a pack, now down to no frills cheapo rich tea :mad:

gurramok

Get some bourbons!

CamperMan

gurramok wrote: »

Get some bourbons!

can't afford them at the moment, were in a recession

no more johnnies for me.

Just using mars bars wrappers and an elastic band, does the trick.

Gummy Panda

rarnes1 wrote: »

no more johnnies for me.

Just using mars bars wrappers and an elastic band, does the trick.

That joke is tired and used.

gurramok

CamperMan wrote: »

can't afford them at the moment, were in a recession

Less than a euro in Lidl i last heard!

Though, can you dip them into tea like Rich tea? :P

Abi

rarnes1 wrote: »

no more johnnies for me.

Just using mars bars wrappers and an elastic band, does the trick.

I hope ya like childrenz

Sharpshooter

CamperMan wrote: »

no more fancy biscuits at €4 a pack, now down to no frills cheapo rich tea :mad:

Cadburys chocolate biscuits are only a euro in the Spar.:pac::pac:

Princess Consuela Bananahammock

Yes. I no longer pay 5 euro plus for a pint.

CamperMan

Ikky Poo2 wrote: »

Yes. I no longer pay 5 euro plus for a pint.

how much do you pay now?

CamperMan

Sharpshooter wrote: »

Cadburys chocolate biscuits are only a euro in the Spar.:pac::pac:

I could buy 2 packs of rich tea for a euro, if I travel to the north and go to Asda, I might just squeeze in 4 packets for my euro

Aidric

Not buying as much clothes as I used to, food shopping hasn't changed much though.

galwayrush

I quite fancy a bottle of Amarone i saw for 80 euro. never drank one that expensive, tempted.:)

(I'd have to find the 80 euro first, and then pretend it was under a tenner.)

Gummy Panda

CamperMan wrote: »

no more fancy biscuits at €4 a pack, now down to no frills cheapo rich tea :mad:

Rich tea are nice with butter so its not that bad.

Heroditas

Saving like mad at the moment and we've stashed quite a bit away.
However, it's all going on our wedding in a few months. So saving .... but it'll all be spent.

Once it's over.... back to saving again.

ronnie3585

rarnes1 wrote: »

no more johnnies for me.

Just using mars bars wrappers and an elastic band, does the trick.

Mars bars? Excuse me, Mr la di da.

For me it's a bag of salt and vinegar Tayto. Stings, but it's cheaper than a babbie.

Sharpshooter

Gummy Panda wrote: »

Rich tea are nice with butter so its not that bad.

They are lovely when you squeeze two together and the butter escapes up through the holes.

/can't believe I still do that.:o

CamperMan

no joke, I heard about a women who is sending shorter text messages to save money

Blazer

had to curtail my spending alright.

Bought a xbox 360 elite today and only bought GoW2 + wireless adapter instead of the normal 4-5 games at least.
This recessions's a bitch.

CamperMan

Mathew Reilly wrote: »

had to curtail my spending alright.

Bought a xbox 360 elite today and only bought GoW2 + wireless adapter instead of the normal 4-5 games at least.
This recessions's a bitch.

was it new or used?

Princess Consuela Bananahammock

CamperMan wrote: »

how much do you pay now?

2.50 to 3 euro depending on the district.

ejmaztec

ronnie3585 wrote: »

Mars bars? Excuse me, Mr la di da.

For me it's a bag of salt and vinegar Tayto. Stings, but it's cheaper than a babbie.

You can never beat the snug fit of a bin bag.:P

Blush_01

For some reason my wages get smaller every month. I'm still managing to balance things alright, but there's not much room for error.

gurramok

CamperMan wrote: »

no joke, I heard about a women who is sending shorter text messages to save money

Nobody sending picture messages as they are dearer, a picture message crash?

Tech3

CamperMan wrote: »

no joke, I heard about a women who is sending shorter text messages to save money

was she blonde by any chance?

CamperMan

tech2 wrote: »

was she blonde by any chance?

I doubt it, they don't know how to text..

Tech3

I curtailed my spending before the recession as I had to. Wasting too much money on things like gym for a 3 month member only went in twice. Things like that. I just felt the need to spend on something every week as I was bored.

Abi

CamperMan wrote: »

I doubt it, they don't know how to text..

