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New home sale in Belmont, Stepaside, Dublin 18

2456723

Comments

  • Registered Users Posts: 87 ✭✭Jolisa94


    Hi all,
    We put a deposit down the first weekend of October and our solicitor only got the contract during the week, so haven't got any feedback from him yet, judging by the issues raised in the previous posts on this thread, looks like there is still a long road ahead.
    Has anyone actually completed yet? The first phase was sold in August and was due to be ready in October according to SherryFitz (or, according the the builder, mid September - but we never believed that one!!!) Almost one month later and I don't think anyone has moved in yet. There are still barriers across the entrance.
    They don't seem to have made much progress recently, so we plan to go over tomorrow and see if we can have look at 'our' house and see what's happening.


  • Registered Users Posts: 29 Jared20130204


    Hi All,

    I drove past there earlier and the entrance is completely blocked, contrary to agent advising that people would be moving in this weekend?
    Also, given Abrahams snag, it appears that these guys aren't getting very far with the builds. I notice no one has actually posted here that has completed, even though I have also been advised that a number of people have signed contracts.

    The developers solicitors have requested the deposit be given directly to the developer. Normal practice is to give this deposit to the solicitors in trust until keys are exchanged.
    Would anyone have any idea why developers want this cash upfront?

    It's quite worrying at this stage.


  • Registered Users, Registered Users 2 Posts: 6,003 ✭✭✭handlemaster


    Hi All,

    I drove past there earlier and the entrance is completely blocked, contrary to agent advising that people would be moving in this weekend?
    Also, given Abrahams snag, it appears that these guys aren't getting very far with the builds. I notice no one has actually posted here that has completed, even though I have also been advised that a number of people have signed contracts.

    The developers solicitors have requested the deposit be given directly to the developer. Normal practice is to give this deposit to the solicitors in trust until keys are exchanged.
    Would anyone have any idea why developers want this cash upfront?

    It's quite worrying at this stage.

    Sounds like they need the cash !!


  • Registered Users, Registered Users 2 Posts: 4,002 ✭✭✭Theboinkmaster


    How the fvck have you all not run a mile by now


  • Registered Users Posts: 87 ✭✭Jolisa94


    Nobody has moved in yet. We were over there earlier today to see what progress has been made on our house, not very much. Would be surprised if it were ready before February.
    Talked to a couple of the guys on site and they said the first people should be moving in from Monday week and they were working on a Sunday to get everything finished in time.
    Jared's post is a bit worrying - it's not normal to give the deposit to the builder directly, must be running short on cash. Guess the delay in delivering the first phase means they are now short on cash to continue building phase two.


  • Registered Users Posts: 3 Zaza22


    The list of issues is starting to pile up!
    We saw that the floor plan included in our contract does not match the house we put a deposit on. We are wondering if the plans per the original planning permission have not been updated. Has anyone else come across this issue?


  • Registered Users Posts: 113 ✭✭McDook


    How the fvck have you all not run a mile by now

    We did, but its hard once you are emotionally invested.
    There are nothing but alarm bells going off now.
    And it looks like the developers are now looking for interest free loans too. They want the deposit instead of the solicitors.

    I wonder how many of the people going ahead will be back in this thread in the future telling horror stories though. I certainly hope not.


  • Registered Users, Registered Users 2 Posts: 2,517 ✭✭✭NinjaTruncs


    Zaza22 wrote: »
    The list of issues is starting to pile up!
    We saw that the floor plan included in our contract does not match the house we put a deposit on. We are wondering if the plans per the original planning permission have not been updated. Has anyone else come across this issue?

    I was thinking this the other day, when I went to see Phase 1, the agent said that phase 2 wouldn't differ too much from phase 1. However they are considerably different, while talking to a different person while looking at phase 2 she said that they took on board feedback from buyers and changed phase 2. So in my opinion there are two options

    1. The first agent was full of **** the first time not wanting to take away from the phase one properties, I know I'd hold off on buying if I was told there would be better laid out housing coming along
    2. They did actually alter the plans after selling out of phase 1 units, however I don't see how they could have gotten new plans and permission to make the changes in that time.

