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Using DeGiro

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Comments

  • #802
    Hibrasil
    Registered Users, Registered Users 2 Posts: 392 ✭✭Hibrasil


    dobss77 wrote: »
    Can someone explain whats going on here? I dont remember buy two different types of stock from the same company. What do both of them saybi have 120 shares

    IAG (106.75) is an Ordinary Share that is part of the FTSE100 - it is a CDI which is a CREST Depository Interest (CDI) i.e. a UK security representing a stock traded on an exchange outside the UK.

    IAGN (28.91) is a New Ordinary Share (Sub Rights - where existing shareholders subscribe to newly issued shares in proportion to their existing holdings).


  • #803
    dobss77
    Registered Users Posts: 11 ✭dobss77


    Hibrasil wrote: »
    IAG (106.75) is an Ordinary Share that is part of the FTSE100 - it is a CDI which is a CREST Depository Interest (CDI) i.e. a UK security representing a stock traded on an exchange outside the UK.

    IAGN (28.91) is a New Ordinary Share (Sub Rights - where existing shareholders subscribe to newly issued shares in proportion to their existing holdings).

    OK, now im even more confused. Thanks Anyway.


  • #804
    Hibrasil
    Registered Users, Registered Users 2 Posts: 392 ✭✭Hibrasil


    IAG shares are traded on the Spanish Stock Exchanges of Madrid, Barcelona, Bilbao and Valencia, through the Spanish Stock Exchanges Interconnection System (Mercado Continuo Español), and the London Stock Exchange’s main market for listed securities.

    Shareholders holding via the Madrid Stock Exchange receive shares and shareholders holding via the London Stock Exchange receive CDIs (CREST Depositary Receipts).

    IAG also has an ADR programme in the United States that trades in the OTC market, administered by Deutsche Bank.

    The US ADR is a security issued to simplify foreign investments - it is issued by an American bank or broker and it represents one or more shares of foreign-company stock held by that bank in the home stock market of the foreign company.


  • #805
    RedRochey
    Registered Users Posts: 1,298 ✭✭✭RedRochey


    Looking at my portfolio, when I export it to PDF, my cash balance disappears, this started on the 21st of August, has this happened everyone else? Something to do with the new bank account?

    Annoying cause I like to keep track of my portfolio value in excel and this is having an affect


  • #806
    bfa1509
    Registered Users Posts: 1,022 ✭✭✭bfa1509


    I see Degiro have now added Daily +/- percentage. A promising step closer to the actual useful value of Total +/-%


  • #807
    Timmaay
    Registered Users, Registered Users 2 Posts: 11,394 ✭✭✭✭Timmaay


    Is the nse now live instead of 15mins delayed?


  • #808
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Was looking to buy 1 share of 4 low value US stocks (less than <$100) to get a feel for using Degiro - is this wise considering fees etc., and where is a good resource to find low value, high reward US stocks?


  • #809
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Earnshaw wrote: »
    Was looking to buy 1 share of 4 low value US stocks (less than <$100) to get a feel for using Degiro - is this wise considering fees etc., and where is a good resource to find low value, high reward US stocks?

    It will be relatively expensive, bearing in mind buying shares is very low in comparison to legacy brokers.

    Where to find that resource, not sure, but if you find it let us know ;) But, the general rule applies if it's easy to find info it's already priced in.

    This forum is a good resource, some of the others will include a fair amount of shills - so keep your wits about you.


  • #810
    Bob24
    Registered Users, Registered Users 2 Posts: 10,905 ✭✭✭✭Bob24


    Earnshaw wrote: »
    Was looking to buy 1 share of 4 low value US stocks (less than <$100) to get a feel for using Degiro - is this wise considering fees etc., and where is a good resource to find low value, high reward US stocks?

    Fees for US shares are rather low (€ 0.50 + USD 0.004 per share), so I guess it is OK even for 100 USD with of shares if you believe the share with do well (the pricing per share can hit you if you go for penny stocks though). But of course the more you buy, the lower the fixed fee is in proportion to your transaction.


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  • #811
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    Earnshaw wrote: »
    Was looking to buy 1 share of 4 low value US stocks (less than <$100) to get a feel for using Degiro - is this wise considering fees etc., and where is a good resource to find low value, high reward US stocks?
    Make a list of the apps on the home screen of your iPhone, then see which of those are within your price range. Thinks like Twitter, Pintrest, are sub $100. Apple's just above it. Likely to be a red day today so I reckon you'll pick most up for 5% cheaper than yesterday


  • #812
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Shedite27 wrote: »
    Make a list of the apps on the home screen of your iPhone, then see which of those are within your price range. Thinks like Twitter, Pintrest, are sub $100. Apple's just above it. Likely to be a red day today so I reckon you'll pick most up for 5% cheaper than yesterday

    As it's such a small sum, was hoping to try some riskier stocks like Zoom, BeyondMeat, Regeneron (what I can think of) but all are above my price range.


