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Frugality and Irish Society

135

Comments

  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    Your Face wrote: »
    I wish the Irish Times was frugal with Úna Mullaly articles.

    Hasn't she got a government gig (from the government she constantly rallies against), free money, for being some sort of rights based mouth piece.


  • Posts: 13,712 ✭✭✭✭ [Deleted User]


    cgcsb wrote: »
    Hasn't she got a government gig (from the government she constantly rallies against), free money, for being some sort of rights based mouth piece.
    "Rights"! How awful. We have far too much of those


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    While this might be traditionally true, lets look at the most recent indicators:

    Ireland's 2018 budget surplus: €100m
    UK's 2018 budget deficit: £24bn

    Ireland's debt/GDP ratio: 68%
    UK's debt/GDP ratio: 88%

    Ireland Avg Household savings: 12% (15% record high in 2009)
    UK Avg Household savings: 4.9%(2017 figures)

    I think Ireland has changed Loads even only in the past 5 years. The economy is growing rapidly, fastest in Europe, but the Irish middle class seem to remain quite sensible, the mortgage rules are a godsend in this regard. The statistics seem to indicate that the the UK (proddie land to some) just can't seem to control it's spending.

    They're funding trillion pound wars in the middle east just to keep up with the Joneses(America), They're paying billions to rent a nuclear missle system that may not work. They're paying through the nose to keep yer man in armoured land rovers to crash into members of the public. They're also building a high speed rail system that includes tunnels through rural areas for the sake of views. They're even spending massive amounts keeping up a student loan system that is extremely expensive to administer and endebts the educated, but it fulfills their idealogical goal of keeping poor people poor.


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    "Rights"! How awful. We have far too much of those

    Yes rights are great, but Úna's rights based role, lacks any actual work is the problem.


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    Mad_maxx wrote: »
    The Italians make the really flash super cars and besides, Germany is the number one exporting nation in the world

    The German cars work though, they wouldn't spend the money if the function wasn't there.


  • Registered Users, Registered Users 2 Posts: 7,598 ✭✭✭MrMusician18


    one important thing that was hammered into me as undergrads, is that ideology respects no equilibrium.

    People don't trade in consumer purchases? Fine, then those transactions are diverted to savings, which themselves are recycled as expenditure. Even within Western Europe, economies chug along the same lines, based on totally different fundamentals.

    I think it's possible for us in Ireland to become more frugal without compromising our economic success - by saving more, by combating wage inflation in key industries, expanding our trade surplus, and by undertaking anti-cyclical policy measures.

    I'm not saying this in response to you personally, but I also think that the principles of economics should perhaps be taught at an early stage within the education system.
    Not including the public sector there are we?


  • Registered Users, Registered Users 2 Posts: 16,525 ✭✭✭✭whisky_galore


    Mad_maxx wrote: »
    The Italians make the really flash super cars and besides, Germany is the number one exporting nation in the world

    Italians and French hang on to a lot of modest and quite old cars from the 80s and 90s that would have been scrapped here years ago. Here the SIMI, insurance, NCT cartel and prevailing fashion whip people into a frenzy to buy the latest SUV.


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    And then hire a helicopter and One Direction for the communions of each of their kids.
    But I think that's also more a Celtic Tiger thing.

    Didn't labour bring in a 'communion allowance' in the celtic tiger era? only recently been cancelled. In 2005 a full time worker on min wage was earning about €250 a week and the dole was like €200, and if you took such a job you'd loose your medical and housing entitlements, never mind that the €50 difference would only just about cover bus fare for the weekly commute. Welfare policy was bonkers back then.


  • Posts: 0 [Deleted User]


    Italians and French hang on to a lot of modest and quite old cars from the 80s and 90s that would have been scrapped here years ago. Here the SIMI, insurance, NCT cartel and prevailing fashion whip people into a frenzy to buy the latest SUV.

    Having the year on the number plate is an epic win for the car selling industry. :rolleyes:

    "Get your 191"


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    EdgeCase wrote: »
    I think we just be living in parallel universes. I find Irish a lot of Irish people are extremely frugal with many things. It's not unusual here to find people freaking out about water heating and penny pinching on very many normal things. I know plenty of households where the heating is rationed, where all the shopping is done in the cheapest places possible and where there are very very few luxuries.

