Cheap car Insurance

jhud · 19-08-2008 8:21am #1

Payless 1890 201 215

Under Munster Group on Bindon Street Ennis County Clare.

They have a discount on at the moment where they quote you and if you can beat that qoute they will give you €100 discount on there quote.

I am 28 driving 8 years have 1.4 golf licence for 7 years and they quoted me €370 got a better quote and i need to get the better quote in writing and they gave me car insurance for €270 fully comp.

kc66 · 19-08-2008 11:14am

Its a good deal. If you want to look for a cheaper quote I recommend www.quoteme.ie. If its cheaper you can then get the €100 off Payless' quote.

FYI I work for this company, but my whole family were customers before I worked here and found them to be excellent value.

sunny2004 · 19-08-2008 11:33am

kc66 wrote: »

Its a good deal. If you want to look for a cheaper quote I recommend www.quoteme.ie. If its cheaper you can then get the €100 off Payless' quote.

FYI I work for this company, but my whole family were customers before I worked here and found them to be excellent value.

which do you work for ? quoteme or payless ?

Cionád · 19-08-2008 11:36am

kc66 wrote: »

Its a good deal. If you want to look for a cheaper quote I recommend www.quoteme.ie. If its cheaper you can then get the €100 off Payless' quote.

quoteme.com = €1,346.29
Quinn-direct = €550

:eek:

kc66 · 19-08-2008 11:36am

sunny2004 wrote: »

which do you work for ? quoteme or payless ?

quoteme

Cionad- Thats a big difference alright. I dont work directly on the insurance side but I know that myself, the mrs, and my parents got a better quote for car and home insurance from quoteme than any other companies. I was with FBD and quoteme halved the renewal. I think QD are cheap for young drivers with low NCB. Its often worth calling after getting an online quote to get it cheaper.

jamesozzie · 19-08-2008 11:49am

quote me - €800
quinn direct (my current insurers) - €280

bit of a difference there

muffler · 19-08-2008 11:53am

My insurance is due for renewal in 12 days and I ran the details through quoteme and the cheapest they could offer was €464.79 compared to a quote of €302.74 from Brittons in Donegal Town.

Nothing cheap about it.

kc66 · 19-08-2008 12:15pm

You are all proving me wrong

. Im just telling it the way I experienced it and was being honest about working there in case anyone accused me of shilling. It was more to try and avail of the first offer. My insurance is up in a month and I will be trying these other places too.
My initial purchase from quoteme was over the phone so not sure how much difference that makes.

kendragon · 19-08-2008 12:59pm

kc66 wrote: »

You are all proving me wrong . Im just telling it the way I experienced it and was being honest about working there in case anyone accused me of shilling. It was more to try and avail of the first offer. My insurance is up in a month and I will be trying these other places too.
My initial purchase from quoteme was over the phone so not sure how much difference that makes.

Wow... wont it look a little wierd when your giving your details to another motor insurance crowd and you give your job title as working for another motor insurance crowd.. lol.

One place to steer clear of is 25plus.ie. Got a quote off them on friday for a car i'm picking up today. The quote was for 280euro. when i rang back today to get it put on the car they told me that the quote was now 750euro. I had taken all the details down including the name of the girl i was dealing with and she came on the phone and told me point blank that she never gave me that quote. A very dishonest company it seems.

Mods if this is too off topic feel free to edit it or let me know and i'll edit it out.

micks · 19-08-2008 1:06pm

quoteme just gave me quotes between €200 and €400 higher than renewal from AA

challengemaster · 19-08-2008 1:31pm

Awesome. Somewhere near 6k for a 00 punto 1.2 (Learner permit) fully comp.

It's 2.5k with quinn.

kc66 · 19-08-2008 1:41pm

I agree some of those quotes sound a bit outrageous. Nothing to do with what I work at so I dont care. I wonder if the people that got those high quotes tried our other website www.quoteline.ie are they still as high?

muffler · 19-08-2008 2:02pm

kc66 wrote: »

I agree some of those quotes sound a bit outrageous. Nothing to do with what I work at so I dont care. I wonder if the people that got those high quotes tried our other website www.quoteline.ie are they still as high?

Cheapest there was €364.61 and doesnt include full NCD protection

Oracle · 19-08-2008 2:34pm

kendragon wrote: »

One place to steer clear of is 25plus.ie. Got a quote off them on friday for a car i'm picking up today. The quote was for 280euro. when i rang back today to get it put on the car they told me that the quote was now 750euro. I had taken all the details down including the name of the girl i was dealing with and she came on the phone and told me point blank that she never gave me that quote. A very dishonest company it seems.