  • #813
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    Earnshaw wrote: »
    As it's such a small sum, was hoping to try some riskier stocks like Zoom, BeyondMeat, Regeneron (what I can think of) but all are above my price range.

    If it's riskier you're looking for one I currently hold is APPS ($40) It sells the right to have apps pre-installed on phones. RDFN is one that I've plugged on here two months ago, up 40% since then.

    And then from my watchlist:
    NVTA - $50 - Uses DNA to test for diseases and predict future diseases.
    SAIL - $45 - Identity Management, system to verify the identity of people (that they are who they are)
    ASAN - $23 - Project Management tool created by the other lad that started Facebook. Only IPO'd last month so still trying to find its feet.

    There's a Share Picks thread too with lots of good info


  • #814
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Shedite27 wrote: »
    If it's riskier you're looking for one I currently hold is APPS ($40) It sells the right to have apps pre-installed on phones. RDFN is one that I've plugged on here two months ago, up 40% since then.

    Need to get through an appropriateness test before I can buy that one...


  • #815
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    Earnshaw wrote: »
    Need to get through an appropriateness test before I can buy that one...

    You'll probably have to do that for most on Degiro I think. They brought that in about 3 months ago.


  • #816
    outonawing
    Registered Users Posts: 194 ✭✭outonawing


    Earnshaw wrote: »
    As it's such a small sum, was hoping to try some riskier stocks like Zoom, BeyondMeat, Regeneron (what I can think of) but all are above my price range.

    You can buy fractional shares on Trading 212.


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  • #817
    Timmaay
    Registered Users, Registered Users 2 Posts: 11,394 ✭✭✭✭Timmaay


    Shedite27 wrote: »
    If it's riskier you're looking for one I currently hold is APPS ($40) It sells the right to have apps pre-installed on phones. RDFN is one that I've plugged on here two months ago, up 40% since then.

    I got in on APPS around 23 and sold at just over 40 the other day expecting a pullback. I won't lie I don't know a huge amount about the company, but will roughly aim to buy back in if it drops back to low/mid 30s. Q3 earnings Oct 29th, loose aim could be to buy any pullback before then, and be ready to hit the sell button on that day or just beforehand if it pumps pre earnings.


  • #818
    wolfyboy555
    Registered Users, Registered Users 2 Posts: 1,449 ✭✭✭wolfyboy555


    Sorry for the noob question as I am a complete beginner. Had a few euros in shares with this company as a family member works for them in Ireland. They have recently filed for bankruptcy in the States. :o I got this from degiro:



    "We would like to inform you that the below product will become untradeable in your portfolio after Friday 23rd of October 2020. This is due to the product being delisted from the NYSE and its movement to the US OTC (Over The Counter) markets.

    Please note you may not be able to sell this position after the aformentioned deadline as it will become untradeable on your portfolio.



    Name: MALLINCKRODT PLC
    ISIN: IE00BBGT3753
    Exchange: US OTC


    You can do the following:

    Sell your position before the close of markets on 23/10/2020.
    Do nothing (default option). "




    So do I still own the shares I have purchased? If the company recovers and share price increase do i have any access to these shares or should I just sell them off and get back pretty much nothing. Any advice appreciated.


  • #819
    tnegun
    Registered Users, Registered Users 2 Posts: 1,739 ✭✭✭tnegun


    I have some IAG shares and bought what I thought were rights to purchase more last month. Now I see two IAG stocks in my portfolio one with a near zero value and a symbol of IAG.D is this the rights or the actual shares?


  • #820
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    wolfyboy555 wrote: »

    So do I still own the shares I have purchased? If the company recovers and share price increase do i have any access to these shares or should I just sell them off and get back pretty much nothing. Any advice appreciated.

    IF they recover you can ask Degiro to relist them.


  • #821
    GiftofGab
    Registered Users, Registered Users 2 Posts: 2,390 ✭✭✭GiftofGab


    Hi All, I'm looking to invest a small amount in some ETF's on DeGiro. Specifically interested in a S&P 500, Global Grade Bond index and maybe some exposure to a commodities index too.