    Some people are high spenders, I don't think the majority of people are though. A lot of people also aren't impressed by conspicuous consumption.

    For every crazy Celtic Tiger wedding there were plenty of guests tutting at the extravagance.

    Most people seem to spend the majority of their time scrimping and saving to cover extortionately expensive property prices to provide pretty simple levels of accomodation, particularly when compared with most households in say most parts of the US.

    I know plenty of houses here where furnishing is cheap or sparse too compared to many households I would be very familiar with on continent.

    Also costs in Ireland are VERY high for things like groceries and basic items. It's largely down to the fact that we are at the end of a long supply chain and have much less competitive markets for many of those things due to scale. If you compare grocery prices in Germany or even France, Ireland's drastically more expensive and it's down to lack of choices not consumers.

    I think the one thing we are good at, and maybe that does come from Catholic confession culture, is guilty articles about how bad we think we are. Self flagellation is definitely a thing here.

    I don't think that's accurate. When I lived in Austria/Germany, I found groceries very expensive, particularly meats and especially beef and dairy. The beer was cheap though. Most other things were the same price.


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  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    Italians and French hang on to a lot of modest and quite old cars from the 80s and 90s that would have been scrapped here years ago. Here the SIMI, insurance, NCT cartel and prevailing fashion whip people into a frenzy to buy the latest SUV.

    That, if true, is forced by government and industry pressure.


  • Registered Users, Registered Users 2 Posts: 5,942 ✭✭✭topper75


    Actually, Greece was the first. Greece is predominantly East Orthodox, as far as I know, a religion that shares many commanilities with Roman Catholicism - including Purgatory - the ultimate case of "Buy now, pay later" and a long list of saints which will intervene on your behalf.

    Then there was the famous/noxious initialism P. I.G.S-Portugal, Ireland, Greece, Spain. And now Italy is in trouble... There is a pattern here.

    Nobody wants to be anti-Catholic, we've had far too much of that in history, and again in this New Atheist period. But it shouldn't surprise anyone if religion has affected cultural norms. It's just an interesting sociological phenomenon, Max Weber was mentioned earlier. He wrote fairly convincingly about this.

    Did Greece get in trouble because they were Orthodox? or because Goldman Sachs cooked their books to give them a leg-up over the wall into the euro garden party? or because German armament manufacturers gave them a ludicrous amount of hardware on tick after talking up the Turk threat?


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    topper75 wrote: »
    Did Greece get in trouble because they were Orthodox? or because Goldman Sachs cooked their books to give them a leg-up over the wall into the euro garden party? or because German armament manufacturers gave them a ludicrous amount of hardware on tick after talking up the Turk threat?

    They had to want both things though didn't they? even if they had outside enablers.


  • Closed Accounts Posts: 2,281 ✭✭✭CrankyHaus


    It's mad in this day and age to see a couple of posters come on and start going on about the profligate and licentious Catholic Irish, supported by zero facts or sources other than a little bit of an Una Mullally article in the Irish Times.

    It feels like being in some Steampunk alternate reality where we have computers and the internet co-existing with Victorian prejudices. For tomorrow can we expect a thread from the same people about how phrenology explains the racial hierarchy with skull measurements?


  • Registered Users, Registered Users 2 Posts: 16,320 ✭✭✭✭Grayson


    CrankyHaus wrote: »
    It's mad in this day and age to see a couple of posters come on and start going on about the profligate and licentious Catholic Irish, supported by zero facts or sources other than a little bit of an Una Mullally article in the Irish Times.

    It feels like being in some Steampunk alternate reality where we have computers and the internet co-existing with Victorian prejudices. For tomorrow can we expect a thread from the same people about how phrenology explains the racial hierarchy with skull measurements?

    The differences in the approach to work and money by catholic Vs Protestant societies has been well documented. It's not a hard fast rule. It's just generalities. So although it's impossible to draw any conclusions about say you or me, it's easier to to for Ireland and even easier again for catholic european countries as a whole. It's the kind of thing that makes sense in the broadest possible sense rather than in a narrower sense.

    I do think it affects our attitudes to money, in general, in ireland. I wouldn't class it as the largest contributor though. Other things such as the tenant farmer background, the desire to own land, modern consumerism and a rake of other things are all in the mix.