Mods if this is too off topic feel free to edit it or let me know and i'll edit it out.

The same thing happened to me years ago with QuoteLine. They gave me the best quote but when I phoned back to take the insurance they denied giving me that price at all. I think they know when you phone back that they've given you the best quote, so decide to hike up the price. Very sharp practice indeed. I didn't use or phone Quoteline again though.

eth0_ · 19-08-2008 3:47pm

Just ring round some brokers in your area.

I'm 27, have 1 years NCB and a full licence and quinn quoted me 550 for TPFT on a 1.3 hyundai accent.

Went to Eaglestar locally and they got me full comprehensive cover, with contents insurance and breakdown cover for....380 euro.

Moonbeam · 19-08-2008 3:52pm

quoteline is expensive for me too, over 200 euro more expensive then what I pay with AA.

AA are pretty cheap but their insurance does not include breakdown assistance,which with AA is expensive.

Grawns · 19-08-2008 4:09pm

kc66 wrote: »

Its a good deal. If you want to look for a cheaper quote I recommend www.quoteme.ie. If its cheaper you can then get the €100 off Payless' quote.

FYI I work for this company, but my whole family were customers before I worked here and found them to be excellent value.

Oh dear! :eek:

Am with AA and policy is up soon. renewal = €506.64 ( though they do say to ring them for a cheaper quote)

Quote me
Royal & Sun Alliance - Select €717.08
Royal & Sun Alliance - Car €748.06
Allianz Ireland p.l.c.- Private Motor €758.77
Hibernian Broker Motorchoice €1,136.52

Form is a pain to fill out too.

DaveBH · 19-08-2008 5:01pm

I found the best and cheapest deal on www.chill.ie

They check a list of insurers for you - definitely worth a shot....

maxim · 19-08-2008 8:45pm

Had the same problem a few weeks ago. FBD quoted over €540 for our renewal, looked around, made a few phone calls and searches and got fully comp. NCB prot. for less than €250 at www.insure.ie

Doodlebug · 19-08-2008 9:50pm

I've used the Muster Insurance Group offer the OP mentions - €100 off cheapest I could find (www.insure.ie) - great deal!

gilbert · 19-08-2008 10:16pm

I am 26 years old,2 yrs NCB, 1.4 COROLLA,Full irish
from quoteme.ie

Royal & Sun Alliance - Select €941.04 Policy Notes
Royal & Sun Alliance - Car €985.99 Policy Notes
Allianz Ireland p.l.c.- Private Motor €1,046.84 Policy Notes
Hibernian Broker Motorchoice €1,125.43 Policy Notes

skywalker · 19-08-2008 11:09pm

Allow me to join the lone voice for quoteme/quoteline. They saved me 400 or so quid at time of my last insurance renewal. Had to change a windscreen a week after the policy kicked off to & there was no bother at all. Very happy with em so far.

eddiehobbs · 20-08-2008 1:32am

challengemaster wrote: »

Awesome. Somewhere near 6k for a 00 punto 1.2 (Learner permit) fully comp.

It's 2.5k with quinn.

I paid €1200 with munster group on a 1.2 fiesta, fully comp as a learner driver. Found them to be the best around. Quinn was quoting around €2200

TheResearch · 20-08-2008 2:35am

Insure.ie easily the best for me as well, was delighted with the quote they gave me.

For third party, fire and theft on a 1.2 punto with learner permit, no NCB:

Hibernian Broker Motorchoice @ quoteme €2140
Quinn €1250
insure.ie €890

gilbert · 23-08-2008 11:29pm

DaveBH wrote: »

I found the best and cheapest deal on www.chill.ie

They check a list of insurers for you - definitely worth a shot....

very good deal with this website. i found one of quotation is much cheaper than AA.
and on more question about it,has anyone done the business with them before? any experiences can be shared with us?

Wrightway Standard €636.18 Policy Details... Buy Now
XS Direct €813.55 Policy Details... Buy Now
Allianz €970.23 Policy Details... Buy Now
Hibernian Broker Motorchoice €1,114.87 Policy Details... Buy Now
AXA MotorFirst Basic €1,489.67 Policy Details... Buy Now
AXA MotorFirst Standard €1,503.29 Policy Details... Buy Now
AXA MotorFirst Plus €1,554.29 Policy Details... Buy Now

skywalker · 24-08-2008 12:37pm

Found this thread very helpful the other day when I was checking aaround for insurance for my dad.