    Just looking to read up on the tax implications of investing as I seen it got discussed a few times here. What's the best site to read up on this?


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  • #822
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    GiftofGab wrote: »
    Hi All, I'm looking to invest a small amount in some ETF's on DeGiro. Specifically interested in a S&P 500, Global Grade Bond index and maybe some exposure to a commodities index too.

    Just looking to read up on the tax implications of investing as I seen it got discussed a few times here. What's the best site to read up on this?
    This is a good place to start...
    https://www.irishtimes.com/business/personal-finance/don-t-invest-in-an-etf-until-you-understand-the-tax-1.3421331


  • #823
    GiftofGab
    Registered Users, Registered Users 2 Posts: 2,390 ✭✭✭GiftofGab


    Shedite27 wrote: »
    This is a good place to start...
    https://www.irishtimes.com/business/personal-finance/don-t-invest-in-an-etf-until-you-understand-the-tax-1.3421331

    That's for that. Just so my understanding is correct - for an Irish domiciled eft there is a 41% tax on both dividends and capital gains when you exit the fund. However there is a capital gain tax free allowance of €1270. Also, after 8 years the capital gains tax will automatically be charged even if you don't exit the fund.

    Will I be right in saying we will have to file our on tax returns on revenue.ie?


  • #824
    Bob24
    Registered Users, Registered Users 2 Posts: 10,905 ✭✭✭✭Bob24


    GiftofGab wrote: »
    That's for that. Just so my understanding is correct - for an Irish domiciled eft there is a 41% tax on both dividends and capital gains when you exit the fund. However there is a capital gain tax free allowance of €1270. Also, after 8 years the capital gains tax will automatically be charged even if you don't exit the fund.

    Will I be right in saying we will have to file our on tax returns on revenue.ie?

    I don’t think the €1270 exemption applies, as it is not technically CGT which you are paying on ETFs but exit tax. Also the fact that it is not technically CGT means that you can’t offset potential losses made on an ETFs against gains made on other ETFs or investments (with regular shares you can offset losses on one investment against gains on other investments).

    And yes, you will need to file tax returns to declare dividends as well as any capital gain 8 eights after each individual ETF share had been purchased (it can turn messy if you are buying a few shares each month: 8 years after you started investing you’ll have capital gains which need to be reported every single month as a new batch of shares is reaching its 8th anniversary).


  • #825
    RedRochey
    Registered Users Posts: 1,298 ✭✭✭RedRochey


    Think it's easier to understand if you separate the two out, on one hand you have CGT (33%, offset losses, €1270 tax credit) which is for shares and investment trusts, on the other hand you have exit tax (41% on disposal or every 8 years, no offsetting) which is for ETFs and funds


  • #826
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    RedRochey wrote: »
    Think it's easier to understand if you separate the two out, on one hand you have CGT (33%, offset losses, €1270 tax credit) which is for shares and investment trusts, on the other hand you have exit tax (41% on disposal or every 8 years, no offsetting) which is for ETFs and funds
    But not US ETFs, bought before the ban.


  • #827
    Bob24
    Registered Users, Registered Users 2 Posts: 10,905 ✭✭✭✭Bob24


    Taylor365 wrote: »
    But not US ETFs, bought before the ban.

    True, but I guess a new investor who can’t gain access to them doesn’t really need to look into this subtlety ... taxation of ETFs is already confusing enough for a newcomer :-)


  • #828
    Supercell
    Registered Users, Registered Users 2 Posts: 15,483 ✭✭✭✭Supercell


    Finally getting around to submitting my 2019 CGT1 tax form, yes I know I'm cutting it fine!

    Am I understanding "Aggregate Consideration" on it as meaning the total sum of all buying and selling transactions?

    So for example, in Degiro, go to transactions, select January to December 2019 and export to a file and convert to positive values and total up seems most straightforward if that's the right approach? Or sum all up inclusive of the negatives (sales) to give an overall "aggregate" amount?

    Bit confused here, any advise?
    https://www.loughlinstown.ie/

    Have a weather station?, why not join the Ireland Weather Network - http://irelandweather.eu/



  • #829
    Supercell
    Registered Users, Registered Users 2 Posts: 15,483 ✭✭✭✭Supercell


    Supercell wrote: »
    Finally getting around to submitting my 2019 CGT1 tax form, yes I know I'm cutting it fine!

    Am I understanding "Aggregate Consideration" on it as meaning the total sum of all buying and selling transactions?