  • Closed Accounts Posts: 2,281 ✭✭✭CrankyHaus


    Grayson wrote: »
    The differences in the approach to work and money by catholic Vs Protestant societies has been well documented. It's not a hard fast rule. It's just generalities. So although it's impossible to draw any conclusions about say you or me, it's easier to to for Ireland and even easier again for catholic european countries as a whole. It's the kind of thing that makes sense in the broadest possible sense rather than in a narrower sense.

    I do think it affects our attitudes to money, in general, in ireland. I wouldn't class it as the largest contributor though. Other things such as the tenant farmer background, the desire to own land, modern consumerism and a rake of other things are all in the mix.

    Well documented does not make it any less dubious than any other 19th century theory of religious, racial or ethnic superiority.


  • Closed Accounts Posts: 8,474 ✭✭✭Obvious Desperate Breakfasts


    If you had english people at your wedding you will see what people mean when they say they are tight with money, they give tiny gifts.
    Mrsmum wrote: »
    Have you ever been to an English wedding. They are all home in bed by midnight if not before after a pretty frugal day. Compare that with Irish weddings which are now three days affairs.

    The English way is better, IMO. A shorter day with less money flung around. Sounds good to me!


  • Posts: 13,712 ✭✭✭✭ [Deleted User]


    Not including the public sector there are we?
    No. Because although there is always a risk of wage-inflation contagion, any sensible Government has to be sure that there certain sectors of strategic importance, such as the healthcare professions and policing, are capable of meeting safe minimum levels of staffing.


  • Registered Users Posts: 3,858 ✭✭✭Church on Tuesday


    The same newspaper will probably have some restaurant critic forking out over €100 for a meal.

    That won't even fill you up, but it's all about the experiance darling don't you know.


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  • Posts: 0 [Deleted User]


    Mad_maxx wrote: »
    Me, I don't feel any pleasure when I spend money on anything bar assets which increase in value

    So, your house....and basically nothing else? You sound like a barrel of laughs.

    There's a lot to be said for buying a round of drinks for the lads, or a decent sofa that you spend 60% of your home life sitting on, or a good lawnmower so you can have a burger and a nice whiskey, sitting in the sun enjoying your down time, instead of spending all day cutting the grass.
    Mrsmum wrote: »
    I think Irish people as a group have some kind of need to fill up a pit of despair or emptiness within themselves, be it conscious or unconscious, with all forms of 'enjoyment' eg alcohol, constant shopping. We want, want, want all the time and we keep filling up with temporary thrills. It's because we're very insecure and lacking in self esteem imo. People from other countries I think are able to get joy from simpler living. They manage to feel defined by who they are rather than what they have...........Not everyone obviously but I definitely think success in Ireland is measured very much by how much you own.

    Speak for yourself, there, pal. As a counterpoint to all that......how do you explain the "Got it in Penneys" phenomenon? Or the proliferation of Lidl & Aldi? Irish people love a bargain.
    NIMAN wrote: »
    There are 2 extremes in Ireland.......I like to think I'm sitting in the middle somehow!

    Ha!....."Everyone is either A or B......except me, I'm C!"
    Geuze wrote: »
    Irish friend of mine getting married in Shrewsbury. 8,000 GBP, reception in a castle, incl. photographer and DJ, and accomm. Typical spend here is 20k euro.

    No idea where you got the €20k figure from, but if it were possible to get all that over here for €10k people would bite the hand off you to for it. Irish people don't just like to splurge on weddings for no reason (okay, some people do), they're forced into it by the gouging that goes on in certain sectors. I was on the Social committee in my last job and I'd often get quoted a price for entertainment with a caveat that it would more expensive for a wedding.

    We're a country full of gougers....Look at the Children's hospital as a prime example. Costs skyrocket once it's coming from the public purse. Ironically, I'd say these are the same feckers who give out about increased govt. spending.


  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    Actually, Greece was the first. Greece is predominantly East Orthodox, as far as I know, a religion that shares many commanilities with Roman Catholicism - including Purgatory - the ultimate case of "Buy now, pay later" and a long list of saints which will intervene on your behalf.

    Then there was the famous/noxious initialism P. I.G.S-Portugal, Ireland, Greece, Spain. And now Italy is in trouble... There is a pattern here.