    Option 1 is probably what's happened here, but that doesn't instill confidence in the agents. However with what you are saying option 2 could be a possibility.

    On a different note don't believe for a second when anyone, either agent or builder say "that'll be fixed/cleaned for when you move in." Don't sign off on anything until the property is complete in your eyes. From the sounds of it they are calling people in to do the snagging for them.

    4.3kWp South facing PV System. South Dublin



  • Registered Users Posts: 87 ✭✭Jolisa94


    Which house are you buying Zaza? We saw a new planning permission notice dated 19/11/13, you can see it on the dlrcoco site http://planning.dlrcoco.ie ID nr D13A/0611

    McDook, you mentioned the halting site in a previous post, what else made you rethink your decision?


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  • Registered Users Posts: 29 Jared20130204


    Hi ,

    I’m not pulling out until my Solicitor, who has done a very thorough job so far, advises on the queries he has raised.
    Overall though, I was happy with buying this place and I didn’t think I was opting into a crazy frenzy type, non considered purchase.
    I opted out of the crazy bubble days, as I simply thought the value wasn’t there back in 2007 etc.
    I have spent 10 months looking to buy this year and although I have seen this mini spike of 12% increases in south county Dublin, I steered clear of houses that were being bid up too much( which is happening and I am sure some places are being sold over their worth, where a few bidders get involved)

    Belmont represented a fair price for the space and I was excited, thinking…finally, the builders get it!
    They need to build good properties and offer them at a fair price, which in turn leads to cash in the bank and they go on to build more of these houses that are in demand in south county Dublin…Simple I thought!
    I think a lot of people on this thread are in the same boat and it is massively unfair to throw such a curveball like the one thrown with those contracts riddled with issues!

    ( Unless of course they don’t want us to sign, so they can relaunch at a higher price?!,
    Quite possible given the arrogance so far…. Maybe they assume because there’s a little spike in the property recovery, prices will go up forever !!??…. Didn’t that thinking get us into a world of trouble before??)
    Anyway, I won’t be paying over what I agreed and I won’t be handing a cent over to anyone until the queries are answered to my satisfaction.

    January will see a lot of new houses come on, so although I was gutted last week over all this, I’m thinking…It’s not the only place out there!


  • Registered Users Posts: 3 Pom101


    Hi All,

    We viewed and placed the booking deposit on one of the phase 1 houses in mid-august, closing the contracts has become a nightmare.

    There are several contractual issues with the houses in Belmont, Stepaside.

    1. The vendors solicitors made several errors when formulating the contracts - my solicitors had over 20 issues / queries but the main, most worrying, aspects are the land registration and a potential charge against the land from AIB bank.

    2. The land registration issue was basically(my understanding) a failure of the vendors solicitor to register the title deeds and zoning of the development correctly (this is the main point but there were several other problems) - the developers solicitor has reapplied have the land registry and, the last I heard, it has gone to the mapping department - how long this takes to sort out is anyone's guess!!!

    3. I don't fully understand this one but apparently there is an outstanding charge against the land for monies owed to AIB, basically AIB could sometime in the future seek recovery of this charge. Who would have to pay this charge is anyone's guess, my guess is that they will seek the monies from whoever owns the house - this will not be the developer.

    The vendors solicitor is unable to provide proof that the AIB charge has been discharged by NAMA and this is a big problem, as it may prevent your bank from releasing the mortgage to you.

    I drove past the development this evening and the gates are still locked - no one is at home.

    Is anyone else finding themselves in the same situation?

    have any one of you actually closed the deal?