    So for example, in Degiro, go to transactions, select January to December 2019 and export to a file and convert to positive values and total up seems most straightforward if that's the right approach? Or sum all up inclusive of the negatives (sales) to give an overall "aggregate" amount?

    Bit confused here, any advise?

    So reading around it would see that this is the cumulative sum of share sales in the period, so i just added all the negative numbers in the Degiro report and submitted that. All shares were standard same class shares i believe so hopefully this is correct.
    https://www.loughlinstown.ie/

    Have a weather station?, why not join the Ireland Weather Network - http://irelandweather.eu/



  • #830
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    Nice email today about non supported products being taken off the site, and your positions in these will be closed by December 1st.

    List is here: https://www.degiro.com/data/pdf/english/closed-us-products.pdf

    Of my 4 US ETFs bought back in 2017, only 1 is on the list. Strange criteria, as it is a Global X etf (SNSR), while the other is fine (BOTZ).


  • #831
    One More Toy
    Registered Users Posts: 3,813 ✭✭✭One More Toy


    Taylor365 wrote: »
    Nice email today about non supported products being taken off the site, and your positions in these will be closed by December 1st.

    List is here: https://www.degiro.com/data/pdf/english/closed-us-products.pdf

    Of my 4 US ETFs bought back in 2017, only 1 is on the list. Strange criteria, as it is a Global X etf (SNSR), while the other is fine (BOTZ).

    Thanks for this, voo & bnd not on the list so I'm safe

    What's the idea behind this anyway?


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  • #832
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    One More Toy wrote: »
    Thanks for this, voo & bnd not on the list so I'm safe

    What's the idea behind this anyway?
    I have voo too. They mention costs, but who really knows:

    DEGIRO has already ended the possibility of buying these US products but allowed you to hold existing positions. Due to the operations necessary to maintain the custody and correct processing of these products, unfortunately, this will no longer be possible.


    Please be aware that if you do not close or transfer your position(s) in the relevant products before the aforementioned deadline, we will close the position(s) on your behalf.


  • #833
    jams100
    Registered Users Posts: 806 ✭✭✭jams100


    Just realised that the total profit or loss figure on degiro seems to be wrong.

    When I add up my deposits - withdrawals and take that away from the balance shown on my degiro account I appear to have nearly twice the profit than the Total +/- suggests

    Is this the same for other people?


    Also degiro seems to be hanging today, yet again when markets are very volatile. NOT GOOD


  • #834
    outonawing
    Registered Users Posts: 194 ✭✭outonawing


    Very disappointed with DeGiro today. I put in a sell order and the app froze. Eventually, I noticed that my number of shares had reduced, but no confirmation of sale.

    Trading212 was slow executing orders, but did work. At times like this we need a stable platform and DeGiro is not that today.


  • #835
    Timmaay
    Registered Users, Registered Users 2 Posts: 11,394 ✭✭✭✭Timmaay


    jams100 wrote: »
    Just realised that the total profit or loss figure on degiro seems to be wrong.

    When I add up my deposits - withdrawals and take that away from the balance shown on my degiro account I appear to have nearly twice the profit than the Total +/- suggests

    Is this the same for other people?


    Also degiro seems to be hanging today, yet again when markets are very volatile. NOT GOOD

    Degiro working but I can't even open my trading212 account lol.

    Just checked the sums on my own degiro and bank account, my bank lodgments plus the total± do add up to the balance. However somehow my portfolio is worth like 5200e more (which is the minus 5200) than the overall balance, and I also have like 4k cash to trade also. I've been confused ever since they brought in the flatex bank account 2bh.


  • #836
    jams100
    Registered Users Posts: 806 ✭✭✭jams100


    Timmaay wrote: »
    Degiro working but I can't even open my trading212 account lol.

    Just checked the sums on my own degiro and bank account, my bank lodgments plus the total± do add up to the balance. However somehow my portfolio is worth like 5200e more (which is the minus 5200) than the overall balance, and I also have like 4k cash to trade also. I've been confused ever since they brought in the flatex bank account 2bh.

    Maybe I phrased that question badly.

    So lets say I'm looking at the total +/- in Degiro and it shows me €1,000.

    But, when I calculate my deposits - withdrawals + my current (unrealised) gains I'm calculating that I'm up €2,000 (These are example numbers for illustration).

    What am I missing, is Degiros calculation off for some reason or am I missing something here?


  • #837
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Anyone else having trouble with trades completing on Degiro? I've paid for live BME but my bid for IAG isn't completing. Is this just another Degiorism?