    Nobody wants to be anti-Catholic, we've had far too much of that in history, and again in this New Atheist period. But it shouldn't surprise anyone if religion has affected cultural norms. It's just an interesting sociological phenomenon, Max Weber was mentioned earlier. He wrote fairly convincingly about this.

    Marx was more convincing - rather than the Protestant work ethic producing capitalism, capitalism produced the Protestant work ethic. I don’t accept much of Marx but the idea that human society and morality is a mask on top of economic reality makes some sense.

    Moving on from 19C just so theories the debate here is about Irish are frugal or profligate or not.

    The data suggests relatively frugal.


  • Registered Users Posts: 2,108 ✭✭✭Electric Sheep


    I think a lot of Irish people are frugal with the things that don't show like heating the house and hot water, but will spend freely on what can be seen by others, like socializing, cars and weddings. I'd rather be comfortable in my own home.


  • Closed Accounts Posts: 8,474 ✭✭✭Obvious Desperate Breakfasts


    I think a lot of Irish people are frugal with the things that don't show like heating the house and hot water, but will spend freely on what can be seen by others, like socializing, cars and weddings. I'd rather be comfortable in my own home.

    I would well believe this. Some housemates I had down the years were headwrecks when it came to heating. I wanted to say “It’s January and there’s four of us living here, it’s worth the extra tenner each or whatever to not be shivering in our own home”.


  • Registered Users, Registered Users 2 Posts: 27,564 ✭✭✭✭steddyeddy


    Actually, Greece was the first. Greece is predominantly East Orthodox, as far as I know, a religion that shares many commanilities with Roman Catholicism - including Purgatory - the ultimate case of "Buy now, pay later" and a long list of saints which will intervene on your behalf.

    Then there was the famous/noxious initialism P. I.G.S-Portugal, Ireland, Greece, Spain. And now Italy is in trouble... There is a pattern here.

    Nobody wants to be anti-Catholic, we've had far too much of that in history, and again in this New Atheist period. But it shouldn't surprise anyone if religion has affected cultural norms. It's just an interesting sociological phenomenon, Max Weber was mentioned earlier. He wrote fairly convincingly about this.

    Well my girlfriend's Greek so I know there are differences in the religions.

    There's no doubt religion influences society (obviously) but you're making a grand claim about Catholicism being the reason for economic instability and recession. You're only taking recent examples but many times in the UK (Protestant) or America have went through terrible recessions. The UK was also called the sick man of Europe at one point.


  • Registered Users, Registered Users 2 Posts: 13,503 ✭✭✭✭Mad_maxx


    CrankyHaus wrote: »
    Well documented does not make it any less dubious than any other 19th century theory of religious, racial or ethnic superiority.

    It's only because of political correctness that's its viewed as dubious, anything which suggest people are in anyway different is frowned upon by the politically correct


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  • Registered Users, Registered Users 2 Posts: 6,547 ✭✭✭Agricola


    We're a very insecure race of people who are obsessed with impressing others. That, and we've only very recently came into wealth after never having a pot to piss in. That's about it.

    Another thing which separates us from all these frugal Scandinavian and Teutonic people, even the British to a large extent, is that we don't value frugality to any degree. I had a Swiss neighbour who was probably the most frugal man I've ever met. He took it on himself to do everything, rather than hire or pay people to do the work 10 times faster than he could. It wasn't a question of money either, both he and his wife had good salaries and could certainly afford to pay to get driveways paved, fences put up, garden shed's erected, walls built, outhouses renovated etc etc but he would always get the materials and slowly but surely do the work himself. Sometimes it was the equivalent of burrowing out of prison with a spoon, but he still persisted and eventually got the job done.

    I honestly don't think an Irish person exists who, with the means at their disposal, would take this approach to home improvement. Without fail, we'd throw money at it and get it done asap. Because most of us don't take pride in doing something ourselves or saving money, we take pride in having the money to pay someone else to do it really quickly!


  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    Mad_maxx wrote: »
    It's only because of political correctness that's its viewed as dubious, anything which suggest people are in anyway different is frowned upon by the politically correct

    Your theory isn’t politically incorrect. It’s disproven.


  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    It’s always interesting to see how most people who don’t have the data on their side react to data. No change in opinion.


