AIB Rewards

JamesReeves · 10-05-2017 10:45am

So spent money in Boots last week, got the email a day later and today got the fiver into my account. Yay!

hoping for a tenner from Lidl in the next few days or so

NinetyForNone · 10-05-2017 11:02am

maybe off topic but is it the retailer that 'takes the hit' for the moneyback?

Alun · 10-05-2017 11:10am

keane2097 wrote: »

When I registered my second card it took a day or two but eventually all offers ended up being available for both cards.

I registered both cards one after the other, within a few minutes.

Nemeses2050 · 10-05-2017 11:10am

NinetyForNone wrote: »

maybe off topic but is it the retailer that 'takes the hit' for the moneyback?

I'm only guessing, but as Visa are the promoters of this offer, they probably take a bigger hit, followed by Bank and then the retailer.

BadCharlie · 10-05-2017 11:38am

Registered on Sat. Did the shop in Lidl on Sunday but still noting.
Might have done something wrong? did not get an e-mail saying its been processed. Spent €78

Seve OB · 10-05-2017 11:39am

I would imagine the retailer has to be paying something towards it. it's not as if they don't know about it, they are basically advertising for business.

Basq · 10-05-2017 12:29pm

BadCharlie wrote: »

Registered on Sat. Did the shop in Lidl on Sunday but still noting.
Might have done something wrong? did not get an e-mail saying its been processed. Spent €78

Still waiting myself... I did a shop on Saturday.

I can see the following on my account:

Screen_Shot_2017-05-10_at_12.20.13.png

But no e-mail or reimbursement has hit the card yet.

nikkibikki · 10-05-2017 12:34pm

TheDriver wrote:

Is that on the rewards page? I looked for it few days ago but didn't see it. My local topaz is not owned by topaz and payment is always a weird company name so don't know how they'd know it was topaz.

I selected the Topaz reward and there's a map showing nearest shops.

choons · 10-05-2017 1:07pm

choons wrote: »

Signed up and spent €36 in Lidl today. Will report back . . .

Success, €10 in my account this morning.

Interestingly, I did not get an email!

BadCharlie · 10-05-2017 3:31pm

Basq wrote: »

Still waiting myself... I did a shop on Saturday.

I can see the following on my account:

But no e-mail or reimbursement has hit the card yet.

Thanks, just checked my AIB rewards account & its the same for me.

So far,
Never got the e-mail like others.
Noting showing in the account but i think it will come now its showing on the AIB Rewards.

Neames · 10-05-2017 5:57pm

Logged in.

No offers available.

Anyone else encounter this?

Bob Z · 10-05-2017 5:59pm

Denisoftus wrote: »

Being such a loyal BOI customer I'm starting to think of switching:
- no reward cards
- no Apple Pay
- no mobile app with charge notification (3-4 days lag before it appears online)
- no security tokens
- etc....

OMG, when will they upgrade?

Sorry of off topic, just can't stand it anymore.

whats a security token?

L1011 · 10-05-2017 6:02pm

Denisoftus wrote: »

- no reward cards

SV points on credit card purchases for some time now

Everything else - yes, their IT systems are archaic and they take years to add anything.

masterboy123 · 10-05-2017 8:58pm

So today i did purchase of 40e in Lidl and 55e in Topaz. Will wait few days and see the magic. I used credit card so might take few extra days.

Will update you guys!

Gilma2010 · 10-05-2017 9:13pm

Registered Saturday, filled up in Topaz and shopped in Lidl on Sunday. Got the emails today confirming cash back processing. Thanks to OP and all the contributors. Communions this weekend so I needed to save some cash!

byte · 10-05-2017 11:03pm

Basq wrote: »

Still waiting myself... I did a shop on Saturday.

I can see the following on my account:

But no e-mail or reimbursement has hit the card yet.

Exact same for me. Hopefully it'll be in my account by the end of the week.

Basq · 11-05-2017 8:25am

byte wrote: »

Exact same for me. Hopefully it'll be in my account by the end of the week.

€10 just appeared in my account this morning!

athtrasna · 11-05-2017 8:44am

Registered last Thursday. Spent over the required amount in Boots and Topaz and did some online shopping in M&S over the weekend.

No emails, no money. Have sent them a message through the rewards site

ShiverinEskimo · 11-05-2017 8:51am

Severe lack of patience being shown folks. If you spent money over the weekend it wouldn't have come off your card until Monday (even Tuesday). It's only Thursday.

athtrasna · 11-05-2017 8:57am

ShiverinEskimo wrote: »

Severe lack of patience being shown folks. If you spent money over the weekend it wouldn't have come off your card until Monday (even Tuesday). It's only Thursday.

There's pages of posts from people who at least got an email. I checked pending in my account and nothing. It's not impatience it's concern!

