Currently buying/selling a house? How is it going? READ MOD NOTE POST #1

I was told cut off for AIB is 15. December when I was in branch yesterday.

Today I turned over the keys of my house and got the keys to our new house. What a roller coaster journey. I don’t know how would I cope without this thread. You are all great source of knowledge and thank you for everyone who shared useful information, advice and experience.

The exact same thing happened to me. Was due to close early last week - money never came through from PTSB -was stuck in a queue for final checks etc. Had to reschedule deliveries etc and extend temporary accommodation. Got word at lunchtime that the money has finally landed - holding my breath until I get the keys finally - after the most stressful 6 months of my life!

We're meant to be closing today , waiting for the solicitor to get in touch to say its still going ahead or that it has been delayed due to the weather. I thought I was impatient on the lead up to closing, I'm already feeling like kid on Christmas eve.

In the middle of selling our house and buying another. Everything was going grand until we had to try and get Mortgage Protection and now our stress levels have gone over the cliff. We are trying to get a waiver and the hoops that we're being put through are stressing us no end. Worse is having to complete the questionnaires for mortgage protection, answering questions your doctor would barely ask you, knowing they will be refusing you anyway.

Then sending it to the bank and being told that the underwriters want more. You get them that and then they want something else.

Also worth pointing out estate agents do these sales day in day out and should have flagged to their client that issues like this arise all the time and they should be pro active in resolving them prior to going sale agreed, annoys me the crap estate agents get away with by playing dumb, they know damn well every potential issue with the house they are selling.

Your solicitor is there to advise if the contract is good to be signed or not. That is not the EA’s call. If he wants a quick sale he should encourage his client to speak to their solicitor and ensure that issues raised by your own solicitor is addressed quickly…. It took many revised contracts and three signed affidavits by the vendor before our solicitor called us that it is good for signing. During the process I’m the one ringing the EA to tell their client and their solicitor to address the issues as we want to be in the house by December.

Thank you so much, everyone. Appreciate the feedback. Agent has been making me feel like I'm plucking issues out of the sky to cause trouble. IMO, all of these issues should've been solved before the house was even on the market. Agent is familiar with issues, and probably thought they would slip by unnoticed. The way the market is now, I almost feel indebted to the vendor for letting me buy their house :/

I think most EAs operate a don't ask don't tell policy when it comes to potential issues. I spoke to several when I was selling my apartment and literally none of them asked any questions about, for example, the health of the management company, fire safety inspections etc etc. All of which could be issues during the conveyancing process.

I mean, I get it, they don't want to turn away potential vendors and they also don't want to lie straight to purchasers faces. But it really is buyer beware, you will never ever be offered information about potential issues upfront so a good surveyor and solicitor are vital.

It really feels like they just want to attract as many bidders as possible by saying nothing and hope the winner will be so committed at that stage they will get over all the issues that arise, one that stuck in my mind was a house for sale where I got the folio for it and checked the name, the old lady in it had died two weeks before and probate hadn't even started but EA's were doing viewings, could take 9 months for that to be resolved but no mention in the ad 🙄

They literally go around and measure every room but you'll never see a picture of that crack on the gable wall, its an industry that needs to be far more strictly regulated TBH, a lot of shysters in it.

Finding ptsb painful. Drawdown requested 2 weeks ago. Missing document that was sent middle of last week. Told we would have answer everyday this week. Now rolling into next week. Don't understand how they are so slow

Gosh, house buying is not for faint hearted in these times, or maybe ever. We finally had official word our funds were released on Friday. It's been painfully slow 3 years looking, booking, withdrawal, outbid, waiting lists, frantic calls to estate agents, stress and more stress....to finally close seems a bit surreal. We had a ridiculous situation at last minute with Finance Ireland, so word of warning check double check & query everything. We signed contracts they sent on 12th Oct, they sent an identical contract on 17th & our solicitor sidekick said must be a mistake as identical. Two mistakes, bank & solicitor so we get to drawdown requests and suddenly Finance Ireland realise the contract we signed is dated 12th not 17th. It meant racing to solicitor filling in ALL contracts again and racing back to hand deliver to them as contracts expire. The moral of story is trust no one in this, question builder (1st snags are a joke on mew builds), hound solicitor, & bank, link back with broker (if you have one) if things are slow. Literally be the pain in the ass. No one will care as much as you do, no matter how much you're paying...plus get a good good solicitor. Our main solicitor was fine, but really busy and left stuff to a junior to finalise, which for us turned out to nearly ruin our chance of closing before Christmas. The backdrop to this is our rental was up on the Friday, thankfully understanding landlord and they delayed until we get keys Tue. So my advice is to add 10 days to estimate time if your moving from rental just factor the cost in, as it's too stressful leaving to tie in with their estimated dates. In Dec, majority of banks want you to request drawdown before 10th Dec, because they know it takes 5 to 10 days if stuff goes wrong. We had an amazing broker who saved the show & kept pushing for answers that's actually how we found out any issue existed, (pm if you need broker name, seriously good). Anyway, best of luck & thanks for all the tips, feedback and wishing everyone well who is hoping to close

Finding them a disaster. Waiting nearly two weeks since last documents went in for it. Was told I would have answer every day last week still no word. Have you been waiting long?

Does anyone have any tips on how to put a little pressure on a sellers' solicitor to get contracts signed? Would approaching the EA or my own solicitor be the more effective strategy? Signed the contracts a little over 2 weeks ago and still waiting for the other party to sign. The whole process has been very slow considering there are no chains or issues in the sale and the house has been empty since it went up for sale.