I knew most of the brokers named already, but chill waas a new one on me. In this instance they were the cheapest ( quote was over €100 less, with eagle star) He was already with eagle star, & didnt fancy the hassle of changing. So I rang eagle star & got them to quote almost as low a price. Hes paying €15 more than the chill.ie quote, but is still saving over €100 off his initial quote & doesnt have to move so hes delighted.

Thoie · 24-08-2008 1:26pm

skywalker wrote: »

Found this thread very helpful the other day when I was checking aaround for insurance for my dad.

I knew most of the brokers named already, but chill waas a new one on me. In this instance they were the cheapest ( quote was over €100 less, with eagle star) He was already with eagle star, & didnt fancy the hassle of changing. So I rang eagle star & got them to quote almost as low a price. Hes paying €15 more than the chill.ie quote, but is still saving over €100 off his initial quote & doesnt have to move so hes delighted.

Ditto - hadn't heard of chill, just tried them out and they're coming out about 100 euro cheaper than any other quotes I tried, and that's including a 0 voluntary excess, and step back NCB. (Some of the quotes further down the line are also 300 euro than my existing quote to be fair). The two cheapest for me are Eagle Ladystar and Wrightway - has anyone heard for Wrightway before? Anyone had any dealings with them?

muffler · 30-09-2008 4:20pm

joe_indublin wrote: »

<SNIP>

Do they pay you extra for this to drag up a 5 week old post just to provide a a link to their web site?

Just to put a dampener on this. I was insured with FBD for 12 years. Renewal premium at end of August was €651. Got the identical cover through Brittons in Donegal Town for €302.

Put that in your pipe and smoke it.

joe_indublin · 30-09-2008 4:37pm

I was merely pointing out that FBD were good value for me. I have no intention of promoting any company here. I am new new on these boards today which may explain why my post was from today.

joe_indublin · 30-09-2008 4:45pm

I had been insured with Axa for almost 10 years and paid just over €400 last year for comp cover on a 2 year old Mondeo. They quoted me the same €400 this year on renewal and offered a discount of €20. When I shopped around, I only ended up paying €320 for the better cover with FBD. As I said it all depends on each indiviuals circumstances, age, sex, location, driver history,.....but it pays to shop around every year.

old boy · 30-09-2008 8:47pm

chill.ie cannot recognise my car merc 190 1.8 auto

Col_Loki · 01-10-2008 2:28pm

Fantastic thread. Best quote i got for a Golf TDI was €1,100 now from www.chill.ie its €570 . Its going to save quite a few bob, thanks.

po0k · 01-10-2008 4:53pm

challengemaster wrote: »

Awesome. Somewhere near 6k for a 00 punto 1.2 (Learner permit) fully comp.

It's 2.5k with quinn.

Under your own name?
Are you 17 or something?
Has the car been modified?

That's an outrageous quote.

awhir · 01-10-2008 4:55pm

challengemaster wrote: »

Awesome. Somewhere near 6k for a 00 punto 1.2 (Learner permit) fully comp.

It's 2.5k with quinn.

get insured under momy

joe_indublin · 06-10-2008 11:56am

This is useful: Costs comparisons on the Financial regulator web site.

http://www.itsyourmoney.ie/costcomparisons.jsp

Click motor insurance and then 'search'

elle21 · 21-10-2008 11:28am

Ive been insured through quoteme.ie for the last 3years and found them to be fine, i had no probs with them.... Up untill 4weeks ago that is...

They have to be the most un organised bunch of gangsters i have ever come across... Each time you get on the phone to them you are have to talk to a different person who in turn tells you something completly different to the last.
They are trying to screw me left right and centre when i have done nothing wrong...
In particular there is <SNIP> who has to be the worst... She really is trying to drive me around the bloody bend :mad:

MunsterCycling · 21-10-2008 11:43am

elle21 wrote: »

Ive been insured through quoteme.ie for the last 3years and found them to be fine, i had no probs with them.... Up untill 4weeks ago that is...

They have to be the most un organised bunch of gangsters i have ever come across... Each time you get on the phone to them you are have to talk to a different person who in turn tells you something completly different to the last.
They are trying to screw me left right and centre when i have done nothing wrong...
In particular there is <SNIP> who has to be the worst... She really is trying to drive me around the bloody bend :mad:

No names.