ShiverinEskimo · 11-05-2017 9:04am

There are other posts from people who got no email but have the refund noted on their rewards account too though.

I'd be giving it more than 2/3 days before sending emails to them is all I'm saying. Banks move money slowly. Been a policy for decades.

Basq · 11-05-2017 9:17am

athtrasna wrote: »

No emails, no money. Have sent them a message through the rewards site

I never got an e-mail... I only got my reimbursement to my account this morning after spending the required amount in Lidl on Saturday.
It does take time... if it appears on the website, it'll come.

draiochtanois · 11-05-2017 9:39am

This post has been deleted.

keane2097 · 11-05-2017 9:42am

I did my groceries in Lidl on Sunday, got the email late last night (this was with CC rather than DC). The transaction is listed under Offer History on the site now also. No money in the account yet.

The Lidl offer has now disappeared from my list of offers, so it looks like you can't use the same offer with two different cards from the same bank.

Interestingly, my PTSB card also has a Lidl offer (€5 back on €30 spend) and that seems to still be active. Just need to remember the pin for it now :rolleyes:

gazzaman22 · 11-05-2017 10:04am

I had 3 cards registered to the one account, I deleted 2 of them, And set up new accounts for each, Using the "adding the dot . with my gmail account"
Have offer available on all three cards now, So if you do loose the offer this is a way around it.

Del007 · 11-05-2017 10:15am

gazzaman22 wrote: »

I had 3 cards registered to the one account, I deleted 2 of them, And set up new accounts for each, Using the "adding the dot . with my gmail account"
Have offer available on all three cards now, So if you do loose the offer this is a way around it.

How can you have 3 cards to the one account?

gazzaman22 · 11-05-2017 10:36am

Del007 wrote: »

How can you have 3 cards to the one account?

You Just Add a Card to your account

daheff · 11-05-2017 12:17pm

I heard about this on the radio today. They mentioned the Lidl deal is only for 2 weeks. So what happens after that? Is there no deal with Lidl or is it replaced by another deal?

My fear is you sign up for this (probably a 12 mth contract), you pay a little extra bank fees in the hope of getting rewards, only for the rewards to dry up

celticbhoy27 · 11-05-2017 12:19pm

daheff wrote: »

I heard about this on the radio today. They mentioned the Lidl deal is only for 2 weeks. So what happens after that? Is there no deal with Lidl or is it replaced by another deal?

My fear is you sign up for this (probably a 12 mth contract), you pay a little extra bank fees in the hope of getting rewards, only for the rewards to dry up

There's no contract. Whether the deals deteriorate or not it's better than getting nothing for your purchases which was the case

Nemeses2050 · 11-05-2017 12:25pm

daheff wrote: »

I heard about this on the radio today. They mentioned the Lidl deal is only for 2 weeks. So what happens after that? Is there no deal with Lidl or is it replaced by another deal?

My fear is you sign up for this (probably a 12 mth contract), you pay a little extra bank fees in the hope of getting rewards, only for the rewards to dry up

there's No contracts and NO Extra charges - only what you currently pay depending on your usage.

SteelyDanJalapeno · 11-05-2017 12:37pm

Nemeses2050 wrote: »

there's No contracts and NO Extra charges - only what you currently pay depending on your usage.

There's no stamp duty?

Seve OB · 11-05-2017 12:56pm

TiltedBrain wrote: »

There's no stamp duty?

why the hell would there be stamp duty?

SteelyDanJalapeno · 11-05-2017 12:57pm

Seve OB wrote: »

why the hell would there be stamp duty?

Most accounts do

Seve OB · 11-05-2017 12:58pm

TiltedBrain wrote: »

Most accounts do

such as?

Uncle Mclovin · 11-05-2017 1:08pm

Quick question.

I spent €60 on diesel in Topaz in county Limerick. When I signed up for rewards I selected my address as Limerick and it shows 5 or 6 stations around the city. I didn't buy the fuel in any of them.

I didn't get the cash back yet and it hasn't shown up in my offers retrieved or anything. I purchased maybe on Friday last week.

So just wondering do you have to buy from selected Topaz's in your vicinity?

L1011 · 11-05-2017 1:12pm

Seve OB wrote: »

such as?

There is stamp duty on all bank cards. If a bank isn't charging you it, they're paying it for you.

12c per transaction on ATM and debit cards capped at 2.50 (ATM) 5 (debit) a year
30 euro a year on credit or charge cards.

Bob Z · 11-05-2017 1:14pm

daheff wrote: »

I heard about this on the radio today. They mentioned the Lidl deal is only for 2 weeks. So what happens after that? Is there no deal with Lidl or is it replaced by another deal?