  • Registered Users, Registered Users 2 Posts: 28,944 ✭✭✭✭_Kaiser_


    Folks, it's only a house and by all accounts one that comes with all sorts of issues so let's review what we know:

    - These houses have been put up in a very short time and seem to suffer a poor layout/quality as a result
    - No apparent thought to how the surrounding infrastructure and facilities (roads, shops etc) will cope with the sudden addition of 200/300 more families
    - Apparent contractual issues and no straight answers
    - And most damning of all possibly, the same "celtic tiger" mindset from those selling them that got us into the whole mess in the first place

    At the end of the day, I have nothing to win/lose here personally, and I get that people want to believe it'll all work out and that they'll get their house but try and stand back and look at it objectively - do you REALLY want to take the risk (and the debt) with so many warning flags??


  • Registered Users Posts: 113 ✭✭McDook


    Jolisa94 wrote: »
    Which house are you buying Zaza? We saw a new planning permission notice dated 19/11/13, you can see it on the dlrcoco site http://planning.dlrcoco.ie ID nr D13A/0611

    McDook, you mentioned the halting site in a previous post, what else made you rethink your decision?

    Edit .. Probably not fair to be influencing anyone with my stories at this stage so editing out what I posted.

    The most important thing you can do is ask your solicitor "If you were in the market for a house and you liked this one, would you go ahead given what you have found out?" And go with their answer.

    Just make sure you are 100% happy. And remember, dont ever believe a developer or salesman when they tell you something will be done in the future (after they have your money).


  • Registered Users Posts: 87 ✭✭Jolisa94


    Learnt a long time ago not to trust promises made by sales people, estate agents and builders !!
    At the end of the day we will listen to our solicitor’s opinion and, if he advises us against going ahead, then that’s what we will do.
    In the meantime I think it’s useful to share information with other people in the same boat.


  • Registered Users Posts: 29 NewRunnerRoy


    Has anyone completed yet? I have been told by the estate agents that the majority of properties in the estate where I have my deposit have completed and people were due to be move in this month. I have not been up to the development in a while but by the sounds of things there is still quite a bit to go before they are ready for this.

    We will not be signing any contracts before all the issues are resolved with satisfactory results. Even if we wanted to proceed our solicitor has said that he would not sign off on the contracts until the land registration and the possible AIB charge issue has been resolved. The EA advised that it may be February 2014 by the time that the land registration issues are resolved...... I'm assuming that he is giving me a best case scenario here so it could potentially be a much later date.

    You can only assume that the rest of the building will be held up due to these issues as I would imagine that the sales in phases 1 and 2 were due to finance the ongoing development. With so few people completing (if any) where are they going to get the funding? I know that the builders have secured private financing to date so it will be interesting to see what happens.

    Realistically if the vendors solicitors start pushing the issue and try to get people to sign contracts asap with all these issues outstanding what will be the response? I know for us, as it would be for a large amount of others, would be to walk away. Then what do they do? I'm sure they could source new buyers but these will soon see the same issues I am currently faced with and the cycle continues.


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  • Registered Users Posts: 88 ✭✭Lillian123


    Jolisa94,

    I tried to access that planning permission but there does not seem to be any documents uploaded. Have you seen the plans? How can they make changes to the houses we have already put a deposit on. We still haven't received our contracts yet, but by the sounds of other peoples experience there is lots of problems with the contract. I hope nobody signs before the problems are sorted out with the Title.

    Thanks everyone for all your input on this thread


  • Registered Users Posts: 4 ruby16


    NewRunnerRoy

    Hi,

    Can you confirm who in the estate agents advised about the land registry issue may not be sorted until Feb 2014. They advised me that people should be moving in this month but been past the property a few times and its still all closed up.

    Thanks


  • Registered Users Posts: 4 ruby16


    NewRunnerRoy

    Thanks for the information.


  • Registered Users Posts: 87 ✭✭Jolisa94


    Hi Lillian,

    at the moment you can only see the notice as it appears on site - it takes about a month for the supporting documentation to be uploaded. The planning permission is dated 19/11 so I would expect to see the documents around mid December.

    I think they may be available if you go into the county council office yourself, but maybe call them first to be sure.

    I'm not sure of the background to this, but I would say that the most likely explaination is that they saw the layout of some of the houses in the first phase was not popular and decided to change it, possibly before getting the planning permission to go ahead with it.

