Wirecard

timwalker82

basquille wrote: »

Same here Fnz.

Won't let you go to any of the other sections without filling it out either.

I've about €200 in there so I'll have to fill it out eventually.

Even though I should have an actual credit card arriving for me in the next 2 - 3 days.

EDIT: Filled it in there and it disappeared with no word of verification or anything. Can now navigate as usual!

It's asking you for your address, so when you make a purchase at a merchant, they can check the addess you gave them with your cards billing address, omg, is your name Homer?

timwalker82

oneweb wrote: »

Dabs caused me no end of trouble when I tried to set up an account. They even wanted a scanned copy of my credit card and passport ffs! Considering I was using Transactonline at the time and I needed the order urgently I gave up. Never again will I bother with them.

It's not that the card is issued in Germany, the Polish haven't taken over Ireland just yet, it is because you haven't enrolled in verified by visa or mastercard secure code. Since you are using a pre paid card, you can't because 3d secure isn't implemented on them. If you are wondering what V by V or MC SC is, it is a security measure that had been introduced to reduce card manipulation. vbv and mc sc require you to enter your credit limit, dob, cvn, email address and telephone number that is registered with your bank, upon succesfully completing this, you are asked to create a passqord, so everytime you make a purchase at a merchant who use this security measure, you have to enter youe password in order to complete your purchase. Go to dabs.ie and at the bottom where you see what financial intruments they accept, you will see the vbv and mc sc emblems. Try buying from the site using a cc and enrole with the scheme, and I bet they don't ask for a scan of your card and photo I.D.

timwalker82

Sully wrote: »

No, its a limit of 300. I think its some sort of EU Law, you cant go higher without identifying yourself.



Doucments attached were T&Cs and an Application Form for a bank account.

yep, it's to prevent money laundering.

It's not an EU thing, it's a mastercard thing, and since they are common as muck and have a bad reputation, they need to be careful. They have recently been banned from accepting wire transfers from online gaming sites because of said attributes, apart from the UK, they can still accept them, hardly surprising since the UK have been widely critisized for their lack of response time and desire to hunt down and stop credit card fraudsters, the U.K have a disgraceful track record. The worst bank for card security I have come across is AIB Ireland, if you gave me your cc number, I could find out your expiry date and cvn number, and make a purchase on your card, lol, anybody with am AIB cc with the card number in the region of 4085 3161 00XX XXXX will probably know what I am talking about, as you probably had a disputed transaction to William Hill, boylesports, ladbrokes or, well, you get the drift. Or what about 4085 3161 0080 XXXX / 4085 3161 0082 XXXX / 4085 3161 0053 XXXX / 0055 / 0087 / 0089 , the list goes on. You see the fist 6 digits are known as a bin number (bank id number) which relates to the bank, the next 9 digits are your account number, and the final digit is called a check sum. ALl cards numbers are assigned based on the LUHN10 (MOD-10) algorithm, as the number has to be understood by a computer, and the only way a cpu knows how, is using mathmatics. Usually, if you take a cc number and add 8, you get another possible cc number, unless having added 8 the panultimate gigit is a 5, you then take away 1. if your cc number ends in either 0 or 1 add 18. When adding 8 take away 1, 8 or 18 requires you to change 3 digits, then you have to do the formula, for example.
4085316100509017 = 40853161005090?? (25, add 8) ---4085316100505445 = 40853161005054?? (52, add 8 take away 1)--- 4085316100502111 - 40853161005021?? (29, add 18)--- 4085316100502160 = 40853161005021?? (78, add 18)--- 4085316100509041 = 40853161005090?? (58, add 18-1). You see, regardless of wot u add on, if that panultimate digit is a 5, then u takw 1 away from the new number. and finally 4085316100509199 = 4085316100509??? (215, hmmmm, I haven't figured out how to work this out yet, but that is the next number, think I'm full of ****, ring AIB and quote them numbers, p.s, don't use a traceable phone. p.p.s, all those numbers where at one time valid cc numbers.

Oh, and the cvn, well a computer uses another algorithm, based on your card number to generate a cvn, it's all maths, pity your billing address isn't a mathmatical formula, lol. If it was, my bank balance would be a maths formula.
Oh, and the reason online gaming has been banned in the U.S, oz, france, germany, fm the list goes on, isn't cuz they are concerned, oh no, it's because the respective governments don't want drug dealers and gangsters turning thier immoral money into declared, untouchable and dare I say it, untaxable money; online gaming sites are a money launderers wet dream, don't believe me, then why can u gamble in Vegas? it's because it's taxed, it's live and they have experts watching for colluders and undesirables, and you have to carry your cash out, not transfer it.

timwalker82

Bond-007 wrote: »

Yes. The number is valid for 2 years.

