Free physical Revolut card

cormie · 12-12-2018 3:30pm

Thanks for that! I don't seem to have that "Payments" section on my account? My account is a business account, I wouldn't have thought it makes a difference for sending money, but maybe it does...

However... in the mean time, I noticed an option when sending money that you can actually change the currency you send it with paypal, so I tried send the amount and it seemed to only take about 200 off the account, instead of €208...

I don't think this option would be possible when doing an online store checkout though!

scamalert · 12-12-2018 3:34pm

wasnt there an option on paypal to have multiple currency accounts ? as if i go into my pp account it has option to manage currencies.

Am i correct to assume if i have gbp on revolut card and buying trough pp in pound it wouldn't go trough ? as mentioned above.

That said what about sites such as amazon will it take gbp out of account or will it try to convert euro if selected to pay in pounds <this might be asked before but input appreciated.

Quackster · 12-12-2018 3:40pm

OmegaGene wrote: »

There is a way to sort it, Revolut sent me a link on live chat a while back to sort it
Here is a copy and paste of what they sent

For future transfers, you can go on the Payments section on PayPal and then select "Pre-Approved Payments" and then select "Funding Sources" and then click on "Conversion Options” next to your card. This will give you the option to select "Bill me in the currency listed on the seller's invoice". Then click submit and save. This is not a guaranteed fix but it should prevent PayPal from applying their conversion again.

That option no longer exists as far as I can make out. When I navigate to www.paypal.com/myaccount/settings/payments the only options I see are 'automatic payments' and 'your preferred way to pay' and there's no 'conversion options' in there anywhere.

Each time you make a foreign-currency purchase though, the option to pay in the seller's currency should be offered as part of the checkout process as it's a legal requirement.

Quackster · 12-12-2018 3:42pm

cormie wrote: »

However... in the mean time, I noticed an option when sending money that you can actually change the currency you send it with paypal, so I tried send the amount and it seemed to only take about 200 off the account, instead of €20

But did it bill your card in £ or €?

Quackster · 12-12-2018 3:44pm

scamalert wrote: »

That said what about sites such as amazon will it take gbp out of account or will it try to convert euro if selected to pay in pounds <this might be asked before but input appreciated.

Amazon, by default, will try to do the currency conversion for you too unless you have it turned off in your account.

cormie · 12-12-2018 4:15pm

Quackster wrote: »

But did it bill your card in £ or €?

I checked the exchange rate on Revolut for £180, it seemed to be just over €200, so I put in €201, did the transaction on Paypal and it says "Spent £180" on Revolut, and says it's €200.04?

Says exchange rate is 1-0.8998

then says fee is €0.

TheChizler · 12-12-2018 11:33pm

cormie wrote: »

However... in the mean time, I noticed an option when sending money that you can actually change the currency you send it with paypal, so I tried send the amount and it seemed to only take about 200 off the account, instead of €208...

Sorry what do you mean by you tried to send it to PayPal? Send what currency to where?

TheChizler · 12-12-2018 11:35pm

cormie wrote: »

I checked the exchange rate on Revolut for £180, it seemed to be just over €200, so I put in €201, did the transaction on Paypal and it says "Spent £180" on Revolut, and says it's €200.04?

Says exchange rate is 1-0.8998

then says fee is €0.

If you go into the transaction in the Revolut app does it show an exchange or Sterling amount?

cormie · 13-12-2018 7:33am

I sent the £180 to the person I'm getting something from, I went to sent money and initially I was just putting in what they would receive (£180) and it was showing €208 EUR in the "what it would be sending on the left", then I realised you can change that to also be GBP, so it was then showing:

You will send £180, Person will receive £180.

Then it's showing up as the attached image in my revolut account.

batistuta9 · 13-12-2018 8:58am

Quackster wrote: »

That option no longer exists as far as I can make out. When I navigate to www.paypal.com/myaccount/settings/payments the only options I see are 'automatic payments' and 'your preferred way to pay' and there's no 'conversion options' in there anywhere.

Each time you make a foreign-currency purchase though, the option to pay in the seller's currency should be offered as part of the checkout process as it's a legal requirement.

It's there they've it buried though. You'd never find it, one of the best examples of a setting being hidden, probably deliberately

Payments
Manage automatic payments
Manage automatic payments page
Set available funding sources
Conversion options (needs to be done for every card)

TheChizler · 13-12-2018 10:02am

cormie wrote: »

I sent the £180 to the person I'm getting something from, I went to sent money and initially I was just putting in what they would receive (£180) and it was showing €208 EUR in the "what it would be sending on the left", then I realised you can change that to also be GBP, so it was then showing:

You will send £180, Person will receive £180.

Then it's showing up as the attached image in my revolut account.

Ah I see you were just checking out what PayPal's exchange rate was basically.

From the screenshot your Revolut was charged in Sterling anyway so you figured it out!

cormie · 13-12-2018 10:35am

batistuta9 wrote: »

It's there they've it buried though. You'd never find it, one of the best examples of a setting being hidden, probably deliberately

Payments
Manage automatic payments
Manage automatic payments page
Set available funding sources
Conversion options (needs to be done for every card)

That's it!! Thanks a lot! Now I wonder would it ever be a case where PayPal's rate is actually better?

antodeco · 13-12-2018 11:05am

I use the bank rate, but it means I end up being charged a currency exchange from BOI on top of the transaction. Will be loading my revolution from now on for all those purchases!