  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    Agricola wrote: »
    We're a very insecure race of people who are obsessed with impressing others.

    You probably need to leave the country. Try Las Vegas or LA. Monaco etc.
    I honestly don't think an Irish person exists who, with the means at their disposal, would take this approach to home improvement. Without fail, we'd throw money at it and get it done asap. Because most of us don't take pride in doing something ourselves or saving money, we take pride in having the money to pay someone else to do it really quickly!

    Although I don’t do this, as I’m not handy, many people I know do a fair amount of their own home improvement. Generally pretty badly.


  • Posts: 13,712 ✭✭✭✭ [Deleted User]


    steddyeddy wrote: »
    . You're only taking recent examples but many times in the UK (Protestant) or America have went through terrible recessions. The UK was also called the sick man of Europe at one point.
    actually, I didn't mention religion at all in my OP, though it had been on my mind. In fact I was surprised how quickly it occured to other people.

    Yes my reference to that awful initialism PIGS does only refer to recent years, but picking out rare cases of British or German recessions isn't really an argument so much as cognitive bias. The fact is that the UK doesn't suffer the same swingeining peaks and troughs as does our economy.

    As I said earlier, it's just an observation, I'm trying to be dispassionate, I'm not anti Catholic by any means. Let's approach this as we would any other data without trying to prove our personal instincts to be correct.

    I do think we can be profligate with money, especially with public money, in a way that would be unacceptable elsewhere. I mean, a few hundred million have gone missing from the National Children's Hospital, and it has been widely brushed aside by outrage in front of a tiny, peaceful protest outside the house of the man overseeing it.


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  • Registered Users, Registered Users 2 Posts: 1,291 ✭✭✭Viscount Aggro


    I am reading a lot of negativity towards frugality.
    To me its a positive mindset.

    In Germany, they dont do debt. Credit cards are not used widely.
    The German word for debt - 'schuld' - is the same as the German word for 'guilt'

    Some people say you should spend your money on things,
    or experiences.
    You know what I like to spend my money on, and it gives me the most pleasure of all....
    Nothing


  • Closed Accounts Posts: 8,474 ✭✭✭Obvious Desperate Breakfasts


    Agricola wrote: »
    We're a very insecure race of people who are obsessed with impressing others. That, and we've only very recently came into wealth after never having a pot to piss in. That's about it.

    Another thing which separates us from all these frugal Scandinavian and Teutonic people, even the British to a large extent, is that we don't value frugality to any degree. I had a Swiss neighbour who was probably the most frugal man I've ever met. He took it on himself to do everything, rather than hire or pay people to do the work 10 times faster than he could. It wasn't a question of money either, both he and his wife had good salaries and could certainly afford to pay to get driveways paved, fences put up, garden shed's erected, walls built, outhouses renovated etc etc but he would always get the materials and slowly but surely do the work himself. Sometimes it was the equivalent of burrowing out of prison with a spoon, but he still persisted and eventually got the job done.

    I honestly don't think an Irish person exists who, with the means at their disposal, would take this approach to home improvement. Without fail, we'd throw money at it and get it done asap. Because most of us don't take pride in doing something ourselves or saving money, we take pride in having the money to pay someone else to do it really quickly!

    Or they realise that proper skills are required for some home renovations? I come from a family of tradesmen and they tackle as much as they can themselves but realise that they can’t do everything. Why would anyone take pride in doing a half-assed job? And life is short, many people don’t want to spend all their free time doing DIY.


  • Registered Users, Registered Users 2 Posts: 6,172 ✭✭✭screamer


    I think begrudgery runs deep and envy too. People don’t live within their means.... they want to keep up with the Jones’s, spending money they don’t need to, on things they don’t need.
    Personally we experienced the depths of recession, with 60% of our income just obliterated for years. I save a full wage every month, drive an 11 year old car and will have mortgage paid off in 6 years. I don’t give a **** about my outward possessions, my bank balance gives me comfort for when the bad times come again, and come they will.


  • Registered Users, Registered Users 2 Posts: 4,825 ✭✭✭LirW


    I am reading a lot of negativity towards frugality.
    To me its a positive mindset.