    Here's an extract:
    Planning permission is sought for amendments to existing permission D10A/0440 (ABP Ref. PL06D.239332) for the addition of floor area to permitted rear extensions and changes to the rear elevations of the following permitted 37 no. residential units in Phases 4 to 7 of Sector 1: Nos. 11-24 Belmont Drive; Nos. 1,2,5,6,7,12 & 14 Blackglen Heath; nos. 1-4, and 8-11 Alderman Road; and nos. 1-8 Cotter Close. The permitted units comprise house types - B1 and 2 (3-bed, 2-storey), C (3-bed, 2-storey) and L (4-bed, 3-storey). The additional floor area will comprise 6 sqm to type B1 and B2 and 19 sqm to types C and L. Retention permission is sought for the addition of floor areas to the rear extensions (with accompanying rear elevation changes) to existing houses at No. 7 Loftus Lane (House Type B2, 3-bed, 2-storey); No. 2 Belmont Drive (House Type C, 3-bed, 2-storey); and No 6 Belmont Drive (House Type L, 4-bed, 3-storey), located within Phases 1 and 2 of the development. The additional floor area comprises 6sqm to type B2 and 19sqm to types C and L. All of the above to create new house types B1A (108 sqm GFA); B2A (108 sqm GFA); C1 (114 sqm GFA); and L1 (162 sqm GFA).


  • Registered Users Posts: 88 ✭✭Lillian123


    Hi Jolisa,

    Thanks for your reply. Yes I might go in and have a look at the plans, as our house is named in the application. I wonder is the rear elevation related to a change in to the roof, so people will be able to extend into the attic not sure though. If the land registry issues takes until Feb 2014, surely they will lose some buyers in the meantime. I wonder is this a tactic that will allow them to increase the price when they resell. Have the vendors solicitors responded to your queries?

    Thanks


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  • Registered Users, Registered Users 2 Posts: 2,517 ✭✭✭NinjaTruncs


    Jolisa94 wrote: »
    Hi Lillian,

    at the moment you can only see the notice as it appears on site - it takes about a month for the supporting documentation to be uploaded. The planning permission is dated 19/11 so I would expect to see the documents around mid December.

    I think they may be available if you go into the county council office yourself, but maybe call them first to be sure.

    I'm not sure of the background to this, but I would say that the most likely explaination is that they saw the layout of some of the houses in the first phase was not popular and decided to change it, possibly before getting the planning permission to go ahead with it.

    Here's an extract:
    Planning permission is sought for amendments to existing permission D10A/0440 (ABP Ref. PL06D.239332) for the addition of floor area to permitted rear extensions and changes to the rear elevations of the following permitted 37 no. residential units in Phases 4 to 7 of Sector 1: Nos. 11-24 Belmont Drive; Nos. 1,2,5,6,7,12 & 14 Blackglen Heath; nos. 1-4, and 8-11 Alderman Road; and nos. 1-8 Cotter Close. The permitted units comprise house types - B1 and 2 (3-bed, 2-storey), C (3-bed, 2-storey) and L (4-bed, 3-storey). The additional floor area will comprise 6 sqm to type B1 and B2 and 19 sqm to types C and L. Retention permission is sought for the addition of floor areas to the rear extensions (with accompanying rear elevation changes) to existing houses at No. 7 Loftus Lane (House Type B2, 3-bed, 2-storey); No. 2 Belmont Drive (House Type C, 3-bed, 2-storey); and No 6 Belmont Drive (House Type L, 4-bed, 3-storey), located within Phases 1 and 2 of the development. The additional floor area comprises 6sqm to type B2 and 19sqm to types C and L. All of the above to create new house types B1A (108 sqm GFA); B2A (108 sqm GFA); C1 (114 sqm GFA); and L1 (162 sqm GFA).

    Yeah they changed the plans and are now asking for permission to keep them that way.