  • #838
    Daddy Ireland
    Registered Users Posts: 52 ✭✭Daddy Ireland


    I set up a transfer to my account last Thursday morning. I have emailed them and just receiving an automatic reply which states due to high volume of new accounts allow 2 to 4 working days for monies to show up on account. 5 working days have now passed and no sign of it. Anyone else experiencing delays of 5 days or more ?


  • #839
    Nemeses2050
    Registered Users Posts: 1,569 ✭✭✭Nemeses2050


    Since change to Flatex, I have had the same issues transfers taking 3-4 days to credit into my account, previously it used be few hours from AIB account. And got the same answer when I queried it.


  • #840
    Daddy Ireland
    Registered Users Posts: 52 ✭✭Daddy Ireland


    Hope they did'nt change their Euro bank details with the Flatex platform. Its over a year since I transferred money so hope same details.


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  • #841
    Nemeses2050
    Registered Users Posts: 1,569 ✭✭✭Nemeses2050


    Daddy Ireland wrote: »
    Hope they did'nt change their Euro bank details with the Flatex platform. Its over a year since I transferred money so hope same details.

    They did change Bank details, log into your Degiro account and when you go to Deposit/Withdraw tab, you'll see new Bank details.


  • #842
    Daddy Ireland
    Registered Users Posts: 52 ✭✭Daddy Ireland


    Went into the Degiro Euro bank details and they match the payee details in my bank thankfully.


  • #843
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    alfa beta wrote: »
    But this morning even though the shares have jumped, Degiro is just showing Friday's graph (and Friday's closing price) and there's no option to buy or sell - it all looks very dead - It just seems to be Cineworld that's dead - every other share I've checked is alive and kicking.


    What price did they fall to before recovering? DeGiro will delist if they fall too far.


  • #844
    alfa beta
    Registered Users, Registered Users 2 Posts: 763 ✭✭✭alfa beta


    Deleted User wrote: »
    What price did they fall to before recovering? DeGiro will delist if they fall too far.


    Ignore my query - they've just come live on the site again - must have been a technical problem plain and simple - thanks for reply in any case :-)


  • #845
    Doug1000
    Registered Users Posts: 1 ✭Doug1000


    can you move a portfolio from one platform to degiro?


  • #846
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    Doug1000 wrote: »
    can you move a portfolio from one platform to degiro?

    You can, but it costs. I moved some shares and it was cheaper to sell on the old platform, and rebuy on Degiro. I didn't have CGT to worry about though


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  • #847
    declanflynn
    Registered Users Posts: 1,159 ✭✭✭declanflynn


    [Deleted User] wrote: »
    From a quick look I just see waffle.

    ABOUT US
    We take a data driven and digitised approach to energy projects to ensure transparency and trust for our customers.

    Our focus is to enable schools and businesses to reduce their energy consumption through “Energy as a Service”, which we do by funding and delivering energy efficiency upgrades in exchange for a monthly fee, funded by the energy savings. This requires no capital investment.

    We are expanding into energy management services, so that we can provide our customers with a competitive switch to green energy and ongoing transparent management of their energy supply.

    eEnergy intends to consolidate the energy services sector through strategic acquisitions and further investment in technology.

    What have you found so compelling about a digitised approach?
    up over 50% in 4 months, still not too late to buy imo.
    I also think Record plc is undervalued


  • #848
    Argo foc yourself
    Registered Users, Registered Users 2 Posts: 274 ✭✭Argo foc yourself


    Hi - using Degiro but find very limited with products. And getting products added can be v slow. Can anyone recommend a platform with low costs that cover all exchanges including china/canada please.


  • #849
    Shedite27
    Registered Users, Registered Users 2 Posts: 9,427 ✭✭✭Shedite27


    Argo foc yourself wrote: »
    Hi - using Degiro but find very limited with products. And getting products added can be v slow. Can anyone recommend a platform with low costs that cover all exchanges including china/canada please.

    I have Interactive Brokers for obscure stuff. Has a bigger range than Degiro and similar fees.


  • #850
    fmul9798
    Registered Users Posts: 758 ✭✭✭fmul9798


    When you sell shares, are the proceeds available immediately to purchase others, or is there a time delay or process to follow?


  • #851
    jams100
    Registered Users Posts: 806 ✭✭✭jams100


    How do people calculate the gross dividend from US shares using degiro, it seems you can only see the dividends in dollars. Need to get the gross dividend amount in Euro so I can declare to revenue


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