    In Germany, they dont do debt. Credit cards are not used widely.
    The German word for debt - 'schuld' - is the same as the German word for 'guilt'

    Some people say you should spend your money on things,
    or experiences.
    You know what I like to spend my money on, and it gives me the most pleasure of all....
    Nothing

    Yep, can confirm, I'm from that area and debt is really not something you do unless you can avoid it. The only debt you take on would be a mortgage and in the last few years PCP cars got increasingly popular.
    But short term personal loans aren't a done thing really, it's short of shameful and a last resort thing. There also isn't really a credit Union scheme in place like here.

    If you can't afford it, you can't afford it and alter your life accordingly. It's easier to say you're short on money and can't do or have X than funding your life on credit. Now if course there are people in heavy debt over there too but the way money is generally spent and the attitude towards it is different.


  • Registered Users, Registered Users 2 Posts: 3,739 ✭✭✭scamalert


    one thing that stands out is people who worked to be sucesfull from ground up will be less flashy then those who barely make ends meet and always complain about lack of cash will drive some 5 series or some new crap box.


    nothing wrong to want to have some luxury in life but some dont gather concept where its better to save money rather then splash it out needlessly.


  • Registered Users, Registered Users 2 Posts: 7,598 ✭✭✭MrMusician18


    No. Because although there is always a risk of wage-inflation contagion, any sensible Government has to be sure that there certain sectors of strategic importance, such as the healthcare professions and policing, are capable of meeting safe minimum levels of staffing.

    Will colour me surprised :rolleyes: .Wage moderation for everyone but the public sector...

    Didn't see that coming...


  • Closed Accounts Posts: 7,070 ✭✭✭Franz Von Peppercorn


    actually, I didn't mention religion at all in my OP, though it had been on my mind. In fact I was surprised how quickly it occured to other people.

    Yes my reference to that awful initialism PIGS does only refer to recent years, but picking out rare cases of British or German recessions isn't really an argument so much as cognitive bias. The fact is that the UK doesn't suffer the same swingeining peaks and troughs as does our economy.

    Your accusations of cognitive bias could easily be applied to your unproved theory. And the US had the biggest recession in the history of the 20C. It’s clearly not a frugal nation.
    As I said earlier, it's just an observation, I'm trying to be dispassionate, I'm not anti Catholic by any means. Let's approach this as we would any other data without trying to prove our personal instincts to be correct.

    I already presented the data. You’re wrong. Not that your theory had any merit or consistency.
    I do think we can be profligate with money, especially with public money, in a way that would be unacceptable elsewhere. I mean, a few hundred million have gone missing from the National Children's Hospital, and it has been widely brushed aside by outrage in front of a tiny, peaceful protest outside the house of the man overseeing it.

    Moving onto public waste is massive goal post shifting. The claim was that Irish people are personally ostentatious and non frugal in comparison to other countries, in particular Protestant countries.

    Yes the public sector are too good at spending taxpayers money and we have shoddy developers but that’s not what was originally claimed.

    The article is behind a firewall but you claimed she said. “a tendency among Irish people to act like brash, rich Americans at the first whiff of money, and an apathy towards Governments who behave similarly.”

    I’m not buying that at all. Looking out at the car park in front of my building , which is in a nice area, I see the oldest car in 2004 and the newest 2014. I’ve lived the US, that just doesn’t happen there, not in places where wages are good anyway.


  • Registered Users, Registered Users 2 Posts: 21,407 ✭✭✭✭dxhound2005


    scamalert wrote: »
    one thing that stands out is people who worked to be sucesfull from ground up will be less flashy then those who barely make ends meet and always complain about lack of cash will drive some 5 series or some new crap box.


    nothing wrong to want to have some luxury in life but some dont gather concept where its better to save money rather then splash it out needlessly.

    When the frugal ones die their spendthrift offspring don't waste much time in frittering away the cash. Or maybe I just made up that generalisation to match what you came up with.


  • Registered Users, Registered Users 2 Posts: 25,823 ✭✭✭✭Strumms


    Your Face wrote: »
    I wish the Irish Times was frugal with Úna Mullaly articles.

    She is a very poor journalist. Years ago I knew her a bit through a mutual acquaintance and always found her hyper opinionated and slow to listen to anyone else’s alternative viewpoint or attempt reasoned debate when she did. A bad case of imrightitis with dollops of pseudo ultra liberal standpoint with absolute refusal to engage or reason with anyone who might question or have an alternate viewpoint. I’ve read a few of her articles and she doesn’t come across per say as a journalist rather a blogger writing opinion pieces and lecturing her audience whilst massaging her own ego. I avoid her print for lack of will to take her seriously as a journalist.