    4.3kWp South facing PV System. South Dublin



  • Registered Users Posts: 87 ✭✭Jolisa94


    Hi Lillian,
    I think it refers to the Laragh house and the 3 story version of it. In phase one the living space was ridiculously small and so they modified it, moving the kitchen to the front and making the back extension bigger. If you look at the original plans for this house (type C) its only 98 square meters, whereas now they are asking for permission to extend it to 114 square meters.


  • Registered Users Posts: 88 ✭✭Lillian123


    Thanks Jolisa,

    Ya we have put deposit on the Laragh, has the phase one been built to 114sq metres then? As I think the show house we saw was that size.


  • Registered Users Posts: 87 ✭✭Jolisa94


    The original version (the ones in Loftus Lane) had the living room at the front and a smaller extension at the back for the kitchen. In the original planning permission this was a three bed but they must have realised that the living space was to small and they compensated by building an extra couple of rooms in the attic. If you look at the photo gallery the room with the grey sofa and pale blue wallpaper is the attic room and the kitchen two photos to the right is the original Laragh kitchen. http://www.belmontstepaside.ie/gallery/index.html
    This configuration must have been hard to sell becuase they were the last to go and they changed the layout for phase two.
    Hope this helps - got to get back to work now!


  • Registered Users Posts: 87 ✭✭Jolisa94


    Hi Zaza,
    I'd be worried too. Have you queried this with your solicitor?


  • Registered Users Posts: 87 ✭✭Jolisa94


    Hi all,

    just noticed that the hyperlink i posted yesterday to the dlrcoco planning site was incomplete, correct one is:

    http://planning.dlrcoco.ie/swiftlg/apas/run/wphappcriteria.display

    Anyone tried looking up the land registry site? I tried just now and can't seem to get anywhere with it.

    http://www.landregistry.ie/eng/


  • Registered Users Posts: 32 bauble1


    We have put a booking deposit on a 4 bed in phase 2 (house is already built) and we are trying to close the sale this year to get the exemption from the property tax.

    Our solicitor has raised the issues mentioned already and have not received a response yet.

    Has anybody actually closed a sale yet?


  • Registered Users Posts: 4 ruby16


    Has anyone closed and got a date when the estate can be lived in as still no one living there?


  • Registered Users Posts: 29 NewRunnerRoy


    I have heard mixed reports on the number of people who have actually closed. The estate agents have informed me that a large number of people have completed but this conflicts with what people are saying on here, although it is a relatively small sample size.

    I can not complete until all of the o/s issues are ironed out which has 0% chance of happening by the end of the year. It is very annoying that all of the problems with the contracts are going to end up costing me a fair bit with in property tax and additional legal fees


  • Registered Users Posts: 88 ✭✭Lillian123


    I thought that we would still be exempt from the property tax until 2017 if you buy a new house in 2014, is that right?


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  • Registered Users Posts: 29 NewRunnerRoy


    From http://www.citizensinformation.ie/en/money_and_tax/tax/housing_taxes_and_reliefs/local_property_tax_exemptions_and_reliefs.html

    •New and previously unused properties that are purchased from a builder or developer between 1 January 2013 and 31 October 2016 will be exempt until the end of 2016 (even if sold again in that period).

    As they are new homes we are exempt until 31/10/2016 regardless of when we close. At least that's something!


  • Registered Users Posts: 41 camo


    I made a booking deposit in early October and was told it would be ready to move in Mid Nov. I visited my house a few days later with a surveyor to get it valued. At that stage the walls were plastered and kitchen units were not in.

    My solicitor did not outline any issues with the contract when I met him to sign. I signed the contact three weeks ago. My solicitor told me that the builders solicitor said the builders wanted the full deposit lodged to their account. I directed my solicitor to not allow this. He said they were using 'bully boy' tactics to try and get me to close the sale quickly.

    Early last week the auctioneer advised me the house would probably be ready for snagging the end of this week. I again phoned him early this week and he said I could deal directly with the finishing foreman as the contracts had been exchanged. I was told by the foreman that it would be ready for snagging the end of next week.