They know fúcking sign language though,


/middle finger

jester77

Not this month anyway, just bought be a new mac mini

useful_contacts

Yep- had no savings when this recession began so now we have a good bit saved away

I used to buy myself a new top every month, but now i havnt bought any clothes since december, shoppings gone down about a tenner as we now only buy what we need, changed my tv and net packages to the lowest ones i could, got the free texts thing from 02 .... bla bla bla

Result.... more money;)

TPD

Just bought a €30 bag of green, spending €100 on friday on a birthday present, €50 rent on friday, and food inbetween. Total income this week: €86.

CamperMan

useful_contacts wrote: »

Yep- had no savings when this recession began so now we have a good bit saved away

I used to buy myself a new top every month, but now i havnt bought any clothes since december, shoppings gone down about a tenner as we now only buy what we need, changed my tv and net packages to the lowest ones i could, got the free texts thing from 02 .... bla bla bla

Result.... more money;)

for the TAX man

useful_contacts

CamperMan wrote: »

for the TAX man

how?

eirebhoy

Can't say I'm worried about being let go at all tbh so still the usual lifestyle for me.

I'm lucky in that if I did lose my job all it would mean is no more luxuries (nights out, etc.) so I don't need to save money for that. atm all I'm saving for is 3 weeks in the US in 3 months time.

misssaucie

Used to never do a weekly shop, I'd pop into the local M&S and shop for each meal separately, spontaneously buying everything from fancy loo roll, scented bags for the bedroom waste paper bin to fresh Cherrys that would cost around €7 for a small tub!!! How bloody silly was I!!! Now even though the same income is coming into our home I am much much less frivilous, our weekly fruit bill is now around the same price I used to pay for the Cherry's as they say you live and learn and this is one positive thing that has come of this recession, I now stick to a budget and do the rounds of Superquinn, Tesco, Supervalu etc to get the best bargains. I realise that I'm lucky to live where I live as all these supermarkets are within 5 mins so it's viable to source the value items each week, it also gives me a sense of self achievement to keep within a budget and even though my peers and I are in our early 30s we find ourselves comparing our bargings every week

gurramok wrote: »

With threads like 'What are you cutting back on?', 'Emergency budgets', 'Store closures' and R word threads, tax exiles, the dole, up to your eyes in debt etc, have you curtailed your spending recently?
(recently as when you last were spending without a bother in the world whether that money was borrowed or saved!)

Who here has been cutting back their spending habits recently for any reason particular?
Of course, some will have more money and a job more than the unfortunate others who have lost their jobs as unemployment has doubled in the last year, it will be interesting to see who in AH has been doing their own mini-budgets to reign in spending!

Me? Just the usual budgeting for endless years without living on credit :D

Poll following!

Sephiroth_dude

yup no more going down the pub

phantom_lord

probably spending more tbh. got myself a pair barker shoes yesterday that i expect to wear almost never. i'm doing my bit to help the economy!

OPENROAD

Haven't curtailed rather have become much more prudent, simple things such as, rather than buying a weekly shop,I buy as I need stuff, so spending less and not wasting food. I have started to buy own brands on non food items, quality is no different, just cheaper. If I can get something cheaper from the UK on the net, then I will have already saved over 160 Euro on one transaction.
Have started to look for better deals with things like car insurance etc... shop around more and have made significant savings. Have looked for a better deal on my mobile phone and am saving anything up to 100 Euro a month. I don't leave lights on in rooms I'm not using, my ESB has started to go down. Don't buy Irish newspapers, they are a rip off imo,a good monthly saving.
So really have started to wise up over the last six or seven months and have just become more prudent.

AlmightyCushion

Credit card fraud will get me through this recession. Thank you, Santos L Halper.

CamperMan

useful_contacts wrote: »

how?

with all the stealth taxes the government are going to hit us with!

Sanjuro

I broke up with someone. That certainly curtailed my spending. Although the increase in porn, alcohol and drugs has somewhat evened things out... if not cost me more... hmmm...

Dord

Yep, cutting back on my spending and making clearing whatever (small) debt I have a priority. Just so I'm prepared incase my job goes tits up.

Blazer

CamperMan wrote: »

xbox elite,,,was it new or used?

New ..09 Model

Gummy Panda

Sanjuro wrote: »

I broke up with someone. That certainly curtailed my spending. Although the increase in porn, alcohol and drugs has somewhat evened things out... if not cost me more... hmmm...

Paid for porn?

CamperMan

Mathew Reilly wrote: »

New ..09 Model

nice!