  • Posts: 24,714 [Deleted User]


    The English way is better, IMO. A shorter day with less money flung around. Sounds good to me!

    As one of the first people in the bar after the church and always one of the last to leave the residents bar (incl my own wedding) I would strongly disagree, the English way sounds very boring in compassion to the Irish way.


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  • Registered Users, Registered Users 2 Posts: 32,257 ✭✭✭✭odyssey06


    Has Una seen the lifestyle magazine her newspaper puts out on a saturday?
    Not much encouragement of frugality there.

    "To follow knowledge like a sinking star..." (Tennyson's Ulysses)



  • Registered Users, Registered Users 2 Posts: 21,407 ✭✭✭✭dxhound2005


    alloywheel wrote: »
    They are generally careful with money too the Germans, they still have one and two cent coins and would sometimes almost fight over one in a shop. They think we are mad with money in Ireland.

    They were not too careful with the new Berlin Airport. The waste going on there makes our Children's Hospital look frugal.


  • Posts: 0 [Deleted User]


    alloywheel wrote: »
    True enough, the Germans like to think of themselves as being efficient but are not always so.

    Indeed - being there very often I marvel at the lack of debit/credit card paying facilities. Cash is the only option in many cases. We are about 10 years ahead of them on that front.


  • Registered Users, Registered Users 2 Posts: 16,525 ✭✭✭✭whisky_galore


    alloywheel wrote: »
    Italy is indeed in trouble, it is in Recession. The wealthiest countries in Europe are generally and have been the northern countries.

    In modern times yes, the Scandinavians were pretty badly off and packing themselves into emigrant boats like us 100 or more years ago. Both Finland and Sweden had famines, the last major ones in Europe.


  • Registered Users, Registered Users 2 Posts: 13,503 ✭✭✭✭Mad_maxx


    I am reading a lot of negativity towards frugality.
    To me its a positive mindset.

    In Germany, they dont do debt. Credit cards are not used widely.
    The German word for debt - 'schuld' - is the same as the German word for 'guilt'

    Some people say you should spend your money on things,
    or experiences.
    You know what I like to spend my money on, and it gives me the most pleasure of all....
    Nothing

    I've no problem with debt, that's a different matter entirely, I mean good debt


  • Registered Users, Registered Users 2 Posts: 2,299 ✭✭✭Mr. teddywinkles


    I think some of it depends on how hard you work for your money too. Some people spend it wille nillie like it's nothing due to the job they have. I'll make it back next month handy enough attitude.


  • Registered Users, Registered Users 2 Posts: 9,761 ✭✭✭cgcsb


    I am reading a lot of negativity towards frugality.
    To me its a positive mindset.

    In Germany, they dont do debt. Credit cards are not used widely.
    The German word for debt - 'schuld' - is the same as the German word for 'guilt'

    Some people say you should spend your money on things,
    or experiences.
    You know what I like to spend my money on, and it gives me the most pleasure of all....
    Nothing

    German debt to GDP 64% marginally lower than Ireland.


  • Registered Users Posts: 646 ✭✭✭Space Dog


    They were not too careful with the new Berlin Airport. The waste going on there makes our Children's Hospital look frugal.

    Don't forget the Elbphilharmonie in Hamburg - 866 million for a concert hall!


  • Registered Users, Registered Users 2 Posts: 5,942 ✭✭✭topper75


    An article I read many moons back on those discount chain super rich German brothers (think they are both dead now) explained that they got as much satisfaction out of not spending money as Roman Abramovic got out of spending it.


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  • Registered Users, Registered Users 2 Posts: 32,257 ✭✭✭✭odyssey06


    topper75 wrote: »
    An article I read many moons back on those discount chain super rich German brothers (think they are both dead now) explained that they got as much satisfaction out of not spending money as Roman Abramovic got out of spending it.

    Coincidentally, we have a thread on Boards for similar people here...
    https://www.boards.ie/vbulletin/showthread.php?t=2057136862

    "To follow knowledge like a sinking star..." (Tennyson's Ulysses)



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