    Here's the disturbing bit

    A week ago I had a carpet company visit the house I am buying in order to get me a quote to carpet it. The man from the carpet company reported that there was a 'trench' dug in the sitting room. i.e. the concrete floor had been dug up.

    When driving by the house the other day I saw a tanker truck with Drain Solutions written on the side. Apparently they had been there for a few days.

    Does anyone know why there might be a trench in my sitting room and if there are issues with drainage??

    In conclusion I have been very dissatisfied with how the estate agent handling (his initials are B F) this sale has dealt with it. I still have not been provided with a completion date, specification of how the house should be finished.


  • Registered Users Posts: 41 camo


    Here's an extract from the Land Registry Website. Perhaps someone can make sense of this?


  • Registered Users, Registered Users 2 Posts: 4,306 ✭✭✭Zamboni


    Haha! This thread!
    Business is back to normal in good old Ireland :D

    Arrogant estate agents, dodgy builders and over eager purchasers.

    I cannot believe people on this thread were rushing to save a few bob on property tax for a couple of years on an outlay of probably 600k+ :eek:



    I hate this country.


  • Registered Users Posts: 1 PulledOut


    About 2 months ago we put a booking deposit down on a property on the belmont estate and have, like everyone on here, heard such bad feedback on the builders quality on work. We have heard from a very reputable source that there have been a lot of cut backs and corner cutting in terms on build quality. With that in mind and the various stories we have been reading on this site we have decided to pull out of buying a property from these people. I can't tell you how disappointed we are in losing out on such a gorgeous property but when it comes down to it, you need to feel happy with what you have invested in and this just would never have been the case had we pursued with the purchase. Something's are just too good to be true and this is a prime example. We are just pleased to know what we do now rather than when it would have been too late. Please proceed with upmost caution but good luck to those who are continuing with their purchases.


  • Registered Users, Registered Users 2 Posts: 5,589 ✭✭✭baldbear


    Zamboni wrote: »
    Haha! This thread!
    Business is back to normal in good old Ireland :D

    Arrogant estate agents, dodgy builders and over eager purchasers.

    I cannot believe people on this thread were rushing to save a few bob on property tax for a couple of years on an outlay of probably 600k+ :eek:



    I hate this country.

    I was thinking the same. It appears people are rushing into buying and not trusting their gut feeling. The media are beginning to print their property porn again.

    Do people not know friends who are reputable builders who can go visit their potential houses and get their opinions?

    Its like 2007 all over. Groundhog day.

    The brochure does look lovely in fairness but I suppose that's part and parcel of the sales pitch.


  • Registered Users Posts: 3 Pom101


    Cannot make head nor tail of the land registry documents but it is concerning that their are so many references to the outstanding AIB charges.

    Camo - drainage problems are only identified once the system becomes live i.e. when they connect the water/drains up - the fact they have had to dig up a floor to fix it is unfortunate but not unheard of - the fact that they are actioning now is actually good news.

    If I was yourself I would be more concerned about the contract documents - they are not right and your solicitor should have picked up on the outstanding AIB charge.


  • Registered Users Posts: 258 ✭✭Wallander


    Dear Pulled Out,

    Are you able to elaborate on any of the corner cutting you mention?

    We recently put ourselves down for a place in the second phase so are naturally concerned to read about all these problems.

    The contract issues are one things, probably we are optimistically hoping they can be resolved as we are still to go through that stage. If there's quite substantial proof of poor construction then that would really frighten us.


  • Registered Users Posts: 87 ✭✭Jolisa94


    Camo,

    thanks for downloading the land registry folio.

    Its true that AIB is mentioned often, but i think the relevant one is item nr 145. Would need to follow this up but i think a higher level of access to the site would be necessary.

    It looks like the original charge (item 8) was cancelled in 2007, so does that mean that a new loan was taken out in 2010?