My fear is you sign up for this (probably a 12 mth contract), you pay a little extra bank fees in the hope of getting rewards, only for the rewards to dry up

you arent really losing anything apart from the time to sign up. Maybe the rewards will dry up but hopefully more rewards will be added and more shops will come aboard

Nemeses2050 · 11-05-2017 2:21pm

TiltedBrain wrote: »

There's no stamp duty?

There's no additional stamp duty, as you already pay for owing credit card or debit card. This is just a reward scheme at no additional charges.

SteelyDanJalapeno · 11-05-2017 2:22pm

Nemeses2050 wrote: »

There's no additional stamp duty, as you already pay for owing credit card or debit card. This is just a reward scheme at no additional charges.

Ah okay, I'm not currently with AIB

keane2097 · 11-05-2017 2:26pm

TiltedBrain wrote: »

Ah okay, I'm not currently with AIB

PTSB have it as well if you happen to be with them.

SmallTeapot · 11-05-2017 2:46pm

Thanks op. Went shopping in Lidl on Saturday last and received 10euro into my account this morning. Also went to boots yesterday and spent over 30euro, so should be due my fiver at some stage

My fuel tank is also due a fill soon, so reckon I'll avail of the Topaz offer before the deadline

Re emails: You can sign up to receive notifications for pending rewards & upcoming offers via the dashboard iirc

Seve OB · 11-05-2017 4:39pm

L1011 wrote: »

There is stamp duty on all bank cards. If a bank isn't charging you it, they're paying it for you.

12c per transaction on ATM and debit cards capped at 2.50 (ATM) 5 (debit) a year
30 euro a year on credit or charge cards.

yea I know all that

but Tilted Brain mention that accounts have stamp duty. no accounts incur stamp duty. stamp duty is on the cards as you point out

he questioned if there would be stamp duty on the rewards deals, but as above, stamp duty is per the card so not applicable

suave.4u · 11-05-2017 6:46pm

Looks like everyone is going to jump on the bandwagon now.
http://www.newstalk.com/How-to-get-cashback-on-your-card-transactions

For Forks Sake · 11-05-2017 7:00pm

suave.4u wrote: »

Looks like everyone is going to jump on the bandwagon now.
http://www.newstalk.com/How-to-get-cashback-on-your-card-transactions

That's not a bad thing. The more people signed up for it, the more retailers will want to get on board with the scheme.

UsedToWait · 11-05-2017 9:34pm

Uncle Mclovin wrote: »

Quick question.

I spent €60 on diesel in Topaz in county Limerick. When I signed up for rewards I selected my address as Limerick and it shows 5 or 6 stations around the city. I didn't buy the fuel in any of them.

I didn't get the cash back yet and it hasn't shown up in my offers retrieved or anything. I purchased maybe on Friday last week.

So just wondering do you have to buy from selected Topaz's in your vicinity?

Mine wasn't listed on the selected ones, but was on the wider Google map linked to on the site.
I got my cash back notification earlier..

Toastytoes · 11-05-2017 9:43pm

Creamy Goodness wrote: »

if you spend over €5000 on the card within a 12 month period and earn over €40,000, not exactly the target audience of people looking to get money off in Lidl. and I'm not in need of another credit card even though I pay it off fully per month.

I have this card and will gladly take the money off in Lidl

JamesReeves · 11-05-2017 10:24pm

As someone who has gotten mails ... I spent money in boots on a Friday and got e-mail on Sunday.

Went to Lidl on Monday and got mail on Wednesday

Seems to be about 48 hrs give or take from transaction to getting confirmation e-mails

JamesReeves · 11-05-2017 10:26pm

So I've used a couple of offers,

Boots, Lidl, Butlers and Elverys

What sort of place would you like to see on it and what offers? Also do you think that it's just going to be Very good offers for the first few weeks until they get more people signing up then drop significantly to useless ones?

Anyone been a member of the PTSB rewards can you advise if the offers fizzle out or stay great?

keane2097 · 11-05-2017 10:32pm

JamesReeves wrote: »

So I've used a couple of offers,

Boots, Lidl, Butlers and Elverys

What sort of place would you like to see on it and what offers? Also do you think that it's just going to be Very good offers for the first few weeks until they get more people signing up then drop significantly to useless ones?

Anyone been a member of the PTSB rewards can you advise if the offers fizzle out or stay great?

They have the same topaz offer at the moment and 5 off 30 spend in lidl.

They have the h&m and boots ones also. Mostly it's similar to what AIB have currently.

Seve OB · 11-05-2017 10:54pm

suave.4u wrote: »

Looks like everyone is going to jump on the bandwagon now.
http://www.newstalk.com/How-to-get-cashback-on-your-card-transactions

yea it was discussed on the breakfast show this morning also

AIB Rewards

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