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23-05-2021, 22:18   #31
sporina
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Yes, you're completely wrong.
oh so what happens to one's money if they have not made a will?
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23-05-2021, 22:21   #32
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The fact is the less money you can live on, the and more free and independent you will be.

No point earning 70k year if you spend 75k year, the man on 20k a year who can happily live on 15k is better off than you, and far more free and independent.
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23-05-2021, 22:21   #33
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oh so what happens to one's money if they have not made a will?
Search for 'dying intestate ireland' and educate yourself.
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23-05-2021, 22:22   #34
pgj2015
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oh so what happens to one's money if they have not made a will?


It gets divided among the persons family. starting with his closest relatives, siblings etc.

A lot of people think the same as you and I have seen them put pressure on their family members to make a will and favor them usually, oh you better do it so the government doesn't get it etc.
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23-05-2021, 22:23   #35
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Firstly, anyone with access to BBC and Blue Peter made toys out of cardboard boxes in the 80's. Or RTE and Bosco. Ann and Frank were masters of the glue stick, toilet roll and blunt nosed scissors, along with every child and their mother in Ireland. The 80's was a tight decade for a great many, but to equate it to the experiences of those experiencing life a child with parents who had been through 'The Emergency' is just pointless. They were not at all the same thing and only ignorance would lead one to think otherwise.

Secondly, for many a man of his generation and even our own, going to work is how one feels valued and to have a place and a purpose. It's bloody ridiculous to think that a pensioner who's worked and paid for his travel pass through decades of public service should be ridiculed by the OP because he takes the bus down the road to the old works canteen to have a bite to eat and doubtless a chat with some folks he'd worked with for years. Sure what else is an old bachelor to be doing? Porsche 911? A fortnight in Ibiza? A week in Vegas blowing his savings on the tables, coke and hookers?

As a man working for the ESB through the 70's and 80's, that man would have spent a time paying more than 60 pence in tax for every punt he earned. He would have seen the lunacy of tradesmen (likely as one himself) buying family homes, then holiday homes, then investment apartments. And what good did it do for most of them? He would have seen society change, his surrounds in Dublin change many times, his workplace become full of university educated middle and junior managers, while his apprenticeship, experience and increasing years would have had many of same look down their noses on him.

There's nothing to say that fella didn't enjoy his lunch, his chats, his work, his friendships, a few pints, sitting by the canal docks watching the swans or feeding ducks, a fresh cod and chips and a read of the newspaper enough to be happy living the life he lived. The absolute rubbish people come up with, thinking they're superior in some way because they spend what they have or more than it, thinking there's something wrong with the other fella.

There no talking to some eejits though.
405 words in reply? Dear lord, I must have really hit a nerve.

Someone who has hundreds upon thousands of euro (or potentially millions) in the bank of on the day of their death at some point in life, had money and chose not to spend it.

If they're going out and putting their bins in other people's waste and the likes, while also sitting on said money, they are a complete and utter miser and hoarding money on the backs of others. It's mean, tight fisted and not a nice trait at all.

I enjoy spending my money and especially enjoy spending it on friends and family. It's literally there to be spent. I'll always have a nest egg and some investments, but to sit on the rest and hoard money for the sake of it reminds me of Scrooge Mc Duck swimming in his pool of gold.
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23-05-2021, 22:24   #36
sporina
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It gets divided among the persons family. starting with his closest relatives, siblings etc.

A lot of people think the same as you and I have seen them put pressure on their family members to make a will and favor them usually, oh you better do it so the government doesn't get it etc.
thanks for that - my will is sorted but every day really is a school day. thanks again
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23-05-2021, 22:27   #37
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Sorry he left behind 1.9 million , all to a niece, is the tax limit not 35k, I actually think it's 32.5k but anyway. The niece will have to pay c.g.t. @ 33% on the rest???
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23-05-2021, 22:27   #38
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thanks for that - my will is sorted but every day really is a school day. thanks again


No problem. lots of people don't make wills for some reason.
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23-05-2021, 22:28   #39
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Life is for living.

Its certainly more prelevant in Ireland being tight and saving money.

I never cane across it in England as much or France people live in the moment more and take the good times and bad times as they come.

In Ireland there seems to be such a fear of the bad times they forget to enjoy the good times.
There's an in grained folk memory there, Ireland until relatively recent generations was one of the poorest nations in Europe and knew great poverty. There was no white privilege that's for sure.
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23-05-2021, 22:29   #40
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As someone who is very frugal, it warms my heart that there are people like me out there. Granted some things I was reading in the original post about this guy I thought was a bit excessive but I'm sure he enjoyed a simple life and didn't want to throw money away. I would be the exact same and I don't think there's anything wrong with it as long as you don't compromise your life negatively and the exact same can be said on the inverse.
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23-05-2021, 22:31   #41
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As someone who is very frugal, it warms my heart that there are people like me out there. Granted some things I was reading in the original post about this guy I thought was a bit excessive but I'm sure he enjoyed a simple life and didn't want to throw money away. I would be the exact same and I don't think there's anything wrong with it as long as you don't compromise your life negatively and the exact same can be said on the inverse.
If you could bring it with you, Would you ?
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23-05-2021, 22:32   #42
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If you could bring it with you, Would you ?
What do you mean?
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23-05-2021, 22:33   #43
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405 words in reply? Dear lord, I must have really hit a nerve.

Someone who has hundreds upon thousands of euro (or potentially millions) in the bank of on the day of their death at some point in life, had money and chose not to spend it.

If they're going out and putting their bins in other people's waste and the likes, while also sitting on said money, they are a complete and utter miser and hoarding money on the backs of others. It's mean, tight fisted and not a nice trait at all.

I enjoy spending my money and especially enjoy spending it on friends and family. It's literally there to be spent. I'll always have a nest egg and some investments, but to sit on the rest and hoard money for the sake of it reminds me of Scrooge Mc Duck swimming in his pool of gold.
You did a word count and you think I hit a nerve?

The great thing about people is we're all different, and that man wasn't you. His money, his life, his choices. No skin off my nose, nor should it be off your own.

The notable thing for me is that you're heavy into talking about you, your choices, your money, your ideas about another person you never met and whose path you likely never crossed.

The funny thing is that the man's dead. He can't care less. The only people who care are the the OP (telling his very one sided story about a man he's clearly fiercely jealous of) and folks who think he was a miser, a skinflint, a scrooge or whatever other names you'd like to give to someone you don't know and who can't explain his choices to you. You can't know a single thing about where he did spent a few pounds down through the years, who he gave donations to, who he helped along the way. But fire away there and judge him if labelling him as some tightwad helps you feel better about who you are.

In any case, fair play to him. No mean feat to put aside an inheritance for his niece like that on a jobbers income with the ESB.
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23-05-2021, 22:33   #44
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I don't think there's anything wrong with it as long as you don't compromise your life negatively.
This!!! and unfortunately the man from the o.p. certainly sounded like he did.
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23-05-2021, 22:34   #45
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I don't think there's anything wrong with it as long as you don't compromise your life negatively.
This!!! and unfortunately the man from the o.p. certainly sounded like he did.
Why ? happiness has nothing to do with how much money you spend
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