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  • Registered Users Posts: 3 Pom101


    Hello All,

    We have just met with our solicitor and have been advised not to sign the contracts and walk away from purchasing any property in the Belmont Estate.

    His recommendation is based upon the outstanding AIB charge - this charge makes the title deeds unsound i.e. we would not have clear title ownership of the house.

    My solicitor has tried to get the Vendors solicitor to clarify the situation with the AIB charge but they cannot/won't do so.

    Belmont has been a nightmare, the vendors solicitors have been nothing short of incompetent, treating potential buyers, like myself, with contempt. They issue orders and demand that we(the stupid buyer) comply.

    The builders are struggling to complete houses which they said would be ready in September and Sherry Fitz will say anything to get the money out of your(and mine) hands.

    What a mess - if your solicitor has OK'd you to sign the contracts I would suggest that you get a second opinion because the AIB charge should be easy for them to clarify but they cannot seem to do so ergo they cannot because they want the charge to be passed on to the buyer of the house(my own opinion).

    Stay well clear of these 'Celtic tiger' cowboys.


  • Registered Users Posts: 87 ✭✭Jolisa94


    Sorry to hear that Pom. Hope you find something else soon. We are a long way off signing yet, but are being very cautious.

    Looks like people have started to move into the first phase houses. When I came home this evening the barriers were gone and there lights on in at least three houses with cars parked in front. So it looks like some people completed in spite of the difficulties. No street lights yet, they are there but not lit, what a surprise...


  • Registered Users Posts: 87 ✭✭Jolisa94


    Correction, nobody's moved in yet.

    Curiosity got the best of us and we drove in to have a look. Lights are on, but the cars are security guards, not residents.


  • Registered Users Posts: 88 ✭✭Lillian123


    Hi Pom,

    God that is just so worrying that the vendor's solicitor is not willing to clarify the situation with the AIB charges. How do they actually expect people to sign over for a house they won't officially own..its crazy but it doesnt surprise me the way we have been treated so far. We had stopped looking for houses since we put our deposit down so probably missed out.

    You must be so stressed with all of this, like you get your hopes up about moving in there and the most basic things are not sorted in order to proceed with the purchase; the planning for some type houses has only been lodged last week. They want you to sign on a wing and a prayer and hope for the best. Did your lending institution have an opinion on this or had it not gone that far?

    Has anyone else received clarification or an update on the AIB charge?


  • Registered Users, Registered Users 2 Posts: 4,279 ✭✭✭The Bishop Basher


    How have you all not walked away ???

    I can't believe that some people on here are still standing in line willing to hand over such enormous sums of money to these cowboys despite the countless red flags.

    This thread alone would have me running for the hills.

    Think of it this way, if you were messed around this much buying a car, would you complete the sale ? I doubt it....

    You have a chance to walk away from this. You may be emotionally invested at now but that's nothing compared to the financial tie once you sign over the cash. Too late then to complain about the myriad of problems you will encounter when these guys run out of cash, let alone the build quality etc.

    Run, run and then run some more.


  • Registered Users Posts: 88 ✭✭Lillian123


    No Swanner, some of us actually want to live there and like the houses and the price is good for the size of the house, the energy rating and proximity to amenities. It is hard to find a similar priced house in SCD the way things are at the moment.

    Obviously we will not be signing over cash until we know everything is in order. If its not then we will pull out simple. This board is just about sharing our experience thus far.


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  • Registered Users Posts: 29 Jared20130204


    Agreed Lillian. I, like you had stopped looking but having seen POMs message, I am resigning myself to similar action( ie walking away). It is a pity and there's nothing to lose leaving the solicitor wait for a response, but I suspect it will be advice to opt out.
    I'm going to wait til the New Year to start the Sat/Sun viewings again, but it is hugely disappointing...That said, I reckon We might all look back on this with a sigh of relief if these guys get away with dodgy contracts and homeowners being liable for a charge that was inherited from AIB.