I wonder what those might be?

lol, money laundering, either that or he wants the merchants to think he has loads of cc's or maybe he's subscribing to a pedo site.

timwalker82

Stephen wrote: »

So its basically a credit card without the credit part?

think of it as a debit card, credit card is a contradiction.

timwalker82

Redisle wrote: »

This looks pretty good, any mention of an age limit anywhere? also do banks allow wire transfer for account holders under 18? This is definetly better than 3v

Edit:

Crap


I guess i have to wait a few months to get it so, ah well 3v it is till then!

pre paid mastercards have to be purchased by an adult, but can be used by anybody over the age of 13, you just won't beable to use it for premium services, I.E, porn, gaming and 18+ items like dvds and games.

timwalker82

Deleted User wrote: »

Trying this out. I see Wirecard have a local account in Dublin for depositing funds. I tried to make a bank transfer today but for some reason Ulster Bank can't do bank to bank transfers?!?! Kind of defeats the whole wire transfer purpose but thats what the teller said. I didn't try to make a Euro/international transfer with IBAN. I wonder can they even do that if they can't do the domestic transfer?

Had to take the money out of my Ulster Bank account and go into a BOI here in Limerick and make what amounts to a lodgement to the Dub Wirecard account.

If it works then thats still quite an easy way to top up. I wonder how long I will have to wait for the MasterCard details to come through?

All banks can make a bank to bank transfer, the teller is full of crap. Think about it, National Westminster Bank can't do a domestic transfer, they can clear a cheque ok, a bank to bank transfer is the exact same, it's called an echeque, it costs your bank money tho, I reakon that's the problem.

timwalker82

steedevaney wrote: »

What would be the tax implications on these?

if the money u are loading is legitimate, then none, you aint taxed to put your money in your poket just yet, although gordon brown is working on it.

timwalker82

EyesOnly wrote: »

The account limit is 2500 the deposit limit is 300 if you havent sent the paperwork to take the limits off. Timmy how did you send it? IBAN or CC ? if you sent by creditcard ring them and cancel, if its IBAN i dont think you can ???????

it will be refused and sent back, and yes you can cancel a bank transfer in the same way you cancel a cheque.

cormie

Someones been busy :eek: Interesting posts I must say

unklerosco

Quick question, I'm sure its already been answered tho... I've been onto Wirecard themselves but I can't get the answer i'm looking for.

If I send in the paperwork is the max I can deposit in one go €2500?? Whats the max I can have on the card at any one time?? Whats the max I can spend at any one time??

Also, how do I go about getting my plastic card?? AND, I'm heading to the states over Xmass.. If I have money on the card and I use the card to book a hotel can I use the plastic card over there to pay for the hotel or anything else like meals, gifts etc etc??

Last of all... I'm looking to make a purchase in the US($2500), it's to be sent to my cousin(he lives there)... Company I'm oredering from say that the credit card I use will have to have my cousins address registered on it... I've been onto wirecard about this and they can't understand what I'm talking about... Does anyone know if its possible or can I just change my address on my account online to his n hope that works??

cormie

As far as I know, if you verify your account, the max you can deposit with IBAN is 100million a year, so I think you can deposit up to 100m in one go providing you haven't deposited anything else that year, I'm presuming you wont be doing that much, so I think with IBAN, any amount is fine. This is all as long as your account has been verified, 2,500 is the limit for an unverified account, the TOTAL limit, you can't deposit any more any time if you reach this, but yes, if you haven't reached this, and your first and only deposit thus far had been 100 euro, then your next deposit can be 2,400 euro, with IBAN, CC always has a limit of 300 euro per deposit (I'm not sure if this is per week or what though).

As far as I know, we can't get the plastic card here in Ireland. I'm not sure of the situation with that and I'm not sure of the situation with your cousin either.

-did you get that bike?

Our man in Havana

There will be no cards issued here until the government tax situation is sorted out.

unklerosco

I did get the bike, cheers... Hmmm without the pastic card there aint much point in me using it... Guess a real CC is the only way to go

jackbauer

folks ,i had a payment reversed on paypal due to never recieving an item from an ebay seller and its gone back to my wirecard. will i actually get that money or is it gone into the abyss?

cormie

I've got plenty of refunds back onto my card I think Wirecard is great

jackbauer

excellent. how long did it take?

cormie

Just a few days, if they say they have done it already, maybe wait about 3/4 working days and see.

el dude

Sounds pretty good/ Quick question though, do i need t oregister my bank details onlkine before depositiong money? Or can i just bring my wirecard to the bannk with me and they'll be able to do it loooking at that?

Trying to set up registereing my bank to my wirecard account anyway. Where do i find all thse codes?

Your Bank Account

Account Holder - obviously my name goes here

Account Number - my bank account number or my wirecard acc. number?

Routing Number - absolutely no clue.

IBAN - again, confused, i have an IBAN no. on my wirecard, is that the number i need to put in here?

Your Bank

Name of the Bank - Straight forward

SWIFT / BIC Code - Reading the description this sounds like my bank sort code, so i enter my bank sort code, but when i do that i get an error message saying its not the right format or some crap.

GhostInTheRuins

I got a very strange email from wirecard yesterday, they basically said someone else has tried to put money into my account and they cannot accept it untill I have a fully registered account (IE I send them my ID etc). The thing is, the amount of money is €10 and there's no way anybody would be putting money into my account, especially such a small sum.