MC

elle21 · 21-10-2008 11:47am

Appologies.... But i am Furious with them!!!!!

racso1975 · 21-10-2008 11:54am

My experience of quotes:

33 male full ncb 2 points citroen xsara 2.0 diesel 2001 average 20k a year

All quotes for fully comp with wifey on policy
Renewal quote: 380 with britton insurances when i got a quote off website 323 euro

123.ie 375

insure.ie 385

Chill.ie 280

quoteme.ie 708 (WTF)

Will up date as i get more quotes

IsThatSo? · 21-10-2008 5:55pm

I went through chill.ie after reading about it here a few weeks back and they came in with 200 less than the quote from my other broker. I found this to be the cheapest of all the websites I tried, but I hadn't tried a few listed in this thread like quoteme or quoteline. I am happy with my quote though, near enough halved my insurance cost. I will try them for my house insurance when its due in December

Only thing I found though was that it was hard to get hold of them. I left my contact detailis 3 times and sent one email and never heard back from them. This was while they were sending me emails telling me of their great offers and to ring now etc. I gave them one more shot and luckily got through. Car insurance for €260 is worth a little bit of hassle

Bluetonic · 21-10-2008 6:01pm

racso1975 wrote: »

Will up date as i get more quotes

The prices mean nothing without details of the excess and bonus protection etc.., of each policy.

Insurance is not all same.

Bobeagleburger · 21-10-2008 8:44pm

kc66 wrote: »

Its a good deal. If you want to look for a cheaper quote I recommend www.quoteme.ie. If its cheaper you can then get the €100 off Payless' quote.

FYI I work for this company, but my whole family were customers before I worked here and found them to be excellent value.

You are way off the mark mate. Im getting quotes of between 350-500 from other websites are yours is coming out at 860 !

Have a word with your boss !

21-10-2008 8:48pm

Chill.ie = Disaster!

EDIT; I totally wouldn't go near chill but hey that's me, and people seem to not care what they are getting from their insurance anyway so if you're going to Chill, i just noticed on the back of my Superquinn receipt an add for chill saying €100 off your insurance for all Superquinn customers, now there are t's&c's but my receipt ends before them! It just says quote "superquinn" when applying.
My Advice - get quote first and then ring back up with the superquinn bit....

fred432 · 21-10-2008 9:16pm

i had bit of a bang 3 years back so my quotes were up. 795 with a full 2 years no claims. Eventually got a quote from broker from a company called prestige for 460 euro full comp

21-10-2008 10:05pm

I decided to get a quote from chill.ie there seeing as everyone else is getting apparently great deals

Female
26
Full License
2 Litre Auto Volvo S60
4 Years no claims + named exp

Eagle Star - €360
Chill - €680

no use to me anyway

IsThatSo? · 21-10-2008 10:16pm

just got my proposal form in from Chill, there are more errors on it than I have had cups of coffee this last week :mad: Some of the questions she didn't even ask me, cos I know I would have told her its a seven seater car, not a 5 seater.............I mean really

They got the mileage wrong also, and all they had to do was copy it from my online application!! I will have several alterations to send back. It will be interesting to see if this changes the quote I got.

heffo9 · 21-10-2008 10:23pm

FBD quoted me €640 in September after being with them for 2 years, my policy cost me €430 last year and €500 year before.
Anyway after digging and ringing around for a better quote, my wife found this crowd in Donegal, very competitive and resellers for Zurich, ended up costing me €299 for exact same policy.
http://www.brittoninsurance.com/about.html

zero19 · 21-10-2008 10:33pm

My insurance renewal is coming soon, last year i was quoted 1600 with quinn direct, now a year later and accident and penalty point free they want 1900 for the same policy? wtf is that all about like?

muffler · 22-10-2008 2:10am

heffo9 wrote: »

FBD quoted me €640 in September after being with them for 2 years, my policy cost me €430 last year and €500 year before.
Anyway after digging and ringing around for a better quote, my wife found this crowd in Donegal, very competitive and resellers for Zurich, ended up costing me €299 for exact same policy.
http://www.brittoninsurance.com/about.html

Practically identical to my situation a few weeks ago. €640 also with FBD and got it for €302 with Brittons.

kc66 · 22-10-2008 9:36am

rarnes1 wrote: »

You are way off the mark mate. Im getting quotes of between 350-500 from other websites are yours is coming out at 860 !

Have a word with your boss !

There are changes being made to the website at the moment. The other website www.quoteline.ie should be better. If anyone rings up Im sure the quote would be cheaper.
I accept many of the quotes recently on quoteme are too expensive recently.

crazzzzy · 22-10-2008 4:08pm

Heard alot of ppl changin 4rm fbd coz their insurance much dearer dis yr. i woz wid fbd but my insurance was 100 more than lst yr (no accident/penalty pts). Axa gave me good quote & had deal wid local credit union....if u pay by credit union chq there was €50 off.

Cheap car Insurance

Comments