Kat1170 · 13-12-2018 12:30pm

antodeco wrote:

I use the bank rate, but it means I end up being charged a currency exchange from BOI on top of the transaction. Will be loading my revolution from now on for all those purchases!

Will you be wearing a Yellow Vest

Quackster · 13-12-2018 3:09pm

batistuta9 wrote: »

It's there they've it buried though. You'd never find it, one of the best examples of a setting being hidden, probably deliberately

Payments
Manage automatic payments
Manage automatic payments page
Set available funding sources
Conversion options (needs to be done for every card)

Ah, they've really hidden it now! I missed the 'manage automatic payments' step. For anyone else looking for it, the direct link is: https://www.paypal.com/ie/cgi-bin/webscr?cmd=_profile-merchant-pull-funding&buyer_hub

TheChizler · 13-12-2018 3:12pm

Quackster wrote: »

Ah, they've really hidden it now! I missed the 'manage automatic payments' step. For anyone else looking for it, the direct link is: https://www.paypal.com/ie/cgi-bin/webscr?cmd=_profile-merchant-pull-funding&buyer_hub

I had to look at that page 3 times before I saw the Set available funding sources link, they really don't want to encourage you to buy in the seller's currency.

cormie · 13-12-2018 4:45pm

I wish I got that guys name from Paypal so I could ring him back now! :pac:

gmisk · 13-12-2018 4:49pm

bazz26 wrote: »

Yes you have to pay the Government stamp duty. On Revolut debit card it's charged 12c per ATM transaction and capped at €2.50 per year for ATM only transactions. If you use it for both ATM and card transactions then the cap is €5 just like any other debit card here. You can blame the Irish Government for that.

https://community.revolut.com/t/irish-customers/3901

It's also worth noting that Revolut charge higher exchange rates on weekends than weekdays. They are still cheaper than your bank though and their currency exchange rates on weekdays are interbank rates so near identical to those on xe.com.

I take out the limit free per month from atm (200 pounds) and I dont remember being charged any transaction fees?
Use it regularly in northern ireland.

cormie · 13-12-2018 5:20pm

Is anyone else not able to view statements on transactions? Tapping the button does nothing most of the time, other times it just shows a little spinny loading icon for a second, but then nothing happens?!

rustledjimmies · 13-12-2018 6:01pm

cormie wrote: »

Is anyone else not able to view statements on transactions? Tapping the button does nothing most of the time, other times it just shows a little spinny loading icon for a second, but then nothing happens?!

Working fine for me.

irishgeo · 13-12-2018 6:15pm

cormie wrote: »

Is anyone else not able to view statements on transactions? Tapping the button does nothing most of the time, other times it just shows a little spinny loading icon for a second, but then nothing happens?!

try removing the app and reinstalling it.

Wheety · 13-12-2018 7:23pm

gmisk wrote: »

I take out the limit free per month from atm (200 pounds) and I dont remember being charged any transaction fees?
Use it regularly in northern ireland.

I've only taken money out once and was definitely charged the 12c. Don't take out money often as I use the card to pay for things.

Quackster · 13-12-2018 8:01pm

gmisk wrote: »

I take out the limit free per month from atm (200 pounds) and I dont remember being charged any transaction fees?
Use it regularly in northern ireland.

The 12c stamp duty only applies when using ATMs in the Republic of Ireland.

cormie · 13-12-2018 10:51pm

irishgeo wrote: »

try removing the app and reinstalling it.

No luck I'm afraid

rustledjimmies · 13-12-2018 11:20pm

Should be some interesting developments to look forward to: https://blog.revolut.com/we-got-a-banking-licence

Pintman Paddy Losty · 20-12-2018 11:41am

Has anyone ordered their physical card recently? Mine was due to arrive on 17 December at the latest but still no sign. I'm reluctant to reorder just in case it's slow given the time of year.

Anyone else delayed in getting theirs?

Gerard93 · 20-12-2018 12:04pm

Has anyone ordered their physical card recently? Mine was due to arrive on 17 December at the latest but still no sign. I'm reluctant to reorder just in case it's slow given the time of year.

Anyone else delayed in getting theirs?

Mine due also 17th but I got it few days previous was surprised as I thought it would be delayed with Xmas etc

coldfire1x · 20-12-2018 12:55pm

Just saw a mail from Revolut, free card until Christmas Day for new customers.

Over the next few months, we’ve got some neat things coming your way. From budgeting controls per category to commission-free stock trading, you’re in for a treat.

Right now, you probably know someone who is travelling overseas for Christmas or looking to budget their spending in the New Year, so why not let them know about Revolut?

From now until Christmas Day, all new customers can order their first Revolut card for free. So, if you’re looking for that last minute stocking filler, let your friends, family and colleagues know! And remember, Revolut is better with friends!

coldfire1x · 20-12-2018 3:28pm

OmegaGene wrote: »

Sure isn’t that what the thread is about

It was about Cyber Monday offer I guess. Didnt see anyone mentioning about the current one. Hance the post.

gmisk · 20-12-2018 3:32pm

Quackster wrote: »

The 12c stamp duty only applies when using ATMs in the Republic of Ireland.

Ah that makes sense, I would only ever use outside ROI.

Free physical Revolut card

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