Here's the email

wirecard wrote:

Dear XXXX,

We would like to inform you that we have received a wire transfer on
2008-08-07 in the amount of EUR 10.00.

At the moment, your Wirecard account is an e-money product which means that it is not eligible for receiving wire transfers from third parties and that we – as a German bank – are obliged to return any wire transfers which have not been carried out by the Wirecard account holder to the sender.

However, your Wirecard account can be converted into a full account after we have carried out proper identification. Therefore please find attached the application form for a Wirecard account.

Please print, fill out and sign it and include a certified* copy of your passport or, alternatively, a certified* copy of your driver’s license or ID card as well as two utility bills showing your name and current address in your letter.

Then please send the full documentation via postal mail to:

Wirecard Bank AG
Wirecard
Postfach 31 05 44
04163 Leipzig
Germany

Now, maybe I'm just being a bit sceptical, but I can't help get the impression that wirecard are making the whole thing up just to get me to open a full account.

What do you guys think? Did anyone else get one of these emails?

el dude

el dude wrote: »

Sounds pretty good/ Quick question though, do i need t oregister my bank details onlkine before depositiong money? Or can i just bring my wirecard to the bannk with me and they'll be able to do it loooking at that?

Trying to set up registereing my bank to my wirecard account anyway. Where do i find all thse codes?

Your Bank Account

Account Holder - obviously my name goes here

Account Number - my bank account number or my wirecard acc. number?

Routing Number - absolutely no clue.

IBAN - again, confused, i have an IBAN no. on my wirecard, is that the number i need to put in here?

Your Bank

Name of the Bank - Straight forward

SWIFT / BIC Code - Reading the description this sounds like my bank sort code, so i enter my bank sort code, but when i do that i get an error message saying its not the right format or some crap.

Anybody???

It's your bank account so the account number and IBan entries are your own bank's. Check a statement for your IBAN. The Routing number is another name for the bank sort code. The Swift/Bic code can also be got from your bank. Try a statement or try ringing the branch the account is in and ask.

Esel

GhostInTheRuins wrote: »

I got a very strange email from wirecard yesterday, they basically said someone else has tried to put money into my account and they cannot accept it untill I have a fully registered account (IE I send them my ID etc). The thing is, the amount of money is €10 and there's no way anybody would be putting money into my account, especially such a small sum.

Here's the email



Now, maybe I'm just being a bit sceptical, but I can't help get the impression that wirecard are making the whole thing up just to get me to open a full account.

What do you guys think? Did anyone else get one of these emails?

I've only just spotted this thread (Doh!), so know naff all basically. That said, could it be a phishing scam?

GhostInTheRuins

esel wrote: »

I've only just spotted this thread (Doh!), so know naff all basically. That said, could it be a phishing scam?

Definitely not, the mail came from service@wirecard.com and I'm fairly sure the postage address is genuine. I can't see any signs of any phishing, no links to dodgy sites etc..

albertonman

I just opened a wirecard account......I am a little confused on how it works, on the virtual card I see 4 lines of number the first 2 are from germany and the last 2 eu standard.

I am with aib bank and have online banking, how do I lodge money into my wirecard account??

albertonman

albertonman wrote: »

I just opened a wirecard account......I am a little confused on how it works, on the virtual card I see 4 lines of number the first 2 are from germany and the last 2 eu standard.

I am with aib bank and have online banking, how do I lodge money into my wirecard account??

I'd help but what you're describing isn't familiar to me....4 lines of numbers?

To use wirecard with your online banking you need the IBAN and SWIFT/BIC code of your wirecard account (found under "account details" of the My Account page).

I don't have AIB but you probably need to add Wirecard (using the IBAN and BIC details) as a beneficiary to which you need to make a payment to.

PeteK*

el dude wrote: »

Sounds pretty good/ Quick question though, do i need t oregister my bank details onlkine before depositiong money? Or can i just bring my wirecard to the bannk with me and they'll be able to do it loooking at that?

Trying to set up registereing my bank to my wirecard account anyway. Where do i find all thse codes?

Your Bank Account

Account Holder - obviously my name goes here

Account Number - my bank account number or my wirecard acc. number?

Routing Number - absolutely no clue.

IBAN - again, confused, i have an IBAN no. on my wirecard, is that the number i need to put in here?

Your Bank

Name of the Bank - Straight forward

SWIFT / BIC Code - Reading the description this sounds like my bank sort code, so i enter my bank sort code, but when i do that i get an error message saying its not the right format or some crap.

Account number, Your Bank of Ireland, AIB etc account number

Routing Number is your sort code

IBAN .. you have it. But you do not need to enter it if you enter the two above, I believe.

SWIFT / BIC is your Bank Identifier Code.. for example BOFIIE2D ( Bank of Ireland, Navan )

cormie

Hmm, just logged into my wirecard account and I see there's a link to order a plastic card. I wonder can we in Ireland avail of this now?

Our man in Havana

Did you try it?

cormie

I clicked the link and nothing came up about only being available in Germany, it looked like if I clicked submit, that I may have been charged so I didn't click it