    What is really going to annoy me is having to pay legal fees for being sold a pup by the estate agent. Those guys need to be held accountable on some level.... We will have all forked out alot of cash to solicitors for something that should have been straight forward but in the end were forced to walk away from. I wonder how the agent would feel if all the people that pull out take a case to get legal fees recouped...Might put lessons on them going forward!!


  • Registered Users, Registered Users 2 Posts: 4,279 ✭✭✭The Bishop Basher


    Lillian123 wrote: »
    It is hard to find a similar priced house in SCD the way things are at the moment.

    Have you asked yourself why ?

    Look, I'm just offering an objective opinion, based on what i've read on a public forum. It's not my money at risk so ultimately I don't care.

    It pains me however to see so many people continue down such a treacherous path, ignoring so many blatant red flags, driven by emotion and a desire to "get on the ladder" at any cost.

    We all know where that leads...

    Maybe i'm wrong. Maybe it will be the dream you all imagine. Maybe it will become a fantastic place to live, maybe you will get out of it unscathed. But the overwhelming evidence on here would dispute that and this seems to be backed up by a couple of solicitors in full posession of the facts.

    It's the biggest purchase of your life, it should be a happy and exciting time. Don't let some shower of cowboys rob you of that.


  • Registered Users Posts: 63 ✭✭nakom


    Swanner wrote: »
    Have you asked yourself why ?

    Look, I'm just offering an objective opinion, based on what i've read on a public forum. It's not my money at risk so ultimately I don't care.

    It pains me however to see so many people continue down such a treacherous path, ignoring so many blatant red flags, driven by emotion and a desire to "get on the ladder" at any cost.

    We all know where that leads...
    Swanner, reasons are notorious.
    A. No one is building new homes
    B. Whoever has a house to sell is waiting for the prices to go up.
    Result, I've been looking for the last 12 months for a decent house and found none except the one in Belmont.
    It's not the case to "get on the ladder", it's just the first decent house that I (and probably it's the same for the others) found in such a long time.
    Also, no one here is going to risk anything; everyone is going to wait for their own solicitor. I trusted my solicitor when he told me that there was a problem and I'll trust him in the same way IF the problem will ever be fixed.
    If they are not willing to fix it, well... then I'll walk away as all the others already said.

    Back to your cars comparisons, it's like you want a new BMW and all you can find is a brand new Fiat or a rotten second hand BMW at the same price of the new one. Wouldn't you wait for the opinion of your mechanic before walking away knowing that there aren't any available on the market?


  • Registered Users, Registered Users 2 Posts: 28,944 ✭✭✭✭_Kaiser_


    Lillian123 wrote: »
    No Swanner, some of us actually want to live there and like the houses and the price is good for the size of the house, the energy rating and proximity to amenities. It is hard to find a similar priced house in SCD the way things are at the moment.

    Obviously we will not be signing over cash until we know everything is in order. If its not then we will pull out simple. This board is just about sharing our experience thus far.

    I live/work in the area and I can tell you now that it's not great for "amenities". SCD is massively overrated in my opinion.

    - You'll be coming out onto 1 road which is ridiculously congested from around half 7. Ditto getting home if coming from Dundrum/Sandyford

    There's 1 shop in the complex (The Market) which is OK but expensive

    You have 2 Dunnes in the wider area, neither within walking distance and also very expensive

    - Nearest decent pub is in Stepaside village. Again not really within walking distance

    - Dundrum SC is a disaster for traffic and parking is at €2 an hour or part thereof. It's also full of what I call "Celtic tiger" era shops just as with the Beacon SC in Sandyford

    Given this and all the other issues that have been described on this thread I'm with Swanner on this - walk away while you still can!


  • Registered Users Posts: 258 ✭✭Wallander


    I agree with Nakom. "Getting onto the ladder" is not our motivation as it implies some sort of game. We purely want an affordable and nice base for a young family without renting accommodation from a fairly miserable landlord who could decide to sell his place at any time. If solutions are somehow found to the torrent of problems reported here and the Belmont state passes all the proper checks (which may seem unlikely from some people's experiences but I live in hope) it would represent great value.


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