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Classic insurance - companies & brokers
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Although the 20yr rule isn't set in stone, I really don't think you have a chance of getting a classic policy for a '92 car. If you had a fleet of other classics, maybe, but really they will just look on it as a second car.
Lovely motor though.
The problem is..........it's a 3-series
:D
No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?
My 93 968 gets Classic ins at Eur406, and my 94 goes classic next year.
What's not to like??:D
Oh, a 996.............hmmmmmOde To The Motorist
“And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road”
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The problem is..........it's a 3-series:D
No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?
No, not quite. Its an e30 3 series convertible, the previous generation 3 series, ie the eighties model. Production of the saloons and coupes were phased out in 1991 but convertibles and tourings (estate models) went on until 1993, and theres even the odd 94 around.
Here's a pic,
Whats meant by a current car?0 -
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The problem is..........it's a 3-series:D
No, really - it's still seen as a 'current model' car - which, tbh, it is. Yours would have been available until....99?
My 93 968 gets Classic ins at Eur406, and my 94 goes classic next year.
What's not to like??:D
Oh, a 996.............hmmmmm
hi Galway tt,
just wondering where you are getting your 968 insured for 406euro.just got my renewal in for my 944turbo 653 euro from carole nash. getting a bit high.is your insurance fully comp or third party fire and theft.
yours sincerely
paul ormond.0 -
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I'm having a similar problem to SOGOOD in that my car isn't classic yet. I have a 1990 BMW 316i in mint condition with only 15,100 miles. I've had the car valued at €10,000
I recently found out that Hibernian will only insure me for 'market value', which for a 20 year old 316i is €1500-€2000 and is a car with probably 160,000 miles and rusty wheel arches!
Other insurers are the same, and for classic insurance require that it's a 2nd car and/or be 25/30 years old. I could arrange it as a 2nd car by putting my fiancé’s car under my name, but it's still not old enough.
Would anyone have any suggestions how I can get it insured for it's actual value?
Thanks in Advance,
Nick
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Thanks for your advice Anan1. I've been on to Hibernian many times with no success. They even said they wouldn't be interested if I paid for an independent valuation.
However just this afternoon I had a breakthrough - Hibernian are doing classic car insurance but through the branches only - I was always talking to their call centre. They require that you prove named insurance on another car, but that doesn't have to be with Hibernian. They also want photos as you rightly pointed out.
BTW, I think the car was valued at €10k because of it's original condition & little over one year of mileage - for example the boot has never been used and the back seats have never been sat in - and it's custom-fitted cover keeps it that way. . Do you think it's worth a lot less that that?
Nick 0 -
nicholas.murphy wrote: »I'm having a similar problem to SOGOOD in that my car isn't classic yet. I have a 1990 BMW 316i in mint condition with only 15,100 miles. I've had the car valued at €10,000
I recently found out that Hibernian will only insure me for 'market value', which for a 20 year old 316i is €1500-€2000 and is a car with probably 160,000 miles and rusty wheel arches!
Other insurers are the same, and for classic insurance require that it's a 2nd car and/or be 25/30 years old. I could arrange it as a 2nd car by putting my fiancé’s car under my name, but it's still not old enough.
Would anyone have any suggestions how I can get it insured for it's actual value?
Thanks in Advance,
Nick
Thats a nice looking car Nick, exceptional mileage too! How come? It looks just like my Beemers' little brother, same colour too! it's frustrating that so many "relevant" bodies see our cars as metal and plastic, a means of transport and thats all! As with all things, its worth what someone is prepared to pay for it. One strange paradox of sorts is this, insurance companies will say "its only worth xxx according to our calculations, so therefore, we will only give you xxx for it. The VRT people on the other hand, manage to come up with over inflated current market values on imports, therefore saying " we are going to charge you xxx and then some!"0 -
Thanks SOGOOD . . . it's a little off this thread's topic . . . but nearly 7 months of searching, endless phone calls, 3 trips to the UK, dealer checks, documentation checks, tears . . . is the way I found exceptionally low mileage! Worth it in the end though.
To update my previous post, a very helpful person in Hibernian Dun Laoghaire has given me a fully comp policy at my valuation for under €300 providing I can prove insurance on another car, provide documentation & photos, and keep mileage below 2000 per year. I'm just waiting on the policy documents to check all this is correct. Lesson learnt is to go to the branch and avoid the call centres.
Hope this helps everyone.0 -
It looks like a lovely car, and I think it should be worth €10,000. But i'm sure you know as well as I do what the market's like these days. FWIW, I got Hibernian to cover a 911 for me, comp, agreed value €24k, for €250.nicholas.murphy wrote: »Thanks for your advice Anan1. I've been on to Hibernian many times with no success. They even said they wouldn't be interested if I paid for an independent valuation.
However just this afternoon I had a breakthrough - Hibernian are doing classic car insurance but through the branches only - I was always talking to their call centre. They require that you prove named insurance on another car, but that doesn't have to be with Hibernian. They also want photos as you rightly pointed out.
BTW, I think the car was valued at €10k because of it's original condition & little over one year of mileage - for example the boot has never been used and the back seats have never been sat in - and it's custom-fitted cover keeps it that way. . Do you think it's worth a lot less that that?
Nick0 -
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Talked to them and nothing older that mid 80's.
Got renewal quote from AXA for €310,
Just called Carole Nash, and got it for €208, 4000 miles, fully comp on a 1.9L 1969 Classic. 0 -
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